Piramal Finance.

Which are the latest news on Piramal Finance.?

Why is Piramal Finance Ltd falling/rising?

As of 05-Sep, Piramal Finance Ltd's stock price is Rs 2,225.15, down 0.38%, with reduced trading interest indicated by a 4.86% drop in delivery volume. Despite short-term challenges, the stock has a year-to-date increase of 35.66% and strong long-term fundamentals, suggesting potential for future growth.

As of 05-Sep, Piramal Finance Ltd's stock price is currently at Rs 2,225.15, reflecting a decrease of Rs 8.5, or 0.38%. The stock has underperformed compared to the sector by 0.95% today, which may contribute to the decline in its price. Additionally, there has been a notable drop in investor participation, with delivery volume falling by 4.86% against the 5-day average, indicating reduced trading interest.<BR><BR>Despite these short-term challenges, the stock has shown strong performance over the longer term, with a year-to-date increase of 35.66%, significantly outperforming the Sensex, which has declined by 10.21% in the same period. The company also boasts a high dividend yield of 3.27%, which can attract investors looking for income. Furthermore, Piramal Finance Ltd has strong long-term fundamentals, evidenced by a 19.21% CAGR growth in operating profits and high institutional holdings at 34.08%, which have increased by 0.64% over the previous quarter.<BR><BR>Overall, while the stock is experiencing a slight decline in the short term, its strong fundamentals and significant market presence suggest potential for recovery and growth in the future.

Who are in the management team of Piramal Finance.?

The management team of Piramal Finance includes Kapil Wadhawan (Chairman & Managing Director), Harshil Mehta (Joint Managing Director & CEO), and several independent directors such as G P Kohli and V K Chopra, among others. This team is responsible for the company's strategic direction and governance.

The management team of Piramal Finance includes the following key individuals:<BR><BR>1. **Kapil Wadhawan** - Chairman & Managing Director<BR>2. **Harshil Mehta** - Joint Managing Director & Chief Executive Officer<BR>3. **Dheeraj Wadhawan** - Promoter & Non-Executive Director<BR>4. **G P Kohli** - Independent Non-Executive Director<BR>5. **V K Chopra** - Independent Non-Executive Director<BR>6. **Mannil Venugopalan** - Independent Non-Executive Director<BR>7. **Vijaya Sampath** - Independent Non-Executive Director<BR>8. **Niti Arya** - Company Secretary<BR><BR>This team plays a crucial role in the strategic direction and governance of the company. If you need more specific information about their roles or contributions, feel free to ask!

What does Piramal Finance. do?

Piramal Finance Ltd specializes in housing finance and is a mid-cap company linked to Dewan Housing Finance Corporation. As of June 2026, it reported net sales of ₹3,368 Cr and a net profit of ₹461 Cr, with a market cap of ₹51,654 Cr.

Overview:<BR>Piramal Finance Ltd operates in the finance industry, specifically focusing on housing finance, and is categorized as a mid-cap company.<BR><BR>History:<BR>The company is associated with Dewan Housing Finance Corporation (DHFC), a prominent housing finance entity in India. The latest quarterly results reported are for June 2026, showcasing the company's ongoing operations.<BR><BR>Financial Snapshot:<BR>- Net Sales: 3,368 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 461 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 51,654 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 115.00<BR>- Industry P/E: 12<BR>- Dividend Yield: 3.35%<BR>- Debt Equity: 2.84<BR>- Return on Equity: 0.95%<BR>- Price to Book: 1.83<BR><BR>Contact Details:<BR>Address: Warden House 2nd Floor, Sir P M Road Fort Mumbai Maharashtra : 400001<BR>Tel: 91-22-61066800<BR>Email: response@dhfl.com

Who are the peers of the Piramal Finance.?

Piramal Finance's peers include HDFC, HUDCO, PNB Housing, LIC Housing Finance, and others. Management risk varies from excellent at HDFC and PNB Housing to below average at Reliance Home and others, with PNB Housing showing the highest 1-year return at 51.07%.

Peers: The peers of Piramal Finance are H D F C, HUDCO, PNB Housing, LIC Housing Fin., Reliance Home, Star Housing Fin, Ruparel Food, Parshwanath Corp, SRG Housing.<BR><BR>Quality Snapshot: Excellent management risk is observed at H D F C, PNB Housing, and LIC Housing Fin., while Average management risk is found at Piramal Finance, HUDCO, and the rest. Below Average management risk is noted for Reliance Home, Star Housing Fin, Ruparel Food, and SRG Housing. Growth is Excellent at Star Housing Fin, Average at Piramal Finance, HUDCO, and the rest, and Below Average at H D F C, PNB Housing, LIC Housing Fin., Reliance Home, and Ruparel Food. Capital Structure is Excellent at H D F C, Piramal Finance, PNB Housing, Star Housing Fin, and Ruparel Food, Good at HUDCO, Average at LIC Housing Fin. and Reliance Home, and does not qualify for Parshwanath Corp.<BR><BR>Return Snapshot: PNB Housing has the highest 1-year return at 51.07%, while Reliance Home has the lowest at -61.84%. Piramal Finance's 1-year return is not available for comparison. Additionally, the six-month return is negative for HUDCO, Reliance Home, Star Housing Fin, Ruparel Food, and SRG Housing.

How big is Piramal Finance.?

As of 31st August, Piramal Finance Ltd has a market capitalization of 51,654.00 Cr, with Net Sales of 12,581.51 Cr and a Net Profit of 1,690.59 Cr reported in the latest four quarters. Shareholder's Funds are 28,148.66 Cr and Total Assets are 1,07,779.08 Cr for the annual period ending March 2026.

As of 31st August, Piramal Finance Ltd has a market capitalization of 51,654.00 Cr, classifying it as a Mid Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 12,581.51 Cr and a Net Profit of 1,690.59 Cr.<BR><BR>For the latest annual period ending in March 2026, Shareholder's Funds amounted to 28,148.66 Cr, while Total Assets were reported at 1,07,779.08 Cr.

Should I buy, sell or hold Piramal Finance Ltd?

When is the next results date for Piramal Finance Ltd?

The next results date for Piramal Finance Ltd is 16 July 2026.

The next results date for Piramal Finance Ltd is scheduled for 16 July 2026.

Are Piramal Finance Ltd latest results good or bad?

Piramal Finance Ltd's latest Q4 FY26 results show strong profit growth with a net profit of ₹501.77 crores, up 389.82% year-on-year, and a 19.99% increase in net sales. However, concerns about a low return on equity (2.91%) and contracting operating margins suggest potential long-term challenges despite the positive growth metrics.

Piramal Finance Ltd's latest results for Q4 FY26 indicate a strong performance overall, particularly in terms of profit growth and revenue. The consolidated net profit surged to ₹501.77 crores, reflecting an impressive year-on-year increase of 389.82%. This dramatic growth signifies a robust recovery for the company, especially considering its past challenges.<BR><BR>Net sales also showed significant growth, reaching ₹3,424.01 crores, which represents a 19.99% increase compared to the same quarter last year. The profit after tax margin improved notably to 16.50%, up from just 4.19% in Q4 FY25, indicating better operational efficiency.<BR><BR>However, there are concerns regarding the company's return on equity (ROE), which stands at a low 2.91%, significantly below industry standards. This raises questions about capital efficiency despite the strong profit growth. Additionally, while the company has shown impressive revenue momentum, the operating margin has contracted from previous levels, suggesting rising operational costs.<BR><BR>In summary, while Piramal Finance's latest results reflect strong profit and sales growth, the low ROE and margin compression indicate that there are underlying challenges that could impact long-term sustainability. Overall, the results can be seen as good in terms of growth metrics, but caution is warranted due to the profitability concerns.

Is Piramal Finance. technically bullish or bearish?

As of December 3, 2025, the trend is bullish due to positive MACD and KST readings, although bearish RSI signals indicate some momentum weakness.

As of 3 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, driven primarily by the weekly and monthly MACD readings, which are both bullish, along with a bullish KST on both time frames. The daily moving averages also support a bullish outlook. However, the RSI indicates bearish conditions on both weekly and monthly charts, suggesting some weakness in momentum. The Bollinger Bands are mildly bullish, indicating potential upward movement but with caution. Overall, while the trend is bullish, the strength is tempered by the bearish RSI readings.

How has been the historical performance of Piramal Finance.?

Piramal Finance has demonstrated a strong recovery in its financial performance, with net sales increasing from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, and operating profit rising significantly to 5,661.55 Cr. The company also reported a profit before tax of 508.28 Cr and a positive earnings per share of 21.54 in March 2025.

Answer:<BR>The historical performance of Piramal Finance shows a fluctuating trend in key financial metrics over the years, with significant improvements noted in the most recent fiscal year.<BR><BR>Breakdown:<BR>Piramal Finance's net sales have increased from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, marking a substantial recovery from previous years. The total operating income followed a similar trajectory, rising from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025. Operating profit, excluding other income, saw a remarkable increase from 946.71 Cr in March 2023 to 5,661.55 Cr in March 2025, indicating improved operational efficiency. The profit before tax turned positive at 508.28 Cr in March 2025, recovering from significant losses in prior years, while profit after tax also improved to 348.84 Cr. The earnings per share (EPS) reflected this positive trend, rising to 21.54 in March 2025 from a negative EPS in the previous year. The operating profit margin increased to 62.19% in March 2025, showcasing enhanced profitability. On the balance sheet, total liabilities decreased from 1,06,168.02 Cr in March 2019 to 80,786.37 Cr in March 2020, while total assets also saw a decline, indicating a tightening of financial conditions. Cash flow from operating activities turned positive at 12,576.00 Cr in March 2020, a significant improvement from negative cash flows in earlier years. Overall, Piramal Finance has shown a strong recovery in its financial performance, particularly in the latest fiscal year.

Is Piramal Finance. overvalued or undervalued?

As of November 20, 2025, Piramal Finance is considered very expensive and overvalued, with a negative PE ratio of -2.83, an EV to EBITDA of -8.67, and a troubling ROE of -48.95%, contrasting sharply with its peers like HUDCO and LIC Housing Finance, despite a remarkable stock return of 7768.08% over the past five years.

As of 20 November 2025, the valuation grade for Piramal Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its negative PE ratio of -2.83 and an EV to EBITDA ratio of -8.67, which are significantly lower than industry standards. Additionally, the return on equity (ROE) stands at a concerning -48.95%, further highlighting the company's financial struggles.<BR><BR>In comparison to its peers, Piramal Finance's valuation metrics starkly contrast with companies like HUDCO, which has a PE ratio of 16.94 and an EV to EBITDA of 15.20, and LIC Housing Finance, with a PE of 5.53 and an EV to EBITDA of 11.18. These comparisons underscore the overvaluation of Piramal Finance, especially given its current market price of 1675.90, which is near its 52-week high of 1714.00. Notably, despite the company's impressive stock return of 7768.08% over the past five years, this performance does not align with its current financial health and valuation metrics.