M & M Fin. Serv.

Who are the top shareholders of the M & M Fin. Serv.?

The top shareholders of M & M Fin. Serv. include Mahindra & Mahindra Limited with 52.16%, mutual funds with 17.48%, foreign institutional investors at 10.68%, and the Life Insurance Corporation of India holding 10.24%. Individual investors account for 5.12% of the shares.

The top shareholders of M & M Fin. Serv. include several key players. The majority shareholder is Mahindra & Mahindra Limited, which holds a significant 52.16% of the company. In addition, mutual funds collectively hold 17.48% through 28 different schemes, while foreign institutional investors (FIIs) account for 10.68% with 211 FIIs involved. The highest public shareholder is the Life Insurance Corporation of India, specifically the LIC-P & GS Fund, which holds 10.24%. Individual investors make up 5.12% of the shareholding.

What does M & M Fin. Serv. do?

Mahindra & Mahindra Financial Services Ltd is a Non-Banking Financial Company (NBFC) that provides financial services, with a recent net sales of ₹4,886 Cr and a net profit of ₹457 Cr as of March 2025. The company has a market capitalization of ₹38,294 Cr and key metrics include a P/E ratio of 16.00 and a dividend yield of 2.13%.

Overview: <BR>Mahindra & Mahindra Financial Services Ltd operates as a Non Banking Financial Company (NBFC) in the large-cap market segment.<BR><BR>History: <BR>The company was incorporated on 1st January 1991 as 'Maxi Motors Financial Services Limited' and changed its name to Mahindra & Mahindra Financial Services Limited on November 3, 1992. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,886 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 457 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 38,294 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 16.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 2.13% <BR>Debt Equity: 5.53 <BR>Return on Equity: 10.51% <BR>Price to Book: 1.70 <BR><BR>Contact Details: <BR>Address: Gateway Building, Apollo Bunder Mumbai Maharashtra : 400001 <BR>Tel: 91-22-22895500 <BR>Email: investorhelpline_mmfsl@mahindra.com <BR>Website: http://www.mahindrafinance.com

When is the next results date for M & M Fin. Serv.?

No Upcoming Board Meetings

Who are in the management team of M & M Fin. Serv.?

As of March 2022, the management team of M & M Fin. Serv. includes Ramesh Iyer (Vice Chairman & Managing Director), Anish Shah (Chairman), and several directors, with Raul Rebello serving as Managing Director & CEO. The team also features independent directors such as Rama Bijapurkar and C B Bhave, providing a blend of leadership and oversight.

As of March 2022, the management team of M & M Fin. Serv. includes the following members:<BR><BR>1. Ramesh Iyer - Vice Chairman & Managing Director<BR>2. Anish Shah - Chairman (Non-Executive)<BR>3. AMIT SINHA - Director<BR>4. Ashwani Ghai - Director<BR>5. Amarjyoti Barua - Director<BR>6. Raul Rebello - Whole Time Director and Managing Director & CEO<BR>7. Brijbala Batwal - Company Secretary & Compliance Officer<BR><BR>Additionally, the company has several independent directors:<BR>1. Rama Bijapurkar<BR>2. C B Bhave<BR>3. Milind Sarwate<BR>4. Rebecca Nugent<BR>5. Dhananjay Mungale<BR>6. Diwakar Gupta<BR><BR>This diverse team brings a mix of executive leadership and independent oversight to the company.

Has M & M Fin. Serv. declared dividend?

Mahindra & Mahindra Financial Services Ltd has declared a dividend of 315% (₹6.3 per share) with an ex-date of July 16, 2024. While recent short-term returns have been negative, long-term returns over several years show strong positive growth.

Mahindra & Mahindra Financial Services Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 315%<BR>- Amount per share: 6.3<BR>- Ex-date: Jul-16-2024<BR><BR>Dividend Yield: 2.13%.<BR><BR>Total Returns by Period:<BR>Over the past 6 months, the price return was -0.68%, with a dividend return of 0%, resulting in a total return of -0.68%.<BR><BR>In the 1-year period, the price return was -0.72%, the dividend return was 2.16%, leading to a total return of 1.44%.<BR><BR>For the 2-year period, the price return was -6.12%, the dividend return was 3.89%, resulting in a total return of -2.23%.<BR><BR>During the 3-year period, the price return was 48.16%, with a dividend return of 9.39%, which resulted in a total return of 57.55%.<BR><BR>In the 4-year period, the price return was 64.2%, the dividend return was 10.53%, leading to a total return of 74.73%.<BR><BR>Over the 5-year period, the price return was 78.82%, with a dividend return of 9.03%, resulting in a total return of 87.85%.<BR><BR>Overall, Mahindra & Mahindra Financial Services Ltd has declared a significant dividend, and while recent short-term returns have been negative, the longer-term returns over several years show strong positive growth, indicating a potentially favorable investment outlook.

Who are the peers of the M & M Fin. Serv.?

M & M Fin. Serv.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Chola Financial, Tata Inv.Corpn., Poonawalla Fin, and Piramal Enterp. In terms of performance, M & M Fin. Serv. has below average growth and a 1-year return of -3.08%.

Peers: The peers of M & M Fin. Serv. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Chola Financial, Tata Inv.Corpn., Poonawalla Fin, and Piramal Enterp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial, M & M Fin. Serv., Poonawalla Fin, Piramal Enterp., and the rest. Good management risk is seen at Shriram Finance and Chola Financial, while below average management risk is noted at Tata Inv.Corpn. Growth is excellent at Jio Financial, good at Bajaj Finance and Cholaman.Inv.&Fn, while M & M Fin. Serv. shows below average growth, alongside Chola Financial, Poonawalla Fin, and Piramal Enterp. The capital structure is excellent for Bajaj Finance, Muthoot Finance, Shriram Finance, and M & M Fin. Serv., while good is seen at Cholaman.Inv.&Fn, and below average at Tata Inv.Corpn. and Chola Financial.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Chola Financial at 72.47%, while Jio Financial has the lowest at -20.18%. M & M Fin. Serv. has a 1-year return of -3.08%, which is higher than Jio Financial's but lower than most peers. Additionally, Jio Financial and Five-Star Bus.Fi have negative six-month returns.

How big is M & M Fin. Serv.?

As of 24th July, Mahindra & Mahindra Financial Services Ltd has a market capitalization of 35,959.00 Cr, with recent net sales of 19,138.19 Cr and a net profit of 2,292.08 Cr.

As of 24th July, Mahindra & Mahindra Financial Services Ltd has a market capitalization of 35,959.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 19,138.19 Cr and a Net Profit of 2,292.08 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 21,529.46 Cr and Total Assets valued at 1,43,276.71 Cr.

How has been the historical performance of M & M Fin. Serv.?

M & M Fin. Serv. has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from INR 10,371.70 crore to INR 18,463.10 crore and profit after tax rising from INR 1,820.35 crore to INR 2,195.64 crore, despite rising interest expenses and negative cash flow in recent years. Total liabilities and assets both increased significantly during this period, indicating growing financial obligations.

Answer:<BR>The historical performance of M & M Fin. Serv. shows a consistent growth in net sales and profits over the years, with significant fluctuations in certain metrics.<BR><BR>Breakdown:<BR>M & M Fin. Serv. has demonstrated a steady increase in net sales from INR 10,371.70 crore in March 2019 to INR 18,463.10 crore in March 2025. The total operating income followed a similar trend, rising from INR 10,371.70 crore in March 2019 to INR 18,463.10 crore in March 2025. Operating profit (PBDIT) also increased significantly, reaching INR 11,698.32 crore in March 2025, up from INR 7,301.64 crore in March 2019. However, interest expenses have surged from INR 4,432.28 crore in March 2019 to INR 8,415.43 crore in March 2025, impacting profit before tax, which fluctuated over the years, peaking at INR 2,961.68 crore in March 2025. Profit after tax showed a similar upward trend, reaching INR 2,195.64 crore in March 2025, compared to INR 1,820.35 crore in March 2019. The company's total liabilities increased from INR 81,213.74 crore in March 2020 to INR 1,43,276.71 crore in March 2025, while total assets rose from INR 81,213.74 crore to INR 1,43,276.71 crore in the same period. Cash flow from operating activities has been negative in recent years, with a notable outflow of INR 15,601 crore in March 2025, despite a net cash inflow of INR 926 crore for that year. Overall, M & M Fin. Serv. has shown resilience and growth in revenue and profits, albeit with increasing financial obligations and cash flow challenges.

Is M & M Fin. Serv. overvalued or undervalued?

As of October 29, 2025, M & M Fin. Serv. is fairly valued with a PE Ratio of 17.92, an EV to EBITDA of 8.29, and a Price to Book Value of 0.18, outperforming the Sensex with a year-to-date return of 23.21% compared to the Sensex's 8.78%.

As of 29 October 2025, the valuation grade for M & M Fin. Serv. moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 17.92, an EV to EBITDA of 8.29, and a Price to Book Value of 0.18, which suggest a reasonable valuation relative to its earnings and asset base.<BR><BR>In comparison to its peers, M & M Fin. Serv. stands out against Bajaj Finance, which is very expensive with a PE Ratio of 37.96, and Life Insurance, which is very attractive with a PE Ratio of 11.8. The company's recent stock performance has outpaced the Sensex, with a year-to-date return of 23.21% compared to the Sensex's 8.78%, reinforcing the notion that it is fairly valued in the current market context.

Is M & M Fin. Serv. technically bullish or bearish?

As of November 24, 2025, the trend has shifted to bullish with moderate strength, supported by bullish MACD and Bollinger Bands, despite some short-term weakness indicated by a bearish weekly RSI and mildly bearish KST.

As of 24 November 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish with moderate strength. Key indicators driving this stance include a bullish MACD on both weekly and monthly timeframes, bullish Bollinger Bands on both timeframes, and a bullish daily moving average. However, the weekly RSI is bearish, indicating some short-term weakness, while the KST shows a mildly bearish monthly signal. Overall, the bullish trend is supported by strong performance against the Sensex, particularly in the 1-week and 1-month returns.

Are Mahindra & Mahindra Financial Services Ltd latest results good or bad?

Mahindra & Mahindra Financial Services Ltd reported mixed results for December 2025, with net sales growing 12.56% year-on-year and net profit increasing 44.95%. However, challenges like margin compression from high interest rates and a low return on equity at 9.96% suggest that while the performance is stable, there are areas of concern for investors.

Mahindra & Mahindra Financial Services Ltd (M&MFIN) has shown a mixed performance in its latest results. For the quarter ending December 2025, the company reported net sales of ₹5,026.19 crores, which represents a year-on-year growth of 12.56% and a slight sequential increase of 0.71%. This indicates a healthy demand for vehicle financing, particularly in rural areas.<BR><BR>However, the net profit for the same quarter was ₹564.48 crores, reflecting a positive growth of 44.95% year-on-year and a 6.94% increase quarter-on-quarter. The profit after tax (PAT) margin improved to 11.26%, up from 10.60% in the previous quarter, suggesting better profitability management despite the challenges posed by high borrowing costs.<BR><BR>On the downside, the company faces margin compression due to elevated interest rates, which have impacted its net interest margins. The return on equity (ROE) remains a concern at 9.96%, which is below the average for its peers in the non-banking financial company (NBFC) sector.<BR><BR>Overall, while M&MFIN has demonstrated resilience with solid top-line growth and improved profitability metrics, the ongoing challenges related to capital efficiency and high leverage indicate that the results are not entirely favorable. Investors may view the performance as stable but will need to monitor the company's ability to enhance its ROE and manage costs effectively moving forward.

Should I buy, sell or hold Mahindra & Mahindra Financial Services Ltd?

Why is Mahindra & Mahindra Financial Services Ltd falling/rising?

As of 16-Mar, Mahindra & Mahindra Financial Services Ltd's stock price is declining, currently at Rs 317.70, reflecting a -3.79% change. The stock has underperformed significantly, with a year-to-date decline of -21.21% and a recent drop in profits, indicating bearish sentiment among investors.

As of 16-Mar, Mahindra & Mahindra Financial Services Ltd is experiencing a decline in its stock price, currently at Rs 317.70, which reflects a change of -12.5 (-3.79%). The stock has been underperforming, having fallen consecutively for the last four days, resulting in a total decline of -11.9% during this period. Additionally, the stock's performance over the past week shows a decrease of -8.76%, which is significantly worse than the Sensex's decline of -2.66%.<BR><BR>In terms of today's trading activity, the stock reached an intraday low of Rs 314.95, indicating a drop of -4.62%. The weighted average price suggests that more volume was traded closer to this low price, further indicating bearish sentiment among investors. Although there has been a rise in investor participation, with delivery volume increasing by 129.34% against the 5-day average, the overall market conditions and the stock's recent performance indicate a lack of confidence.<BR><BR>Moreover, the stock's year-to-date performance shows a substantial decline of -21.21%, compared to a -11.40% drop in the benchmark index. This underperformance, coupled with a recent fall in profits by -0.1% despite a 20.49% return over the past year, suggests that while the stock has historically performed well, current market conditions are negatively impacting its price. The stock is also trading at a premium compared to its peers, which may deter some investors. Overall, these factors contribute to the current downward trend in Mahindra & Mahindra Financial Services Ltd's stock price.

Which are the latest news on M & M Fin. Serv.?