PTC India Fin

Who are in the management team of PTC India Fin?

As of March 2023, the management team of PTC India Fin includes Mahendra Lodha (Executive Director & CFO), Pankaj Goel (Non-Executive Director), Rajib Kumar Mishra (Chairman), Pawan Singh (Managing Director & CEO), and three Independent Non-Executive Directors: Naveen Bhushan Gupta, Smt. Seema Bahuguna, and P V Bharathi. They collectively guide the company's strategic direction and operations.

As of March 2023, the management team of PTC India Fin includes the following individuals:<BR><BR>1. Mahendra Lodha - Executive Director & CFO<BR>2. Pankaj Goel - Non Executive Director / Nomin<BR>3. Rajib Kumar Mishra - Chairman / Non Executive Director<BR>4. Pawan Singh - Managing Director & CEO<BR>5. Naveen Bhushan Gupta - Independent Non Executive Director<BR>6. Smt. Seema Bahuguna - Independent Non Executive Director<BR>7. P V Bharathi - Independent Non Executive Director<BR><BR>These members play various roles in guiding the company's strategic direction and operations.

What does PTC India Fin do?

PTC India Financial Services Ltd is an Indian non-banking financial institution that offers financing solutions for the energy sector. As of March 2025, it reported net sales of ₹151 Cr and a net profit of ₹58 Cr, with a market cap of ₹2,441 Cr.

Overview:<BR>PTC India Financial Services Ltd is an Indian non-banking financial institution that provides total financing solutions to the energy value chain, operating within the small-cap market segment.<BR><BR>History:<BR>PTC India Financial Services Ltd was promoted by PTC India Limited and has been awarded the Infrastructure Finance Company (IFC) status by the RBI. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 151 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 58 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 2,441 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.04 <BR>Return on Equity: 7.88% <BR>Price to Book: 0.86 <BR><BR>Contact Details:<BR>Address: 7th Flr Telephone Exchange Buldg, 8 Bhikaji Cama Place New Delhi New Delhi : 110066 <BR>Phone: 91-11-26737300 <BR>Email: info@ptcfinancial.com <BR>Website: http://www.ptcfinancial.com

Has PTC India Fin declared dividend?

PTC India Financial Services Ltd has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of September 5, 2023. While recent total returns over shorter periods have been negative, longer-term returns, especially over five years, show significant growth at 266.33%.

PTC India Financial Services Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1 per share<BR>- Ex-date: 05 Sep 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -15.17%, with no dividend return, resulting in a total return of -15.17%.<BR><BR>Over the past year, the price return was -3.36%, with no dividend return, leading to a total return of -3.36%.<BR><BR>In the 2-year period, the price return was 120.85%, the dividend return was 4.69%, resulting in a total return of 125.54%.<BR><BR>For the 3-year period, the price return was 145.44%, with a dividend return of 7.69%, culminating in a total return of 153.13%.<BR><BR>In the last 4 years, the price return was 81.87%, the dividend return was 5.09%, which resulted in a total return of 86.96%.<BR><BR>Over the 5-year period, the price return was 255.72%, with a dividend return of 10.61%, leading to a total return of 266.33%.<BR><BR>Overall, while PTC India Financial Services Ltd has declared a dividend, the recent total returns over shorter periods have been negative, indicating challenges in price performance. However, the longer-term returns show significant growth, particularly over the 5-year period.

Who are the peers of the PTC India Fin?

PTC India Fin's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Summit Securitie, Kalyani Invest., Balmer Law. Inv., and PNB Gilts. In terms of management risk, PTC India Fin has below average risk, with a 1-year return of -8.10%, higher than Jio Financial's -20.28% but lower than Summit Securitie's 54.00%.

Peers: The peers of PTC India Fin are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Summit Securitie, Kalyani Invest., Balmer Law. Inv., and PNB Gilts.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and PNB Gilts. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at PTC India Fin, Summit Securitie, Kalyani Invest., and Balmer Law. Inv. In terms of Growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn. Below Average growth is observed at PTC India Fin, while Average growth is found at Summit Securitie and Kalyani Invest., and the rest. For Capital Structure, Excellent capital structure is noted at Bajaj Finance, Shriram Finance, Muthoot Finance, PTC India Fin, Summit Securitie, Kalyani Invest., and Balmer Law. Inv., while Good capital structure is observed at Cholaman.Inv.&Fn, and Below Average capital structure is seen at PNB Gilts.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Summit Securitie at 54.00%, while the peer with the lowest is Jio Financial at -20.28%. PTC India Fin's 1-year return is -8.10%, which is higher than Jio Financial's but lower than Summit Securitie's. Additionally, the peers with negative six-month returns include Jio Financial, Summit Securitie, Kalyani Invest., and PNB Gilts.

Who are the top shareholders of the PTC India Fin?

The top shareholder of PTC India Fin is PTC India Limited, holding 64.99% of the shares. Other notable shareholders include the Bandhan Large & Mid Cap Fund with 3.67%, individual investors with 24.02%, and foreign institutional investors with 2.22%.

The top shareholders of PTC India Fin include PTC India Limited, which holds a significant 64.99% of the shares, making it the largest promoter. In terms of public shareholders, the Bandhan Large & Mid Cap Fund is the highest with a holding of 3.67%. Additionally, individual investors collectively hold 24.02% of the shares, while foreign institutional investors (FIIs) have a stake of 2.22% across 57 different entities. There are no pledged promoter holdings reported.

How big is PTC India Fin?

As of 24th July, PTC India Financial Services Ltd has a market capitalization of 2,701.00 Cr, with Net Sales of 633.37 Cr and a Net Profit of 217.04 Cr reported in the latest four quarters. The company has Shareholder's Funds of 2,754.32 Cr and Total Assets of 5,652.39 Cr for the latest annual period.

As of 24th July, PTC India Financial Services Ltd has a market capitalization of 2,701.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, PTC India Financial Services Ltd reported Net Sales of 633.37 Cr and a Net Profit of 217.04 Cr.<BR><BR>For the latest annual period, the company reported Shareholder's Funds of 2,754.32 Cr and Total Assets of 5,652.39 Cr.

Is PTC India Fin overvalued or undervalued?

As of October 28, 2025, PTC India Fin is considered undervalued with a PE ratio of 6.77 and a Price to Book Value of 0.08, especially when compared to peers like Bajaj Finance at 38.39, indicating potential for appreciation despite recent underperformance against the Sensex.

As of 28 October 2025, the valuation grade for PTC India Fin has moved from expensive to fair. The company appears to be undervalued based on several key ratios, including a PE ratio of 6.77, a Price to Book Value of 0.08, and an EV to EBITDA of -7.55. These figures suggest that the stock is trading at a significant discount compared to its intrinsic value.<BR><BR>In comparison to its peers, PTC India Fin's valuation metrics stand out, particularly against Bajaj Finance, which is very expensive with a PE ratio of 38.39, and Life Insurance, which is very attractive with a PE ratio of 11.69. The stark contrast in valuation highlights PTC India Fin's potential for appreciation. Additionally, while the company's recent stock performance has lagged behind the Sensex on a year-to-date basis, it has significantly outperformed the index over the past three years, reinforcing the case for its current undervaluation.

How has been the historical performance of PTC India Fin?

PTC India Fin has experienced declining net sales and operating income from Mar'20 to Mar'25, but improved its operating profit margin and profitability, with profit before tax rising to 278.52 Cr and profit after tax to 217.05 Cr. The company has significantly reduced its total liabilities, particularly short-term borrowings, while showing improved net cash inflow despite decreased operating cash flow.

Answer:<BR>The historical performance of PTC India Fin shows a declining trend in net sales and total operating income over the years, with figures dropping from 1,364.25 Cr in Mar'20 to 633.37 Cr in Mar'25. Operating profit has also decreased, from 1,126.83 Cr in Mar'20 to 606.14 Cr in Mar'25, although the operating profit margin has improved significantly to 94.97% in Mar'25 from 81.06% in Mar'24. Profit before tax has shown some recovery, increasing from 215.98 Cr in Mar'24 to 278.52 Cr in Mar'25, while profit after tax rose from 160.75 Cr to 217.05 Cr in the same period. The company's total liabilities have decreased from 11,516.19 Cr in Mar'20 to 5,652.39 Cr in Mar'25, reflecting a significant reduction in short-term borrowings, which fell from 9,274.92 Cr to 2,844.81 Cr. Cash flow from operating activities has also decreased, from 3,228.00 Cr in Mar'20 to 1,139.00 Cr in Mar'25, but the net cash inflow improved to 531.00 Cr in Mar'25 from 205.00 Cr in Mar'24.<BR><BR>Breakdown:<BR>PTC India Fin's financial performance has exhibited a downward trend in net sales and total operating income, with net sales declining from 1,364.25 Cr in Mar'20 to 633.37 Cr in Mar'25. Operating profit has also decreased, though the operating profit margin has improved significantly, indicating better cost management. Profit before tax increased to 278.52 Cr in Mar'25, while profit after tax rose to 217.05 Cr, suggesting a recovery in profitability. The company's total liabilities have been reduced substantially, particularly in short-term borrowings, which indicates a strengthening balance sheet. Despite a decrease in cash flow from operating activities, the net cash inflow has shown improvement, reflecting a more favorable cash position in recent years.

Is PTC India Fin technically bullish or bearish?

As of November 7, 2025, the technical trend is bearish with moderate strength, indicated by bearish MACD, Bollinger Bands, and daily moving averages, despite some mildly bullish signals from Dow Theory and OBV.

As of 7 November 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is bearish on the weekly and mildly bearish on the monthly, while the RSI shows no signal in both time frames. Despite some mildly bullish signals from the Dow Theory and OBV on the weekly, the overall technical picture remains bearish.

When is the next results date for PTC India Financial Services Ltd?

The next results date for PTC India Financial Services Ltd is 05 May 2026.

The next results date for PTC India Financial Services Ltd is scheduled for 05 May 2026.

Are PTC India Financial Services Ltd latest results good or bad?

PTC India Financial Services Ltd's latest results are concerning, showing a 21.78% year-on-year decline in net profit and a 22.16% drop in revenue, marking five consecutive quarters of revenue decline. This suggests significant challenges and a cautious outlook for the company.

The latest results for PTC India Financial Services Ltd indicate a concerning trend. In Q4 FY26, the company reported a net profit of ₹45.50 crore, which represents a significant decline of 21.78% year-on-year and a 7.31% decrease from the previous quarter. Revenue also fell to ₹119.08 crore, down 22.16% year-on-year and 2.18% sequentially, marking the lowest quarterly revenue in over two years.<BR><BR>This performance reflects ongoing challenges, as the company has experienced five consecutive quarters of revenue decline. Additionally, the return on equity, while improved to 11.75%, remains below industry standards, indicating issues with capital efficiency.<BR><BR>Overall, the financial results suggest that PTC India Financial Services is facing significant difficulties, with deteriorating fundamentals and a negative financial trend. Investors may view these results as unfavorable, leading to a cautious outlook for the company moving forward.

Should I buy, sell or hold PTC India Financial Services Ltd?

Why is PTC India Financial Services Ltd falling/rising?

As of 06-May, PTC India Financial Services Ltd's stock price is declining at 30.51, down -1.77%. This decline is due to weak fundamentals, poor recent financial results, and decreased investor interest, leading to underperformance compared to its sector and the broader market.

As of 06-May, PTC India Financial Services Ltd is experiencing a decline in its stock price, currently at 30.51, reflecting a change of -0.55 or -1.77%. This downward movement is attributed to several factors. The stock has underperformed its sector by -4.22% today and has been on a consecutive decline for the last two days, resulting in a total drop of -2.59% during this period. <BR><BR>In terms of performance relative to the broader market, the stock has shown a negative return of -4.00% over the past week, while the Sensex has gained +0.60%. Year-to-date, the stock is down -8.98%, slightly worse than the Sensex's decline of -8.52%. Furthermore, the stock's long-term fundamentals appear weak, with an average Return on Equity (ROE) of only 6.63% and a concerning trend in net sales, which have decreased at an annual rate of -14.42%. <BR><BR>Recent financial results have also contributed to the stock's decline, with a significant drop in profit after tax (PAT) by -45.5% compared to the previous four-quarter average, and net sales hitting their lowest at Rs 119.08 crore. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by -18.74% against the five-day average, indicating reduced interest from investors. <BR><BR>Overall, these factors collectively explain the current falling trend of PTC India Financial Services Ltd's stock price.

Which are the latest news on PTC India Fin?