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Piramal Finance.

  • Market Cap: Large Cap
  • Industry: Finance - Housing
  • ISIN: INE202B01038
  • NSEID: PIRAMALFIN
  • BSEID: 544597
INR
1,599.85
62.3 (4.05%)
BSENSE

Dec 19

BSE+NSE Vol: 3.93 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

1,514.501,615.00

52 Week

16.701,785.00
Valuation
Technical
Day's Volume

CASH

3.93 lacs (61.26%) Volume

Shareholding (Nov 2025)

FII

15.10%

Held by 190 FIIs

DII

2.02%

Held by 22 DIIs

Promoter

46.16%

Is Piramal Finance. overvalued or undervalued?

21-Nov-2025

As of November 20, 2025, Piramal Finance is considered very expensive and overvalued, with a negative PE ratio of -2.83, an EV to EBITDA of -8.67, and a troubling ROE of -48.95%, contrasting sharply with its peers like HUDCO and LIC Housing Finance, despite a remarkable stock return of 7768.08% over the past five years.

As of 20 November 2025, the valuation grade for Piramal Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its negative PE ratio of -2.83 and an EV to EBITDA ratio of -8.67, which are significantly lower than industry standards. Additionally, the return on equity (ROE) stands at a concerning -48.95%, further highlighting the company's financial struggles.<BR><BR>In comparison to its peers, Piramal Finance's valuation metrics starkly contrast with companies like HUDCO, which has a PE ratio of 16.94 and an EV to EBITDA of 15.20, and LIC Housing Finance, with a PE of 5.53 and an EV to EBITDA of 11.18. These comparisons underscore the overvaluation of Piramal Finance, especially given its current market price of 1675.90, which is near its 52-week high of 1714.00. Notably, despite the company's impressive stock return of 7768.08% over the past five years, this performance does not align with its current financial health and valuation metrics.

Read More

How has been the historical performance of Piramal Finance.?

02-Dec-2025

Piramal Finance has demonstrated a strong recovery in its financial performance, with net sales increasing from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, and operating profit rising significantly to 5,661.55 Cr. The company also reported a profit before tax of 508.28 Cr and a positive earnings per share of 21.54 in March 2025.

Answer:<BR>The historical performance of Piramal Finance shows a fluctuating trend in key financial metrics over the years, with significant improvements noted in the most recent fiscal year.<BR><BR>Breakdown:<BR>Piramal Finance's net sales have increased from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, marking a substantial recovery from previous years. The total operating income followed a similar trajectory, rising from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025. Operating profit, excluding other income, saw a remarkable increase from 946.71 Cr in March 2023 to 5,661.55 Cr in March 2025, indicating improved operational efficiency. The profit before tax turned positive at 508.28 Cr in March 2025, recovering from significant losses in prior years, while profit after tax also improved to 348.84 Cr. The earnings per share (EPS) reflected this positive trend, rising to 21.54 in March 2025 from a negative EPS in the previous year. The operating profit margin increased to 62.19% in March 2025, showcasing enhanced profitability. On the balance sheet, total liabilities decreased from 1,06,168.02 Cr in March 2019 to 80,786.37 Cr in March 2020, while total assets also saw a decline, indicating a tightening of financial conditions. Cash flow from operating activities turned positive at 12,576.00 Cr in March 2020, a significant improvement from negative cash flows in earlier years. Overall, Piramal Finance has shown a strong recovery in its financial performance, particularly in the latest fiscal year.

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Is Piramal Finance. technically bullish or bearish?

04-Dec-2025

As of December 3, 2025, the trend is bullish due to positive MACD and KST readings, although bearish RSI signals indicate some momentum weakness.

As of 3 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, driven primarily by the weekly and monthly MACD readings, which are both bullish, along with a bullish KST on both time frames. The daily moving averages also support a bullish outlook. However, the RSI indicates bearish conditions on both weekly and monthly charts, suggesting some weakness in momentum. The Bollinger Bands are mildly bullish, indicating potential upward movement but with caution. Overall, while the trend is bullish, the strength is tempered by the bearish RSI readings.

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Should I buy, sell or hold Piramal Finance.?

16-Dec-2025

Which are the latest news on Piramal Finance.?

19-Dec-2025
Piramal Finance Technical Momentum Shifts Amid Mixed Indicator Signals
Piramal Finance Sees Shift in Market Assessment Amid Mixed Financial and Technical Signals

Why is Piramal Finance. falling/rising?

20-Dec-2025

As of 19-Dec, Piramal Finance Ltd's stock price is rising to 1,599.85, up 4.05%, driven by strong financial performance, increased investor participation, and positive trading trends. The company's significant profit growth and high delivery volume indicate robust investor confidence.

As of 19-Dec, Piramal Finance Ltd's stock price is rising, currently at 1,599.85, reflecting an increase of 62.3 points or 4.05%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed the sector by 1.65% today and has shown a consecutive gain over the last two days, with a total return of 6.02% during this period. Additionally, the stock reached an intraday high of Rs 1615, indicating strong buying interest.<BR><BR>The company's recent financial performance has also played a significant role in boosting investor confidence. The net profit growth of 62.06% reported in September, along with substantial increases in profit before tax and net sales, suggests a robust financial health that attracts investors. Specifically, the profit before tax grew by 192.41%, and the profit after tax increased by 150.2%, with net sales reaching their highest at Rs 2,871.55 crore.<BR><BR>Moreover, there has been a notable rise in investor participation, with delivery volume increasing by 146.44% compared to the five-day average, indicating heightened interest in the stock. The liquidity of the stock remains favorable, allowing for sufficient trading activity. Lastly, the stock is trading above its moving averages across various time frames, further signaling a positive trend. All these factors contribute to the rising stock price of Piramal Finance Ltd.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.35%

  • Poor long term growth as Net Sales has grown by an annual rate of 1.79%
2

With a growth in Net Profit of 62.06%, the company declared Very Positive results in Sep 25

3

With ROE of 2.3, it has a Very Expensive valuation with a 1.3 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 34,455 Cr (Large Cap)

stock-summary
P/E

58.00

stock-summary
Industry P/E

13

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.61

stock-summary
Return on Equity

2.26%

stock-summary
Price to Book

1.27

Revenue and Profits:
Net Sales:
2,872 Cr
(Quarterly Results - Sep 2025)
Net Profit:
327 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
0%
0%
0.0%
6 Months
0%
0%
0.0%
1 Year
0%
0%
0.0%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
9479.94%
0%
9479.94%
5 Years
4837.81%
0%
4837.81%

Latest dividend: 2.5 per share ex-dividend date: Jun-19-2018

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions
News
Piramal Finance Hits Intraday High with Strong Trading Momentum

Piramal Finance Hits Intraday High with Strong Trading Momentum

Piramal Finance demonstrated robust intraday performance today, reaching a peak price of Rs 1,595.9, reflecting a 3.79% rise during trading hours. The stock outpaced its sector and broader market indices, underscoring notable momentum in the current session.

Read More
Piramal Finance Technical Momentum Shifts Amid Mixed Indicator Signals

Piramal Finance Technical Momentum Shifts Amid Mixed Indicator Signals

Piramal Finance has experienced a nuanced shift in its technical momentum, reflecting a complex interplay of bullish and bearish signals across key indicators. While some metrics suggest ongoing strength, others point to caution, underscoring a period of consolidation and mixed market sentiment for the stock.

Read More
Piramal Finance Sees Shift in Market Assessment Amid Mixed Financial and Technical Signals

Piramal Finance Sees Shift in Market Assessment Amid Mixed Financial and Technical Signals

Piramal Finance has experienced a notable revision in its market evaluation, reflecting a complex interplay of technical indicators, financial performance, valuation metrics, and long-term trends. While recent quarterly results demonstrate strong profitability gains, certain fundamental aspects and valuation considerations continue to temper the overall outlook.

Read More
Announcements stock-summary

Announcement under Regulation 30 (LODR)-Investor Presentation

15-Dec-2025 | Source : BSE

Intimation of Investor Presentation under SEBI Listing Regulations

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

12-Dec-2025 | Source : BSE

Intimation of Schedule of Analyst/Institutional Meet under SEBI Listing Regulations

Announcement under Regulation 30 (LODR)-Investor Presentation

12-Dec-2025 | Source : BSE

Intimation of Investor Presentation under SEBI Listing Regulations

Corporate Actions stock-summary
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

Piramal Finance Ltd has declared 25% dividend, ex-date: 19 Jun 18

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

Piramal Finance Ltd has announced 1:1 bonus issue, ex-date: 09 Sep 15

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
1.79%
EBIT Growth (5y)
19.24%
Net Debt to Equity (avg)
2.61
Institutional Holding
29.57%
ROE (avg)
2.35%
Valuation key factors
Factor
Value
P/E Ratio
58
Industry P/E
13
Price to Book Value
1.32
EV to EBIT
18.58
EV to EBITDA
17.65
EV to Capital Employed
1.09
EV to Sales
10.31
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
5.88%
ROE (Latest)
2.26%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Nov 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 11 Schemes (7.26%)

FIIs

Held by 190 FIIs (15.1%)

Promoter with highest holding

Anutham Realty Private Limited (24.78%)

Highest Public shareholder

Life Insurance Corporation Of India (4.47%)

Individual Investors Holdings

15.15%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Sep'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is 21.64% vs 40.60% in Sep 2024",
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        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is 62.06% vs 234.19% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,723.98",
          "val2": "2,239.34",
          "chgp": "21.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,940.15",
          "val2": "1,449.88",
          "chgp": "33.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,546.06",
          "val2": "1,281.71",
          "chgp": "20.62%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-81.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "277.67",
          "val2": "171.34",
          "chgp": "62.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "71.22%",
          "val2": "64.75%",
          "chgp": "6.47%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,510.80",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,669.77",
          "val2": "NA",
          "chgp": "NA",
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        },
        {
          "field": "Interest",
          "val1": "3,058.62",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-81.00",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "603.20",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.11%",
          "val2": "NA%",
          "chgp": "NA",
          "chgp_class": "neutral"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 32.12% vs -4.77% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 128.10% vs -175.78% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6,246.87",
          "val2": "4,728.17",
          "chgp": "32.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,573.98",
          "val2": "1,174.54",
          "chgp": "34.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3,601.79",
          "val2": "2,651.62",
          "chgp": "35.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-1,862.92",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "328.66",
          "val2": "-1,169.42",
          "chgp": "128.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "22.92%",
          "val2": "23.69%",
          "chgp": "-0.77%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 53.20% vs 1.47% in Mar 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 124.58% vs 73.31% in Mar 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
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      "body": [
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          "field": "Net Sales",
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          "val2": "6,703.24",
          "chgp": "53.20%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,661.55",
          "val2": "1,887.63",
          "chgp": "199.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5,281.88",
          "val2": "3,687.35",
          "chgp": "43.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-1,657.68",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "485.45",
          "val2": "-1,975.28",
          "chgp": "124.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "62.19%",
          "val2": "29.17%",
          "chgp": "33.02%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Sep'25 - YoYstock-summary
Sep'25
Sep'24
Change(%)
Net Sales
2,723.98
2,239.34
21.64%
Operating Profit (PBDIT) excl Other Income
1,940.15
1,449.88
33.81%
Interest
1,546.06
1,281.71
20.62%
Exceptional Items
-81.00
0.00
Standalone Net Profit
277.67
171.34
62.06%
Operating Profit Margin (Excl OI)
71.22%
64.75%
6.47%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Sep 2025 is 21.64% vs 40.60% in Sep 2024

Direction Arrows
Standalone Net Profit

YoY Growth in quarter ended Sep 2025 is 62.06% vs 234.19% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'25stock-summary
Sep'25
Change(%)
Net Sales
5,510.80
NA
NA
Operating Profit (PBDIT) excl Other Income
3,669.77
NA
NA
Interest
3,058.62
NA
NA
Exceptional Items
-81.00
NA
NA
Consolidate Net Profit
603.20
NA
NA
Operating Profit Margin (Excl OI)
69.11%
NA%
NA
Values in Rs Cr.
stock-summary Compare with Peers
Net Sales

Not Applicable: The company has declared_date for only one period

Consolidated Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
6,246.87
4,728.17
32.12%
Operating Profit (PBDIT) excl Other Income
1,573.98
1,174.54
34.01%
Interest
3,601.79
2,651.62
35.83%
Exceptional Items
0.00
-1,862.92
100.00%
Standalone Net Profit
328.66
-1,169.42
128.10%
Operating Profit Margin (Excl OI)
22.92%
23.69%
-0.77%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 32.12% vs -4.77% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 128.10% vs -175.78% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'25stock-summary
Mar'25
Mar'24
Change(%)
Net Sales
10,269.56
6,703.24
53.20%
Operating Profit (PBDIT) excl Other Income
5,661.55
1,887.63
199.93%
Interest
5,281.88
3,687.35
43.24%
Exceptional Items
0.00
-1,657.68
100.00%
Consolidate Net Profit
485.45
-1,975.28
124.58%
Operating Profit Margin (Excl OI)
62.19%
29.17%
33.02%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is 53.20% vs 1.47% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 124.58% vs 73.31% in Mar 2024

All Annual Resultsstock-summary
stock-summaryCompany CV
About Piramal Finance Ltd stock-summary
stock-summary
Piramal Finance Ltd
Large Cap
Finance - Housing
Dewan Housing Finance Corporation (DHFC) is one of the leading housing finance companies in India with a large network across the country that caters to millions of customers in the low-to-moderate income (LMI) category. DHFL provides customers with a vast array of home loan products including loans on homes, residential plots, construction, LAP or loan against property as also mortgage, non-residential and project loans.
Company Coordinates stock-summary
Company Details
Warden House 2nd Floor, Sir P M Road Fort Mumbai Maharashtra : 400001
stock-summary
Tel: 91-22-61066800
stock-summary
stock-summary
response@dhfl.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai
Stock List
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