SG Finserve

Why is SG Finserve Ltd falling/rising?

As of 07-Aug, SG Finserve Ltd's stock price is at 691.45, down 2.5%. This decline is linked to short-term trading factors and reduced investor participation, despite the company showing strong financial performance with significant profit growth and a high return on equity over the past year.

As of 07-Aug, SG Finserve Ltd's stock price is currently at 691.45, reflecting a decline of 17.7 points or 2.5%. This decrease can be attributed to several factors observed in the recent trading performance. Today, the stock underperformed its sector by 1.1%, and it reached an intraday low of Rs 685.65, which is a drop of 3.31%. Additionally, there has been a notable decline in investor participation, with delivery volume falling by 10.87% compared to the 5-day average.<BR><BR>Despite these short-term challenges, the company has shown strong financial performance over the past year, with a remarkable net profit growth of 118.92% and a return on equity (ROE) of 10.7. The stock has generated a return of 76.46% over the last year, significantly outperforming the broader market, which has seen a return of only 4.11%. Furthermore, promoters have increased their stake in the company by 4.04%, indicating confidence in its future prospects.<BR><BR>In summary, while SG Finserve Ltd has experienced a decline in its stock price recently, this is occurring against a backdrop of strong financial results and positive long-term performance metrics. The current drop may be influenced by short-term trading dynamics and reduced investor engagement rather than a fundamental weakening of the company's financial health.

Which are the latest news on SG Finserve?

Are SG Finserve Ltd latest results good or bad?

SG Finserve Ltd's latest results are strong, with a 27.01% quarter-on-quarter and 118.92% year-on-year increase in net profit, alongside a record revenue growth of 101.38%. However, concerns about low return on equity and high leverage suggest caution for investors.

SG Finserve Ltd's latest results can be considered quite strong overall, showcasing impressive growth metrics. In the first quarter of FY27, the company reported a net profit of ₹53.68 crores, which is an increase of 27.01% quarter-on-quarter and a remarkable 118.92% year-on-year. Additionally, revenue grew by 101.38% year-on-year, reaching ₹136.11 crores, marking the highest quarterly revenue in the company's history.<BR><BR>However, while the growth figures are impressive, there are some concerns regarding capital efficiency. The company's return on equity (ROE) stands at a modest 7.72%, which is significantly below the industry average. Furthermore, the operating margin has slightly decreased, indicating some pressure on profitability despite the strong revenue growth.<BR><BR>The debt-to-equity ratio has also risen to 1.85, suggesting high leverage, which can pose risks, especially in a rising interest rate environment. <BR><BR>In summary, SG Finserve's results reflect a robust growth trajectory, but the underlying capital efficiency issues and high leverage warrant caution for investors.

Should I buy, sell or hold SG Finserve Ltd?

How big is SG Finserve?

As of 10th June, SG Finserve Ltd has a market capitalization of 3,959.00 Cr, with Net Sales of 333.56 Cr and a Net Profit of 127.66 Cr reported in the latest four quarters.

As of 10th June, SG Finserve Ltd has a market capitalization of 3,959.00 Cr, classifying it as a Small Cap company.<BR><BR>In the latest four quarters, SG Finserve reported Net Sales of 333.56 Cr and a Net Profit of 127.66 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 1,460.22 Cr and Total Assets totaling 4,171.25 Cr.

Who are in the management team of SG Finserve?

The management team of SG Finserve includes Sanjay Jain (Promoter & Non-Executive Director), Ruchi Jain (Whole Time Director), Preeti Srivastava (Non-Executive Independent Director), Ajay Prakash Narain (Non-Executive Independent Director), and Sanjeev Jain (Company Secretary & Compliance Officer).

The management team of SG Finserve includes the following individuals:<BR><BR>1. Sanjay Jain - Promoter & Non-Executive Director<BR>2. Ruchi Jain - Whole Time Director<BR>3. Preeti Srivastava - Non-Executive Independent Director<BR>4. Ajay Prakash Narain - Non-Executive Independent Director<BR>5. Sanjeev Jain - Company Secretary & Compliance Officer<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the SG Finserve?

SG Finserve's peers include Paisalo Digital, MAS FINANC SER, Northern ARC, Indostar Capital, Ashika Credit, Kalyani Invest., and Mufin Green. SG Finserve has excellent growth and a 1-year return of 33.76%, while Paisalo Digital leads with a return of 76.84%.

Peers: The peers of SG Finserve are Paisalo Digital, MAS FINANC SER, Northern ARC, Indostar Capital, Ashika Credit, Kalyani Invest., and Mufin Green.<BR><BR>Quality Snapshot: Excellent management risk is observed at MAS FINANC SER, while Average management risk is found at Paisalo Digital, and Below Average management risk is noted for Northern ARC, Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., and Mufin Green. Growth is rated as Excellent for SG Finserve, Ashika Credit, Kalyani Invest., and Northern ARC, while Good growth is seen at Paisalo Digital and MAS FINANC SER, and Below Average growth is present at Indostar Capital. Excellent capital structure is attributed to Paisalo Digital, MAS FINANC SER, Northern ARC, Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., and Mufin Green.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Paisalo Digital at 76.84%, while Indostar Capital has the lowest at -29.83%. SG Finserve's 1-year return of 33.76% is higher than Indostar Capital's but lower than Paisalo Digital's. Additionally, MAS FINANC SER, Indostar Capital, and Ashika Credit have negative six-month returns.

What does SG Finserve do?

SG Finserve Ltd is a digitally native Non Banking Financial Company focused on high-velocity lending in the small-cap market. As of March 2026, it reported net sales of 105 Cr and a net profit of 42 Cr, with a market cap of INR 3,959 Cr.

Overview: <BR>SG Finserve Ltd is a digitally native Non Banking Financial Company (NBFC) operating in the small-cap market, focusing on high-velocity lending driven by technology.<BR><BR>History: <BR>SG Finserve Ltd was incorporated as 'Moongipa Securities Limited' in 1994 and changed its name to SG Finserve Limited on November 16, 2022. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>- Net Sales: 105 Cr (Quarterly Results - Mar 2026) <BR>- Net Profit: 42 Cr (Quarterly Results - Mar 2026) <BR>- Market Cap: INR 3,959 Cr (Small Cap) <BR><BR>Key Metrics: <BR>- P/E: 30.00 <BR>- Industry P/E: 20 <BR>- Dividend Yield: 0.00% <BR>- Debt-Equity: 1.85 <BR>- Return on Equity: 8.74% <BR>- Price to Book: 2.72 <BR><BR>Contact Details: <BR>Address: 18/14 W E A Pusa Lane, Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 011-41450121 <BR>Email: moongipas@gmail.com <BR>Website: https://sgfinserve.com

When is the next results date for SG Finserve Ltd?

The next results date for SG Finserve Ltd is 16 April 2026.

The next results date for SG Finserve Ltd is scheduled for 16 April 2026.

Is SG Finserve technically bullish or bearish?

As of December 3, 2025, the market trend is sideways with mixed signals from indicators, showing short-term strength but overall uncertainty, as the weekly MACD is bullish while the monthly MACD is mildly bearish, and both the weekly and monthly OBV indicate accumulation.

As of 3 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating some short-term strength but overall uncertainty. The weekly Bollinger Bands show a mildly bullish stance, yet the daily moving averages are mildly bearish, suggesting short-term weakness. The KST is mildly bullish on the weekly chart but also mildly bearish on the monthly chart. The On-Balance Volume (OBV) is bullish for both weekly and monthly periods, indicating accumulation. Overall, the lack of clear trends in Dow Theory and the mixed signals from the indicators suggest a sideways market with no strong bullish or bearish momentum.

How has been the historical performance of SG Finserve?

SG Finserve has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 41.45 Cr to 171.04 Cr and profit after tax rising from 18.41 Cr to 80.99 Cr, despite a notable increase in total liabilities. The company's equity position strengthened, with shareholder's funds growing from 573.08 Cr to 1,014.78 Cr during the same period.

Answer:<BR>The historical performance of SG Finserve shows significant growth over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>SG Finserve's net sales increased from 41.45 Cr in March 2023 to 171.04 Cr in March 2025, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 41.45 Cr in March 2023 to 171.04 Cr in March 2025. Operating profit, excluding other income, also demonstrated growth, reaching 110.67 Cr in March 2025 compared to 24.54 Cr in March 2023. Profit before tax increased from 25.02 Cr in March 2023 to 110.16 Cr in March 2025, while profit after tax rose from 18.41 Cr to 80.99 Cr in the same period. The company's total liabilities increased significantly from 1,078.22 Cr in March 2023 to 2,413.92 Cr in March 2025, driven by a rise in short-term borrowings. Despite the increase in liabilities, shareholder's funds grew from 573.08 Cr in March 2023 to 1,014.78 Cr in March 2025, indicating a strengthening equity position. Cash flow from operating activities remained negative but improved from -940.00 Cr in March 2023 to -489.00 Cr in March 2025, while cash flow from financing activities provided a net inflow of 554.00 Cr in March 2025. Overall, SG Finserve has shown robust growth in sales and profits, alongside increasing liabilities and a strengthening equity base.

Is SG Finserve overvalued or undervalued?

As of August 6, 2025, SG Finserve is considered very attractive and undervalued, with a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%, despite underperforming the Sensex recently while showing significant growth over the past three to five years.

As of 6 August 2025, SG Finserve's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%. <BR><BR>In comparison to its peers, SG Finserve's PE ratio is significantly higher than Life Insurance, which stands at 11.69, but lower than Bajaj Finance at 31.26, suggesting that while SG Finserve is relatively more expensive than some peers, it remains attractive against others. Notably, the company's stock has underperformed the Sensex in the year-to-date and one-year periods, but it has shown remarkable growth over the last three and five years, outperforming the index significantly.

Who are the top shareholders of the SG Finserve?

The top shareholders of SG Finserve include Rahul Gupta with 18.16%, Sahil Gupta with 5.44%, and individual investors owning 37.04%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of SG Finserve include Rahul Gupta, who holds the highest promoter stake at 18.16%. The highest public shareholder is Sahil Gupta, with a holding of 5.44%. Additionally, individual investors collectively own 37.04% of the company. There are also two foreign institutional investors (FIIs) that hold a combined 0.08%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

Has SG Finserve declared dividend?

No Dividend History Available