Oracle Fin.Serv.

Is Oracle Fin.Serv. overvalued or undervalued?

As of January 18, 2024, Oracle Fin.Serv. is considered very expensive and overvalued with a PE ratio of 32.13, significantly higher than its peers TCS and Infosys, despite strong ROCE and ROE metrics, and its recent stock performance shows a decline of 28.29% year-to-date.

As of 18 January 2024, the valuation grade for Oracle Fin.Serv. has moved from expensive to very expensive, indicating a significant shift in its market perception. The company is currently deemed overvalued based on its high valuation multiples, including a PE ratio of 32.13, an EV to EBITDA ratio of 22.93, and a PEG ratio of 4.63. These figures suggest that investors are paying a premium for the stock relative to its earnings growth potential.<BR><BR>In comparison to its peers, Oracle Fin.Serv. stands out with a much higher PE ratio than TCS at 25.23 and Infosys at 24.32, both of which are considered attractive and fair, respectively. Additionally, while Oracle boasts a strong ROCE of 122.41% and ROE of 28.46%, these metrics do not sufficiently justify its elevated valuation levels. The company's recent stock performance has outpaced the Sensex in the short term, with a 1-week return of 8.83% compared to the Sensex's 1.40%, but its year-to-date performance shows a decline of 28.29%, further reinforcing the notion that it is overvalued in the current market environment.

Who are in the management team of Oracle Fin.Serv.?

As of March 2023, the management team of Oracle Fin.Serv. includes Chaitanya Kamat (Managing Director & CEO), S Venkatachalam (Chairman & Independent Director), and several other directors and independent directors, totaling 13 members who guide the company's governance and strategy.

As of March 2023, the management team of Oracle Fin.Serv. includes the following individuals:<BR><BR>1. Chaitanya Kamat - Managing Director & CEO<BR>2. S Venkatachalam - Chairman & Independent Director<BR>3. Richard David Jackson - Independent Director<BR>4. Harinderjit Singh - Director<BR>5. Onkarnath Banerjee - Company Secretary & Compliance Officer<BR>6. Sridhar Srinivasan - Independent Director<BR>7. Kimberly Woolley - Director<BR>8. Yong Meng Kau - Director<BR>9. Vincent Secondo Grelli - Director<BR>10. Jane Murphy - Independent Director<BR>11. Makarand Padalkar - Managing Director & CEO<BR>12. GOPALA RAMANAN BALASUBRAMANIAN - Director<BR>13. Mrugank Paranjape - Additional Director<BR><BR>This team comprises a mix of managing directors, independent directors, and other directors, contributing to the governance and strategic direction of the company.

What does Oracle Fin.Serv. do?

Oracle Financial Services Software Ltd provides software solutions for the financial services industry. As of March 2025, it reported net sales of 1,716 Cr and a net profit of 644 Cr, with a market cap of Rs 76,122 Cr.

Overview: <BR>Oracle Financial Services Software Ltd operates in the software products industry and is categorized as a large-cap company.<BR><BR>History: <BR>The company was incorporated on September 27, 1989, originally as Citicorp Information Technology Industries Limited. It changed its name to I-flex solutions Limited on February 11, 2000, and subsequently to Oracle Financial Services Software Limited on August 14, 2008. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 1,716 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 644 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 76,122 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 32.00 <BR>Industry P/E: 29 <BR>Dividend Yield: 3.03% <BR>Debt-Equity: -0.71 <BR>Return on Equity: 28.46% <BR>Price to Book: 9.08 <BR><BR>Contact Details: <BR>Address: Oracle Park Goregaon (East), Off Western Express Highway Mumbai Maharashtra : 400063 <BR>Tel: 91-22-67183000 <BR>Email: investors-vp-ofss_in@oracle.com <BR>Website: https://investor.ofss.oracle.com

Has Oracle Fin.Serv. declared dividend?

Oracle Financial Services Software Ltd has declared a 5300% dividend, amounting to ₹265 per share, with an ex-date of May 8, 2025. The company has shown strong total returns over various periods, particularly in the long term.

Oracle Financial Services Software Ltd has declared a 5300% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5300%<BR>- Amount per share: 265<BR>- Ex-date: May-08-2025<BR><BR>Dividend Yield: 3.03%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -30.3%, the dividend return was 2.11%, resulting in a total return of -28.19%.<BR><BR>Over the past year, the price return was 7.55%, the dividend return was 3.14%, leading to a total return of 10.69%.<BR><BR>In the 2-year period, the price return was 147.43%, the dividend return was 13.06%, culminating in a total return of 160.49%.<BR><BR>For the 3-year period, the price return was 167.54%, the dividend return was 24.04%, which resulted in a total return of 191.58%.<BR><BR>In the last 4 years, the price return was 150.33%, the dividend return was 25.62%, giving a total return of 175.95%.<BR><BR>Over the past 5 years, the price return was 245.88%, the dividend return was 39.19%, leading to a total return of 285.07%.<BR><BR>Overall, Oracle Financial Services Software Ltd has declared a significant dividend, and the total returns over various periods indicate a strong performance, particularly in the longer-term horizons.

Who are the peers of the Oracle Fin.Serv.?

Oracle Fin.Serv.'s peers include C.E. Info System, Tanla Platforms, Moschip Tech, Nucleus Soft, Technvision Ven., Quick Heal Tech, Ramco Systems, Unicommerce, Blue Cloud Soft, and Subex. Key metrics show varying management risks, growth rates, and capital structures among these companies, with Ramco Systems leading in 1-year returns at 44.36% and Tanla Platforms at -32.78%.

Peers: The peers of Oracle Fin.Serv. are C.E. Info System, Tanla Platforms, Moschip Tech., Nucleus Soft., Technvision Ven., Quick Heal Tech, Ramco Systems, Unicommerce, Blue Cloud Soft, and Subex.<BR><BR>Quality Snapshot: Excellent management risk is observed at Oracle Fin.Serv., C.E. Info System, Nucleus Soft., Technvision Ven., and Unicommerce, while Good management risk is found at C.E. Info System and the rest. Average management risk is noted at Tanla Platforms, Quick Heal Tech, Ramco Systems, Blue Cloud Soft, and Subex, while Below Average management risk is seen at Moschip Tech. Growth is Excellent at Blue Cloud Soft, Good at C.E. Info System, Tanla Platforms, Unicommerce, and the rest, while Below Average growth is noted at Oracle Fin.Serv., Nucleus Soft, Quick Heal Tech, Ramco Systems, and Subex. Excellent capital structure is found at Oracle Fin.Serv., C.E. Info System, Tanla Platforms, Nucleus Soft, Technvision Ven., Quick Heal Tech, and Unicommerce, while Below Average capital structure is observed at Moschip Tech. <BR><BR>Return Snapshot: The peer with the highest 1-year return is Ramco Systems at 44.36%, while the lowest is Tanla Platforms at -32.78%. Oracle Fin.Serv.'s 1-year return of 10.09% is higher than that of Tanla Platforms but lower than Ramco Systems. Additionally, the peers with negative six-month returns include Quick Heal Tech, Ramco Systems, and Blue Cloud Soft.

Who are the top shareholders of the Oracle Fin.Serv.?

The top shareholders of Oracle Fin.Serv. include Oracle Global Mauritius Limited with 72.59%, followed by foreign institutional investors at 8.75%, mutual funds at 5.61%, and individual investors at 7.54%. The highest public shareholder is Kotak Mahindra Trustee Co Ltd, holding 2.98%.

The top shareholders of Oracle Fin.Serv. include a significant majority held by promoters, with Oracle Global Mauritius Limited being the largest shareholder at 72.59%. Additionally, mutual funds hold 5.61% through 28 schemes, while foreign institutional investors (FIIs) account for 8.75% with 619 FIIs involved. The highest public shareholder is Kotak Mahindra Trustee Co Ltd, which holds 2.98%. Individual investors collectively own 7.54% of the company.

How big is Oracle Fin.Serv.?

As of 24th July, Oracle Financial Services Software Ltd has a market capitalization of 76,794.00 Cr, with recent Net Sales of 6,957.60 Cr and a Net Profit of 2,404.80 Cr.

As of 24th July, Oracle Financial Services Software Ltd has a market capitalization of 76,794.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 6,957.60 Cr and a Net Profit of 2,404.80 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025, with Shareholder's Funds amounting to 8,362.40 Cr and Total Assets of 9,952.30 Cr.

How has been the historical performance of Oracle Fin.Serv.?

Oracle Fin.Serv. has shown consistent growth, with net sales increasing from 4,861.28 Cr in March 2020 to 6,846.80 Cr in March 2025, alongside improvements in operating profit, profit before tax, and earnings per share. Despite negative cash flow from investing activities, the company maintains a strong balance sheet with rising total assets and shareholder funds.

Answer:<BR>The historical performance of Oracle Fin.Serv. shows a consistent growth trend in net sales and profits over the years, culminating in a net sales figure of 6,846.80 Cr for the year ending March 2025. This marks an increase from 6,373.00 Cr in March 2024 and 5,698.31 Cr in March 2023. The total operating income mirrored this growth, reaching 6,846.80 Cr in March 2025, up from 6,373.00 Cr in the previous year. Operating profit (PBDIT) also saw an upward trajectory, rising to 3,380.50 Cr in March 2025 from 3,124.70 Cr in March 2024. Profit before tax increased to 3,310.90 Cr in March 2025, compared to 3,022.30 Cr in March 2024, while profit after tax reached 2,379.60 Cr, up from 2,219.40 Cr. The earnings per share (EPS) improved to 274.15 in March 2025 from 256.28 in March 2024, reflecting the company's strong profitability. <BR><BR>In terms of balance sheet metrics, total assets grew to 9,952.30 Cr in March 2025 from 9,749.40 Cr in March 2024, with total liabilities also increasing to 9,952.30 Cr from 9,749.40 Cr. Shareholder's funds rose to 8,362.40 Cr in March 2025, indicating a solid equity base. The cash flow from operating activities improved to 2,198.00 Cr in March 2025 from 1,790.00 Cr in March 2024, although cash flow from investing activities turned negative at -2,371.00 Cr. Overall, the company demonstrated robust growth in revenue and profitability, alongside a stable balance sheet, despite fluctuations in cash flow from investing activities.<BR><BR>Breakdown:<BR>Oracle Fin.Serv. has shown a strong upward trend in its financial performance over the years, with net sales increasing from 4,861.28 Cr in March 2020 to 6,846.80 Cr in March 2025. The total operating income followed suit, reaching 6,846.80 Cr in March 2025, reflecting consistent growth. Operating profit (PBDIT) also rose significantly, from 2,228.69 Cr in March 2020 to 3,380.50 Cr in March 2025, indicating improved operational efficiency. Profit before tax increased from 2,252.28 Cr in March 2020 to 3,310.90 Cr in March 2025, while profit after tax saw a substantial rise from 1,462.22 Cr to 2,379.60 Cr over the same period. The earnings per share (EPS) improved from 170.26 in March 2020 to 274.15 in March 2025, showcasing enhanced shareholder value. On the balance sheet, total assets grew from 7,919.98 Cr in March 2020 to 9,952.30 Cr in March 2025, with total liabilities rising in tandem. Shareholder's funds also increased, reflecting a solid equity position. Cash flow from operating activities improved significantly, although cash flow from investing activities turned negative in March 2025, indicating increased investment outflows. Overall, Oracle Fin.Serv. has demonstrated robust growth in key financial metrics, underpinned by strong operational performance.

Is Oracle Fin.Serv. technically bullish or bearish?

As of December 3, 2025, the stock trend has shifted to mildly bearish, with a current price of 8060.00 below the previous close of 8103.80, reflecting a significant underperformance of -35.70% over the past year compared to the Sensex's 5.27%.

As of 3 December 2025, the technical trend has changed from sideways to mildly bearish. The current price of 8060.00 is below the previous close of 8103.80, indicating downward pressure. The stock has underperformed significantly over the past year, with a return of -35.70% compared to the Sensex's 5.27%. Additionally, the recent weekly performance shows a decline of -1.44%, further supporting a bearish stance. Key indicators driving this view include the negative trend change and substantial underperformance relative to the broader market.

When is the next results date for Oracle Financial Services Software Ltd?

The next results date for Oracle Financial Services Software Ltd is January 21, 2026.

The next results date for Oracle Financial Services Software Ltd is scheduled for January 21, 2026.

Are Oracle Financial Services Software Ltd latest results good or bad?

Oracle Financial Services Software Ltd's latest results show strong revenue and profit growth, with a net profit of ₹609.60 crores and revenue of ₹1,965.90 crores. However, concerns about declining operating margins and rising employee costs suggest challenges in profitability and operational efficiency.

Oracle Financial Services Software Ltd's latest results present a mixed picture. On the positive side, the company reported a net profit of ₹609.60 crores for Q3 FY26, reflecting an 11.63% increase quarter-on-quarter and a 12.62% rise year-on-year. Revenue also showed strong growth, reaching ₹1,965.90 crores, which is up 9.90% from the previous quarter and 14.62% year-on-year. This marks a significant recovery from a contraction in the previous quarter, indicating robust demand for their financial services software solutions.<BR><BR>However, there are concerns regarding margin compression. The operating margin (excluding other income) declined to 41.69%, down from 42.22% in the previous quarter, primarily due to rising employee costs, which surged by 17.44% quarter-on-quarter. This trend of increasing costs relative to revenue growth raises questions about the company's operational efficiency and profitability sustainability.<BR><BR>Overall, while the revenue and profit figures are encouraging, the declining margins and rising costs present challenges that the company needs to address. Investors may view the results as good in terms of growth but concerning regarding profitability and operational efficiency.

Should I buy, sell or hold Oracle Financial Services Software Ltd?

Why is Oracle Financial Services Software Ltd falling/rising?

As of 17-Mar, Oracle Financial Services Software Ltd's stock price is declining, currently at 6,306.45, reflecting a -1.58% change. The stock has dropped -7.61% over the past five days and hit a new 52-week low, indicating a bearish trend and poor long-term growth despite a high dividend yield.

As of 17-Mar, Oracle Financial Services Software Ltd is experiencing a decline in its stock price, currently at 6,306.45, which reflects a change of -101.05 (-1.58%). This downward movement can be attributed to several factors highlighted in the recent performance data. <BR><BR>The stock has been on a consecutive decline for the past five days, resulting in a total drop of -7.61% during this period. Additionally, the stock hit a new 52-week low of Rs. 6232.2 today, indicating a significant decrease in value. The performance today has also underperformed the sector by -0.76%. <BR><BR>In terms of moving averages, Oracle Financial Services is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which typically signals a bearish trend. Furthermore, the stock has shown poor long-term growth, with net sales growing at an annual rate of only 7.77% and operating profit at 5.94% over the last five years. This lack of growth is compounded by the fact that the stock has underperformed the market significantly over the past year, generating negative returns of -15.79% while the broader market has seen positive returns.<BR><BR>Despite some positive factors, such as a high dividend yield of 6.17% and rising investor participation, the overall sentiment remains negative due to the stock's poor performance relative to its peers and the market. The combination of these elements contributes to the ongoing decline in the stock price of Oracle Financial Services Software Ltd.

Why is Oracle Financial Services Software Ltd falling/rising?

As of 18-Mar, Oracle Financial Services Software Ltd's stock price is rising to 6,600.95, reflecting a 4.64% increase after a trend reversal. Despite this daily gain, the stock has declined 2.67% over the past week and 14.17% year-to-date, indicating mixed performance in a favorable sector environment.

As of 18-Mar, Oracle Financial Services Software Ltd's stock price is rising, currently at 6,600.95, reflecting a change of 293.0 (4.64%) upwards. This increase can be attributed to several factors. Notably, the stock has experienced a trend reversal, gaining after five consecutive days of decline. Additionally, it outperformed its sector by 2.02%, indicating a relative strength compared to its peers. The stock also reached an intraday high of Rs 6663.95, marking a 5.64% increase during the day.<BR><BR>Despite the positive movement today, it is important to consider the broader context. Over the past week, the stock has declined by 2.67%, and year-to-date, it has fallen by 14.17%. However, the current rise may be influenced by the IT - Software sector's overall gain of 2.64%, suggesting a favorable environment for stocks in this sector.<BR><BR>Moreover, the company boasts a high dividend yield of 6.26%, which may attract investors looking for income, despite the stock trading below its moving averages. The high management efficiency, reflected in a return on equity (ROE) of 30.32%, further supports investor confidence. However, it is crucial to note that the stock has underperformed the market over the past year, generating negative returns of -13.08%, which could temper enthusiasm among some investors.

Why is Oracle Financial Services Software Ltd falling/rising?

As of 19-Mar, Oracle Financial Services Software Ltd's stock price is at 6,394.00, down 3.05%, reflecting a significant year-to-date decline of 16.86% and underperformance compared to the Sensex. The stock is near its 52-week low and is trading below all major moving averages, indicating bearish trends despite a high dividend yield.

As of 19-Mar, Oracle Financial Services Software Ltd's stock price is falling, currently at 6,394.00, which reflects a decrease of 200.85 or 3.05%. This decline can be attributed to several factors highlighted in the data. Over the past week, the stock has decreased by 4.49%, underperforming the Sensex, which fell by only 2.40%. Additionally, the stock has shown a year-to-date decline of 16.86%, compared to a 12.92% drop in the Sensex.<BR><BR>The stock is also close to its 52-week low, being just 2.53% away from a low of Rs 6,232.2. Performance today indicates that the stock touched an intraday low of Rs 6,340.05, down 3.86%. Furthermore, Oracle Financial Services is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which is a bearish signal.<BR><BR>Despite a high dividend yield of 5.98%, the company faces challenges such as poor long-term growth, with net sales growing at an annual rate of only 7.77% over the last five years and operating profit at 5.94%. The stock has underperformed the market significantly over the past year, generating a return of -16.60% while the broader market (BSE500) has seen a positive return of 1.22%. This underperformance, combined with a high price-to-book ratio of 7.6, suggests that the stock is trading at a premium compared to its peers, further contributing to the downward pressure on its price.

Why is Oracle Financial Services Software Ltd falling/rising?

As of 20-Mar, Oracle Financial Services Software Ltd's stock price is rising to 6,555.15, up 3.07%. However, despite today's gains, the stock has a -13.72% return over the past year and faces long-term growth concerns.

As of 20-Mar, Oracle Financial Services Software Ltd's stock price is rising, currently at 6,555.15, reflecting an increase of 195.35 or 3.07%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.14% today, indicating a relative strength compared to its peers. Additionally, the stock reached an intraday high of Rs 6,671, which is a 4.89% increase from its previous levels.<BR><BR>Despite the positive performance today, it is important to note that the stock has faced challenges in the longer term. Over the past year, it has generated a return of -13.72%, significantly underperforming the market, which has seen a return of 0.76%. The company's net sales growth has been modest at an annual rate of 7.77%, and its operating profit growth has been even lower at 5.94% over the last five years, contributing to concerns about its long-term growth prospects.<BR><BR>Moreover, while the stock currently boasts a high dividend yield of 6.17%, it is trading at a premium compared to its peers, with a Price to Book Value ratio of 7.7, which may deter some investors. The falling investor participation, evidenced by a 10.22% decline in delivery volume against the 5-day average, also raises questions about sustained interest in the stock.<BR><BR>In summary, the stock's rise today is primarily driven by short-term performance metrics, while long-term growth concerns and underperformance relative to the market continue to pose challenges.

Which are the latest news on Oracle Fin.Serv.?