ScoreWhy is Oracle Financial Services Software Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 7.36% and Operating profit at 6.00% over the last 5 years
2
Flat results in Sep 25
- DEBTORS TURNOVER RATIO(HY) Lowest at 0.49 times
- PAT(Q) At Rs 546.10 cr has Fallen at -9.2% (vs previous 4Q average)
3
With ROE of 32.2, it has a Very Expensive valuation with a 9.7 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -34.15%, its profits have fallen by -4.9%
- At the current price, the company has a high dividend yield of 4.8
4
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 2.12% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -34.15% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Oracle Fin.Serv. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Oracle Fin.Serv.
-34.15%
-1.06
32.11%
Sensex
4.83%
0.41
11.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.36%
EBIT Growth (5y)
6.00%
EBIT to Interest (avg)
85.04
Debt to EBITDA (avg)
Net Debt is too low
Net Debt to Equity (avg)
-0.65
Sales to Capital Employed (avg)
0.83
Tax Ratio
28.34%
Dividend Payout Ratio
96.66%
Pledged Shares
0
Institutional Holding
17.11%
ROCE (avg)
118.57%
ROE (avg)
30.32%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
30
Industry P/E
28
Price to Book Value
9.68
EV to EBIT
22.09
EV to EBITDA
21.60
EV to Capital Employed
25.99
EV to Sales
9.41
PEG Ratio
NA
Dividend Yield
4.81%
ROCE (Latest)
117.70%
ROE (Latest)
32.21%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
OPERATING CF(Y)
Highest at Rs 2,198.90 Cr
-3What is not working for the Company
DEBTORS TURNOVER RATIO(HY)
Lowest at 0.49 times
PAT(Q)
At Rs 546.10 cr has Fallen at -9.2% (vs previous 4Q average
Loading Valuation Snapshot...
Here's what is working for Oracle Fin.Serv.
Operating Cash Flow - Annually
Highest at Rs 2,198.90 Cr and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Here's what is not working for Oracle Fin.Serv.
Profit After Tax (PAT) - Quarterly
At Rs 546.10 cr has Fallen at -9.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 601.20 CrMOJO Watch
Near term PAT trend is negative
PAT (Rs Cr)
Debtors Turnover Ratio- Half Yearly
Lowest at 0.49 times
in the last five half yearly periodsMOJO Watch
Company's pace of settling its Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
