PNB Gilts

how big is PNB Gilts?

As of Jun 06, PNB Gilts Ltd has a market capitalization of 1,844.02 Cr, classifying it as a Small Cap company, with recent net sales of 1,722.17 Cr and a net profit of 233.03 Cr. The standalone balance sheet shows shareholder's funds of 1,329.76 Cr and total assets of 24,524.82 Cr.

Market Cap: As of Jun 06, PNB Gilts Ltd has a market capitalization of 1,844.02 Cr, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, PNB Gilts reported Net Sales of 1,722.17 Cr and a Net Profit of 233.03 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: The Standalone balance sheet for the reporting period ending Mar'24 shows Shareholder's Funds of 1,329.76 Cr and Total Assets of 24,524.82 Cr.

Who are in the management team of PNB Gilts?

As of March 2018, the management team of PNB Gilts includes Sunil Mehta (Chairman), SK Dubey (Managing Director), Sunita Gupta (Executive Director & CFO), and several independent and non-executive directors. They collectively oversee the company's governance and operations.

As of March 2018, the management team of PNB Gilts includes the following individuals:<BR><BR>1. Sunil Mehta - Chairman<BR>2. SK Dubey - Managing Director<BR>3. Sunita Gupta - Executive Director & CFO<BR>4. Kamal Gupta - Non Executive Independent Director<BR>5. S K Soni - Non Executive Independent Director<BR>6. P P Pareek - Non Executive Independent Director<BR>7. Monika Kochar - Company Secretary<BR>8. Ashok Kumar Pradhan - Non Independent & Non Executive Director<BR><BR>These members play various roles within the company, contributing to its governance and operational management.

What does PNB Gilts do?

PNB Gilts Ltd is a primary dealer in the Government Securities Market, classified as a Small Cap NBFC, with a market cap of Rs 1,842 Cr and reported net sales of 419 Cr and net profit of 75 Cr for March 2025. Key metrics include a P/E of 8.00 and a dividend yield of 0.98%.

Overview:<BR>PNB Gilts Ltd is a leading primary dealer in the Government Securities Market, operating within the Non Banking Financial Company (NBFC) sector and classified as a Small Cap company.<BR><BR>History:<BR>PNB Gilts Ltd was incorporated in the year 1996 and has maintained its status as a Standalone Primary Dealer. The latest quarterly results reported are for March 2025, showcasing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>- Net Sales: 419 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 75 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: Rs 1,842 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 8.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.98%<BR>- Debt Equity: 14.49<BR>- Return on Equity: 14.95%<BR>- Price to Book: 1.19<BR><BR>Contact Details:<BR>Address: 5 Sansad Marg, New Delhi, New Delhi: 110001 <BR>Tel: 91-11-23325759/23325779 <BR>Fax: 91-11-23325751 <BR>Email: pnbgilts@ndb.vsnl.net.in <BR>Website: http://www.pnbgilts.com

What is the bonus history of the PNB Gilts?

PNB Gilts announced a 1:3 bonus issue on July 3, 2013, with a record date of July 4, 2013, meaning shareholders received one additional share for every three shares held.

PNB Gilts has a bonus history that includes a 1:3 bonus issue announced on July 3, 2013. The record date for this bonus was July 4, 2013. This means that for every three shares held, shareholders received one additional share as a bonus.

Has PNB Gilts declared dividend?

Yes, PNB Gilts Ltd has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of September 13, 2024. The current dividend yield is 0.98%, and while short-term returns have been negative, longer-term returns show significant growth.

PNB Gilts Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 13 Sep 24<BR><BR>Dividend Yield: 0.98%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -14.7%, the dividend return was 0%, resulting in a total return of -14.7%.<BR><BR>Over the past year, the price return was -3.96%, the dividend return was 0.90%, leading to a total return of -3.06%.<BR><BR>In the 2-year period, the price return was 62.01%, with a dividend return of 1.58%, culminating in a total return of 63.59%.<BR><BR>For the 3-year period, the price return was 58.16%, the dividend return was 10.10%, which resulted in a total return of 68.26%.<BR><BR>In the 4-year span, the price return was 16.73%, the dividend return was 12.37%, giving a total return of 29.1%.<BR><BR>Finally, over 5 years, the price return was 191.26%, with a dividend return of 52.13%, resulting in a total return of 243.39%.<BR><BR>Overall, PNB Gilts has declared a dividend, which contributes positively to the total returns, especially over longer periods, despite some negative returns in the short term. The dividend yield reflects a modest return on investment in the current context.

Who are the peers of the PNB Gilts?

PNB Gilts' peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Ugro Capital, Algoquant Fin, Finkurve Fin., Saraswati Commer, and Arman Financial. PNB Gilts has average management risk and growth, with a 1-year return of -3.56%, better than Ugro Capital but lower than Finkurve Fin.'s 135.71%.

Peers: The peers of PNB Gilts are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Ugro Capital, Algoquant Fin, Finkurve Fin., Saraswati Commer, and Arman Financial.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Good management risk is found at Shriram Finance, Arman Financial, and the rest. Average management risk is present at Jio Financial, PNB Gilts, Ugro Capital, Algoquant Fin, and the rest. Below Average management risk is noted at Finkurve Fin. and Saraswati Commer. Growth is excellent at Jio Financial, Ugro Capital, Algoquant Fin, and the rest, while good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, Arman Financial, and the rest. Average growth is noted at Muthoot Finance and PNB Gilts, while below average growth is not applicable. Capital structure is excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Ugro Capital, Finkurve Fin., and Saraswati Commer, while good capital structure is found at Cholaman.Inv.&Fn and Algoquant Fin. Below average capital structure is noted at PNB Gilts.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Finkurve Fin. at 135.71%, while Ugro Capital has the lowest at -37.97%. PNB Gilts' 1-year return of -3.56% is higher than Ugro Capital's but lower than Finkurve Fin.'s. Additionally, Ugro Capital, Saraswati Commer, and Jio Financial have negative six-month returns.

When is the next results date for PNB Gilts?

PNB Gilts will announce its results on 23 July 2025.

PNB Gilts will declare its results on 23 July 2025.

Who are the top shareholders of the PNB Gilts?

The top shareholder of PNB Gilts is Punjab National Bank, holding 74.07%. Other notable shareholders include individual investor Vineet Nahata with 2.31%, while public investors collectively hold 21.83%, and foreign institutional investors account for 0.35%.

The top shareholders of PNB Gilts primarily include its majority shareholder, Punjab National Bank, which holds 74.07% of the company. There are no pledged promoter holdings. In terms of public shareholders, Vineet Nahata is the largest individual investor with a holding of 2.31%. Additionally, individual investors collectively hold 21.83% of the shares, while foreign institutional investors (FIIs) hold a small portion, accounting for 0.35% through 24 different FIIs. There are currently no mutual funds invested in PNB Gilts.

How has been the historical performance of PNB Gilts?

PNB Gilts has shown significant growth in net sales and total operating income from March 2019 to March 2025, despite facing profitability challenges, with operating profit recovering from a loss in 2023 but still lower than 2021 levels. Total liabilities and assets increased during the same period, while cash flow from operating activities improved but remained negative.

Answer:<BR>The historical performance of PNB Gilts shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>PNB Gilts has experienced significant growth in net sales, increasing from 507.79 crore in March 2019 to 1,675.98 crore in March 2025. Total operating income followed a similar upward trajectory, reaching 1,675.98 crore in March 2025, compared to 507.79 crore in March 2019. However, the company faced challenges with operating profit, which was 311.88 crore in March 2025, a recovery from a loss of -91.73 crore in March 2023 but down from 624.67 crore in March 2021. Profit before tax also showed improvement, rising to 310.95 crore in March 2025 from a loss of -85.07 crore in March 2023. Profit after tax rebounded to 233.03 crore in March 2025, contrasting with a loss of -77.22 crore in March 2023. The company's total liabilities increased from 21,487.19 crore in March 2023 to 24,701.30 crore in March 2025, while total assets also grew from 21,487.19 crore to 24,701.30 crore in the same period. Cash flow from operating activities remained negative, at -196 crore in March 2025, but improved from -4,638 crore in March 2023. Overall, PNB Gilts has shown resilience in revenue growth despite facing profitability challenges and increasing liabilities.

Are PNB Gilts latest results good or bad?

PNB Gilts' latest results show strong recovery with a significant increase in net sales and profit; however, concerns about operational consistency, high debt levels, and historical volatility suggest caution for investors. Overall, the results are good but come with notable risks.

PNB Gilts' latest results present a mixed picture. On one hand, the company reported impressive net sales of ₹563.27 crores in Q2 FY26, marking a 34.51% increase sequentially and a 27.93% rise year-on-year. Additionally, net profit surged to ₹160.07 crores, reflecting a remarkable 113.36% growth compared to the previous quarter and a staggering 199.55% increase year-on-year. The return on equity (ROE) also stood strong at 21.85%, indicating good capital efficiency.<BR><BR>However, despite these positive headline figures, there are significant concerns regarding operational consistency and earnings quality. The company has a history of volatility, having reported losses in three of the last eight quarters, which raises questions about the sustainability of its recent profits. The business model is highly sensitive to interest rate movements, which can lead to unpredictable earnings.<BR><BR>Moreover, while the operating profit margin remains high at 95.47%, it has seen a decline from the previous quarter, and the company's high debt-to-equity ratio of 12.86 raises leverage concerns. The stock has also underperformed compared to market benchmarks, indicating investor skepticism about its future prospects.<BR><BR>In summary, while PNB Gilts has shown strong recovery in its latest quarter, the underlying volatility and historical performance issues suggest that investors should approach with caution. The results are good in terms of recovery but come with significant risks that could affect future performance.

Is PNB Gilts overvalued or undervalued?

As of November 14, 2025, PNB Gilts is considered very attractive due to its undervalued metrics, including a PE ratio of 8.87 and a PEG ratio of 0.00, indicating strong growth potential compared to peers like Bajaj Finance and Life Insurance, despite short-term underperformance against the Sensex.

As of 14 November 2025, PNB Gilts has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, with a PE ratio of 8.87, a Price to Book Value of 0.96, and an EV to EBITDA of 16.82. These ratios indicate a favorable valuation compared to its peers, particularly when considering Bajaj Finance, which has a significantly higher PE ratio of 34.62, and Life Insurance, which stands at 11.25.<BR><BR>In the context of its industry, PNB Gilts' valuation metrics suggest it is well-positioned for growth, especially with a PEG ratio of 0.00, indicating potential for future earnings growth without the current price reflecting it. While the stock has underperformed against the Sensex in the short term, its long-term performance remains robust, with a 5-year return of 95.42%, slightly ahead of the Sensex's 93.78%. This reinforces the notion that PNB Gilts is undervalued relative to its intrinsic potential.

Is PNB Gilts technically bullish or bearish?

As of November 18, 2025, PNB Gilts shows a strong bearish trend indicated by multiple technical indicators, including bearish MACD, Bollinger Bands, and moving averages across weekly and monthly time frames.

As of 18 November 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for PNB Gilts is bearish, with a strong indication from multiple indicators. The weekly MACD is bearish, and both weekly and monthly Bollinger Bands confirm a bearish trend. Daily moving averages also reflect a bearish sentiment. The KST is bearish on both weekly and monthly time frames, while Dow Theory indicates a mildly bearish stance on the weekly and monthly charts. Overall, the bearish signals across various indicators suggest a strong bearish sentiment in the current market.

Should I buy, sell or hold PNB Gilts Ltd?

Why is PNB Gilts Ltd falling/rising?

As of 28-Jan, PNB Gilts Ltd's stock price has risen slightly to 79.30, but it has underperformed its sector and is trading below key moving averages. Despite a recent uptick, the company faces significant long-term challenges, including a 21.17% decline in stock returns over the past year and a drastic 92.94% drop in profit after tax.

As of 28-Jan, PNB Gilts Ltd is experiencing a slight rise in its stock price, currently at 79.30, with a change of 0.38 (0.48%) upwards. This increase comes after the stock has gained for the last two days, resulting in a total return of 2.69% during this period. However, it is important to note that despite this recent uptick, the stock has underperformed its sector by 2.1% today and is trading below all key moving averages, indicating a weaker performance compared to historical trends.<BR><BR>In the broader context, PNB Gilts has faced significant challenges over the past year, with a decline of 21.17% in stock returns, while the benchmark Sensex has gained 8.49%. The company's fundamentals also reflect weaknesses, with a low average Return on Equity (ROE) of 9.63% and poor long-term growth metrics, such as a net sales growth rate of only 7.16%. Additionally, the company's recent financial results show a drastic decline in profit after tax, which has fallen by 92.94% over the last six months, and a 5% decrease in net sales compared to the previous quarter's average.<BR><BR>Moreover, the lack of investment from domestic mutual funds, which hold 0% of the company, suggests a lack of confidence in the stock's valuation or business prospects. This combination of short-term gains amidst long-term struggles indicates that while there may be a temporary rise in stock price, the overall outlook remains concerning.

Which are the latest news on PNB Gilts?