GSB Finance

Which are the latest news on GSB Finance?

Why is GSB Finance Ltd falling/rising?

As of 05-Sep, GSB Finance Ltd's stock price is rising to Rs. 53.23, up 4.99%, supported by a new 52-week high, strong sector performance, and increased investor interest. The stock has shown consistent gains over the past three days, with significant trading above key moving averages.

As of 05-Sep, GSB Finance Ltd's stock price is rising, currently at Rs. 53.23, reflecting an increase of Rs. 2.53 or 4.99%. This upward movement is supported by several factors. The stock has achieved a new 52-week high today, indicating strong performance. Additionally, it has outperformed its sector by 3.91% today and has experienced consecutive gains over the last three days, accumulating a total return of 15.72% during this period.<BR><BR>The stock opened with a significant gain of 4.34% today and reached an intraday high of Rs. 53.23. Furthermore, GSB Finance is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which is a positive technical indicator. There has also been a notable increase in investor participation, with delivery volume rising by 647.71% compared to the 5-day average, suggesting heightened interest in the stock. Overall, these factors contribute to the rising trend in GSB Finance Ltd's stock price.

Who are in the management team of GSB Finance?

The management team of GSB Finance consists of R S Biyani (Executive Director & Managing Director), Suyash Biyani (Non-Executive Director), and Usha Patel (Independent Non-Executive Director).

The management team of GSB Finance includes the following members:<BR><BR>1. R S Biyani - Executive Director & Managing Director<BR>2. Suyash Biyani - Non-Executive Director / Chief<BR>3. Usha Patel - Independent Non-Executive Director<BR><BR>If you have any more questions about GSB Finance or its operations, feel free to ask!

What does GSB Finance do?

GSB Finance Ltd is a micro cap Non Banking Financial Company (NBFC) that provides financial services, investment, and trading in shares and securities. It was incorporated in 1982 and reported net sales and profit of 1 Cr each for June 2026, with a market cap of INR 27 Cr.

Overview:<BR>GSB Finance Ltd is a Non Banking Financial Company (NBFC) in the micro cap category, primarily engaged in providing financial services, investment, and trading in shares and securities.<BR><BR>History:<BR>GSB Finance Ltd was originally incorporated as Ravi Cement Limited in November 1982 and changed its name to GSB Finance Limited in August 1993. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 1 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 27 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 156.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 1.28%<BR>- Price to Book: 1.90<BR><BR>Contact Details:<BR>Address: 815 Stock Exchange Tower, 8th Floor Dalal Street Mumbai Maharashtra : 400001<BR>Email: gsb_capital@rediffmail.com / gsb203@g<BR>Website: http://www.gsbfinance.com

Who are the peers of the GSB Finance?

GSB Finance's peers include Abhishek Finle., Nagreeka Cap., Stanrose Mafat., Morarka Finance, Challani Capital, Qgo Finance, Sulabh Engineers, Swarna Securitie, and CMX Holdings. GSB Finance has the highest 1-year return at 54.32%, while it and Nagreeka Cap. show below-average management and capital structures.

Peers: The peers of GSB Finance are Abhishek Finle., Nagreeka Cap., Stanrose Mafat., Morarka Finance, Challani Capital, Qgo Finance, Sulabh Engineers, Swarna Securitie, and CMX Holdings.<BR><BR>Quality Snapshot: Excellent management risk is observed at Abhishek Finle., Stanrose Mafat., Morarka Finance, Challani Capital, Qgo Finance, Sulabh Engineers, and TCFC Finance, while Average management risk is found at Nagreeka Cap. and Challani Capital. Below Average management risk is noted for GSB Finance, Abhishek Finle., Stanrose Mafat., Morarka Finance, Qgo Finance, Sulabh Engineers, and TCFC Finance. Excellent growth is seen at Nagreeka Cap., while Below Average growth is present at GSB Finance, Abhishek Finle., Morarka Finance, Challani Capital, Qgo Finance, Sulabh Engineers, and TCFC Finance. Excellent capital structure is noted for Abhishek Finle., Stanrose Mafat., Morarka Finance, Challani Capital, Qgo Finance, Sulabh Engineers, and TCFC Finance, while Below Average capital structure is found at Nagreeka Cap. and GSB Finance.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GSB Finance at 54.32%, while the peer with the lowest is Challani Capital at -34.49%. GSB Finance's 1-year return significantly outperforms all peers. Additionally, peers such as Nagreeka Cap., Morarka Finance, Challani Capital, Qgo Finance, Sulabh Engineers, and TCFC Finance have negative six-month returns.

How big is GSB Finance?

As of 31st August, GSB Finance Ltd has a market capitalization of 27.00 Cr, with Net Sales of 1.83 Cr and a Net Profit of 0.18 Cr for the latest four quarters. The company reported Shareholder's Funds of 14.38 Cr and Total Assets of 14.69 Cr for the annual period ending in March 2025.

As of 31st August, GSB Finance Ltd has a market capitalization of 27.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, GSB Finance reported Net Sales of 1.83 Cr and a Net Profit of 0.18 Cr.<BR><BR>For the latest annual period ending in March 2025, the company had Shareholder's Funds of 14.38 Cr and Total Assets amounting to 14.69 Cr.

Should I buy, sell or hold GSB Finance Ltd?

Are GSB Finance Ltd latest results good or bad?

GSB Finance Ltd's latest results are concerning, showing a net loss of ₹0.31 crore in Q4 FY26, a sharp decline from a profit in the previous quarter, alongside declining revenues and a significant drop in operating margin. These factors indicate serious challenges in profitability and operational efficiency.

The latest results for GSB Finance Ltd are concerning. In Q4 FY26, the company reported a net loss of ₹0.31 crore, a significant decline from a profit of ₹0.18 crore in the previous quarter (Q3 FY26). This represents a drastic change in profitability, with a negative growth rate of 272.22% compared to the previous quarter.<BR><BR>Revenue for the quarter was ₹0.28 crore, which, while showing a slight year-on-year increase of 3.70%, reflects a 9.68% decline from the previous quarter. The operating margin also fell sharply to 17.86% from 48.39% in Q3 FY26, indicating serious challenges in cost management and operational efficiency.<BR><BR>Additionally, the company faced an extraordinary tax burden, resulting in an effective tax rate of 616.67%, which transformed what could have been a modest profit into a significant loss. The return on equity for the latest quarter was negative at -0.85%, highlighting ongoing issues with capital efficiency.<BR><BR>Overall, these results paint a picture of a company struggling with profitability, operational instability, and significant financial challenges. The combination of a net loss, declining revenues, and high volatility in margins suggests that GSB Finance is currently navigating difficult waters.

When is the next results date for GSB Finance Ltd?

The next results date for GSB Finance Ltd is 29 May 2026.

The next results date for GSB Finance Ltd is scheduled for 29 May 2026.

Is GSB Finance overvalued or undervalued?

As of December 4, 2025, GSB Finance is considered overvalued with a very expensive valuation grade, reflected in its unfavorable financial metrics, including a PE ratio of -130.20 and an EV to EBITDA of -21.98, alongside poor stock performance of -24.28% year-to-date compared to the Sensex's 9.12% gain.

As of 4 December 2025, GSB Finance has moved from a risky to a very expensive valuation grade. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of -130.20, an EV to EBITDA of -21.98, and a Price to Book Value of 1.56. <BR><BR>When compared to peers, GSB Finance's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a PE of 10.85 and an EV to EBITDA of 8.92. Additionally, GSB Finance's recent stock performance has been poor, with a year-to-date return of -24.28%, contrasting sharply with the Sensex's gain of 9.12% during the same period, reinforcing the notion of overvaluation.

How has been the historical performance of GSB Finance?

GSB Finance has experienced significant fluctuations in financial performance, with net sales declining from 6.86 Cr in Mar'19 to 1.78 Cr in Mar'25, although profitability metrics like profit after tax improved from a loss in Mar'21 to 0.72 Cr in Mar'25. Total assets and liabilities decreased, and cash flow from operations turned negative in Mar'25, indicating liquidity challenges.

Answer:<BR>The historical performance of GSB Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>GSB Finance's net sales have seen a decline from 6.86 Cr in Mar'19 to 1.78 Cr in Mar'25, with a notable drop in Mar'23 to 3.25 Cr. Other operating income was non-existent in Mar'25, while it was 2.38 Cr in Mar'24. Total operating income peaked at 6.86 Cr in Mar'19 but fell to 1.78 Cr in Mar'25. The total expenditure, excluding depreciation, also decreased from 6.78 Cr in Mar'19 to 0.96 Cr in Mar'25. Operating profit, excluding other income, showed a recovery from 0.07 Cr in Mar'21 to 0.82 Cr in Mar'25, while profit before tax improved from 0.04 Cr in Mar'21 to 0.83 Cr in Mar'25. Profit after tax followed a similar trend, rising from a loss of -0.01 Cr in Mar'21 to 0.72 Cr in Mar'25. The company's earnings per share (EPS) increased from -0.02 in Mar'21 to 1.2 in Mar'25. On the balance sheet, total assets decreased from 18.78 Cr in Mar'23 to 14.69 Cr in Mar'25, while total liabilities also fell from 18.78 Cr to 14.69 Cr in the same period. Cash flow from operating activities was positive at 6.00 Cr in Mar'24 but dropped to 0.00 Cr in Mar'25, indicating a significant change in liquidity. Overall, GSB Finance has experienced a challenging financial landscape, with some recovery in profitability metrics in recent years.

What is the technical trend for GSB Finance?

As of April 23, 2025, GSB Finance's technical trend is mildly bullish, supported by daily moving averages and monthly indicators, despite mixed signals from the MACD and Bollinger Bands.

As of 23 April 2025, the technical trend for GSB Finance has changed from bullish to mildly bullish. The weekly MACD is bearish, while the monthly MACD is bullish, indicating mixed signals. The weekly Bollinger Bands are mildly bearish, contrasting with the monthly bullish stance. Daily moving averages show a mildly bullish trend, which supports the overall mildly bullish outlook. The KST is bearish on a weekly basis but bullish monthly, further contributing to the mixed signals. The Dow Theory indicates a mildly bullish trend on the weekly chart with no trend on the monthly. Overall, the technical stance is mildly bullish, driven primarily by the daily moving averages and monthly indicators.

Who are the top shareholders of the GSB Finance?

The top shareholder of GSB Finance is Ramakant Sagarmal Biyani, holding 24.59%, while Trinity Realty And Fininvest Consultants Private Limited is the largest public shareholder at 2.43%. Individual investors own a total of 38.27%, with no mutual funds or foreign institutional investors currently holding shares.

The top shareholders of GSB Finance include the promoters, with Ramakant Sagarmal Biyani holding the highest share at 24.59%. Additionally, Trinity Realty And Fininvest Consultants Private Limited is the highest public shareholder, owning 2.43%. Individual investors collectively hold 38.27% of the shares. There are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Has GSB Finance declared dividend?

GSB Finance Ltd has declared a 2% dividend, amounting to 0.2 per share, with an ex-date of September 24, 2018. However, there has been no dividend return in recent periods, as indicated by a consistent 0% dividend return across all time frames.

GSB Finance Ltd has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: 0.2<BR>- Ex-date: 24 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -10.23%, the dividend return was 0%, resulting in a total return of -10.23%.<BR><BR>For the 1-year period, the price return was 90.87%, the dividend return was 0%, leading to a total return of 90.87%.<BR><BR>Over the 2-year period, the price return was 159.98%, with a dividend return of 0%, resulting in a total return of 159.98%.<BR><BR>In the 3-year period, the price return was 320.42%, the dividend return was 0%, giving a total return of 320.42%.<BR><BR>During the 4-year period, the price return was 104.38%, with a dividend return of 0%, resulting in a total return of 104.38%.<BR><BR>For the 5-year period, the price return was 198.83%, the dividend return was 0%, leading to a total return of 198.83%.<BR><BR>Overall, GSB Finance Ltd has declared a dividend, but it has not issued any dividends in the recent periods, as indicated by the 0% dividend return across all time frames. The total returns have varied significantly, particularly with a strong performance in the longer periods, suggesting potential growth despite the lack of recent dividends.