Alfa Financial Software Holdings Plc

  • Market Cap: Small Cap
  • Industry: Software Products
  • ISIN: GB00BDHXPG30
  • LON: ALFA
GBP
1.58
-0.88 (-35.9%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore

Dashboard

1

Weak Long Term Fundamental Strength with a 11.18% CAGR growth in Operating Profits over the last 5 years

 
2

Poor long term growth as Net Sales has grown by an annual rate of 9.94% and Operating profit at 11.18% over the last 5 years

 
3

The company has declared Positive results for the last 4 consecutive quarters

4

With ROE of 56.08%, it has a attractive valuation with a 8.83 Price to Book Value

5

Underperformed the market in the last 1 year

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Software Products

stock-summary
Market cap

GBP 471 Million (Small Cap)

stock-summary
P/E

16.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

6.02%

stock-summary
Debt Equity

-0.40

stock-summary
Return on Equity

56.49%

stock-summary
Price to Book

9.10

Revenue and Profits:
Net Sales:
(Quarterly Results - )
Net Profit:
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-30.85%
0%
-30.85%
6 Months
-32.33%
0%
-32.33%
1 Year
-16.58%
0%
-16.58%
2 Years
-15.96%
0%
-15.96%
3 Years
-5.67%
0%
-5.67%
4 Years
22.96%
0%
22.96%
5 Years
105.19%
0%
105.19%

Alfa Financial Software Holdings Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
9.94%
EBIT Growth (5y)
11.18%
EBIT to Interest (avg)
32.44
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.44
Sales to Capital Employed (avg)
2.24
Tax Ratio
24.73%
Dividend Payout Ratio
14.73%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
134.17%
ROE (avg)
49.50%

Valuation key factors

Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
8.83
EV to EBIT
11.09
EV to EBITDA
10.22
EV to Capital Employed
16.28
EV to Sales
3.40
PEG Ratio
1.34
Dividend Yield
6.21%
ROCE (Latest)
146.79%
ROE (Latest)
56.08%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Alfa Financial Software Holdings Plc"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 15.29% vs 7.75% in Dec 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is 17.58% vs 8.94% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "126.70",
          "val2": "109.90",
          "chgp": "15.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "42.20",
          "val2": "37.50",
          "chgp": "12.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.70",
          "val2": "0.70",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "1.50",
          "val2": "-0.30",
          "chgp": "600.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "30.10",
          "val2": "25.60",
          "chgp": "17.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "307.00%",
          "val2": "316.70%",
          "chgp": "-0.97%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Annual Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
126.70
109.90
15.29%
Operating Profit (PBDIT) excl Other Income
42.20
37.50
12.53%
Interest
0.70
0.70
Exceptional Items
1.50
-0.30
600.00%
Consolidate Net Profit
30.10
25.60
17.58%
Operating Profit Margin (Excl OI)
307.00%
316.70%
-0.97%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2025 is 15.29% vs 7.75% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 17.58% vs 8.94% in Dec 2024

stock-summaryCompany CV
About Alfa Financial Software Holdings Plc stock-summary
stock-summary
Alfa Financial Software Holdings Plc
Software Products
Alfa Financial Software Holdings PLC is a holding company. The Company is developer of Alfa Systems, is mission-critical software platform purpose-built for the asset finance industry. The Company offers professional services including business process consultancy, user interface (UI) design, cloud hosting, project management and training consultancy. The Company’s products include equipment finance and automotive finance. Equipment finance Provides equipment leasing, structured asset finance, installment credit and other corporate and consumer lending. Automotive finance provides retail and commercial lending and leasing, wholesale and dealer finance. The Company’s platform provides point of sale, originations, contract management, and wholesale services. Point of sale includes Web-based quotation, and templates and business rules. Originations include credit management and document management. Contract management includes leases and loans, and bad debt management.
Company Coordinates stock-summary
Company Details
Moor Place, Fore, 1 Fore Street Avenue , LONDON None : EC2Y 9DT
Registrar Details
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