SG Finserve

Which are the latest news on SG Finserve?

Why is SG Finserve Ltd falling/rising?

As of 05-Sep, SG Finserve Ltd's stock price is at 674.00, down 2.95 (-0.44%), underperforming its sector by 1.34%. Despite strong financials and positive year-to-date returns, the stock faces downward pressure due to decreased investor participation and recent price declines.

As of 05-Sep, SG Finserve Ltd's stock price is currently at 674.00, reflecting a decrease of 2.95 (-0.44%). The stock has underperformed its sector by 1.34% today and reached an intraday low of Rs 657.7, which is a decline of 2.84%. This downward movement can be attributed to several factors, including a significant drop in investor participation, as evidenced by a 59.37% decrease in delivery volume compared to the 5-day average. <BR><BR>Despite the company's strong financial performance, including a 118.92% growth in net profit and consistent positive results over the last five quarters, the stock's recent performance has been lackluster. Over the past month, the stock has fallen by 4.48%, while the benchmark Sensex has only declined by 2.44%. Additionally, while the stock is trading above its longer-term moving averages (50, 100, and 200 days), it is currently below its shorter-term moving averages (5 and 20 days), indicating a potential short-term weakness.<BR><BR>The overall market sentiment appears to be affecting SG Finserve Ltd negatively, despite its impressive year-to-date return of 64.69% and a one-year return of 78.19%, which significantly outpaces the broader market. The combination of falling investor participation and recent price movements suggests that the stock is currently facing downward pressure.

Who are in the management team of SG Finserve?

The management team of SG Finserve includes Sanjay Jain (Promoter & Non-Executive Director), Ruchi Jain (Whole Time Director), Preeti Srivastava (Non-Executive Independent Director), Ajay Prakash Narain (Non-Executive Independent Director), and Sanjeev Jain (Company Secretary & Compliance Officer).

The management team of SG Finserve includes the following individuals:<BR><BR>1. **Sanjay Jain** - Promoter & Non-Executive Director<BR>2. **Ruchi Jain** - Whole Time Director<BR>3. **Preeti Srivastava** - Non-Executive Independent Director<BR>4. **Ajay Prakash Narain** - Non-Executive Independent Director<BR>5. **Sanjeev Jain** - Company Secretary & Compliance Officer<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does SG Finserve do?

SG Finserve Ltd is a digitally native Non Banking Financial Company focused on high-velocity lending in the small-cap market. As of June 2026, it reported net sales of 136 Cr and a net profit of 54 Cr, with a market cap of INR 4,583 Cr.

Overview: <BR>SG Finserve Ltd is a digitally native Non Banking Financial Company (NBFC) operating in the small-cap market, focusing on high-velocity lending driven by technology.<BR><BR>History: <BR>SG Finserve Ltd was incorporated as 'Moongipa Securities Limited' in 1994 and changed its name to SG Finserve Limited on November 16, 2022. The most recent quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 136 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 54 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 4,583 Cr (Small Cap) <BR><BR>Key Metrics: <BR>P/E: 29.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.85 <BR>Return on Equity: 10.74% <BR>Price to Book: 3.11 <BR><BR>Contact Details: <BR>Address: 18/14 W E A Pusa Lane, Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 011-41450121 <BR>Email: moongipas@gmail.com <BR>Website: https://sgfinserve.com

Who are the peers of the SG Finserve?

SG Finserve's peers include Paisalo Digital, Fedbank Financi., MAS FINANC SER, Northern ARC, Indostar Capital, Dhenu Buildcon, Ashika Global Se, and Mufin Green. In terms of management risk, SG Finserve is rated below average, while it has excellent growth, with a 1-year return of 82.04%.

Peers: The peers of SG Finserve are Paisalo Digital, Fedbank Financi., MAS FINANC SER, Northern ARC, Indostar Capital, Dhenu Buildcon, Ashika Global Se, and Mufin Green.<BR><BR>Quality Snapshot: Excellent management risk is observed at Fedbank Financi., MAS FINANC SER, and the rest. Average management risk is found at Paisalo Digital, while Below Average management risk is noted for Northern ARC, SG Finserve, Indostar Capital, Ashika Global Se, and Mufin Green. Growth is rated as Excellent for SG Finserve, Ashika Global Se, and Mufin Green, while Good growth is seen at Paisalo Digital, Fedbank Financi., and MAS FINANC SER. Average growth is present at Northern ARC, and Below Average growth is noted for Indostar Capital. Dhenu Buildcon does not qualify in any of the categories.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Paisalo Digital at 123.40%, while Indostar Capital has the lowest at -3.69%. SG Finserve's own 1-year return is 82.04%, which is significantly lower than Paisalo Digital's but higher than Indostar Capital's. Additionally, Dhenu Buildcon has a negative six-month return.

How big is SG Finserve?

As of 31st August, SG Finserve Ltd has a market capitalization of 4,583.00 Cr, with recent Net Sales of 402.08 Cr and a Net Profit of 156.82 Cr. The company reported Shareholder's Funds of 1,460.22 Cr and Total Assets of 4,171.25 Cr for March 2026.

As of 31st August, SG Finserve Ltd has a market capitalization of 4,583.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, SG Finserve reported Net Sales of 402.08 Cr and a Net Profit of 156.82 Cr.<BR><BR>For the reporting period of March 2026, the company had Shareholder's Funds amounting to 1,460.22 Cr and Total Assets of 4,171.25 Cr.

Are SG Finserve Ltd latest results good or bad?

SG Finserve Ltd's latest results are strong, with a 27.01% quarter-on-quarter and 118.92% year-on-year increase in net profit, alongside a record revenue growth of 101.38%. However, concerns about low return on equity and high leverage suggest caution for investors.

SG Finserve Ltd's latest results can be considered quite strong overall, showcasing impressive growth metrics. In the first quarter of FY27, the company reported a net profit of ₹53.68 crores, which is an increase of 27.01% quarter-on-quarter and a remarkable 118.92% year-on-year. Additionally, revenue grew by 101.38% year-on-year, reaching ₹136.11 crores, marking the highest quarterly revenue in the company's history.<BR><BR>However, while the growth figures are impressive, there are some concerns regarding capital efficiency. The company's return on equity (ROE) stands at a modest 7.72%, which is significantly below the industry average. Furthermore, the operating margin has slightly decreased, indicating some pressure on profitability despite the strong revenue growth.<BR><BR>The debt-to-equity ratio has also risen to 1.85, suggesting high leverage, which can pose risks, especially in a rising interest rate environment. <BR><BR>In summary, SG Finserve's results reflect a robust growth trajectory, but the underlying capital efficiency issues and high leverage warrant caution for investors.

Should I buy, sell or hold SG Finserve Ltd?

When is the next results date for SG Finserve Ltd?

The next results date for SG Finserve Ltd is 16 April 2026.

The next results date for SG Finserve Ltd is scheduled for 16 April 2026.

Is SG Finserve technically bullish or bearish?

As of December 3, 2025, the market trend is sideways with mixed signals from indicators, showing short-term strength but overall uncertainty, as the weekly MACD is bullish while the monthly MACD is mildly bearish, and both the weekly and monthly OBV indicate accumulation.

As of 3 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating some short-term strength but overall uncertainty. The weekly Bollinger Bands show a mildly bullish stance, yet the daily moving averages are mildly bearish, suggesting short-term weakness. The KST is mildly bullish on the weekly chart but also mildly bearish on the monthly chart. The On-Balance Volume (OBV) is bullish for both weekly and monthly periods, indicating accumulation. Overall, the lack of clear trends in Dow Theory and the mixed signals from the indicators suggest a sideways market with no strong bullish or bearish momentum.

How has been the historical performance of SG Finserve?

SG Finserve has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 41.45 Cr to 171.04 Cr and profit after tax rising from 18.41 Cr to 80.99 Cr, despite a notable increase in total liabilities. The company's equity position strengthened, with shareholder's funds growing from 573.08 Cr to 1,014.78 Cr during the same period.

Answer:<BR>The historical performance of SG Finserve shows significant growth over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>SG Finserve's net sales increased from 41.45 Cr in March 2023 to 171.04 Cr in March 2025, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 41.45 Cr in March 2023 to 171.04 Cr in March 2025. Operating profit, excluding other income, also demonstrated growth, reaching 110.67 Cr in March 2025 compared to 24.54 Cr in March 2023. Profit before tax increased from 25.02 Cr in March 2023 to 110.16 Cr in March 2025, while profit after tax rose from 18.41 Cr to 80.99 Cr in the same period. The company's total liabilities increased significantly from 1,078.22 Cr in March 2023 to 2,413.92 Cr in March 2025, driven by a rise in short-term borrowings. Despite the increase in liabilities, shareholder's funds grew from 573.08 Cr in March 2023 to 1,014.78 Cr in March 2025, indicating a strengthening equity position. Cash flow from operating activities remained negative but improved from -940.00 Cr in March 2023 to -489.00 Cr in March 2025, while cash flow from financing activities provided a net inflow of 554.00 Cr in March 2025. Overall, SG Finserve has shown robust growth in sales and profits, alongside increasing liabilities and a strengthening equity base.

Is SG Finserve overvalued or undervalued?

As of August 6, 2025, SG Finserve is considered very attractive and undervalued, with a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%, despite underperforming the Sensex recently while showing significant growth over the past three to five years.

As of 6 August 2025, SG Finserve's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%. <BR><BR>In comparison to its peers, SG Finserve's PE ratio is significantly higher than Life Insurance, which stands at 11.69, but lower than Bajaj Finance at 31.26, suggesting that while SG Finserve is relatively more expensive than some peers, it remains attractive against others. Notably, the company's stock has underperformed the Sensex in the year-to-date and one-year periods, but it has shown remarkable growth over the last three and five years, outperforming the index significantly.

Who are the top shareholders of the SG Finserve?

The top shareholders of SG Finserve include Rahul Gupta with 18.16%, Sahil Gupta with 5.44%, and individual investors owning 37.04%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of SG Finserve include Rahul Gupta, who holds the highest promoter stake at 18.16%. The highest public shareholder is Sahil Gupta, with a holding of 5.44%. Additionally, individual investors collectively own 37.04% of the company. There are also two foreign institutional investors (FIIs) that hold a combined 0.08%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

Has SG Finserve declared dividend?

No Dividend History Available