Karnataka Bank

Why is Karnataka Bank Ltd falling/rising?

As of 09-Jun, Karnataka Bank Ltd's stock price is rising to Rs 270.70, up 5.58%, driven by strong performance, positive market sentiment, and robust fundamentals, including a high return on assets and low non-performing assets. The stock is also trading above key moving averages and is close to its 52-week high.

As of 09-Jun, Karnataka Bank Ltd's stock price is rising, currently at Rs 270.70, reflecting an increase of Rs 14.3 or 5.58%. This upward movement can be attributed to several factors. Firstly, the stock has shown strong performance over various time periods, with a year-to-date increase of 31.86% compared to a decline of 13.26% in the benchmark Sensex. Additionally, the stock has outperformed the sector by 4.27% today, indicating positive market sentiment.<BR><BR>The stock's recent trend reversal is also noteworthy, as it has gained after three consecutive days of decline. It is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which typically signals a bullish trend. Furthermore, the stock is close to its 52-week high, being only 2.84% away from Rs 278.4.<BR><BR>Karnataka Bank's strong fundamentals support its rising stock price. The bank boasts a high return on assets (ROA) of 1.54% and a capital adequacy ratio of 16.02%, indicating robust financial health. The net profit growth rate of 22.12% annually and the lowest gross non-performing assets (NPA) at 2.78% further enhance investor confidence. High institutional holdings at 27.95% suggest that knowledgeable investors are backing the stock, which can positively influence its price.<BR><BR>Overall, the combination of strong financial performance, positive market trends, and favorable comparisons to benchmarks and peers contributes to the rising stock price of Karnataka Bank Ltd.

Which are the latest news on Karnataka Bank?

Should I buy, sell or hold Karnataka Bank Ltd?

Are Karnataka Bank Ltd latest results good or bad?

Karnataka Bank Ltd's latest Q4 FY26 results are positive, with a net profit of ₹408.19 crore, up 61.74% year-on-year, and improved asset quality, as the gross NPA ratio decreased to 2.78%. The bank's strong capital adequacy ratio of 20.07% further supports its favorable position in the mid-sized private banking sector.

Karnataka Bank Ltd's latest results for Q4 FY26 can be considered quite positive. The bank reported a net profit of ₹408.19 crore, which reflects a significant year-on-year growth of 61.74%. This strong profit growth was supported by a net interest income of ₹842.95 crore, marking a 7.98% increase compared to the previous year.<BR><BR>Additionally, the bank has shown improvement in asset quality, with the gross non-performing assets (NPA) ratio declining to 2.78% from 3.08% a year earlier. This reduction in NPAs, along with a decrease in net NPAs to 0.98%, indicates better credit management and recovery efforts.<BR><BR>The capital adequacy ratio stands at a robust 20.07%, well above regulatory norms, providing a solid buffer for future growth. Despite some margin compression in the competitive banking landscape, the overall financial performance demonstrates operational strength and a positive trajectory for the bank.<BR><BR>In summary, Karnataka Bank's results reflect a strong turnaround in profitability and asset quality, positioning it favorably within the mid-sized private banking sector.

When is the next results date for Karnataka Bank Ltd?

The next results date for Karnataka Bank Ltd is 19 May 2026.

The next results date for Karnataka Bank Ltd is scheduled for 19 May 2026.

Is Karnataka Bank technically bullish or bearish?

As of December 4, 2025, Karnataka Bank's technical trend is neutral with mixed signals: weekly indicators show bullish momentum while monthly indicators are mildly bearish, suggesting a sideways market with short-term weakness.

As of 4 December 2025, the technical trend for Karnataka Bank has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across different indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating divergence in time frames. Bollinger Bands show bullish momentum on both weekly and monthly charts. However, daily moving averages are mildly bearish, suggesting short-term weakness. The KST is bullish weekly but bearish monthly, adding to the mixed signals. Overall, the lack of clear trends in Dow Theory and OBV further supports a neutral stance.

Is Karnataka Bank overvalued or undervalued?

As of November 21, 2025, Karnataka Bank is considered attractive and undervalued with a low PE ratio of 6.23, a price-to-book value of 0.57, and a dividend yield of 2.65%, despite recent underperformance compared to the Sensex, while showing significant long-term growth potential of 327.01% over five years.

As of 21 November 2025, Karnataka Bank's valuation grade has moved from very attractive to attractive, indicating a shift in its perceived value. The company is currently assessed as undervalued based on its key financial ratios, including a PE ratio of 6.23, a price-to-book value of 0.57, and a PEG ratio of 0.00. These figures suggest that the bank is trading at a significant discount compared to its earnings and book value.<BR><BR>In comparison to its peers, Karnataka Bank stands out with a much lower PE ratio than HDFC Bank at 21.58 and ICICI Bank at 19.76, both categorized as expensive. Additionally, the bank's dividend yield of 2.65% provides an attractive income stream relative to its peers. Despite a recent decline in stock performance year-to-date, where it has underperformed the Sensex, the long-term growth of 327.01% over five years reinforces the potential for recovery and value appreciation.

How has been the historical performance of Karnataka Bank?

Karnataka Bank has shown consistent growth in key financial metrics, with interest earned rising from ₹6,474.77 crore in March 2020 to ₹9,013.60 crore in March 2025, and total income increasing from ₹7,736.40 crore to ₹10,283.12 crore in the same period. However, profit after tax peaked at ₹1,306.28 crore in March 2024 before declining slightly to ₹1,272.37 crore in March 2025.

Answer:<BR>The historical performance of Karnataka Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>Karnataka Bank's interest earned has increased from 6,474.77 crore in March 2020 to 9,013.60 crore in March 2025, reflecting a strong upward trend. The bank's net interest income also rose significantly, reaching 3,310.38 crore in March 2025, up from 2,030.36 crore in March 2020. Total income followed a similar pattern, climbing from 7,736.40 crore in March 2020 to 10,283.12 crore in March 2025. However, profit after tax showed fluctuations, peaking at 1,306.28 crore in March 2024 before slightly declining to 1,272.37 crore in March 2025. The bank's total liabilities increased from 83,483.12 crore in March 2020 to 121,113.42 crore in March 2025, while total assets grew from 83,483.12 crore to 121,113.40 crore in the same period. The bank's cash and cash equivalents saw a decrease, closing at 7,984.00 crore in March 2025, down from 8,053.00 crore in March 2024. Overall, Karnataka Bank has demonstrated robust growth in income and assets, despite some variability in profit margins and cash flow.

How big is Karnataka Bank?

As of 24th July, Karnataka Bank Ltd has a market capitalization of 7,153.00 Cr and reported a Net Profit of 1,272.37 Cr, with Shareholder's Funds at 10,848.50 Cr and Total Assets of 1,16,205.23 Cr as of March 2024. There is no valid sales data available for the latest four quarters.

As of 24th July, Karnataka Bank Ltd has a market capitalization of 7,153.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, Karnataka Bank reported Net Sales of 0.00 Cr, indicating a lack of valid sales data. The Net Profit for the same period amounted to 1,272.37 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2024. At that time, Shareholder's Funds were recorded at 10,848.50 Cr, while Total Assets stood at 1,16,205.23 Cr.

Who are the top shareholders of the Karnataka Bank?

The top shareholders of Karnataka Bank are primarily individual investors, holding 61.15%, followed by foreign institutional investors at 12.88% and mutual funds at 8.31%. Notably, there are no pledged promoter holdings or a single promoter with the highest stake.

The top shareholders of Karnataka Bank include a mix of individual investors and institutional holdings. Individual investors hold the largest share at 61.15%. Among institutional investors, mutual funds collectively hold 8.31% through 16 schemes, with Quant Mutual Fund's Quant Small Cap Fund being the highest public shareholder at 3.9%. Additionally, foreign institutional investors (FIIs) have a stake of 12.88%, represented by 145 different FIIs. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

What does Karnataka Bank do?

Karnataka Bank Ltd is a private sector bank established in 1924, offering a variety of banking and financial services. As of March 2025, it reported net sales of ₹2,258.46 Cr and a net profit of ₹252 Cr, with a market capitalization of ₹7,483 Cr.

Overview:<BR>Karnataka Bank Ltd is a premier private sector bank engaged in providing a wide range of banking and financial services, operating within the mid-cap category of the private sector banking industry.<BR><BR>History:<BR>Karnataka Bank Limited was incorporated on February 18, 1924, in Mangalore, Karnataka. The latest quarterly results reported are for March 2025, showcasing the bank's ongoing operations and performance.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2,258.46 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 252 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 7,483 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 2.81% <BR>CAR: 18.40% <BR>Return on Assets: 1.05% <BR>Net NPA: 1.31% <BR>Gross NPA: 3.08% <BR><BR>Contact Details:<BR>Address: P O Box 599 Mahaveera Circle, Kankanady Mangalore Karnataka : 575002 <BR>Tel: 91-824-2228222 <BR>Email: investor.grievance@ktkbank.com <BR>Website: http://www.karnatakabank.com

Who are in the management team of Karnataka Bank?

As of March 2023, the management team of Karnataka Bank includes Pradeep Kumar (Chairman), Srisrikrishnan H. (Managing Director & CEO), and several independent and non-executive directors, ensuring a diverse governance structure.

As of March 2023, the management team of Karnataka Bank includes the following individuals:<BR><BR>1. Pradeep Kumar - Chairman & Independent Director<BR>2. Sekhar Rao - Executive Director<BR>3. Keshav Krishnarao Desai - Independent Director<BR>4. B R Ashok - Non Executive Director<BR>5. A V Chandrashekar - Independent Non Executive Director<BR>6. UMA SHANKAR - Independent Non Executive Director<BR>7. D S Ravindran - Independent Non Executive Director<BR>8. Balakrishna Alse S - Independent Non Executive Director<BR>9. Jeevandas Narayan - Independent Director<BR>10. Kalmanje Gururaj Acharya - Independent Director<BR>11. Srisrikrishnan H. - Managing Director & CEO<BR><BR>This team comprises a mix of independent directors, executive leadership, and non-executive members, reflecting a diverse governance structure.

What is the bonus history of the Karnataka Bank?

Karnataka Bank issued a bonus in the ratio of 1:10 on March 17, 2020, with a record date of March 18, 2020, allowing shareholders to receive one additional share for every ten shares held. This is the bank's most recent bonus action.

Karnataka Bank has a bonus history that includes a notable issue on March 17, 2020. During this event, the bank announced a bonus issue in the ratio of 1:10, meaning that shareholders received one additional share for every ten shares they held. The record date for this bonus was March 18, 2020. This was the most recent bonus action taken by the bank. If you have any more questions about Karnataka Bank or its financial activities, feel free to ask!

Has Karnataka Bank declared dividend?

Yes, Karnataka Bank has declared a 55% dividend, amounting to ₹5.5 per share, with an ex-date of September 3, 2024. Despite recent volatility, the bank has shown strong long-term growth, with total returns of 400.82% over the last 5 years.

Karnataka Bank Ltd has declared a 55% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 55%<BR>- Amount per share: 5.5<BR>- Ex-date: 03 Sep 2024<BR><BR>Dividend Yield: 2.81%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -9.2%, with no dividend return, resulting in a total return of -9.2%.<BR><BR>Over the past year, the price return was -7.4%, with a dividend return of 2.53%, leading to a total return of -4.87%.<BR><BR>In the 2-year period, the price return was 32.25%, and the dividend return was 6.68%, resulting in a total return of 38.93%.<BR><BR>For the last 3 years, the price return was 203.43%, with a dividend return of 22.48%, culminating in a total return of 225.91%.<BR><BR>In the 4-year period, the price return was 205.3%, and the dividend return was 25.91%, leading to a total return of 231.21%.<BR><BR>Over the last 5 years, the price return was 362.56%, with a dividend return of 38.26%, resulting in a total return of 400.82%.<BR><BR>Overall, Karnataka Bank has declared a significant dividend, and while the recent returns have shown some volatility, the longer-term performance indicates strong growth, particularly in total returns over extended periods.

Who are the peers of the Karnataka Bank?

Karnataka Bank's peers include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, T N Merc. Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank. In terms of performance, ICICI Bank leads with a 1-year return of 24.09%, while Karnataka Bank has a return of -8.16%.

Peers: The peers of Karnataka Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, T N Merc. Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at Karnataka Bank, Axis Bank, and DCB Bank, and the rest. Growth is Excellent at HDFC Bank, ICICI Bank, and CSB Bank, while Good growth is seen at Karnataka Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, DCB Bank, and the rest. Excellent capital structure is noted at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, T N Merc. Bank, CSB Bank, and DCB Bank, while Good capital structure is found at Karnataka Bank, Yes Bank, and Dhanlaxmi Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.09%, while Yes Bank has the lowest at -11.00%. Karnataka Bank's 1-year return is -8.16%, which is higher than Yes Bank's but lower than ICICI Bank's. Additionally, Karnataka Bank, Axis Bank, Yes Bank, and Dhanlaxmi Bank have negative six-month returns.