Alfa Financial Software Holdings Plc (ALFA) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Alfa Financial Software Holdings Plc

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Why is Alfa Financial Software Holdings Plc ?

High Management Efficiency with a high ROE of 49.50%

Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 27.50

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 49.50%

Positive results in Jun 25

ROCE(HY) Highest at 62.38%
RAW MATERIAL COST(Y) Fallen by -1.17% (YoY)
NET SALES(Q) Highest at GBP 62.5 MM

With ROE of 56.21%, it has a attractive valuation with a 11.33 Price to Book Value

Over the past year, while the stock has generated a return of -31.94%, its profits have risen by 32.2% ; the PEG ratio of the company is 0.6

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Alfa Financial Software Holdings Plc should be less than 10%
Overall Portfolio exposure to Software Products should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Alfa Financial Software Holdings Plc for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Alfa Financial Software Holdings Plc

-100.0%

-0.64

29.97%

FTSE 100

13.98%

1.15

13.60%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.84%

EBIT Growth (5y)

16.91%

EBIT to Interest (avg)

27.50

Debt to EBITDA (avg)

Net Debt to Equity (avg)

-0.44

Sales to Capital Employed (avg)

2.01

Tax Ratio

24.93%

Dividend Payout Ratio

16.13%

Pledged Shares

Institutional Holding

ROCE (avg)

115.67%

ROE (avg)

49.50%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

11.33

EV to EBIT

14.21

EV to EBITDA

13.20

EV to Capital Employed

20.06

EV to Sales

4.63

PEG Ratio

0.63

Dividend Yield

4.49%

ROCE (Latest)

141.16%

ROE (Latest)

56.21%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

ROCE(HY)

Highest at 62.38%

RAW MATERIAL COST(Y)

Fallen by -1.17% (YoY

NET SALES(Q)

Highest at GBP 62.5 MM

OPERATING PROFIT(Q)

Highest at GBP 21.7 MM

PRE-TAX PROFIT(Q)

Highest at GBP 19.8 MM

NET PROFIT(Q)

Highest at GBP 14.64 MM

EPS(Q)

Highest at GBP 0.05

-2What is not working for the Company

INTEREST(HY)

At GBP 0.4 MM has Grown at 33.33%

Here's what is working for Alfa Financial Software Holdings Plc

Net Sales

Highest at GBP 62.5 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (GBP MM)

Operating Profit

Highest at GBP 21.7 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (GBP MM)

Pre-Tax Profit

Highest at GBP 19.8 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (GBP MM)

Net Profit

Highest at GBP 14.64 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (GBP MM)

EPS

Highest at GBP 0.05

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Raw Material Cost

Fallen by -1.17% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Alfa Financial Software Holdings Plc

Interest

At GBP 0.4 MM has Grown at 33.33%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (GBP MM)