SG Finserve

Who are in the management team of SG Finserve?

As of March 2018, the management team of SG Finserve includes Sanjay Jain (Promoter & Non-Executive Director), Ruchi Jain (Whole Time Director), Preeti Srivastava and Ajay Prakash Narain (Non-Executive Independent Directors), and Sanjeev Jain (Company Secretary & Compliance Officer).

As of March 2018, the management team of SG Finserve includes the following individuals:<BR><BR>1. Sanjay Jain - Promoter & Non-Executive Director<BR>2. Ruchi Jain - Whole Time Director<BR>3. Preeti Srivastava - Non Executive Independent Director<BR>4. Ajay Prakash Narain - Non Executive Independent Director<BR>5. Sanjeev Jain - Company Secretary & Compliance Officer<BR><BR>These members play various roles within the company's governance and management structure.

What does SG Finserve do?

SG Finserve Ltd is a small-cap NBFC that offers supply chain financing solutions for Indian conglomerates. As of March 2025, it reported net sales of 54 Cr and a net profit of 24 Cr, with a market cap of Rs 2,959 Cr.

Overview: <BR>SG Finserve Ltd is a small-cap company in the Non-Banking Financial Company (NBFC) sector that provides supply chain financing solutions for Indian conglomerates down to the lowest tier.<BR><BR>History: <BR>SG Finserve Limited was incorporated as Moongipa Securities Limited on March 18, 1994, and changed its name to SG Finserve Limited on November 16, 2022. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 54 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 24 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 2,959 Cr (Small Cap) <BR><BR>Key Metrics: <BR>P/E: 35.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.36 <BR>Return on Equity: 7.98% <BR>Price to Book: 2.82 <BR><BR>Contact Details: <BR>Address: 18/14 W E A Pusa Lane, Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 011-41450121 <BR>Email: moongipas@gmail.com <BR>Website: https://sgfinserve.com

Has SG Finserve declared dividend?

No Dividend History Available

Who are the peers of the SG Finserve?

SG Finserve's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shipping Land, PTC India Fin, Summit Securitie, and Kalyani Invest, with varying management risks and growth rates. Bajaj Finance leads in 1-year returns at 30.41%, while SG Finserve has a return of -0.60%.

Peers: The peers of SG Finserve are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shipping Land, PTC India Fin, Summit Securitie, and Kalyani Invest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and SG Finserve. Good management risk is noted at Shriram Finance, and Below Average management risk is present at Shipping Land, PTC India Fin, Summit Securitie, and Kalyani Invest. Growth is Excellent for Jio Financial and SG Finserve, Good for Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Average growth is seen at Muthoot Finance, Shipping Land, Summit Securitie, and Kalyani Invest. Below Average growth is noted at PTC India Fin. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, SG Finserve, and PTC India Fin, while Good capital structure is found at Cholaman.Inv.&Fn, and Below Average at Shipping Land, Summit Securitie, and Kalyani Invest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.41%, while the lowest is Jio Financial at -20.22%. SG Finserve's 1-year return is -0.60%, which is higher than Jio Financial's but lower than Bajaj Finance's. Additionally, Shipping Land, Jio Financial, and PTC India Fin have negative six-month returns.

Who are the top shareholders of the SG Finserve?

The top shareholders of SG Finserve include Rahul Gupta with 18.16%, Sahil Gupta with 5.44%, and individual investors owning 37.04%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of SG Finserve include Rahul Gupta, who holds the highest promoter stake at 18.16%. The highest public shareholder is Sahil Gupta, with a holding of 5.44%. Additionally, individual investors collectively own 37.04% of the company. There are also two foreign institutional investors (FIIs) that hold a combined 0.08%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

How big is SG Finserve?

As of 24th July, SG Finserve Ltd has a market capitalization of 2,665.00 Cr, with Net Sales of 195.09 Cr and a Net Profit of 86.12 Cr reported in the latest four quarters.

As of 24th July, SG Finserve Ltd has a market capitalization of 2,665.00 Cr, classifying it as a Small Cap company.<BR><BR>In the latest four quarters, SG Finserve reported Net Sales of 195.09 Cr and a Net Profit of 86.12 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 806.38 Cr and Total Assets of 1,777.66 Cr.

Is SG Finserve overvalued or undervalued?

As of August 6, 2025, SG Finserve is considered very attractive and undervalued, with a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%, despite underperforming the Sensex recently while showing significant growth over the past three to five years.

As of 6 August 2025, SG Finserve's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%. <BR><BR>In comparison to its peers, SG Finserve's PE ratio is significantly higher than Life Insurance, which stands at 11.69, but lower than Bajaj Finance at 31.26, suggesting that while SG Finserve is relatively more expensive than some peers, it remains attractive against others. Notably, the company's stock has underperformed the Sensex in the year-to-date and one-year periods, but it has shown remarkable growth over the last three and five years, outperforming the index significantly.

When is the next results date for SG Finserve?

The next results date for SG Finserve is 13 October 2025.

The next results date for SG Finserve is scheduled for 13 October 2025.

How has been the historical performance of SG Finserve?

SG Finserve has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 41.45 Cr to 171.04 Cr and profit after tax rising from 18.41 Cr to 80.99 Cr, despite a notable increase in total liabilities. The company's equity position strengthened, with shareholder's funds growing from 573.08 Cr to 1,014.78 Cr during the same period.

Answer:<BR>The historical performance of SG Finserve shows significant growth over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>SG Finserve's net sales increased from 41.45 Cr in March 2023 to 171.04 Cr in March 2025, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 41.45 Cr in March 2023 to 171.04 Cr in March 2025. Operating profit, excluding other income, also demonstrated growth, reaching 110.67 Cr in March 2025 compared to 24.54 Cr in March 2023. Profit before tax increased from 25.02 Cr in March 2023 to 110.16 Cr in March 2025, while profit after tax rose from 18.41 Cr to 80.99 Cr in the same period. The company's total liabilities increased significantly from 1,078.22 Cr in March 2023 to 2,413.92 Cr in March 2025, driven by a rise in short-term borrowings. Despite the increase in liabilities, shareholder's funds grew from 573.08 Cr in March 2023 to 1,014.78 Cr in March 2025, indicating a strengthening equity position. Cash flow from operating activities remained negative but improved from -940.00 Cr in March 2023 to -489.00 Cr in March 2025, while cash flow from financing activities provided a net inflow of 554.00 Cr in March 2025. Overall, SG Finserve has shown robust growth in sales and profits, alongside increasing liabilities and a strengthening equity base.

Is SG Finserve technically bullish or bearish?

As of December 3, 2025, the market trend is sideways with mixed signals from indicators, showing short-term strength but overall uncertainty, as the weekly MACD is bullish while the monthly MACD is mildly bearish, and both the weekly and monthly OBV indicate accumulation.

As of 3 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating some short-term strength but overall uncertainty. The weekly Bollinger Bands show a mildly bullish stance, yet the daily moving averages are mildly bearish, suggesting short-term weakness. The KST is mildly bullish on the weekly chart but also mildly bearish on the monthly chart. The On-Balance Volume (OBV) is bullish for both weekly and monthly periods, indicating accumulation. Overall, the lack of clear trends in Dow Theory and the mixed signals from the indicators suggest a sideways market with no strong bullish or bearish momentum.

Are SG Finserve Ltd latest results good or bad?

SG Finserve Ltd's latest results show strong growth in net sales and profit, but rising debt levels and a low return on equity raise concerns about financial stability. Overall, the results are positive in terms of growth, but caution is warranted due to potential financial risks.

SG Finserve Ltd's latest results present a mixed picture. On one hand, the company has demonstrated impressive growth metrics, with net sales increasing by 15.47% sequentially and a remarkable 103.06% year-on-year growth, reaching ₹86.28 crores in Q3 FY26. Additionally, net profit rose by 14.33% quarter-on-quarter and 37.06% year-on-year, totaling ₹32.47 crores. The operating margin also reached a record high of 92.28%, showcasing strong operational efficiency.<BR><BR>However, there are significant concerns that temper this positive performance. The company's debt-equity ratio has risen to 1.72 times, indicating escalating leverage, which raises questions about financial stability. Furthermore, the return on equity (ROE) stands at a relatively low 9.37%, which is below the expectations for a high-growth non-banking financial company (NBFC). This combination of high leverage and low ROE may lead investors to be cautious.<BR><BR>In summary, while SG Finserve's revenue and profit growth are commendable, the rising debt levels and subdued return metrics suggest that the market may be viewing the results with caution. Overall, the results can be seen as good in terms of growth, but concerns about financial health and efficiency could overshadow this positive outlook.

Should I buy, sell or hold SG Finserve Ltd?

Why is SG Finserve Ltd falling/rising?

As of 17-Mar, SG Finserve Ltd's stock price is declining at 374.55, down -0.56% and underperforming its sector. The stock has fallen -7.36% over the past five days and is trading below all key moving averages, indicating a bearish trend and decreased investor interest.

As of 17-Mar, SG Finserve Ltd's stock price is falling, currently at 374.55, reflecting a change of -2.1 (-0.56%). The stock has been on a downward trend, having underperformed its sector by -1.36% today and experiencing consecutive losses over the past five days, resulting in a total decline of -7.36% during this period. Additionally, SG Finserve is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a persistent bearish trend.<BR><BR>Investor participation has also decreased, with delivery volume dropping by -21.71% compared to the 5-day average, suggesting reduced interest in trading the stock. Overall, these factors contribute to the stock's decline, as it struggles against both market conditions and investor sentiment.

Why is SG Finserve Ltd falling/rising?

As of 18-Mar, SG Finserve Ltd's stock price has risen by 1.32% after five days of decline, reaching an intraday high of Rs 390.45. The company reported a 138.03% increase in operating profit and a 34.8% rise in profits over the past year, alongside increased promoter confidence, despite trading below moving averages and a drop in delivery volume.

As of 18-Mar, SG Finserve Ltd's stock price is rising, as indicated by a change of 4.95 (1.32%) upwards. This increase comes after a trend reversal, as the stock has gained after five consecutive days of decline. The stock reached an intraday high of Rs 390.45, reflecting a 4% increase during the trading day.<BR><BR>The company has reported very positive financial results, including a significant growth in operating profit of 138.03% and record net sales of Rs 86.28 crore. Additionally, SG Finserve has declared positive results for the last three consecutive quarters, with profits rising by 34.8% over the past year. This strong performance has contributed to a return of 21.73% in the last year, which is notably higher than the market average return of 5.49%.<BR><BR>Furthermore, there is rising promoter confidence, as the promoters have increased their stake in the company by 1.92%, now holding 50.3% of the company. This increase in ownership is often viewed as a positive signal regarding the future prospects of the business.<BR><BR>Despite these positive factors, it is important to note that the stock is currently trading below its moving averages and has experienced a decline in investor participation, with a 15.93% drop in delivery volume compared to the five-day average. However, the overall positive financial results and increased promoter confidence appear to be driving the stock's current rise.

Why is SG Finserve Ltd falling/rising?

As of 19-Mar, SG Finserve Ltd's stock price is at 375.60, down 0.94%, with a bearish trend indicated by declines over the past week and month. Despite recent strong operating profit growth, weak long-term fundamentals are causing investor caution, contributing to the stock's volatility.

As of 19-Mar, SG Finserve Ltd's stock price is falling, currently at 375.60, reflecting a decrease of 3.55 (-0.94%). This decline is evident in the stock's performance over various periods, with a 1-week drop of 3.56% and a 1-month decrease of 6.03%. Additionally, the stock is trading below its moving averages across multiple time frames, indicating a bearish trend.<BR><BR>The broader finance/NBFC sector has also seen a decline of 3.85%, which may be contributing to the stock's downward movement. Despite the stock outperforming its sector by 2.9% today, it touched an intraday low of Rs 371.1, further highlighting the volatility in its price.<BR><BR>While SG Finserve has reported strong growth in operating profit and positive results over the last three quarters, the overall sentiment appears to be affected by weak long-term fundamental strength, as indicated by an average Return on Equity (ROE) of 9.46%. This may lead investors to be cautious, impacting the stock's price negatively.

Why is SG Finserve Ltd falling/rising?

As of 20-Mar, SG Finserve Ltd's stock price is rising to 377.55, up 0.87%. This increase is driven by strong operating profit growth, positive quarterly results, and increased promoter stake, despite some concerns about long-term fundamentals.

As of 20-Mar, SG Finserve Ltd's stock price is rising, currently at 377.55, reflecting a change of 3.25 (0.87%) upward. This increase can be attributed to several positive factors. The stock outperformed its sector by 1.44% today and opened with a gain of 2.3%. Additionally, the stock reached an intraday high of Rs 384.75, indicating strong intraday performance.<BR><BR>The company has shown significant growth in its operating profit, which increased by 138.03%, and has reported positive results for the last three consecutive quarters. Notably, net sales reached their highest at Rs 86.28 crore, and the operating profit to net sales ratio was also at a high of 92.28%. Furthermore, SG Finserve has generated a return of 12.57% over the past year, significantly outperforming the market, which recorded a return of only 0.76%.<BR><BR>Investor confidence appears to be bolstered by the promoters increasing their stake in the company by 1.92%, now holding 50.3%. This is often interpreted as a sign of confidence in the company's future prospects. Despite some concerns regarding long-term fundamental strength, as indicated by an average return on equity (ROE) of 9.46%, the current performance metrics and positive financial results contribute to the stock's upward movement.

Which are the latest news on SG Finserve?