V B Desai Fin.

Who are the top shareholders of the V B Desai Fin.?

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd. with 17.04%, individual investors with 52.2%, and the highest public shareholder, Dev Ashok Karvat, holding 2.07%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd., which holds the highest promoter stake at 17.04%. Additionally, individual investors collectively hold a significant portion at 52.2%. The highest public shareholder is Dev Ashok Karvat, with a holding of 2.07%. There is also one foreign institutional investor (FII) that holds 0.99% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently holding shares in the company.

What does V B Desai Fin. do?

V B Desai Financial Services Ltd is a Non-Banking Financial Company (NBFC) that offers investment banking and financial advisory services. Established in 1985, it reported net sales of 1 Cr and a net profit of 0 Cr for March 2025, with a market cap of Rs 15 Cr.

Overview: <BR>V B Desai Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector, providing investment banking and financial advisory services.<BR><BR>History: <BR>Incorporated in September 1985, V B Desai Financial Services has established itself in the domestic investment banking and corporate advisory space. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 15 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 14.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 4.56% <BR>Price to Book: 1.15 <BR><BR>Contact Details: <BR>Address: Cama Building 1st Floor, 24/26 Dalal Street Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-022-40770777 <BR>Email: investor@vbdesai.com <BR>Website: http://www.vbdesai.com

Who are in the management team of V B Desai Fin.?

As of March 2022, the management team of V B Desai Fin. includes Pradip R Shroff (Managing Director), Manoj T Shroff, Hemendara J Shroff, Rachana S Vijayakar (Directors), Samir R Dedhia (Chairman & Independent Director), Kamlesh M Gagavani (Company Secretary), and several Independent Directors including Nilesh Ramanlal Doshi, Jitendra Ratilal Shroff, and Sanjay Natwarlal Kapadia. Each member contributes to the company's governance and management.

As of March 2022, the management team of V B Desai Fin. includes the following members:<BR><BR>1. Pradip R Shroff - Managing Director<BR>2. Manoj T Shroff - Director<BR>3. Hemendara J Shroff - Director<BR>4. Samir R Dedhia - Chairman & Independent Director<BR>5. Rachana S Vijayakar - Director<BR>6. Kamlesh M Gagavani - Company Secretary & Compliance Officer<BR>7. Nilesh Ramanlal Doshi - Independent Director<BR>8. Jitendra Ratilal Shroff - Independent Director<BR>9. Sanjay Natwarlal Kapadia - Independent Director<BR><BR>Each member plays a vital role in the governance and management of the company.

Has V B Desai Fin. declared dividend?

No Dividend History Available

Who are the peers of the V B Desai Fin.?

V B Desai Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Lease Dev., Vani Commercials, Jackson Invest, and Beryl Securities. V B Desai Fin. has the highest 1-year return at 76.65%, while Jio Financial has the lowest at -20.18%.

Peers: The peers of V B Desai Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Lease Dev., Vani Commercials, Jackson Invest, and Beryl Securities.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Vani Commercials, V B Desai Fin., Beryl Securities, and Stellar Capital. Growth ratings show Excellent growth at Jio Financial, Good growth at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Vani Commercials, while Below Average growth is present at V B Desai Fin. and Beryl Securities. Capital Structure is Excellent for Bajaj Finance, Shriram Finance, Muthoot Finance, Vani Commercials, V B Desai Fin., Beryl Securities, and Stellar Capital, while Good is seen at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is V B Desai Fin. at 76.65%, while Jio Financial has the lowest at -20.18%. V B Desai Fin.'s return is significantly higher than Jio Financial's. Additionally, India Lease Dev., Jackson Invest, and Stellar Capital have negative six-month returns.

What is the technical trend for V B Desai Fin.?

As of May 23, 2025, V B Desai Fin. shows a mildly bullish trend due to positive daily moving averages, despite some caution from mildly bearish weekly MACD and RSI signals, while the monthly MACD remains bullish.

As of 23 May 2025, the technical trend for V B Desai Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a positive trend. However, the weekly MACD and RSI are showing mildly bearish signals, which suggests some caution. The monthly MACD remains bullish, providing a counterbalance to the weaker weekly indicators. Overall, while there are some bearish signals in the weekly timeframe, the strength of the monthly indicators supports a mildly bullish outlook.

How big is V B Desai Fin.?

As of 24th July, V B Desai Financial Services Ltd has a market capitalization of 13.00 Cr, with Net Sales of 3.02 Cr and a Net Profit of 0.63 Cr reported in the latest four quarters. Shareholder's Funds are 11.49 Cr and Total Assets are valued at 12.09 Cr as of March 2024.

As of 24th July, V B Desai Financial Services Ltd has a market capitalization of 13.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 3.02 Cr and a Net Profit of 0.63 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 11.49 Cr and Total Assets valued at 12.09 Cr.

When is the next results date for V B Desai Fin.?

V B Desai Fin. will declare its results on 05 November 2025.

V B Desai Fin. will declare its results on 05 November 2025.

How has been the historical performance of V B Desai Fin.?

V B Desai Fin. saw a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, but improved operational efficiency led to increased operating profit and profit after tax. Total assets and liabilities rose, maintaining a debt-free status, while cash flow from operations showed an outflow of 8.00 Cr, offset by positive cash flow from investing activities.

Answer:<BR>The historical performance of V B Desai Fin. shows a fluctuating trend in net sales and profits over the years, with a notable decrease in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. The total operating income followed a similar pattern, declining from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. Operating profit (PBDIT) increased from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, indicating improved operational efficiency despite the drop in sales. Profit before tax also rose from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, leading to a profit after tax increase from 0.47 Cr to 0.56 Cr in the same period. The earnings per share (EPS) improved from 1.04 in Mar'24 to 1.23 in Mar'25, reflecting better profitability per share. On the balance sheet, total assets grew from 12.09 Cr in Mar'24 to 12.55 Cr in Mar'25, while total liabilities increased from 12.09 Cr to 12.55 Cr, indicating a stable financial position with no debt. The cash flow from operating activities showed a significant outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, suggesting active investment despite operational cash challenges.<BR><BR>Breakdown:<BR>V B Desai Fin. experienced a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, while total operating income mirrored this decrease. However, the company managed to increase its operating profit (PBDIT) from 0.62 Cr to 0.77 Cr, indicating improved operational efficiency. Profit before tax also rose from 0.62 Cr to 0.77 Cr, contributing to an increase in profit after tax from 0.47 Cr to 0.56 Cr. The earnings per share (EPS) improved from 1.04 to 1.23, showcasing enhanced profitability per share. On the balance sheet, total assets increased from 12.09 Cr to 12.55 Cr, with total liabilities rising correspondingly, maintaining a debt-free status. The cash flow from operating activities reflected an outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, indicating ongoing investment despite operational cash flow challenges.

Is V B Desai Fin. overvalued or undervalued?

As of November 17, 2025, V B Desai Fin. is considered undervalued with an attractive valuation grade, a PE ratio of 15.64, and a PEG ratio of 0.26, outperforming the Sensex with a 2.94% return compared to its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for V B Desai Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 15.64, a price to book value of 0.98, and an EV to EBIT ratio of 11.55. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, V B Desai Fin. stands out favorably against Bajaj Finance, which is classified as very expensive with a PE ratio of 34.85, and Life Insurance, which is very attractive with a PE of 11.33. The PEG ratio of V B Desai Fin. at 0.26 further reinforces its undervaluation relative to the market. Notably, the company's stock has outperformed the Sensex over the past week, returning 2.94% compared to the Sensex's 1.69%, highlighting its potential for growth in the current market environment.

Are V B Desai Financial Services Ltd latest results good or bad?

V B Desai Financial Services Ltd's latest results are unfavorable, with a net profit decline of 8.33% and a 16.18% drop in revenue, indicating ongoing operational challenges and reliance on non-operating income. The company's core performance remains weak, raising concerns about sustainability.

The latest results for V B Desai Financial Services Ltd indicate a challenging performance. In Q3 FY26, the company reported a net profit of ₹0.22 crores, which is an 8.33% decline from the previous quarter. Revenue also fell significantly, down 16.18% to ₹0.57 crores compared to ₹0.68 crores in Q2 FY26. This decline in revenue reflects ongoing difficulties in generating consistent deal flow within its investment banking advisory operations.<BR><BR>While the PAT margin improved slightly to 38.60%, driven by stable contributions from other income, the core operational performance remains weak. The operating profit margin, excluding other income, dropped to just 5.26%, highlighting significant challenges in the company's primary business activities.<BR><BR>Overall, the financial performance shows persistent revenue volatility and a heavy reliance on non-operating income, raising concerns about the sustainability of profitability. Given these factors, the results can be characterized as unfavorable, indicating that the company is facing substantial operational challenges.

Should I buy, sell or hold V B Desai Financial Services Ltd?

Why is V B Desai Financial Services Ltd falling/rising?

As of 17-Mar, V B Desai Financial Services Ltd's stock price is Rs 16.00, down 7.51%, significantly underperforming against the Sensex. The stock shows a bearish trend with decreased investor participation and is trading below all major moving averages.

As of 17-Mar, V B Desai Financial Services Ltd is experiencing a decline in its stock price, currently at Rs 16.00, which reflects a change of -1.3 or -7.51%. The stock has underperformed significantly compared to the benchmark Sensex, with a performance of -6.81% over the past week and -21.57% over the past month, while the Sensex has only declined by -2.73% and -8.84%, respectively.<BR><BR>Today's trading session has seen the stock open with a loss of -3.18% and reach an intraday low of Rs 15.51, marking a decrease of -10.35%. This downward trend follows two consecutive days of gains, indicating a trend reversal. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish sentiment among investors.<BR><BR>Investor participation has also decreased, with delivery volume dropping by -80.44% compared to the 5-day average, indicating a lack of confidence in the stock. Overall, these factors contribute to the stock's decline, reflecting a challenging environment for V B Desai Financial Services Ltd.

Why is V B Desai Financial Services Ltd falling/rising?

As of 18-Mar, V B Desai Financial Services Ltd's stock price is rising to 16.47, reflecting a 3.13% increase. However, the stock has a year-to-date decline of 31.43% and is trading below its moving averages, indicating a general downward trend and caution due to decreased investor participation.

As of 18-Mar, V B Desai Financial Services Ltd's stock price is rising, currently at 16.47, reflecting a change of 0.5 or 3.13% increase. This rise can be attributed to its performance today, where it outperformed the sector by 1.78%. Despite this positive movement, the stock has been underperforming over longer periods, with a year-to-date decline of 31.43% and a one-year drop of 44.71%. Additionally, the stock is trading lower than its moving averages across various time frames, indicating a general downward trend. Furthermore, there has been a significant decrease in investor participation, with delivery volume falling by 92.76% against the 5-day average. While the current rise is notable, the overall trend and investor sentiment suggest caution due to the stock's historical performance and declining participation.

Why is V B Desai Financial Services Ltd falling/rising?

As of 19-Mar, V B Desai Financial Services Ltd's stock price is declining at 16.25, down 1.34%, despite outperforming its sector today. The stock is trading below its moving averages, reflecting a bearish trend, with significant year-to-date and one-year declines of 32.35% and 45.45%, respectively.

As of 19-Mar, V B Desai Financial Services Ltd is experiencing a decline in its stock price, currently at 16.25, which reflects a change of -0.22 or -1.34%. This decrease is occurring despite the stock outperforming its sector by 2.5% today. However, the overall trend indicates that the stock is trading lower than its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a bearish sentiment.<BR><BR>In the broader context, the finance/NBFC sector has fallen by -3.83%, which may be contributing to the downward pressure on V B Desai Financial Services Ltd. Additionally, while there has been a significant increase in investor participation, with delivery volume rising by 94.12% against the 5-day average, this has not translated into a positive price movement. Over the longer term, the stock has shown a substantial decline, with a year-to-date drop of -32.35% and a one-year decline of -45.45%, indicating ongoing challenges for the company.

Why is V B Desai Financial Services Ltd falling/rising?

As of 20-Mar, V B Desai Financial Services Ltd's stock price is declining at 15.50, down 5.49%, significantly underperforming the Sensex. The stock has seen a year-to-date drop of 35.47% and a one-year decline of 49.82%, indicating a lack of investor confidence and bearish market sentiment.

As of 20-Mar, V B Desai Financial Services Ltd is experiencing a decline in its stock price, currently at 15.50, which reflects a change of -0.9 or -5.49%. The stock has underperformed significantly compared to the benchmark Sensex, which has only seen a minor decline of -0.04% over the same period. <BR><BR>In the past week, the stock has dropped by -7.35%, and over the last month, it has fallen by -22.50%. Year-to-date, the decline is even more pronounced at -35.47%, while the one-year performance shows a substantial drop of -49.82%. This consistent downward trend indicates a lack of investor confidence and market interest.<BR><BR>Additionally, the stock has been losing value for the last two days, with a total decline of -5.89% during this period. It is also trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically signals bearish sentiment. <BR><BR>Investor participation appears to be decreasing, as evidenced by a drop in delivery volume by -9.04% compared to the 5-day average. This suggests that fewer investors are willing to hold the stock, contributing to its falling price. Overall, the combination of poor performance metrics, declining investor interest, and underperformance against the benchmark indicates that V B Desai Financial Services Ltd is currently in a downward trend.

Why is V B Desai Financial Services Ltd falling/rising?

As of 23-Mar, V B Desai Financial Services Ltd's stock price is Rs 14.51, reflecting a 3.65% decrease and an 11.9% drop over the last three days. The stock has declined 39.59% year-to-date and 50.56% over the past year, indicating a bearish trend and low investor confidence.

As of 23-Mar, V B Desai Financial Services Ltd's stock price is falling, currently at Rs 14.51, which reflects a decrease of Rs 0.55 or 3.65%. The stock has been on a downward trend, having lost 11.9% over the last three days. This decline is further evidenced by its performance over various periods, with a significant drop of 39.59% year-to-date and a staggering 50.56% decline over the past year. <BR><BR>Additionally, the stock is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. The finance/NBFC sector, in which the company operates, has also experienced a decline of 3.81%, contributing to the stock's negative performance. <BR><BR>Despite a rise in investor participation, with a 24.04% increase in delivery volume on March 20 compared to the 5-day average, the overall market conditions and the stock's consistent losses suggest that the downward pressure on the stock price is prevailing. Furthermore, the stock is close to its 52-week low, just 1.79% away from Rs 14.25, which may indicate a lack of investor confidence in the current market environment.

Why is V B Desai Financial Services Ltd falling/rising?

As of 24-Mar, V B Desai Financial Services Ltd's stock price is rising to Rs. 14.89, marking a short-term recovery after a decline, despite a significant drop of 25.55% over the past month. Increased delivery volume indicates growing investor interest, contributing to this upward movement.

As of 24-Mar, V B Desai Financial Services Ltd's stock price is rising, currently at Rs. 14.89, reflecting an increase of Rs. 0.38 or 2.62%. This rise follows a trend reversal after three consecutive days of decline. Notably, the stock has outperformed its sector by 0.3% today, indicating a relative strength compared to its peers.<BR><BR>Despite the positive movement today, the stock has faced significant challenges over the past month, with a decline of 25.55%, and a year-to-date drop of 38.01%. Additionally, it recently hit a new 52-week low of Rs. 14.25 earlier today. However, the increase in delivery volume, which rose by 23.45% against the 5-day average, suggests a growing interest from investors, contributing to the stock's upward movement.<BR><BR>Overall, while the stock has experienced substantial declines over longer periods, the current rise can be attributed to a short-term recovery and increased investor participation, alongside a broader positive movement in the finance/NBFC sector, which gained by 2.38%.

Why is V B Desai Financial Services Ltd falling/rising?

As of 25-Mar, V B Desai Financial Services Ltd is seeing a slight rise in stock price to Rs 14.99, but it has significantly underperformed over the year with declines of 37.59% year-to-date and 51.46% over one year. The stock's recent uptick may not be sustainable due to overall bearish trends and declining investor participation.

As of 25-Mar, V B Desai Financial Services Ltd is experiencing a slight rise in its stock price, currently at Rs 14.99, which reflects an increase of 0.1 (0.67%). This uptick comes after two consecutive days of gains, during which the stock has risen by 3.31%. However, despite this recent positive movement, the stock has significantly underperformed over longer periods, with a year-to-date decline of 37.59% and a one-year drop of 51.46%. <BR><BR>The stock is currently trading 4.94% above its 52-week low of Rs 14.25, indicating that while there is a recent upward trend, it remains close to its lower price range. Additionally, the stock is trading below all its moving averages, which suggests a bearish trend overall. <BR><BR>Investor participation appears to be declining, as evidenced by a 53.59% drop in delivery volume compared to the five-day average, which may indicate reduced interest or confidence among investors. In contrast, the finance/NBFC sector has gained by 2.93%, highlighting that the stock's performance is not aligned with broader sector trends. <BR><BR>In summary, while V B Desai Financial Services Ltd is currently rising slightly, the overall context of significant declines over various time frames and falling investor participation suggests that this upward movement may not be sustainable in the face of broader negative trends.

Which are the latest news on V B Desai Fin.?