GSB Finance

Why is GSB Finance Ltd falling/rising?

As of 25-Aug, GSB Finance Ltd's stock price is rising to Rs 47.00, up 4.79%, driven by strong performance metrics and increased investor interest. Year-to-date, it has gained 44.62%, significantly outperforming the Sensex, which has declined by 8.88%.

As of 25-Aug, GSB Finance Ltd's stock price is rising, currently at Rs 47.00, reflecting a change of Rs 2.15 or 4.79%. This increase is supported by several factors. Over the past week, the stock has outperformed the benchmark Sensex, rising by 7.70% compared to the Sensex's 0.54%. Additionally, in the last month, GSB Finance has increased by 5.29%, while the Sensex has only risen by 2.10%. <BR><BR>Year-to-date, GSB Finance has shown a remarkable gain of 44.62%, significantly outperforming the Sensex, which has declined by 8.88%. Over the past year, the stock has surged by 59.38%, while the Sensex has fallen by 4.88%. The three-year and five-year returns are also impressive, with increases of 351.49% and 496.45%, respectively, compared to the Sensex's 19.68% and 38.81% gains.<BR><BR>Today's performance indicates that GSB Finance has opened with a gain of 4.79% and reached an intraday high of Rs 47. The stock is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a strong upward trend. Furthermore, there has been a significant increase in investor participation, with delivery volume rising by 178.63% against the 5-day average. This combination of strong performance metrics and rising investor interest contributes to the stock's upward movement.

Which are the latest news on GSB Finance?

Should I buy, sell or hold GSB Finance Ltd?

Who are in the management team of GSB Finance?

The management team of GSB Finance includes R S Biyani as Executive Director & Managing Director, Suyash Biyani as Non-Executive Director, and Usha Patel as Independent Non-Executive Director.

The management team of GSB Finance includes the following members:<BR><BR>1. R S Biyani - Executive Director & Managing Director<BR>2. Suyash Biyani - Non-Executive Director / Chief<BR>3. Usha Patel - Independent Non-Executive Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does GSB Finance do?

GSB Finance Ltd is a micro-cap Non Banking Financial Company (NBFC) that provides financial services, investment, and trading in shares and securities. It reported net sales and profit of 1 Cr for June 2026, with a market cap of INR 27 Cr.

Overview: <BR>GSB Finance Ltd is a Non Banking Financial Company (NBFC) in the micro-cap category, primarily engaged in providing financial services, investment, and trading in shares and securities.<BR><BR>History: <BR>GSB Finance Ltd was originally established as Ravi Cement Limited in November 1982 and changed its name to GSB Finance Limited in August 1993. The latest quarterly results reported net sales and net profit of 1 Cr for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 27 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 147.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: -2.27% <BR>Price to Book: 1.84 <BR><BR>Contact Details: <BR>Address: 815 Stock Exchange Tower, 8th Floor Dalal Street Mumbai Maharashtra : 400001 <BR>Email: gsb_capital@rediffmail.com / gsb203@g <BR>Website: http://www.gsbfinance.com

Who are the peers of the GSB Finance?

Peers of GSB Finance include Abhishek Finle, Longspur Intl, Swarna Securitie, Epic Energy, CMX Holdings, IndiaNivesh, Ramsons Projects, Nalin Lease Fin, and Ashirwad Cap. GSB Finance has a 1-year return of 53.58%, outperforming its peers, with varying management risks and growth rates among them.

Peers: The peers of GSB Finance are Abhishek Finle., Longspur Intl, Swarna Securitie, Epic Energy, CMX Holdings, IndiaNivesh, Ramsons Projects, Nalin Lease Fin., and Ashirwad Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at GSB Finance, Abhishek Finle., IndiaNivesh, Ramsons Projects, Nalin Lease Fin., and Ashirwad Cap., while Below Average management risk is found at Longspur Intl and Epic Energy. Growth is Excellent at IndiaNivesh, Good at Ramsons Projects, Average at Longspur Intl and Ashirwad Cap., and Below Average at GSB Finance, Abhishek Finle., Nalin Lease Fin., and Epic Energy. Capital Structure is Excellent at GSB Finance, Abhishek Finle., Nalin Lease Fin., and Ashirwad Cap., Good at Epic Energy, Average at Longspur Intl, and does not qualify for Swarna Securitie and CMX Holdings.<BR><BR>Return Snapshot: GSB Finance has a 1-year return of 53.58%, which is higher than the peer with the highest return, Longspur Intl at 42.30%, and significantly higher than the peer with the lowest return, Epic Energy at -18.34%. Additionally, the six-month return is negative for Epic Energy, IndiaNivesh, Nalin Lease Fin., and Ramsons Projects.

How big is GSB Finance?

As of 14th August, GSB Finance Ltd has a market capitalization of 26.00 Cr, with recent net sales of 1.83 Cr and a net profit of 0.18 Cr. The balance sheet for March 2025 shows shareholder's funds of 14.38 Cr and total assets of 14.69 Cr.

As of 14th August, GSB Finance Ltd has a market capitalization of 26.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, GSB Finance reported Net Sales of 1.83 Cr and a Net Profit of 0.18 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 14.38 Cr and Total Assets of 14.69 Cr.

Are GSB Finance Ltd latest results good or bad?

GSB Finance Ltd's latest results are concerning, showing a net loss of ₹0.31 crore in Q4 FY26, a sharp decline from a profit in the previous quarter, alongside declining revenues and a significant drop in operating margin. These factors indicate serious challenges in profitability and operational efficiency.

The latest results for GSB Finance Ltd are concerning. In Q4 FY26, the company reported a net loss of ₹0.31 crore, a significant decline from a profit of ₹0.18 crore in the previous quarter (Q3 FY26). This represents a drastic change in profitability, with a negative growth rate of 272.22% compared to the previous quarter.<BR><BR>Revenue for the quarter was ₹0.28 crore, which, while showing a slight year-on-year increase of 3.70%, reflects a 9.68% decline from the previous quarter. The operating margin also fell sharply to 17.86% from 48.39% in Q3 FY26, indicating serious challenges in cost management and operational efficiency.<BR><BR>Additionally, the company faced an extraordinary tax burden, resulting in an effective tax rate of 616.67%, which transformed what could have been a modest profit into a significant loss. The return on equity for the latest quarter was negative at -0.85%, highlighting ongoing issues with capital efficiency.<BR><BR>Overall, these results paint a picture of a company struggling with profitability, operational instability, and significant financial challenges. The combination of a net loss, declining revenues, and high volatility in margins suggests that GSB Finance is currently navigating difficult waters.

When is the next results date for GSB Finance Ltd?

The next results date for GSB Finance Ltd is 29 May 2026.

The next results date for GSB Finance Ltd is scheduled for 29 May 2026.

Is GSB Finance overvalued or undervalued?

As of December 4, 2025, GSB Finance is considered overvalued with a very expensive valuation grade, reflected in its unfavorable financial metrics, including a PE ratio of -130.20 and an EV to EBITDA of -21.98, alongside poor stock performance of -24.28% year-to-date compared to the Sensex's 9.12% gain.

As of 4 December 2025, GSB Finance has moved from a risky to a very expensive valuation grade. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of -130.20, an EV to EBITDA of -21.98, and a Price to Book Value of 1.56. <BR><BR>When compared to peers, GSB Finance's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a PE of 10.85 and an EV to EBITDA of 8.92. Additionally, GSB Finance's recent stock performance has been poor, with a year-to-date return of -24.28%, contrasting sharply with the Sensex's gain of 9.12% during the same period, reinforcing the notion of overvaluation.

How has been the historical performance of GSB Finance?

GSB Finance has experienced significant fluctuations in financial performance, with net sales declining from 6.86 Cr in Mar'19 to 1.78 Cr in Mar'25, although profitability metrics like profit after tax improved from a loss in Mar'21 to 0.72 Cr in Mar'25. Total assets and liabilities decreased, and cash flow from operations turned negative in Mar'25, indicating liquidity challenges.

Answer:<BR>The historical performance of GSB Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>GSB Finance's net sales have seen a decline from 6.86 Cr in Mar'19 to 1.78 Cr in Mar'25, with a notable drop in Mar'23 to 3.25 Cr. Other operating income was non-existent in Mar'25, while it was 2.38 Cr in Mar'24. Total operating income peaked at 6.86 Cr in Mar'19 but fell to 1.78 Cr in Mar'25. The total expenditure, excluding depreciation, also decreased from 6.78 Cr in Mar'19 to 0.96 Cr in Mar'25. Operating profit, excluding other income, showed a recovery from 0.07 Cr in Mar'21 to 0.82 Cr in Mar'25, while profit before tax improved from 0.04 Cr in Mar'21 to 0.83 Cr in Mar'25. Profit after tax followed a similar trend, rising from a loss of -0.01 Cr in Mar'21 to 0.72 Cr in Mar'25. The company's earnings per share (EPS) increased from -0.02 in Mar'21 to 1.2 in Mar'25. On the balance sheet, total assets decreased from 18.78 Cr in Mar'23 to 14.69 Cr in Mar'25, while total liabilities also fell from 18.78 Cr to 14.69 Cr in the same period. Cash flow from operating activities was positive at 6.00 Cr in Mar'24 but dropped to 0.00 Cr in Mar'25, indicating a significant change in liquidity. Overall, GSB Finance has experienced a challenging financial landscape, with some recovery in profitability metrics in recent years.

What is the technical trend for GSB Finance?

As of April 23, 2025, GSB Finance's technical trend is mildly bullish, supported by daily moving averages and monthly indicators, despite mixed signals from the MACD and Bollinger Bands.

As of 23 April 2025, the technical trend for GSB Finance has changed from bullish to mildly bullish. The weekly MACD is bearish, while the monthly MACD is bullish, indicating mixed signals. The weekly Bollinger Bands are mildly bearish, contrasting with the monthly bullish stance. Daily moving averages show a mildly bullish trend, which supports the overall mildly bullish outlook. The KST is bearish on a weekly basis but bullish monthly, further contributing to the mixed signals. The Dow Theory indicates a mildly bullish trend on the weekly chart with no trend on the monthly. Overall, the technical stance is mildly bullish, driven primarily by the daily moving averages and monthly indicators.

Who are the top shareholders of the GSB Finance?

The top shareholder of GSB Finance is Ramakant Sagarmal Biyani, holding 24.59%, while Trinity Realty And Fininvest Consultants Private Limited is the largest public shareholder at 2.43%. Individual investors own a total of 38.27%, with no mutual funds or foreign institutional investors currently holding shares.

The top shareholders of GSB Finance include the promoters, with Ramakant Sagarmal Biyani holding the highest share at 24.59%. Additionally, Trinity Realty And Fininvest Consultants Private Limited is the highest public shareholder, owning 2.43%. Individual investors collectively hold 38.27% of the shares. There are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Has GSB Finance declared dividend?

GSB Finance Ltd has declared a 2% dividend, amounting to 0.2 per share, with an ex-date of September 24, 2018. However, there has been no dividend return in recent periods, as indicated by a consistent 0% dividend return across all time frames.

GSB Finance Ltd has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: 0.2<BR>- Ex-date: 24 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -10.23%, the dividend return was 0%, resulting in a total return of -10.23%.<BR><BR>For the 1-year period, the price return was 90.87%, the dividend return was 0%, leading to a total return of 90.87%.<BR><BR>Over the 2-year period, the price return was 159.98%, with a dividend return of 0%, resulting in a total return of 159.98%.<BR><BR>In the 3-year period, the price return was 320.42%, the dividend return was 0%, giving a total return of 320.42%.<BR><BR>During the 4-year period, the price return was 104.38%, with a dividend return of 0%, resulting in a total return of 104.38%.<BR><BR>For the 5-year period, the price return was 198.83%, the dividend return was 0%, leading to a total return of 198.83%.<BR><BR>Overall, GSB Finance Ltd has declared a dividend, but it has not issued any dividends in the recent periods, as indicated by the 0% dividend return across all time frames. The total returns have varied significantly, particularly with a strong performance in the longer periods, suggesting potential growth despite the lack of recent dividends.