PNB Gilts

Which are the latest news on PNB Gilts?

Why is PNB Gilts Ltd falling/rising?

As of 08-Aug, PNB Gilts Ltd's stock price is at 80.88, reflecting a decline of -1.62% and a negative trend over various periods, including a -21.93% drop over the past year. Despite increased investor participation, the stock remains below key moving averages, indicating bearish sentiment.

As of 08-Aug, PNB Gilts Ltd's stock price is falling, currently at 80.88, which reflects a change of -1.33 or -1.62%. The stock has been on a downward trend, having lost value for the last two consecutive days, resulting in a total decline of -3.54% during this period. Additionally, over the past week, the stock has decreased by -4.27%, while the benchmark Sensex has seen a slight increase of +0.52%, indicating underperformance relative to the market.<BR><BR>The stock's performance over longer periods also shows a negative trend, with a -7.51% decline over the past month and a significant -21.93% drop over the past year. Although the stock has outperformed its sector by 0.4% today, the overall trend remains negative. The stock's price has also touched an intraday low of Rs 80.5, which is a decline of -2.08%.<BR><BR>Despite these declines, there has been a notable increase in investor participation, with delivery volume rising by 50.87% compared to the 5-day average. However, this increase in trading activity has not translated into a rise in stock price, as it remains lower than several moving averages, including the 5-day, 20-day, 50-day, and 200-day averages, which further indicates a bearish sentiment in the stock.

Are PNB Gilts Ltd latest results good or bad?

PNB Gilts Ltd's latest results show a strong sequential recovery with a 521.26% increase in net profit quarter-on-quarter, but a concerning 49.59% decline year-on-year, indicating ongoing challenges in a volatile interest rate environment and low investor confidence. Overall, the mixed performance suggests uncertainty about the company's future.

PNB Gilts Ltd's latest results present a mixed picture. On one hand, the company reported a remarkable sequential recovery in Q1 FY27, with a net profit of ₹80.70 crores, reflecting a staggering 521.26% increase compared to the previous quarter. Net sales also grew by 7.18% quarter-on-quarter to ₹454.56 crores, and the operating margin reached an impressive 96.66%.<BR><BR>However, when looking at the year-on-year performance, the results are less favorable. The net profit has decreased by 49.59% compared to the same quarter last year, and net sales fell by 19.30%. This decline highlights the challenges PNB Gilts faces in a volatile interest rate environment, which significantly impacts its profitability.<BR><BR>Additionally, the company's return on equity remains low at 8.35%, and it has experienced a significant drop in institutional investor confidence, as evidenced by the sharp decline in foreign institutional investor holdings. The stock has also underperformed the broader market, declining 12.20% over the past year.<BR><BR>In summary, while the sequential recovery in profits is encouraging, the year-on-year decline and ongoing structural challenges suggest that the overall results may not be viewed positively by investors. The company appears to be navigating a difficult landscape, making its future performance uncertain.

Should I buy, sell or hold PNB Gilts Ltd?

How big is PNB Gilts?

As of 10th June, PNB Gilts Ltd has a market capitalization of 1,651.00 Cr, with recent Net Sales of 1,855.46 Cr and a Net Profit of 181.62 Cr. Shareholder's Funds are 1,545.20 Cr and Total Assets amount to 24,701.30 Cr.

As of 10th June, PNB Gilts Ltd has a market capitalization of 1,651.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, PNB Gilts reported Net Sales of 1,855.46 Cr and a Net Profit of 181.62 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 1,545.20 Cr and Total Assets of 24,701.30 Cr.

Who are in the management team of PNB Gilts?

The management team of PNB Gilts includes Sunil Mehta (Chairman), SK Dubey (Managing Director), Sunita Gupta (Executive Director & CFO), and several non-executive directors, including Kamal Gupta, S K Soni, and P P Pareek, along with Monika Kochar (Company Secretary) and Ashok Kumar Pradhan (Non-Independent & Non-Executive Director).

The management team of PNB Gilts includes the following members:<BR><BR>- **Sunil Mehta** - Chairman<BR>- **SK Dubey** - Managing Director<BR>- **Sunita Gupta** - Executive Director & CFO<BR>- **Kamal Gupta** - Non-Executive Independent Director<BR>- **S K Soni** - Non-Executive Independent Director<BR>- **P P Pareek** - Non-Executive Independent Director<BR>- **Monika Kochar** - Company Secretary<BR>- **Ashok Kumar Pradhan** - Non-Independent & Non-Executive Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

Who are the peers of the PNB Gilts?

PNB Gilts' peers include Kalyani Invest., Mufin Green, Shipping Land, PTC India Fin, Grand Oak Canyon, Spice LoungeFood, Arman Financial, Summit Securitie, and Balmer Law. Inv. In terms of performance, Mufin Green leads with a 1-year return of 53.45%, while PNB Gilts has a return of -12.96%.

Peers: The peers of PNB Gilts are Kalyani Invest., Mufin Green, Shipping Land, PTC India Fin, Grand Oak Canyon, Spice LoungeFood, Arman Financial, Summit Securitie, Balmer Law. Inv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kalyani Invest., Mufin Green, Spice LoungeFood, and Summit Securitie, while Average management risk is found at Arman Financial. Below Average management risk is noted for Shipping Land, PTC India Fin, Grand Oak Canyon, Balmer Law. Inv., and PNB Gilts. In terms of growth, Excellent growth is seen at Kalyani Invest., Mufin Green, Spice LoungeFood, and Summit Securitie, while Good growth is found at Arman Financial. Below Average growth is present at Shipping Land, PTC India Fin, Grand Oak Canyon, and PNB Gilts. For capital structure, Excellent ratings are given to Kalyani Invest., Mufin Green, Spice LoungeFood, Arman Financial, and Balmer Law. Inv., while Below Average capital structure is noted for Shipping Land, Grand Oak Canyon, and PNB Gilts.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Mufin Green at 53.45%, while the lowest is Shipping Land at -21.18%. PNB Gilts has a 1-year return of -12.96%, which is higher than Shipping Land's return but lower than Mufin Green's. Additionally, the six-month returns are negative for Shipping Land, Grand Oak Canyon, Summit Securitie, and Balmer Law. Inv.

What does PNB Gilts do?

PNB Gilts Ltd is a primary dealer in the Government Securities Market, classified as a small-cap NBFC, with a market cap of INR 1,651 Cr and reported net sales of 424 Cr and net profit of 13 Cr for March 2026. The company has a P/E ratio of 9.00 and a dividend yield of 1.08%.

Overview:<BR>PNB Gilts Ltd is a leading primary dealer in the Government Securities Market, operating within the Non Banking Financial Company (NBFC) sector and classified as a small-cap company.<BR><BR>History:<BR>PNB Gilts Ltd was incorporated in the year 1996 and has maintained its status as a standalone primary dealer. The latest quarterly results reported are for March 2026, showcasing the company's performance in net sales and profit.<BR><BR>Financial Snapshot:<BR>- Net Sales: 424 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 13 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 1,651 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 9.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 1.08%<BR>- Debt Equity: 14.56<BR>- Return on Equity: 10.53%<BR>- Price to Book: 0.97<BR><BR>Contact Details:<BR>Address: 5 Sansad Marg, New Delhi, New Delhi: 110001 <BR>Tel: 91-11-23325759/23325779 <BR>Email: pnbgilts@ndb.vsnl.net.in <BR>Website: http://www.pnbgilts.com

Is PNB Gilts technically bullish or bearish?

As of November 18, 2025, PNB Gilts shows a strong bearish trend indicated by multiple technical indicators, including bearish MACD, Bollinger Bands, and moving averages across weekly and monthly time frames.

As of 18 November 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for PNB Gilts is bearish, with a strong indication from multiple indicators. The weekly MACD is bearish, and both weekly and monthly Bollinger Bands confirm a bearish trend. Daily moving averages also reflect a bearish sentiment. The KST is bearish on both weekly and monthly time frames, while Dow Theory indicates a mildly bearish stance on the weekly and monthly charts. Overall, the bearish signals across various indicators suggest a strong bearish sentiment in the current market.

Is PNB Gilts overvalued or undervalued?

As of November 14, 2025, PNB Gilts is considered very attractive due to its undervalued metrics, including a PE ratio of 8.87 and a PEG ratio of 0.00, indicating strong growth potential compared to peers like Bajaj Finance and Life Insurance, despite short-term underperformance against the Sensex.

As of 14 November 2025, PNB Gilts has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, with a PE ratio of 8.87, a Price to Book Value of 0.96, and an EV to EBITDA of 16.82. These ratios indicate a favorable valuation compared to its peers, particularly when considering Bajaj Finance, which has a significantly higher PE ratio of 34.62, and Life Insurance, which stands at 11.25.<BR><BR>In the context of its industry, PNB Gilts' valuation metrics suggest it is well-positioned for growth, especially with a PEG ratio of 0.00, indicating potential for future earnings growth without the current price reflecting it. While the stock has underperformed against the Sensex in the short term, its long-term performance remains robust, with a 5-year return of 95.42%, slightly ahead of the Sensex's 93.78%. This reinforces the notion that PNB Gilts is undervalued relative to its intrinsic potential.

How has been the historical performance of PNB Gilts?

PNB Gilts has shown significant growth in net sales and total operating income from March 2019 to March 2025, despite facing profitability challenges, with operating profit recovering from a loss in 2023 but still lower than 2021 levels. Total liabilities and assets increased during the same period, while cash flow from operating activities improved but remained negative.

Answer:<BR>The historical performance of PNB Gilts shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>PNB Gilts has experienced significant growth in net sales, increasing from 507.79 crore in March 2019 to 1,675.98 crore in March 2025. Total operating income followed a similar upward trajectory, reaching 1,675.98 crore in March 2025, compared to 507.79 crore in March 2019. However, the company faced challenges with operating profit, which was 311.88 crore in March 2025, a recovery from a loss of -91.73 crore in March 2023 but down from 624.67 crore in March 2021. Profit before tax also showed improvement, rising to 310.95 crore in March 2025 from a loss of -85.07 crore in March 2023. Profit after tax rebounded to 233.03 crore in March 2025, contrasting with a loss of -77.22 crore in March 2023. The company's total liabilities increased from 21,487.19 crore in March 2023 to 24,701.30 crore in March 2025, while total assets also grew from 21,487.19 crore to 24,701.30 crore in the same period. Cash flow from operating activities remained negative, at -196 crore in March 2025, but improved from -4,638 crore in March 2023. Overall, PNB Gilts has shown resilience in revenue growth despite facing profitability challenges and increasing liabilities.

Who are the top shareholders of the PNB Gilts?

The top shareholder of PNB Gilts is Punjab National Bank, holding 74.07%. Other notable shareholders include individual investor Vineet Nahata with 2.31%, while public investors collectively hold 21.83%, and foreign institutional investors account for 0.35%.

The top shareholders of PNB Gilts primarily include its majority shareholder, Punjab National Bank, which holds 74.07% of the company. There are no pledged promoter holdings. In terms of public shareholders, Vineet Nahata is the largest individual investor with a holding of 2.31%. Additionally, individual investors collectively hold 21.83% of the shares, while foreign institutional investors (FIIs) hold a small portion, accounting for 0.35% through 24 different FIIs. There are currently no mutual funds invested in PNB Gilts.

When is the next results date for PNB Gilts?

PNB Gilts will announce its results on 23 July 2025.

PNB Gilts will declare its results on 23 July 2025.

What is the bonus history of the PNB Gilts?

PNB Gilts announced a 1:3 bonus issue on July 3, 2013, with a record date of July 4, 2013, meaning shareholders received one additional share for every three shares held.

PNB Gilts has a bonus history that includes a 1:3 bonus issue announced on July 3, 2013. The record date for this bonus was July 4, 2013. This means that for every three shares held, shareholders received one additional share as a bonus.

Has PNB Gilts declared dividend?

Yes, PNB Gilts Ltd has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of September 13, 2024. The current dividend yield is 0.98%, and while short-term returns have been negative, longer-term returns show significant growth.

PNB Gilts Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 13 Sep 24<BR><BR>Dividend Yield: 0.98%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -14.7%, the dividend return was 0%, resulting in a total return of -14.7%.<BR><BR>Over the past year, the price return was -3.96%, the dividend return was 0.90%, leading to a total return of -3.06%.<BR><BR>In the 2-year period, the price return was 62.01%, with a dividend return of 1.58%, culminating in a total return of 63.59%.<BR><BR>For the 3-year period, the price return was 58.16%, the dividend return was 10.10%, which resulted in a total return of 68.26%.<BR><BR>In the 4-year span, the price return was 16.73%, the dividend return was 12.37%, giving a total return of 29.1%.<BR><BR>Finally, over 5 years, the price return was 191.26%, with a dividend return of 52.13%, resulting in a total return of 243.39%.<BR><BR>Overall, PNB Gilts has declared a dividend, which contributes positively to the total returns, especially over longer periods, despite some negative returns in the short term. The dividend yield reflects a modest return on investment in the current context.