CSL Finance

Who are the top shareholders of the CSL Finance?

The top shareholders of CSL Finance are Csl Capital Private Limited with 29.19%, individual investors with 27.41%, and Aadi Financial Advisors LLP as the largest public shareholder at 3.38%. There are also 8 foreign institutional investors holding a combined 0.83%, with no pledged promoter holdings or mutual fund schemes.

The top shareholders of CSL Finance include Csl Capital Private Limited, which holds the largest stake at 29.19%. Following that, individual investors collectively own 27.41% of the company. Additionally, Aadi Financial Advisors LLP is the highest public shareholder with a holding of 3.38%. The company also has 8 foreign institutional investors (FIIs) with a combined holding of 0.83%. There are no pledged promoter holdings or mutual fund schemes involved.

What does CSL Finance do?

CSL Finance Ltd is a micro-cap NBFC that provides financial services to small and medium-sized businesses. As of March 2025, it reported net sales of ₹57 Cr and a net profit of ₹19 Cr, with a market cap of ₹788 Cr.

Overview:<BR>CSL Finance Ltd is a micro-cap company operating in the Non-Banking Financial Company (NBFC) sector, providing financial facilities to small and medium-sized business units.<BR><BR>History:<BR>Incorporated on December 28, 1992, CSL Finance Ltd was formerly known as Consolidated Securities Limited. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 57 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 19 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 788 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.29 <BR>Return on Equity: 13.31% <BR>Price to Book: 1.40 <BR><BR>Contact Details:<BR>Address: 410-412 18/12 4th Floor W.E.A, Arya Samaj Road Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 91-11-42503441-44 <BR>Email: info@consec.in <BR>Website: http://www.cslfinance.in

What is the bonus history of the CSL Finance?

CSL Finance announced a 2:1 bonus issue on August 9, 2021, with a record date of August 10, 2021, meaning shareholders received two shares for every one share held.

CSL Finance has a bonus history that includes a notable event on August 9, 2021, when the company announced a 2:1 bonus issue. The record date for this bonus was August 10, 2021. This means that shareholders received two shares for every one share they held as of the record date. If you have any more questions about CSL Finance or its financial activities, feel free to ask!

Has CSL Finance declared dividend?

CSL Finance Ltd has declared a 25% dividend, amounting to 2.5 per share, with an ex-date of September 15, 2023. While the company has shown significant long-term growth, recent total returns have varied, including a -17.48% return over the past year.

CSL Finance Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Amount per share: 2.5<BR>- Ex-date: 15 Sep 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 4.37%, the dividend return was 0%, resulting in a total return of 4.37%.<BR><BR>Over the past year, the price return was -17.48%, with a dividend return of 0%, leading to a total return of -17.48%.<BR><BR>In the last 2 years, the price return was 46.55%, the dividend return was 0.92%, culminating in a total return of 47.47%.<BR><BR>For the 3-year period, the price return was 63.25%, the dividend return was 2.59%, which resulted in a total return of 65.84%.<BR><BR>In the last 4 years, the price return was 317.81%, the dividend return was 6.81%, giving a total return of 324.62%.<BR><BR>Over the past 5 years, the price return was 451.83%, with a dividend return of 17.20%, leading to a total return of 469.03%.<BR><BR>Overall, CSL Finance has declared a dividend while experiencing varying total returns across different periods, with significant growth in the long term despite some negative returns in the short term.

Who are the peers of the CSL Finance?

CSL Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Yogi Ltd, Manba Finance, Kiran Vyapar, and Aryaman Fin.Serv. In terms of performance, Yogi Ltd leads with a 1-year return of 243.14%, while CSL Finance has a return of -17.26%.

Peers: The peers of CSL Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Yogi Ltd, Manba Finance, Kiran Vyapar, and Aryaman Fin.Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Yogi Ltd, while Average management risk is found at Jio Financial, CSL Finance, Manba Finance, Aryaman Fin.Serv, and the rest. Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and CSL Finance, while Excellent growth is seen at Jio Financial, Yogi Ltd, Manba Finance, and the rest. Excellent capital structure is present at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Yogi Ltd, Manba Finance, Kiran Vyapar, Aryaman Fin.Serv, and the rest, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Yogi Ltd has the highest 1-year return at 243.14%, while Jio Financial has the lowest at -20.23%. CSL Finance's 1-year return is -17.26%, which is higher than Jio Financial's but lower than Yogi Ltd's. Additionally, Jio Financial and Manba Finance are among the peers with negative six-month returns.

Who are in the management team of CSL Finance?

As of March 2019, the management team of CSL Finance includes Rohit Gupta (Managing Director), Ashok Kumar Kathuria (Director), and several other directors and company secretaries, totaling a diverse leadership group.

As of March 2019, the management team of CSL Finance includes the following individuals:<BR><BR>1. Rohit Gupta - Managing Director<BR>2. Ashok Kumar Kathuria - Director<BR>3. Akash Gupta - Company Secretary<BR>4. Anjna Mittal - Independent Director<BR>5. Manoj Gupta - Independent Director<BR>6. Ayush Mittal - Additional Director<BR>7. Rachita Gupta - Whole-Time Director & Additional Director<BR>8. Anju Biyani - Company Secretary<BR>9. Preeti Gupta - Company Secretary<BR>10. Chandra Subhash Kwatra - Additional Director<BR>11. Parmod Bindal - Additional Director<BR><BR>As of March 2019, the team consists of a mix of directors, company secretaries, and independent directors, with Rohit Gupta serving as the Managing Director.

How big is CSL Finance?

As of 24th July, CSL Finance Ltd has a market capitalization of 743.00 Cr, with Net Sales of 215.07 Cr and a Net Profit of 72.09 Cr for the latest four quarters. The company has Shareholder's Funds of 474.83 Cr and Total Assets of 984.28 Cr.

As of 24th July, CSL Finance Ltd has a market capitalization of 743.00 Cr, categorizing it as a Micro Cap company.<BR><BR>For the latest four quarters, CSL Finance reported Net Sales of 215.07 Cr and a Net Profit of 72.09 Cr.<BR><BR>As of the latest annual period, the company has Shareholder's Funds amounting to 474.83 Cr and Total Assets of 984.28 Cr.

Is CSL Finance overvalued or undervalued?

As of October 23, 2025, CSL Finance is undervalued with a PE ratio of 8.65 and strong fundamentals, making it a compelling investment opportunity despite a recent stock decline of 20.45%.

As of 23 October 2025, CSL Finance has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, with a PE ratio of 8.65, an EV to EBIT of 7.54, and a PEG ratio of 0.94, indicating strong earnings potential relative to its price. In comparison to its peers, Bajaj Finance is deemed very expensive with a PE ratio of 39.07, while Life Insurance, classified as very attractive, has a PE ratio of 11.68, further supporting CSL Finance's undervaluation.<BR><BR>Despite recent stock performance showing a decline of 20.45% over the past year compared to a 5.59% increase in the Sensex, the company's solid fundamentals, including a ROCE of 13.89% and a ROE of 13.83%, suggest that it is well-positioned for future growth. Given these factors, CSL Finance presents a compelling investment opportunity in the current market landscape.

How has been the historical performance of CSL Finance?

CSL Finance has experienced significant growth from March 2020 to March 2025, with net sales increasing from 60.86 Cr to 215.06 Cr and profit before tax rising from 31.74 Cr to 96.88 Cr. However, the company faces challenges with rising interest expenses and negative cash flow from operating activities.

Answer:<BR>CSL Finance has shown significant growth in its historical performance, particularly in net sales and profit metrics over the past several years. <BR><BR>Breakdown:<BR>From March 2020 to March 2025, net sales increased from 60.86 Cr to 215.06 Cr, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 60.86 Cr in March 2020 to 215.06 Cr in March 2025. Operating profit (PBDIT) also saw substantial growth, climbing from 32.49 Cr in March 2020 to 98.60 Cr in March 2025. However, interest expenses increased significantly during this period, from 10.61 Cr to 64.91 Cr, impacting the gross profit before tax, which was 33.69 Cr in March 2025 compared to 21.88 Cr in March 2020. Profit before tax rose from 31.74 Cr in March 2020 to 96.88 Cr in March 2025, while profit after tax increased from 22.47 Cr to 72.09 Cr over the same period. The company’s total assets grew from 331.35 Cr in March 2020 to 1,243.96 Cr in March 2025, with total liabilities also rising from 331.35 Cr to 694.94 Cr. Cash flow from operating activities remained negative, indicating challenges in cash generation despite the growth in profits, with a cash flow of -172.00 Cr in March 2025. Overall, CSL Finance has demonstrated robust revenue growth and profitability, although it faces rising interest costs and cash flow challenges.

Is CSL Finance technically bullish or bearish?

As of November 26, 2025, the market trend is mildly bearish, indicated by daily moving averages and weekly KST, despite mixed signals from the MACD and Dow Theory suggesting a lack of strong bullish momentum.

As of 26 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the weekly KST also showing bearish momentum. The MACD is mildly bullish on the weekly timeframe, but bearish on the monthly, creating a mixed signal. The Bollinger Bands and OBV both reflect a mildly bearish outlook on both weekly and monthly timeframes. Dow Theory supports a mildly bullish view on the weekly but remains bearish on the monthly. Overall, the indicators suggest a lack of strong bullish momentum, reinforcing the mildly bearish stance.

When is the next results date for CSL Finance Ltd?

The next results date for CSL Finance Ltd is 13 February 2026.

The next results date for CSL Finance Ltd is scheduled for 13 February 2026.

Are CSL Finance Ltd latest results good or bad?

CSL Finance Ltd's latest Q2 FY26 results show strong operational performance with a net profit increase of 14.73% quarter-on-quarter and 37.03% year-on-year. However, concerns about stock underperformance, low return on equity, and high debt levels suggest a cautious outlook.

CSL Finance Ltd's latest results for Q2 FY26 can be considered good in terms of operational performance, but there are underlying concerns that may affect the overall outlook.<BR><BR>The company reported a net profit of ₹24.46 crore, which reflects a significant increase of 14.73% quarter-on-quarter and a robust 37.03% year-on-year growth. Net sales also saw a positive trend, reaching ₹63.67 crore, marking a 7.10% increase from the previous quarter and a 17.78% rise compared to the same period last year. Additionally, the operating margin improved to 78.59%, the highest in seven quarters, indicating effective cost management and operational efficiency.<BR><BR>However, despite these positive metrics, CSL Finance faces several challenges. The stock has been underperforming relative to the broader market, with a decline of 7.21% over the past year while the Sensex has risen by 8.80%. The company's return on equity (ROE) stands at 13.83%, which is below the expectations for financial services firms. Furthermore, the elevated debt-to-equity ratio of 1.29 indicates significant leverage, raising concerns about financial stability, especially in a rising interest rate environment.<BR><BR>In summary, while CSL Finance has shown strong operational growth and profitability in its latest results, the persistent underperformance in the stock market and concerns regarding capital efficiency and leverage suggest a cautious approach moving forward.

Should I buy, sell or hold CSL Finance Ltd?

Why is CSL Finance Ltd falling/rising?

As of 06-May, CSL Finance Ltd's stock price is rising to 235.65, up 2.81%. This increase is driven by recent gains in the finance sector and a three-day upward trend, despite a significant drop in investor participation.

As of 06-May, CSL Finance Ltd's stock price is rising, currently at 235.65, with a change of 6.45 (2.81%) upward. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.39% today and has been on a consecutive gain for the last three days, accumulating a total return of 4.73% during this period. Additionally, the stock reached an intraday high of Rs 238.2, reflecting a strong performance.<BR><BR>Moreover, the finance/NBFC sector, in which CSL Finance operates, has also seen a gain of 2.43%, contributing to the positive sentiment around the stock. Despite a decline in year-to-date performance of -21.98% compared to the Sensex's -8.52%, the recent short-term performance indicates a rebound, particularly with a 3.93% increase over the past week.<BR><BR>However, it is important to note that there has been a significant drop in investor participation, with delivery volume falling by -53.76% against the 5-day average, which could indicate a potential concern for sustained momentum. Nonetheless, the current liquidity of the stock remains adequate for trading, supporting its recent price rise.

Which are the latest news on CSL Finance?