PTC India Fin

Which are the latest news on PTC India Fin?

Why is PTC India Financial Services Ltd falling/rising?

As of 05-Sep, PTC India Financial Services Ltd is facing a decline in stock price, currently at 26.93, with weak fundamentals and negative growth indicators contributing to its bearish trend. The company has reported consecutive quarterly losses, declining sales, and reduced investor engagement, leading to a significant drop in its stock performance.

As of 05-Sep, PTC India Financial Services Ltd is experiencing a decline in its stock price, currently at 26.93, which reflects a change of -0.14 or -0.52%. The stock has been underperforming, having lost -0.74% over the last two days and showing a performance today that is -1.45% lower than its sector. <BR><BR>The stock's long-term fundamentals are weak, as indicated by an average Return on Equity (ROE) of only 7.52%. The company has reported negative results for the last three consecutive quarters, with a significant fall in earnings per share (EPS) of -11.56%. Additionally, net sales have decreased at an annual rate of -15.31%, and operating profit has also declined by -9.57%. The latest six months show a net profit after tax (PAT) of Rs 85.74 crore, which has decreased by -55.99%, and net sales of Rs 222.39 crore, down by -24.59%. <BR><BR>The stock is trading below its moving averages across various time frames, indicating a bearish trend. Furthermore, investor participation has decreased, with delivery volume falling by -47.07% compared to the five-day average. This lack of interest from investors, combined with the company's poor financial performance and negative growth indicators, contributes to the stock's downward trajectory. Overall, the combination of weak fundamentals, declining sales and profits, and reduced investor engagement are the primary reasons for the falling stock price of PTC India Financial Services Ltd.

Who are in the management team of PTC India Fin?

The management team of PTC India Fin includes Pawan Singh (Managing Director & CEO), Mahendra Lodha (Executive Director & CFO), Rajib Kumar Mishra (Chairman), and several independent and non-executive directors, bringing diverse expertise to the company's governance.

The management team of PTC India Fin includes the following individuals:<BR><BR>1. **Pawan Singh** - Managing Director & CEO<BR>2. **Mahendra Lodha** - Executive Director & CFO<BR>3. **Rajib Kumar Mishra** - Chairman / Non-Executive Director<BR>4. **Pankaj Goel** - Non-Executive Director / Nominee<BR>5. **Naveen Bhushan Gupta** - Independent Non-Executive Director<BR>6. **Smt. Seema Bahuguna** - Independent Non-Executive Director<BR>7. **P V Bharathi** - Independent Non-Executive Director<BR><BR>This team brings a diverse range of expertise to the company, contributing to its strategic direction and governance.

What does PTC India Fin do?

PTC India Financial Services Ltd is a non-banking financial institution in India that provides financing solutions for the energy sector. As of June 2026, it reported net sales of ₹103 Cr and a net profit of ₹40 Cr, with a market cap of ₹1,759 Cr.

Overview: <BR>PTC India Financial Services Ltd is an Indian non-banking financial institution that provides total financing solutions to the energy value chain, operating within the Small Cap market segment.<BR><BR>History: <BR>PTC India Financial Services Ltd was promoted by PTC India Limited and has been awarded the Infrastructure Finance Company (IFC) status by the RBI. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 103 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 40 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 1,759 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.57 <BR>Return on Equity: 10.43% <BR>Price to Book: 0.57<BR><BR>Contact Details: <BR>Address: 7th Flr Telephone Exchange Bldg, 8 Bhikaji Cama Place, New Delhi, New Delhi: 110066 <BR>Tel: 91-11-26737300 <BR>Email: info@ptcfinancial.com <BR>Website: http://www.ptcfinancial.com

Who are the peers of the PTC India Fin?

PTC India Fin's peers include Kalyani Invest., Arman Financial, and Ugro Capital, among others. Management risk varies from excellent to below average, with PTC India Fin showing below average growth and a 1-year return of -29.00%.

Peers: The peers of PTC India Fin are Kalyani Invest., Arman Financial, Shipping Land, Grand Oak Canyon, Algoquant Fin, Spice LoungeFood, Balmer Law. Inv., Summit Securitie, PNB Gilts, and Ugro Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kalyani Invest., Algoquant Fin, Spice LoungeFood, and Summit Securitie, while Average management risk is found at Arman Financial and Shipping Land. Below Average management risk is noted at Grand Oak Canyon, PTC India Fin, Balmer Law. Inv., PNB Gilts, and Ugro Capital. For growth, Excellent growth is seen at Kalyani Invest., Algoquant Fin, Spice LoungeFood, and Ugro Capital, while Good growth is noted at Arman Financial. Below Average growth is present at Shipping Land, Grand Oak Canyon, PTC India Fin, Balmer Law. Inv., and PNB Gilts. Excellent capital structure is exhibited by Kalyani Invest., Arman Financial, Algoquant Fin, Spice LoungeFood, Summit Securitie, and Balmer Law. Inv., while Below Average capital structure is found at Shipping Land, Grand Oak Canyon, PNB Gilts, and Ugro Capital.<BR><BR>Return Snapshot: Arman Financial has the highest 1-year return at 45.97%, while Spice LoungeFood has the lowest at -51.94%. PTC India Fin's 1-year return is -29.00%, which is higher than Spice LoungeFood's but lower than Arman Financial's. Additionally, the six-month return is negative for Shipping Land, Spice LoungeFood, Summit Securitie, PNB Gilts, and Ugro Capital.

How big is PTC India Fin?

As of 31st August, PTC India Financial Services Ltd has a market capitalization of 1,759.00 Cr, with Net Sales of 475.97 Cr and a Net Profit of 222.97 Cr reported in the latest four quarters. Shareholder's Funds are 3,079.72 Cr and Total Assets amount to 4,956.25 Cr as of March 2026.

As of 31st August, PTC India Financial Services Ltd has a market capitalization of 1,759.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 475.97 Cr and a Net Profit of 222.97 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026, with Shareholder's Funds amounting to 3,079.72 Cr and Total Assets of 4,956.25 Cr.

Are PTC India Financial Services Ltd latest results good or bad?

PTC India Financial Services Ltd's latest results are concerning, showing a 27.20% year-on-year decline in net sales and a 70.55% drop in net profit, marking the eighth consecutive quarter of revenue decline. Overall, these results indicate significant challenges for the company's business model and competitiveness in the infrastructure financing sector.

The latest results for PTC India Financial Services Ltd are concerning and indicate a significant decline in performance. In Q1 FY27, the company reported a net sales drop of 27.20% year-on-year, falling to ₹103.31 crores, which is the lowest quarterly figure in recent history. This marks the eighth consecutive quarter of declining revenue. Additionally, net profit plummeted by 70.55% year-on-year to ₹40.24 crores, reflecting ongoing operational challenges.<BR><BR>The profit after tax margin also contracted significantly, indicating pressure on profitability. The company has struggled with declining profitability despite maintaining relatively strong margins, and its return on equity remains low compared to industry standards. <BR><BR>Overall, the results highlight serious concerns about the company's business model and its ability to compete effectively in the infrastructure financing sector. Given these factors, the latest results can be classified as bad, reflecting a troubling trend for PTC India Financial Services.

Should I buy, sell or hold PTC India Financial Services Ltd?

When is the next results date for PTC India Financial Services Ltd?

The next results date for PTC India Financial Services Ltd is 28 July 2026.

The next results date for PTC India Financial Services Ltd is scheduled for 28 July 2026.

Is PTC India Fin technically bullish or bearish?

As of November 7, 2025, the technical trend is bearish with moderate strength, indicated by bearish MACD, Bollinger Bands, and daily moving averages, despite some mildly bullish signals from Dow Theory and OBV.

As of 7 November 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is bearish on the weekly and mildly bearish on the monthly, while the RSI shows no signal in both time frames. Despite some mildly bullish signals from the Dow Theory and OBV on the weekly, the overall technical picture remains bearish.

How has been the historical performance of PTC India Fin?

PTC India Fin has experienced declining net sales and operating income from Mar'20 to Mar'25, but improved its operating profit margin and profitability, with profit before tax rising to 278.52 Cr and profit after tax to 217.05 Cr. The company has significantly reduced its total liabilities, particularly short-term borrowings, while showing improved net cash inflow despite decreased operating cash flow.

Answer:<BR>The historical performance of PTC India Fin shows a declining trend in net sales and total operating income over the years, with figures dropping from 1,364.25 Cr in Mar'20 to 633.37 Cr in Mar'25. Operating profit has also decreased, from 1,126.83 Cr in Mar'20 to 606.14 Cr in Mar'25, although the operating profit margin has improved significantly to 94.97% in Mar'25 from 81.06% in Mar'24. Profit before tax has shown some recovery, increasing from 215.98 Cr in Mar'24 to 278.52 Cr in Mar'25, while profit after tax rose from 160.75 Cr to 217.05 Cr in the same period. The company's total liabilities have decreased from 11,516.19 Cr in Mar'20 to 5,652.39 Cr in Mar'25, reflecting a significant reduction in short-term borrowings, which fell from 9,274.92 Cr to 2,844.81 Cr. Cash flow from operating activities has also decreased, from 3,228.00 Cr in Mar'20 to 1,139.00 Cr in Mar'25, but the net cash inflow improved to 531.00 Cr in Mar'25 from 205.00 Cr in Mar'24.<BR><BR>Breakdown:<BR>PTC India Fin's financial performance has exhibited a downward trend in net sales and total operating income, with net sales declining from 1,364.25 Cr in Mar'20 to 633.37 Cr in Mar'25. Operating profit has also decreased, though the operating profit margin has improved significantly, indicating better cost management. Profit before tax increased to 278.52 Cr in Mar'25, while profit after tax rose to 217.05 Cr, suggesting a recovery in profitability. The company's total liabilities have been reduced substantially, particularly in short-term borrowings, which indicates a strengthening balance sheet. Despite a decrease in cash flow from operating activities, the net cash inflow has shown improvement, reflecting a more favorable cash position in recent years.

Is PTC India Fin overvalued or undervalued?

As of October 28, 2025, PTC India Fin is considered undervalued with a PE ratio of 6.77 and a Price to Book Value of 0.08, especially when compared to peers like Bajaj Finance at 38.39, indicating potential for appreciation despite recent underperformance against the Sensex.

As of 28 October 2025, the valuation grade for PTC India Fin has moved from expensive to fair. The company appears to be undervalued based on several key ratios, including a PE ratio of 6.77, a Price to Book Value of 0.08, and an EV to EBITDA of -7.55. These figures suggest that the stock is trading at a significant discount compared to its intrinsic value.<BR><BR>In comparison to its peers, PTC India Fin's valuation metrics stand out, particularly against Bajaj Finance, which is very expensive with a PE ratio of 38.39, and Life Insurance, which is very attractive with a PE ratio of 11.69. The stark contrast in valuation highlights PTC India Fin's potential for appreciation. Additionally, while the company's recent stock performance has lagged behind the Sensex on a year-to-date basis, it has significantly outperformed the index over the past three years, reinforcing the case for its current undervaluation.

Who are the top shareholders of the PTC India Fin?

The top shareholder of PTC India Fin is PTC India Limited, holding 64.99% of the shares. Other notable shareholders include the Bandhan Large & Mid Cap Fund with 3.67%, individual investors with 24.02%, and foreign institutional investors with 2.22%.

The top shareholders of PTC India Fin include PTC India Limited, which holds a significant 64.99% of the shares, making it the largest promoter. In terms of public shareholders, the Bandhan Large & Mid Cap Fund is the highest with a holding of 3.67%. Additionally, individual investors collectively hold 24.02% of the shares, while foreign institutional investors (FIIs) have a stake of 2.22% across 57 different entities. There are no pledged promoter holdings reported.

Has PTC India Fin declared dividend?

PTC India Financial Services Ltd has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of September 5, 2023. While recent total returns over shorter periods have been negative, longer-term returns, especially over five years, show significant growth at 266.33%.

PTC India Financial Services Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1 per share<BR>- Ex-date: 05 Sep 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -15.17%, with no dividend return, resulting in a total return of -15.17%.<BR><BR>Over the past year, the price return was -3.36%, with no dividend return, leading to a total return of -3.36%.<BR><BR>In the 2-year period, the price return was 120.85%, the dividend return was 4.69%, resulting in a total return of 125.54%.<BR><BR>For the 3-year period, the price return was 145.44%, with a dividend return of 7.69%, culminating in a total return of 153.13%.<BR><BR>In the last 4 years, the price return was 81.87%, the dividend return was 5.09%, which resulted in a total return of 86.96%.<BR><BR>Over the 5-year period, the price return was 255.72%, with a dividend return of 10.61%, leading to a total return of 266.33%.<BR><BR>Overall, while PTC India Financial Services Ltd has declared a dividend, the recent total returns over shorter periods have been negative, indicating challenges in price performance. However, the longer-term returns show significant growth, particularly over the 5-year period.