M & M Fin. Serv.

Why is Mahindra & Mahindra Financial Services Ltd falling/rising?

As of 03-Aug, Mahindra & Mahindra Financial Services Ltd's stock price has risen to 404.15, reflecting an increase of 4.69%. This growth is driven by strong financial performance, positive market sentiment, and significant outperformance compared to benchmarks and peers.

As of 03-Aug, Mahindra & Mahindra Financial Services Ltd is experiencing a rise in its stock price, currently at 404.15, which reflects an increase of 18.1 or 4.69%. This upward movement can be attributed to several factors. The stock has shown strong performance over various time frames, with a weekly increase of 11.37% and a monthly rise of 20.97%, significantly outperforming the Sensex, which increased by only 2.35% and 1.13% respectively during the same periods.<BR><BR>Additionally, the stock is close to its 52-week high, being just 1.73% away from Rs 412.3, and it has outperformed its sector by 3.76% today. The stock has also reversed a trend of two consecutive days of decline, indicating a renewed investor interest. It reached an intraday high of Rs 409.75, marking a 6.14% increase during the trading day.<BR><BR>Moreover, the company has demonstrated strong long-term fundamental strength, with a compound annual growth rate (CAGR) of 32.42% in operating profits and a net profit growth of 77.92%. The positive financial results declared in the last two quarters, along with a return on equity (ROE) of 11.1 and a favorable price-to-book value ratio of 2.1, further support the stock's upward trajectory. High institutional holdings at 41.02% also suggest confidence from more sophisticated investors, contributing to the stock's rising price.<BR><BR>In summary, the combination of strong financial performance, positive market sentiment, and favorable comparisons to benchmarks and peers are driving the rise in Mahindra & Mahindra Financial Services Ltd's stock price.

Which are the latest news on M & M Fin. Serv.?

Are Mahindra & Mahindra Financial Services Ltd latest results good or bad?

Mahindra & Mahindra Financial Services Ltd reported strong Q1 FY27 results, with a net profit of ₹926.03 crores, up 75.43% year-on-year, and record net sales of ₹5,717.91 crores. While the overall performance is positive, concerns include a high debt-equity ratio and a slight decline in operating margin, necessitating careful asset quality management.

Mahindra & Mahindra Financial Services Ltd (M&MFIN) has reported strong results for Q1 FY27, indicating a positive performance overall. The consolidated net profit surged to ₹926.03 crores, reflecting a remarkable 75.43% year-on-year increase, which is a significant improvement compared to the previous year. Additionally, net sales, primarily from interest earned, reached an all-time high of ₹5,717.91 crores, marking a 14.57% increase year-on-year.<BR><BR>The profit after tax (PAT) margin also saw a substantial rise, expanding to 16.22%, up 562 basis points from the same quarter last year, which suggests improved profitability. While there was a slight sequential decline in net profit compared to the previous quarter, this is largely attributed to seasonal factors.<BR><BR>However, there are some concerns to consider. The operating margin showed a minor decline from the previous quarter, and the company's debt-equity ratio remains high at 4.82 times, indicating significant financial leverage. This high leverage can amplify both returns and risks, making asset quality management crucial for sustained profitability.<BR><BR>Overall, the results are generally viewed as good, showcasing strong growth and operational resilience despite some underlying challenges. The stock has also performed well, with a recent surge indicating positive market sentiment. Investors should keep an eye on the company's ability to maintain asset quality and manage its leverage moving forward.

Should I buy, sell or hold Mahindra & Mahindra Financial Services Ltd?

How big is M & M Fin. Serv.?

As of 10th June, Mahindra & Mahindra Financial Services Ltd has a market capitalization of 39,524.00 Cr and reported net sales of 21,005.37 Cr and net profit of 2,854.53 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Mahindra & Mahindra Financial Services Ltd has a market capitalization of 39,524.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 21,005.37 Cr, while the sum of Net Profit for the same period is 2,854.53 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2025, with Shareholder's Funds amounting to 21,529.46 Cr and Total Assets totaling 1,43,276.71 Cr.

Who are in the management team of M & M Fin. Serv.?

The management team of M & M Fin. Serv. includes Vice Chairman Ramesh Iyer, Chairman Anish Shah, Managing Director & CEO Raul Rebello, and several directors including Amit Sinha and Ashwani Ghai, along with independent directors and Company Secretary Brijbala Batwal.

The management team of M & M Fin. Serv. includes the following key individuals:<BR><BR>1. **Ramesh Iyer** - Vice Chairman & Managing Director<BR>2. **Anish Shah** - Chairman (Non-Executive)<BR>3. **Raul Rebello** - Managing Director & CEO<BR>4. **Raul Rebello** - Whole Time Director<BR>5. **Amit Sinha** - Director<BR>6. **Ashwani Ghai** - Director<BR>7. **Amarjyoti Barua** - Director<BR><BR>Additionally, the board features several independent directors:<BR>- **Rama Bijapurkar**<BR>- **C B Bhave**<BR>- **Milind Sarwate**<BR>- **Rebecca Nugent**<BR>- **Dhananjay Mungale**<BR>- **Diwakar Gupta**<BR><BR>Lastly, **Brijbala Batwal** serves as the Company Secretary and Compliance Officer.

Who are the peers of the M & M Fin. Serv.?

M & M Fin. Serv.'s peers include L&T Finance Ltd, SBI Cards, HDB FINANC SER, Sundaram Finance, Authum Invest., Poonawalla Fin, Tata Inv. Corpn., Manappuram Fin., and Chola Financial. In terms of management risk and growth, M & M Fin. Serv. has average ratings, with a 1-year return of -1.14%, better than SBI Cards but lower than L&T Finance Ltd's 36.08%.

Peers: The peers of M & M Fin. Serv. are L&T Finance Ltd, SBI Cards, HDB FINANC SER, Sundaram Finance, Authum Invest., Poonawalla Fin, Tata Inv.Corpn., Manappuram Fin., and Chola Financial.<BR><BR>Quality Snapshot: Excellent management risk is observed at SBI Cards, while Good management risk is found at HDB FINANC SER, Sundaram Finance, and Manappuram Fin. Average management risk is present at L&T Finance Ltd, Authum Invest., M & M Fin. Serv., Poonawalla Fin, and Chola Financial, and the rest. Below Average management risk is noted at Tata Inv.Corpn. Peers with Excellent growth include Poonawalla Fin and Chola Financial, while Average growth is found at SBI Cards, Sundaram Finance, M & M Fin. Serv., and Tata Inv.Corpn., and the rest. Below Average growth is seen at L&T Finance Ltd, HDB FINANC SER, Authum Invest., and Manappuram Fin., while the rest have Below Average growth.<BR><BR>Return Snapshot: The peer with the highest 1-year return is L&T Finance Ltd at 36.08%, while SBI Cards has the lowest at -41.95%. M & M Fin. Serv. has a 1-year return of -1.14%, which is higher than SBI Cards but lower than L&T Finance Ltd. Additionally, several peers, including SBI Cards, Sundaram Finance, Authum Invest., Poonawalla Fin, Tata Inv.Corpn., Chola Financial, and IIFL Finance, have negative six-month returns.

What does M & M Fin. Serv. do?

Mahindra & Mahindra Financial Services Ltd is a Mid Cap NBFC that provides financial services, with recent quarterly net sales of ₹5,539 Cr and a net profit of ₹938 Cr. The company has a market cap of ₹39,524 Cr and key metrics include a P/E ratio of 13.00 and a dividend yield of 2.28%.

Overview: <BR>Mahindra & Mahindra Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector and is categorized as a Mid Cap company.<BR><BR>History: <BR>The company was incorporated on 1st January 1991 as 'Maxi Motors Financial Services Limited' and changed its name to Mahindra & Mahindra Financial Services Limited on November 3, 1992. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 5,539 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 938 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 39,524 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 13.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 2.28% <BR>Debt Equity: 4.82 <BR>Return on Equity: 11.09% <BR>Price to Book: 1.49 <BR><BR>Contact Details: <BR>Address: Gateway Building, Apollo Bunder Mumbai Maharashtra : 400001 <BR>Tel: 91-22-22895500 <BR>Email: investorhelpline_mmfsl@mahindra.com <BR>Website: http://www.mahindrafinance.com

When is the next results date for Mahindra & Mahindra Financial Services Ltd?

The next results date for Mahindra & Mahindra Financial Services Ltd is April 24, 2026.

The next results date for Mahindra & Mahindra Financial Services Ltd is scheduled for April 24, 2026.

Is M & M Fin. Serv. technically bullish or bearish?

As of November 24, 2025, the trend has shifted to bullish with moderate strength, supported by bullish MACD and Bollinger Bands, despite some short-term weakness indicated by a bearish weekly RSI and mildly bearish KST.

As of 24 November 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish with moderate strength. Key indicators driving this stance include a bullish MACD on both weekly and monthly timeframes, bullish Bollinger Bands on both timeframes, and a bullish daily moving average. However, the weekly RSI is bearish, indicating some short-term weakness, while the KST shows a mildly bearish monthly signal. Overall, the bullish trend is supported by strong performance against the Sensex, particularly in the 1-week and 1-month returns.

Is M & M Fin. Serv. overvalued or undervalued?

As of October 29, 2025, M & M Fin. Serv. is fairly valued with a PE Ratio of 17.92, an EV to EBITDA of 8.29, and a Price to Book Value of 0.18, outperforming the Sensex with a year-to-date return of 23.21% compared to the Sensex's 8.78%.

As of 29 October 2025, the valuation grade for M & M Fin. Serv. moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 17.92, an EV to EBITDA of 8.29, and a Price to Book Value of 0.18, which suggest a reasonable valuation relative to its earnings and asset base.<BR><BR>In comparison to its peers, M & M Fin. Serv. stands out against Bajaj Finance, which is very expensive with a PE Ratio of 37.96, and Life Insurance, which is very attractive with a PE Ratio of 11.8. The company's recent stock performance has outpaced the Sensex, with a year-to-date return of 23.21% compared to the Sensex's 8.78%, reinforcing the notion that it is fairly valued in the current market context.

How has been the historical performance of M & M Fin. Serv.?

M & M Fin. Serv. has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from INR 10,371.70 crore to INR 18,463.10 crore and profit after tax rising from INR 1,820.35 crore to INR 2,195.64 crore, despite rising interest expenses and negative cash flow in recent years. Total liabilities and assets both increased significantly during this period, indicating growing financial obligations.

Answer:<BR>The historical performance of M & M Fin. Serv. shows a consistent growth in net sales and profits over the years, with significant fluctuations in certain metrics.<BR><BR>Breakdown:<BR>M & M Fin. Serv. has demonstrated a steady increase in net sales from INR 10,371.70 crore in March 2019 to INR 18,463.10 crore in March 2025. The total operating income followed a similar trend, rising from INR 10,371.70 crore in March 2019 to INR 18,463.10 crore in March 2025. Operating profit (PBDIT) also increased significantly, reaching INR 11,698.32 crore in March 2025, up from INR 7,301.64 crore in March 2019. However, interest expenses have surged from INR 4,432.28 crore in March 2019 to INR 8,415.43 crore in March 2025, impacting profit before tax, which fluctuated over the years, peaking at INR 2,961.68 crore in March 2025. Profit after tax showed a similar upward trend, reaching INR 2,195.64 crore in March 2025, compared to INR 1,820.35 crore in March 2019. The company's total liabilities increased from INR 81,213.74 crore in March 2020 to INR 1,43,276.71 crore in March 2025, while total assets rose from INR 81,213.74 crore to INR 1,43,276.71 crore in the same period. Cash flow from operating activities has been negative in recent years, with a notable outflow of INR 15,601 crore in March 2025, despite a net cash inflow of INR 926 crore for that year. Overall, M & M Fin. Serv. has shown resilience and growth in revenue and profits, albeit with increasing financial obligations and cash flow challenges.

Who are the top shareholders of the M & M Fin. Serv.?

The top shareholders of M & M Fin. Serv. include Mahindra & Mahindra Limited with 52.16%, mutual funds with 17.48%, foreign institutional investors at 10.68%, and the Life Insurance Corporation of India holding 10.24%. Individual investors account for 5.12% of the shares.

The top shareholders of M & M Fin. Serv. include several key players. The majority shareholder is Mahindra & Mahindra Limited, which holds a significant 52.16% of the company. In addition, mutual funds collectively hold 17.48% through 28 different schemes, while foreign institutional investors (FIIs) account for 10.68% with 211 FIIs involved. The highest public shareholder is the Life Insurance Corporation of India, specifically the LIC-P & GS Fund, which holds 10.24%. Individual investors make up 5.12% of the shareholding.

Has M & M Fin. Serv. declared dividend?

Mahindra & Mahindra Financial Services Ltd has declared a dividend of 315% (₹6.3 per share) with an ex-date of July 16, 2024. While recent short-term returns have been negative, long-term returns over several years show strong positive growth.

Mahindra & Mahindra Financial Services Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 315%<BR>- Amount per share: 6.3<BR>- Ex-date: Jul-16-2024<BR><BR>Dividend Yield: 2.13%.<BR><BR>Total Returns by Period:<BR>Over the past 6 months, the price return was -0.68%, with a dividend return of 0%, resulting in a total return of -0.68%.<BR><BR>In the 1-year period, the price return was -0.72%, the dividend return was 2.16%, leading to a total return of 1.44%.<BR><BR>For the 2-year period, the price return was -6.12%, the dividend return was 3.89%, resulting in a total return of -2.23%.<BR><BR>During the 3-year period, the price return was 48.16%, with a dividend return of 9.39%, which resulted in a total return of 57.55%.<BR><BR>In the 4-year period, the price return was 64.2%, the dividend return was 10.53%, leading to a total return of 74.73%.<BR><BR>Over the 5-year period, the price return was 78.82%, with a dividend return of 9.03%, resulting in a total return of 87.85%.<BR><BR>Overall, Mahindra & Mahindra Financial Services Ltd has declared a significant dividend, and while recent short-term returns have been negative, the longer-term returns over several years show strong positive growth, indicating a potentially favorable investment outlook.