SG Finserve

Who are in the management team of SG Finserve?

As of March 2018, the management team of SG Finserve includes Sanjay Jain (Promoter & Non-Executive Director), Ruchi Jain (Whole Time Director), Preeti Srivastava and Ajay Prakash Narain (Non-Executive Independent Directors), and Sanjeev Jain (Company Secretary & Compliance Officer).

As of March 2018, the management team of SG Finserve includes the following individuals:<BR><BR>1. Sanjay Jain - Promoter & Non-Executive Director<BR>2. Ruchi Jain - Whole Time Director<BR>3. Preeti Srivastava - Non Executive Independent Director<BR>4. Ajay Prakash Narain - Non Executive Independent Director<BR>5. Sanjeev Jain - Company Secretary & Compliance Officer<BR><BR>These members play various roles within the company's governance and management structure.

What does SG Finserve do?

SG Finserve Ltd is a small-cap NBFC that offers supply chain financing solutions for Indian conglomerates. As of March 2025, it reported net sales of 54 Cr and a net profit of 24 Cr, with a market cap of Rs 2,959 Cr.

Overview: <BR>SG Finserve Ltd is a small-cap company in the Non-Banking Financial Company (NBFC) sector that provides supply chain financing solutions for Indian conglomerates down to the lowest tier.<BR><BR>History: <BR>SG Finserve Limited was incorporated as Moongipa Securities Limited on March 18, 1994, and changed its name to SG Finserve Limited on November 16, 2022. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 54 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 24 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 2,959 Cr (Small Cap) <BR><BR>Key Metrics: <BR>P/E: 35.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.36 <BR>Return on Equity: 7.98% <BR>Price to Book: 2.82 <BR><BR>Contact Details: <BR>Address: 18/14 W E A Pusa Lane, Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 011-41450121 <BR>Email: moongipas@gmail.com <BR>Website: https://sgfinserve.com

Has SG Finserve declared dividend?

No Dividend History Available

Who are the peers of the SG Finserve?

SG Finserve's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shipping Land, PTC India Fin, Summit Securitie, and Kalyani Invest, with varying management risks and growth rates. Bajaj Finance leads in 1-year returns at 30.41%, while SG Finserve has a return of -0.60%.

Peers: The peers of SG Finserve are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shipping Land, PTC India Fin, Summit Securitie, and Kalyani Invest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and SG Finserve. Good management risk is noted at Shriram Finance, and Below Average management risk is present at Shipping Land, PTC India Fin, Summit Securitie, and Kalyani Invest. Growth is Excellent for Jio Financial and SG Finserve, Good for Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Average growth is seen at Muthoot Finance, Shipping Land, Summit Securitie, and Kalyani Invest. Below Average growth is noted at PTC India Fin. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, SG Finserve, and PTC India Fin, while Good capital structure is found at Cholaman.Inv.&Fn, and Below Average at Shipping Land, Summit Securitie, and Kalyani Invest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.41%, while the lowest is Jio Financial at -20.22%. SG Finserve's 1-year return is -0.60%, which is higher than Jio Financial's but lower than Bajaj Finance's. Additionally, Shipping Land, Jio Financial, and PTC India Fin have negative six-month returns.

Who are the top shareholders of the SG Finserve?

The top shareholders of SG Finserve include Rahul Gupta with 18.16%, Sahil Gupta with 5.44%, and individual investors owning 37.04%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of SG Finserve include Rahul Gupta, who holds the highest promoter stake at 18.16%. The highest public shareholder is Sahil Gupta, with a holding of 5.44%. Additionally, individual investors collectively own 37.04% of the company. There are also two foreign institutional investors (FIIs) that hold a combined 0.08%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

How big is SG Finserve?

As of 24th July, SG Finserve Ltd has a market capitalization of 2,665.00 Cr, with Net Sales of 195.09 Cr and a Net Profit of 86.12 Cr reported in the latest four quarters.

As of 24th July, SG Finserve Ltd has a market capitalization of 2,665.00 Cr, classifying it as a Small Cap company.<BR><BR>In the latest four quarters, SG Finserve reported Net Sales of 195.09 Cr and a Net Profit of 86.12 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 806.38 Cr and Total Assets of 1,777.66 Cr.

Is SG Finserve overvalued or undervalued?

As of August 6, 2025, SG Finserve is considered very attractive and undervalued, with a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%, despite underperforming the Sensex recently while showing significant growth over the past three to five years.

As of 6 August 2025, SG Finserve's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%. <BR><BR>In comparison to its peers, SG Finserve's PE ratio is significantly higher than Life Insurance, which stands at 11.69, but lower than Bajaj Finance at 31.26, suggesting that while SG Finserve is relatively more expensive than some peers, it remains attractive against others. Notably, the company's stock has underperformed the Sensex in the year-to-date and one-year periods, but it has shown remarkable growth over the last three and five years, outperforming the index significantly.

How has been the historical performance of SG Finserve?

SG Finserve has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 41.45 Cr to 171.04 Cr and profit after tax rising from 18.41 Cr to 80.99 Cr, despite a notable increase in total liabilities. The company's equity position strengthened, with shareholder's funds growing from 573.08 Cr to 1,014.78 Cr during the same period.

Answer:<BR>The historical performance of SG Finserve shows significant growth over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>SG Finserve's net sales increased from 41.45 Cr in March 2023 to 171.04 Cr in March 2025, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 41.45 Cr in March 2023 to 171.04 Cr in March 2025. Operating profit, excluding other income, also demonstrated growth, reaching 110.67 Cr in March 2025 compared to 24.54 Cr in March 2023. Profit before tax increased from 25.02 Cr in March 2023 to 110.16 Cr in March 2025, while profit after tax rose from 18.41 Cr to 80.99 Cr in the same period. The company's total liabilities increased significantly from 1,078.22 Cr in March 2023 to 2,413.92 Cr in March 2025, driven by a rise in short-term borrowings. Despite the increase in liabilities, shareholder's funds grew from 573.08 Cr in March 2023 to 1,014.78 Cr in March 2025, indicating a strengthening equity position. Cash flow from operating activities remained negative but improved from -940.00 Cr in March 2023 to -489.00 Cr in March 2025, while cash flow from financing activities provided a net inflow of 554.00 Cr in March 2025. Overall, SG Finserve has shown robust growth in sales and profits, alongside increasing liabilities and a strengthening equity base.

Is SG Finserve technically bullish or bearish?

As of December 3, 2025, the market trend is sideways with mixed signals from indicators, showing short-term strength but overall uncertainty, as the weekly MACD is bullish while the monthly MACD is mildly bearish, and both the weekly and monthly OBV indicate accumulation.

As of 3 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating some short-term strength but overall uncertainty. The weekly Bollinger Bands show a mildly bullish stance, yet the daily moving averages are mildly bearish, suggesting short-term weakness. The KST is mildly bullish on the weekly chart but also mildly bearish on the monthly chart. The On-Balance Volume (OBV) is bullish for both weekly and monthly periods, indicating accumulation. Overall, the lack of clear trends in Dow Theory and the mixed signals from the indicators suggest a sideways market with no strong bullish or bearish momentum.

When is the next results date for SG Finserve Ltd?

The next results date for SG Finserve Ltd is 16 April 2026.

The next results date for SG Finserve Ltd is scheduled for 16 April 2026.

Are SG Finserve Ltd latest results good or bad?

SG Finserve Ltd's latest Q4 FY26 results are strong, with a net profit increase of 30.17% quarter-on-quarter and 77.69% year-on-year, alongside a revenue surge of 22.80% and 94.88%, respectively. However, concerns about capital efficiency and rising interest costs may warrant caution for investors.

SG Finserve Ltd's latest results for Q4 FY26 can be characterized as strong overall. The company reported a net profit of ₹42.27 crores, which reflects a significant increase of 30.17% quarter-on-quarter and an impressive 77.69% year-on-year growth. Additionally, revenue surged to ₹105.41 crores, marking a 22.80% increase from the previous quarter and a remarkable 94.88% increase compared to the same quarter last year.<BR><BR>The operating margin also reached an exceptional 93.99%, the highest quarterly margin recorded by the company, indicating effective cost management and operational efficiency. However, while these growth figures are impressive, there are some concerns regarding capital efficiency. The company's return on equity (ROE) stands at 11.92%, which, although an improvement, is still below industry standards for high-growth financial services companies.<BR><BR>Moreover, the rising interest costs, which increased by 131.40% year-on-year, have started to impact profitability, as reflected in a slight decline in the profit after tax (PAT) margin from 43.98% to 40.10% year-on-year.<BR><BR>In summary, while SG Finserve's growth metrics are strong and indicative of a robust operational performance, the challenges related to capital efficiency and rising costs suggest a cautious outlook. Investors may want to consider these factors when evaluating the company's performance.

Should I buy, sell or hold SG Finserve Ltd?

Why is SG Finserve Ltd falling/rising?

As of 05-May, SG Finserve Ltd's stock price has declined to 557.35, reflecting a -1.72% change after a trend reversal. Despite a strong year-to-date increase of 36.19%, the recent drop is attributed to decreased investor participation and underperformance relative to its sector.

As of 05-May, SG Finserve Ltd is experiencing a decline in its stock price, currently at 557.35, which reflects a change of -9.75 (-1.72%). This drop follows a trend reversal after three consecutive days of gains, indicating a shift in market sentiment. The stock has underperformed its sector by 2.7% today, and it touched an intraday low of Rs 551.5, marking a decrease of 2.75%.<BR><BR>Despite the recent price decline, SG Finserve has shown strong performance over longer periods, with a year-to-date increase of 36.19% and a one-year return of 40.89%, significantly outperforming the broader market. However, the current situation is compounded by a notable decrease in investor participation, as evidenced by a 41.7% drop in delivery volume compared to the five-day average. <BR><BR>Additionally, while the stock is trading above its moving averages, the recent fall in price suggests that investors may be reacting to short-term market dynamics rather than the company's strong fundamentals, which include a 99.6% growth in operating profit and consistent positive results over the last four quarters. Thus, the combination of a recent trend reversal, underperformance relative to the sector, and declining investor participation are key factors contributing to the current decline in SG Finserve Ltd's stock price.

Which are the latest news on SG Finserve?