STEL Holdings

Is STEL Holdings overvalued or undervalued?

As of November 9, 2020, STEL Holdings is considered very expensive and overvalued, with a PE Ratio of 49.63 and significantly higher valuation metrics compared to peers, despite recent short-term outperformance against the Sensex.

As of 9 November 2020, STEL Holdings' valuation grade moved from does not qualify to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued. Key ratios highlight this assessment: the PE Ratio stands at 49.63, the EV to EBITDA is 35.80, and the PEG Ratio is 2.53, all suggesting that the stock is priced excessively relative to its earnings and growth potential.<BR><BR>In comparison to its peers, STEL Holdings' valuation metrics are notably higher. For instance, MMTC has a PE Ratio of 119.39, while PTC India, which is categorized as very attractive, has a much lower PE of 9.02. This stark contrast underscores STEL Holdings' overvaluation in the current market context. Additionally, while the company has outperformed the Sensex in the short term, with a 5.67% return over the past week compared to the Sensex's 1.46%, this does not mitigate the overall valuation concerns.

Who are the top shareholders of the STEL Holdings?

The top shareholders of STEL Holdings include Rainbow Investments Limited with 24.5%, individual investors with 26.32%, and Hitesh Ramji Javeri as the largest public shareholder at 4.49%. Additionally, three mutual fund schemes hold 0.04%, and two foreign institutional investors hold 0.02%.

The top shareholders of STEL Holdings include the promoters, who hold the majority of the shares. The promoter with the highest holding is Rainbow Investments Limited, which owns 24.5% of the company. Additionally, individual investors collectively hold 26.32% of the shares. In terms of public shareholders, Hitesh Ramji Javeri is the highest with a holding of 4.49%. There are also three mutual fund schemes that hold a combined 0.04%, and two foreign institutional investors (FIIs) that hold 0.02%.

When is the next results date for STEL Holdings?

No Upcoming Board Meetings

Who are in the management team of STEL Holdings?

As of March 2022, the management team of STEL Holdings includes Umang Kanoria, H C Dalal, Prem Kapil, Kaushik Roy, Lakshmi P S, Mahesh Narayanaswamy, Suhana Murshad, Abraham Ittyipe, and Alok Kalani, serving in various governance and management roles.

As of March 2022, the management team of STEL Holdings includes the following individuals:<BR><BR>1. Umang Kanoria - Independent Director<BR>2. H C Dalal - Independent Director<BR>3. Prem Kapil - Independent Director<BR>4. Kaushik Roy - Director<BR>5. Lakshmi P S - Company Secretary & Compliance Officer<BR>6. Mahesh Narayanaswamy - Director<BR>7. Suhana Murshad - Independent Director<BR>8. Abraham Ittyipe - Whole-time Director<BR>9. Alok Kalani - Director<BR><BR>These members play various roles within the company's governance and management structure.

Has STEL Holdings declared dividend?

No Dividend History Available

Who are the peers of the STEL Holdings?

STEL Holdings' peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, and Muthoot Finance, among others. STEL Holdings has below-average growth and a 1-year return of 3.19%, significantly lower than Bajaj Finance's 30.39%.

Peers: The peers of STEL Holdings are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Last Mile Enter., The Invest.Trust, CSL Finance, A.K.Capital Serv, and Manba Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial, STEL Holdings, CSL Finance, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Last Mile Enter., The Invest.Trust, A.K.Capital Serv, and the rest. Growth is Excellent at Jio Financial, Average at Muthoot Finance, Last Mile Enter., and the rest, while Below Average growth is noted at STEL Holdings. Good growth is observed at Bajaj Finance, Cholaman.Inv.&Fn, CSL Finance, and the rest. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Last Mile Enter., The Invest.Trust, CSL Finance, A.K.Capital Serv, and the rest, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Last Mile Enter. at -74.29%. STEL Holdings has a 1-year return of 3.19%, which is significantly lower than Bajaj Finance's return but higher than Last Mile Enter.'s. Additionally, the peers with negative six-month returns include Last Mile Enter., The Invest.Trust, CSL Finance, A.K.Capital Serv, and Manba Finance.

What does STEL Holdings do?

STEL Holdings Ltd is a Non Banking Financial Company focused on exporting tea and related products, with a market cap of INR 766 Cr. It reported net sales of 134 Cr and a net profit of 100 Cr for the quarter ending March 2025.

Overview:<BR>STEL Holdings Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment, primarily engaged in the export of tea and related products.<BR><BR>History:<BR>Incorporated in 1994, STEL Holdings Ltd was formerly known as Sentinel Tea and Exports Ltd. It became a part of the RPG and RPSG group enterprises and was previously a 100% subsidiary of Harrisons Malayalam Ltd. The company underwent a significant restructuring following a Composite Scheme of Arrangement approved by the Hon'ble High Court of Kerala in 2010. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 134 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 100 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 766 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 48.00<BR>- Industry P/E: 35<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: -0.02<BR>- Return on Equity: 0.91%<BR>- Price to Book: 0.43<BR><BR>Contact Details:<BR>Address: 24/1624 Bristow Road, Willingdon Island Cochin Kerala : 682003<BR>Tel: 91-0484-2668023/6624335<BR>Email: secretarial@stelholdings.com<BR>Website: https://stelholdings.com

How big is STEL Holdings?

As of 24th July, STEL Holdings Ltd has a market capitalization of 759.00 Cr, classifying it as a Micro Cap company, with recent Net Sales of 21.91 Cr and a Net Profit of 15.88 Cr. The balance sheet for March 2024 shows Shareholder's Funds of 1,503.74 Cr and Total Assets of 1,599.63 Cr.

As of 24th July, STEL Holdings Ltd has a market capitalization of 759.00 Cr, which classifies it as a Micro Cap company.<BR><BR>In the latest four quarters, STEL Holdings reported Net Sales of 21.91 Cr and a Net Profit of 15.88 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 1,503.74 Cr and Total Assets of 1,599.63 Cr.

How has been the historical performance of STEL Holdings?

STEL Holdings has shown consistent growth in net sales and profitability, with net sales increasing from 9.81 Cr in Mar'19 to 21.91 Cr in Mar'25, and profit after tax rising from 8.99 Cr to 15.87 Cr during the same period. The company also demonstrated strong financial health, with reserves growing from 642.59 Cr to 1,734.69 Cr and total assets increasing from 452.75 Cr to 1,912.51 Cr.

Answer:<BR>The historical performance of STEL Holdings shows a consistent growth trend in net sales and profitability over the years.<BR><BR>Breakdown:<BR>STEL Holdings has demonstrated a steady increase in net sales, rising from 9.81 Cr in Mar'19 to 21.91 Cr in Mar'25, with a notable dip in Mar'22 before recovering. The total operating income followed a similar trajectory, reaching 21.91 Cr in Mar'25. Operating profit, excluding other income, also increased significantly from 9.24 Cr in Mar'19 to 21.27 Cr in Mar'25, reflecting a strong operating profit margin that peaked at 97.08% in Mar'25. Profit before tax rose from 9.19 Cr in Mar'19 to 21.21 Cr in Mar'25, while profit after tax increased from 8.99 Cr to 15.87 Cr in the same period. The company's reserves have grown substantially, from 642.59 Cr in Mar'19 to 1,734.69 Cr in Mar'25, indicating robust financial health. Total assets have also increased from 452.75 Cr in Mar'20 to 1,912.51 Cr in Mar'25, with total liabilities rising correspondingly. The cash flow from operating activities improved significantly, reaching 43 Cr in Mar'25, while cash flow from investing activities showed a negative trend, indicating ongoing investments. Overall, STEL Holdings has shown strong growth in revenue and profitability, alongside a solid increase in reserves and assets.

Is STEL Holdings technically bullish or bearish?

As of December 2, 2025, STEL Holdings has shifted to a bullish trend supported by strong MACD and Bollinger Bands indicators, although caution is advised due to mildly bearish KST signals.

As of 2 December 2025, the technical trend for STEL Holdings has changed from mildly bullish to bullish. The current technical stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Daily moving averages confirm the bullish stance as well. However, the KST shows a mildly bearish signal on both weekly and monthly charts, which suggests some caution. Overall, the strength of the bullish trend is reinforced by the positive OBV readings on both weekly and monthly charts, alongside significant stock returns compared to the Sensex over various periods.

Are STEL Holdings Ltd latest results good or bad?

STEL Holdings Ltd's latest Q3 FY26 results are very strong, with a net profit of ₹12.58 crores and revenue growth of 5,633.33% year-on-year. However, the company's past revenue volatility and low return ratios raise concerns about the sustainability of this performance.

STEL Holdings Ltd's latest results for Q3 FY26 can be characterized as very strong. The company reported a net profit of ₹12.58 crores, which marks an astonishing increase of 13,877.78% year-on-year. Revenue also saw a remarkable surge, growing by 5,633.33% year-on-year to reach ₹17.20 crores, the highest quarterly revenue in the company's history. This represents an 85.54% increase from the previous quarter, indicating strong momentum.<BR><BR>Additionally, the company's profit after tax (PAT) margin stands at an impressive 74.26%, which is significantly above industry norms, and the operating margin is exceptionally high at 100.71%, reflecting efficient operations with minimal costs.<BR><BR>However, it is important to note that while the headline figures are impressive, the company has exhibited a highly volatile revenue pattern in the past, with significant fluctuations between quarters. This raises questions about the sustainability of such growth. Furthermore, the return ratios, including return on equity (ROE) and return on capital employed (ROCE), are notably low, which suggests that despite strong revenue growth, the company may not be generating adequate returns on shareholder capital.<BR><BR>In summary, while STEL Holdings has delivered outstanding results in the latest quarter, the underlying volatility and low return ratios warrant caution regarding the sustainability of this performance.

Should I buy, sell or hold STEL Holdings Ltd?

Why is STEL Holdings Ltd falling/rising?

As of 05-May, STEL Holdings Ltd's stock price is at 460.00, down 1.0 (-0.22%) after three consecutive days of decline. Despite this short-term downturn, the company remains net-debt free with strong long-term growth, including a 30.09% annual increase in net sales and a 89.17% rise in net profit.

As of 05-May, STEL Holdings Ltd's stock price is currently at 460.00, reflecting a decrease of 1.0 (-0.22%). The stock has been experiencing a downward trend, having fallen for the last three consecutive days, resulting in a total decline of -3.44% during this period. Despite this recent downturn, the stock has shown positive performance over the past week, with a gain of +3.88%, outperforming the Sensex, which only increased by +0.17%.<BR><BR>In terms of moving averages, the stock price is higher than the 5-day moving average but lower than the 20-day, 50-day, 100-day, and 200-day moving averages, indicating a mixed short-term performance. Additionally, there has been a rise in investor participation, with a delivery volume of 4.71 k on May 4, which is up by 2.74% compared to the 5-day average.<BR><BR>While the stock has faced short-term challenges, it is important to note that the company is net-debt free and has demonstrated healthy long-term growth, with net sales increasing at an annual rate of 30.09% and net profit growing by 89.17%. The company has also reported outstanding results in recent quarters, contributing to consistent returns over the last three years, including a +13.06% return in the past year.<BR><BR>Overall, the recent decline in STEL Holdings Ltd's stock price can be attributed to its consecutive falls over the last few days, despite its strong long-term fundamentals and positive performance in the broader context.

Which are the latest news on STEL Holdings?