Upsurge Invest.

Why is Upsurge Investment & Finance Ltd falling/rising?

As of 24-Jun, the stock price of Upsurge Investment & Finance Ltd is currently at Rs 59.00, reflecting a 2.88% increase today. However, the stock has declined 15.35% year-to-date and shows a longer-term downward trend, with decreasing investor participation.

As of 24-Jun, the stock price of Upsurge Investment & Finance Ltd is rising, currently at Rs 59.00, which reflects an increase of Rs 1.65 or 2.88%. This rise is notable as the stock has outperformed its sector by 1.9% today. Additionally, the stock reached an intraday high of Rs 59, indicating positive momentum during the trading session.<BR><BR>However, it is important to consider the broader context of the stock's performance. Over the past week, the stock has declined by 0.99%, and it has experienced significant drops over longer periods, including a 15.35% decrease year-to-date and a 42.16% decline over the past year. Furthermore, the stock is currently trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a longer-term downward trend.<BR><BR>Investor participation appears to be falling, as evidenced by a 33.27% decrease in delivery volume compared to the 5-day average. Despite today's rise, the overall trend and declining investor interest indicate that the stock may face challenges moving forward.

Which are the latest news on Upsurge Invest.?

How big is Upsurge Invest.?

As of 10th June, Upsurge Investment & Finance Ltd has a market capitalization of 134.00 Cr and reported net sales of 49.55 Cr and net profit of 3.24 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Upsurge Investment & Finance Ltd has a market capitalization of 134.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 49.55 Cr, while the sum of Net Profit for the same period is 3.24 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds are valued at 104.83 Cr, and Total Assets amount to 107.34 Cr.

Who are in the management team of Upsurge Invest.?

The management team of Upsurge Invest includes D K Goyal (Chairman & Managing Director), Dinesh S Vijayvargia, Hansraj Goyal, Kiran Vaidya, and Sukdeo Agrawal (all Non-Executive & Independent Directors), Pratibha Goyal (Non-Executive & Non-Independent Director), and company secretaries Ela Gupta and Diksha Joshi.

The management team of Upsurge Invest includes the following individuals:<BR><BR>1. D K Goyal - Chairman & Managing Director<BR>2. Dinesh S Vijayvargia - Non-Executive & Independent Director<BR>3. Hansraj Goyal - Non-Executive & Independent Director<BR>4. Pratibha Goyal - Non-Executive & Non-Independent Director<BR>5. Kiran Vaidya - Non-Executive & Independent Director<BR>6. Sukdeo Agrawal - Non-Executive & Independent Director<BR>7. Ela Gupta - Company Secretary<BR>8. Diksha Joshi - Company Secretary<BR><BR>If you have any more questions about the company or its operations, feel free to ask!

Who are the peers of the Upsurge Invest.?

Peers of Upsurge Invest. include Garnet Intl., Maha Rashtra Apx, PMC Fincorp, Trustedgecapital, KIFS Financial, Pioneer Invest, Ramchandra Leas., Apollo Finvest, and Nexome Cap. Mkt. Upsurge Invest. has average management risk, below average growth, and the lowest 1-year return at -48.16% among its peers.

Peers: The peers of Upsurge Invest. are Garnet Intl., Maha Rashtra Apx, PMC Fincorp, Trustedgecapital, KIFS Financial, Pioneer Invest, Ramchandra Leas., Apollo Finvest, and Nexome Cap. Mkt.<BR><BR>Quality Snapshot: Excellent management risk is observed at Garnet Intl., Maha Rashtra Apx, PMC Fincorp, Trustedgecapital, Pioneer Invest, Ramchandra Leas., Apollo Finvest, and Nexome Cap. Mkt., while Average management risk is found at KIFS Financial and Upsurge Invest. Below Average management risk is noted for the rest. Growth is Excellent at PMC Fincorp and Ramchandra Leas., Average growth is seen at Garnet Intl., Trustedgecapital, KIFS Financial, Pioneer Invest, and Apollo Finvest, while Below Average growth is observed at Maha Rashtra Apx, Upsurge Invest., and the rest. Capital Structure is Excellent for Garnet Intl., Maha Rashtra Apx, PMC Fincorp, Trustedgecapital, Pioneer Invest, Upsurge Invest., Ramchandra Leas., Apollo Finvest, and Nexome Cap. Mkt., Good for KIFS Financial, and the rest have Below Average.<BR><BR>Return Snapshot: Ramchandra Leas. has the highest 1-year return at 368.93%, while Upsurge Invest. has the lowest at -48.16%, indicating a significant negative performance compared to its peers. Additionally, KIFS Financial and Apollo Finvest have negative six-month returns.

What does Upsurge Invest. do?

Upsurge Investment & Finance Ltd is a Non-Banking Financial Company (NBFC) that provides financial advisory and managerial services to small and mid-size enterprises in the micro-cap market. As of March 2026, it reported net sales of 3 Cr and a net loss of 6 Cr, with a market cap of INR 134 Cr.

Overview:<BR>Upsurge Investment & Finance Ltd is a fast-growing Non Banking Financial Company (NBFC) engaged in providing financial advisory, capital-growing, and holistic managerial services to small and mid-size enterprises within the micro-cap market.<BR><BR>History:<BR>Incorporated in 1994, Upsurge Investment & Finance Ltd initially focused on finance and investment business activities. The company went public in 1995 with a successful maiden public issue. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 3 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -6 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 134 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 39.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.23 <BR>Return on Equity: 2.88% <BR>Price to Book: 1.17 <BR><BR>Contact Details:<BR>Address: No 303 Morya Landmark-I Behind, Crystal Plaza Andheri (West) Mumbai Maharashtra : 400053 <BR>Tel: 91-22-67425441 <BR>Email: info@upsurgeinvestment.com <BR>Website: http://www.upsurgeinvestment.com

Should I buy, sell or hold Upsurge Investment & Finance Ltd?

Are Upsurge Investment & Finance Ltd latest results good or bad?

The latest results for Upsurge Investment & Finance Ltd are concerning, showing a net loss of ₹6.23 crore in Q4 FY26 compared to a profit in the previous quarter, alongside a 64.34% drop in revenue. These metrics indicate significant operational distress and raise serious questions about the company's future viability.

The latest results for Upsurge Investment & Finance Ltd are concerning and indicate a significant deterioration in financial performance. In Q4 FY26, the company reported a net loss of ₹6.23 crore, marking a stark contrast to the profit of ₹0.85 crore in the previous quarter. Revenue also plummeted to ₹2.66 crore, which represents a dramatic decline of 64.34% quarter-over-quarter and a staggering 92.73% year-on-year.<BR><BR>The operating margin was severely negative at -290.98%, reflecting substantial operational distress, as costs far exceeded revenue generation capabilities. This quarter's results raise serious questions about the company's business sustainability and operational stability, especially given the previous year's strong performance.<BR><BR>Overall, the financial metrics indicate a troubling trend, with the company facing critical challenges that could impact its future viability. Investors should approach with caution, as the recent performance suggests significant risks ahead.

When is the next results date for Upsurge Investment & Finance Ltd?

The next results date for Upsurge Investment & Finance Ltd is 26 May 2026.

The next results date for Upsurge Investment & Finance Ltd is scheduled for 26 May 2026.

How has been the historical performance of Upsurge Invest.?

Upsurge Invest has shown significant growth from March 2023 to March 2025, with net sales increasing from 32.56 Cr to 111.23 Cr and profit after tax rising from 0.50 Cr to 15.95 Cr, reflecting strong revenue and profitability improvements. Total assets also grew from 41.86 Cr to 107.34 Cr, indicating a robust financial position.

Answer:<BR>The historical performance of Upsurge Invest shows significant growth in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Upsurge Invest's net sales have increased dramatically from 32.56 Cr in March 2023 to 111.23 Cr in March 2025, indicating a strong upward trend. Other operating income also rose from 0.08 Cr in March 2023 to 1.93 Cr in March 2025, contributing to a total operating income of 113.16 Cr in March 2025, up from 32.64 Cr in March 2023. The total expenditure, excluding depreciation, increased from 31.74 Cr in March 2023 to 93.91 Cr in March 2025, yet the operating profit (PBDIT) surged from 0.90 Cr to 19.76 Cr during the same period. Profit before tax followed a similar trajectory, climbing from 0.87 Cr in March 2023 to 19.73 Cr in March 2025, while profit after tax rose from 0.50 Cr to 15.95 Cr. The earnings per share (EPS) also improved significantly, reaching 7.95 in March 2025 compared to just 0.33 in March 2023. On the balance sheet, total assets grew from 41.86 Cr in March 2023 to 107.34 Cr in March 2025, with total liabilities increasing from 41.86 Cr to 107.34 Cr as well. Cash and cash equivalents at the end of March 2025 stood at 24.80 Cr, up from 11.95 Cr in March 2023, reflecting a healthy liquidity position. Overall, Upsurge Invest has demonstrated robust growth in revenue, profitability, and asset base over the past few years.

Is Upsurge Invest. overvalued or undervalued?

As of November 12, 2025, Upsurge Invest. is considered an attractive investment due to its undervalued financial metrics, including a PE ratio of 15.54 and a strong ROCE of 24.78%, despite a year-to-date stock decline of 54.45%.

As of 12 November 2025, the valuation grade for Upsurge Invest. has moved from very attractive to attractive. The company is currently considered undervalued based on its financial metrics. The PE ratio stands at 15.54, while the EV to EBITDA ratio is 11.11, and the ROCE is a strong 24.78%. <BR><BR>In comparison to its peers, Upsurge Invest. has a more favorable valuation than Bajaj Finance, which is very expensive with a PE ratio of 34.41, and Life Insurance, which is very attractive with a PE of 11.14. Despite recent stock performance showing a significant decline of 54.45% year-to-date compared to a 8.10% gain in the Sensex, the underlying financial ratios suggest that Upsurge Invest. remains a compelling investment opportunity in the current market.

How has been the historical performance of Upsurge Invest.?

Upsurge Invest has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 32.56 Cr to 111.23 Cr, and profit after tax rising from 0.50 Cr to 15.95 Cr. The company's total assets also grew from 41.86 Cr to 107.34 Cr, indicating a strong financial performance trajectory.

Answer:<BR>The historical performance of Upsurge Invest shows significant growth in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Upsurge Invest's net sales have increased markedly from 32.56 Cr in March 2023 to 111.23 Cr in March 2025, demonstrating a strong upward trend. Other operating income also saw a rise, albeit from a low base, reaching 1.93 Cr in March 2025 from just 0.08 Cr in March 2023. Total operating income followed suit, climbing from 32.64 Cr in March 2023 to 113.16 Cr in March 2025. The company's total expenditure, excluding depreciation, rose from 31.74 Cr in March 2023 to 93.91 Cr in March 2025, reflecting increased operational costs. Operating profit, excluding other income, improved significantly from 0.90 Cr in March 2023 to 19.25 Cr in March 2025, while profit before tax also surged from 0.87 Cr to 19.73 Cr in the same period. Consequently, profit after tax increased from 0.50 Cr in March 2023 to 15.95 Cr in March 2025. The earnings per share (EPS) rose from 0.33 in March 2023 to 7.95 in March 2025, indicating enhanced profitability per share. On the balance sheet, total assets grew from 41.86 Cr in March 2023 to 107.34 Cr in March 2025, with total liabilities increasing from 41.86 Cr to 107.34 Cr as well. Cash and cash equivalents also improved, reaching 24.80 Cr in March 2025 from 11.95 Cr in March 2023, reflecting better liquidity. Overall, Upsurge Invest has shown a robust financial performance trajectory over the past few years.

Has Upsurge Invest. declared dividend?

Upsurge Investment & Finance Ltd has declared a 5% dividend, with an ex-date of August 22, 2025. While recent total returns have varied, the company shows strong long-term performance, particularly with a total return of 992.95% over the past five years.

Upsurge Investment & Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Ex-date: 22 Aug 25<BR><BR>Dividend Yield: 0.34%.<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was 23.56%, with no dividend return, resulting in a total return of 23.56%.<BR><BR>For the 6-month period, the price return was -14.21%, and there was no dividend return, leading to a total return of -14.21%.<BR><BR>Over the 1-year period, the price return was -8.79%, with a dividend return of 0.41%, resulting in a total return of -8.38%.<BR><BR>In the 2-year period, the price return was 172.37%, with a dividend return of 1.30%, culminating in a total return of 173.67%.<BR><BR>For the 3-year period, the price return was 97.3%, with a dividend return of 2.14%, yielding a total return of 99.44%.<BR><BR>In the 4-year period, the price return was 212.08%, with a dividend return of 6.76%, resulting in a total return of 218.84%.<BR><BR>Over the 5-year period, the price return was 971.28%, with a dividend return of 21.67%, leading to a total return of 992.95%.<BR><BR>Overall, Upsurge Investment & Finance Ltd has declared a dividend, and while the recent total returns show significant fluctuations, the long-term performance appears strong, particularly over the 5-year period.

Who are the top shareholders of the Upsurge Invest.?

The top shareholders of Upsurge Invest are Gagan Deep Multitrade Private Limited with 17.15%, and Vikas Vijaykumar Khemani, the highest public shareholder, with 6.88%. Individual investors hold a total of 33.72%, with no pledged promoter holdings or foreign institutional investors involved.

The top shareholders of Upsurge Invest include Gagan Deep Multitrade Private Limited, which holds the highest promoter stake at 17.15%. Additionally, Vikas Vijaykumar Khemani is the highest public shareholder with a holding of 6.88%. Overall, individual investors collectively hold 33.72% of the company. There are no pledged promoter holdings, and the company has no foreign institutional investors (FIIs) or mutual fund schemes holding shares.

What is the technical trend for Upsurge Invest.?

As of June 5, 2025, Upsurge Invest shows a mildly bullish trend based on weekly indicators, despite some short-term bearish signals from daily moving averages.

As of 5 June 2025, the technical trend for Upsurge Invest has changed from sideways to mildly bullish. The weekly MACD indicates a mildly bullish stance, supported by a bullish signal from the Bollinger Bands and a mildly bullish KST. The Dow Theory also aligns with this view on a weekly basis. However, the daily moving averages are mildly bearish, which suggests some short-term weakness. Overall, the current technical stance is mildly bullish, driven primarily by the weekly indicators, despite some mixed signals from the daily moving averages.