Upsurge Invest.

how big is Upsurge Invest.?

As of Jun 06, Upsurge Investment & Finance Ltd has a market capitalization of 235.84 Cr, with net sales of 111.23 Cr and net profit of 15.95 Cr over the latest four quarters. Shareholder's funds are 47.70 Cr, and total assets amount to 52.44 Cr as of Mar'24.

Market Cap: As of Jun 06, Upsurge Investment & Finance Ltd has a market capitalization of 235.84 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes data from Mar'25, Dec'24, Sep'24, and Jun'24, is 111.23 Cr. The sum of Net Profit for the same period is 15.95 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the latest annual period ending Mar'24. Shareholder's Funds are reported at 47.70 Cr, while Total Assets amount to 52.44 Cr.

Who are in the management team of Upsurge Invest.?

As of March 2020, the management team of Upsurge Invest includes D K Goyal (Chairman & Managing Director), Dinesh S Vijayvargia, Hansraj Goyal, Kiran Vaidya, and Sukdeo Agrawal (all Non-Executive & Independent Directors), Pratibha Goyal (Non-Executive & Non-Independent Director), and company secretaries Ela Gupta and Diksha Joshi. The team features a mix of executive and non-executive members.

As of March 2020, the management team of Upsurge Invest includes the following individuals:<BR><BR>1. D K Goyal - Chairman & Managing Director<BR>2. Dinesh S Vijayvargia - Non-Executive & Independent Director<BR>3. Hansraj Goyal - Non-Executive & Independent Director<BR>4. Pratibha Goyal - Non-Executive & Non-Independent Director<BR>5. Kiran Vaidya - Non-Executive & Independent Director<BR>6. Sukdeo Agrawal - Non-Executive & Independent Director<BR>7. Ela Gupta - Company Secretary<BR>8. Diksha Joshi - Company Secretary<BR><BR>This team comprises a mix of executive and non-executive members, along with company secretaries.

What does Upsurge Invest. do?

Upsurge Investment & Finance Ltd is a micro-cap NBFC providing financial advisory and managerial services to small and mid-size enterprises. As of March 2025, it reported net sales of 37 Cr and a market cap of Rs 238 Cr.

Overview: <BR>Upsurge Investment & Finance Ltd is a fast-growing Non Banking Financial Company (NBFC) in the micro-cap category, engaged in providing financial advisory, capital-growing, and holistic managerial services to small and mid-size enterprises.<BR><BR>History: <BR>Incorporated in 1994, Upsurge Investment & Finance Ltd initially focused on finance and investment business activities. The company went public in 1995, and the latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 37 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 238 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 14.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.33% <BR>Debt Equity: 0.00 <BR>Return on Equity: 15.22% <BR>Price to Book: 2.20<BR><BR>Contact Details: <BR>Address: No 303 Morya Landmark-I Behind, Crystal Plaza Andheri (West) Mumbai Maharashtra : 400053 <BR>Tel: 91-22-67425441 <BR>Email: info@upsurgeinvestment.com <BR>Website: http://www.upsurgeinvestment.com

Who are the peers of the Upsurge Invest.?

Peers of Upsurge Invest. include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Sangam Finserv, Regis Industries, Mangalam Industr, and Regency Fincorp. Upsurge Invest. has average management risk, excellent growth, and the highest 1-year return at 124.08%, outperforming its peers.

Peers: The peers of Upsurge Invest. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Sangam Finserv, Regis Industries, Mangalam Industr, Regency Fincorp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Upsurge Invest. Good management risk is present at Shriram Finance, and Below Average management risk is noted at Sangam Finserv, Regis Industries, Mangalam Industr, Regency Fincorp, and Yamini Invest. Growth is Excellent for Jio Financial, Upsurge Invest., and Regency Fincorp, Good for Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Mangalam Industr, Average for Muthoot Finance, and Below Average for Sangam Finserv, Regis Industries, and Yamini Invest. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Upsurge Invest., Sangam Finserv, Regis Industries, Mangalam Industr, Regency Fincorp, and Yamini Invest, while Good is noted for Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Upsurge Invest. has the highest 1-year return at 124.08%, while Mangalam Industr has the lowest at -61.06%. Compared to its peers, Upsurge Invest. significantly outperforms them. Additionally, Sangam Finserv, Regis Industries, Mangalam Industr, and Regency Fincorp have negative six-month returns.

What is the technical trend for Upsurge Invest.?

As of June 5, 2025, Upsurge Invest shows a mildly bullish trend based on weekly indicators, despite some short-term bearish signals from daily moving averages.

As of 5 June 2025, the technical trend for Upsurge Invest has changed from sideways to mildly bullish. The weekly MACD indicates a mildly bullish stance, supported by a bullish signal from the Bollinger Bands and a mildly bullish KST. The Dow Theory also aligns with this view on a weekly basis. However, the daily moving averages are mildly bearish, which suggests some short-term weakness. Overall, the current technical stance is mildly bullish, driven primarily by the weekly indicators, despite some mixed signals from the daily moving averages.

Who are the top shareholders of the Upsurge Invest.?

The top shareholders of Upsurge Invest are Gagan Deep Multitrade Private Limited with 17.15%, and Vikas Vijaykumar Khemani, the highest public shareholder, with 6.88%. Individual investors hold a total of 33.72%, with no pledged promoter holdings or foreign institutional investors involved.

The top shareholders of Upsurge Invest include Gagan Deep Multitrade Private Limited, which holds the highest promoter stake at 17.15%. Additionally, Vikas Vijaykumar Khemani is the highest public shareholder with a holding of 6.88%. Overall, individual investors collectively hold 33.72% of the company. There are no pledged promoter holdings, and the company has no foreign institutional investors (FIIs) or mutual fund schemes holding shares.

Has Upsurge Invest. declared dividend?

Upsurge Investment & Finance Ltd has declared a 5% dividend, with an ex-date of August 22, 2025. While recent total returns have varied, the company shows strong long-term performance, particularly with a total return of 992.95% over the past five years.

Upsurge Investment & Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Ex-date: 22 Aug 25<BR><BR>Dividend Yield: 0.34%.<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was 23.56%, with no dividend return, resulting in a total return of 23.56%.<BR><BR>For the 6-month period, the price return was -14.21%, and there was no dividend return, leading to a total return of -14.21%.<BR><BR>Over the 1-year period, the price return was -8.79%, with a dividend return of 0.41%, resulting in a total return of -8.38%.<BR><BR>In the 2-year period, the price return was 172.37%, with a dividend return of 1.30%, culminating in a total return of 173.67%.<BR><BR>For the 3-year period, the price return was 97.3%, with a dividend return of 2.14%, yielding a total return of 99.44%.<BR><BR>In the 4-year period, the price return was 212.08%, with a dividend return of 6.76%, resulting in a total return of 218.84%.<BR><BR>Over the 5-year period, the price return was 971.28%, with a dividend return of 21.67%, leading to a total return of 992.95%.<BR><BR>Overall, Upsurge Investment & Finance Ltd has declared a dividend, and while the recent total returns show significant fluctuations, the long-term performance appears strong, particularly over the 5-year period.

How has been the historical performance of Upsurge Invest.?

Upsurge Invest has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 32.56 Cr to 111.23 Cr, and profit after tax rising from 0.50 Cr to 15.95 Cr. The company's total assets also grew from 41.86 Cr to 107.34 Cr, indicating a strong financial performance trajectory.

Answer:<BR>The historical performance of Upsurge Invest shows significant growth in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Upsurge Invest's net sales have increased markedly from 32.56 Cr in March 2023 to 111.23 Cr in March 2025, demonstrating a strong upward trend. Other operating income also saw a rise, albeit from a low base, reaching 1.93 Cr in March 2025 from just 0.08 Cr in March 2023. Total operating income followed suit, climbing from 32.64 Cr in March 2023 to 113.16 Cr in March 2025. The company's total expenditure, excluding depreciation, rose from 31.74 Cr in March 2023 to 93.91 Cr in March 2025, reflecting increased operational costs. Operating profit, excluding other income, improved significantly from 0.90 Cr in March 2023 to 19.25 Cr in March 2025, while profit before tax also surged from 0.87 Cr to 19.73 Cr in the same period. Consequently, profit after tax increased from 0.50 Cr in March 2023 to 15.95 Cr in March 2025. The earnings per share (EPS) rose from 0.33 in March 2023 to 7.95 in March 2025, indicating enhanced profitability per share. On the balance sheet, total assets grew from 41.86 Cr in March 2023 to 107.34 Cr in March 2025, with total liabilities increasing from 41.86 Cr to 107.34 Cr as well. Cash and cash equivalents also improved, reaching 24.80 Cr in March 2025 from 11.95 Cr in March 2023, reflecting better liquidity. Overall, Upsurge Invest has shown a robust financial performance trajectory over the past few years.

How has been the historical performance of Upsurge Invest.?

Upsurge Invest has shown significant growth from March 2023 to March 2025, with net sales increasing from 32.56 Cr to 111.23 Cr and profit after tax rising from 0.50 Cr to 15.95 Cr, reflecting strong revenue and profitability improvements. Total assets also grew from 41.86 Cr to 107.34 Cr, indicating a robust financial position.

Answer:<BR>The historical performance of Upsurge Invest shows significant growth in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Upsurge Invest's net sales have increased dramatically from 32.56 Cr in March 2023 to 111.23 Cr in March 2025, indicating a strong upward trend. Other operating income also rose from 0.08 Cr in March 2023 to 1.93 Cr in March 2025, contributing to a total operating income of 113.16 Cr in March 2025, up from 32.64 Cr in March 2023. The total expenditure, excluding depreciation, increased from 31.74 Cr in March 2023 to 93.91 Cr in March 2025, yet the operating profit (PBDIT) surged from 0.90 Cr to 19.76 Cr during the same period. Profit before tax followed a similar trajectory, climbing from 0.87 Cr in March 2023 to 19.73 Cr in March 2025, while profit after tax rose from 0.50 Cr to 15.95 Cr. The earnings per share (EPS) also improved significantly, reaching 7.95 in March 2025 compared to just 0.33 in March 2023. On the balance sheet, total assets grew from 41.86 Cr in March 2023 to 107.34 Cr in March 2025, with total liabilities increasing from 41.86 Cr to 107.34 Cr as well. Cash and cash equivalents at the end of March 2025 stood at 24.80 Cr, up from 11.95 Cr in March 2023, reflecting a healthy liquidity position. Overall, Upsurge Invest has demonstrated robust growth in revenue, profitability, and asset base over the past few years.

Should I buy, sell or hold Upsurge Invest.?

Is Upsurge Invest. overvalued or undervalued?

As of November 12, 2025, Upsurge Invest. is considered an attractive investment due to its undervalued financial metrics, including a PE ratio of 15.54 and a strong ROCE of 24.78%, despite a year-to-date stock decline of 54.45%.

As of 12 November 2025, the valuation grade for Upsurge Invest. has moved from very attractive to attractive. The company is currently considered undervalued based on its financial metrics. The PE ratio stands at 15.54, while the EV to EBITDA ratio is 11.11, and the ROCE is a strong 24.78%. <BR><BR>In comparison to its peers, Upsurge Invest. has a more favorable valuation than Bajaj Finance, which is very expensive with a PE ratio of 34.41, and Life Insurance, which is very attractive with a PE of 11.14. Despite recent stock performance showing a significant decline of 54.45% year-to-date compared to a 8.10% gain in the Sensex, the underlying financial ratios suggest that Upsurge Invest. remains a compelling investment opportunity in the current market.

Are Upsurge Invest. latest results good or bad?

The latest results for Upsurge Investment are concerning, showing a 40.56% year-on-year revenue decline and an 87.76% drop in net profit, leading to significant profitability issues and a 51.94% decline in stock value over the past year. Overall, these results can be characterized as bad, indicating serious challenges for the company.

The latest results for Upsurge Investment indicate a troubling situation for the company. While there was a sequential revenue growth of 23.58% in Q2 FY26, bringing total revenue to ₹22.38 crores, this figure is still down 40.56% compared to the same quarter last year. More concerning is the drastic decline in net profit, which fell by 87.76% quarter-on-quarter and 89.99% year-on-year, resulting in a mere ₹0.94 crores.<BR><BR>The company's profitability margins have also taken a severe hit, with the PAT margin collapsing from 42.41% in the previous quarter to just 4.20%. This significant drop in margins, alongside the extreme volatility in revenue and profit, raises serious concerns about the sustainability of the business model.<BR><BR>Overall, the financial performance reflects fundamental issues, with the company struggling to maintain consistent profitability and operational efficiency. The stock has also suffered a substantial decline of 51.94% over the past year, indicating a lack of confidence from the market. Given these factors, the latest results can be characterized as bad, highlighting critical challenges for Upsurge Investment moving forward.

When is the next results date for Upsurge Investment & Finance Ltd?

The next results date for Upsurge Investment & Finance Ltd is 10 February 2026.

The next results date for Upsurge Investment & Finance Ltd is scheduled for 10 February 2026.

Which are the latest news on Upsurge Invest.?

Why is Upsurge Investment & Finance Ltd falling/rising?

As of 30-Jan, Upsurge Investment & Finance Ltd's stock price is at 68.52, down 0.52%, continuing a three-day decline totaling 1.44%. Despite being above its 5-day moving average, the stock is below longer-term averages, indicating a bearish trend and reduced investor interest.

As of 30-Jan, Upsurge Investment & Finance Ltd's stock price is falling, currently at 68.52, reflecting a decrease of 0.36 or 0.52%. This decline is part of a broader trend, as the stock has been losing value for the last three days, resulting in a total drop of 1.44% during this period. Additionally, the stock's performance over the last month shows a decrease of 1.15%, which is better than the Sensex's decline of 2.84%, but still indicates a lack of upward momentum.<BR><BR>Investor participation has also decreased, with delivery volume dropping by 40.91% compared to the 5-day average, suggesting reduced interest in trading the stock. While the stock is currently above its 5-day moving average, it remains below the longer-term moving averages of 20, 50, 100, and 200 days, indicating a bearish trend. Overall, these factors contribute to the stock's current downward movement.