V B Desai Fin.

Who are the top shareholders of the V B Desai Fin.?

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd. with 17.04%, individual investors with 52.2%, and the highest public shareholder, Dev Ashok Karvat, holding 2.07%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd., which holds the highest promoter stake at 17.04%. Additionally, individual investors collectively hold a significant portion at 52.2%. The highest public shareholder is Dev Ashok Karvat, with a holding of 2.07%. There is also one foreign institutional investor (FII) that holds 0.99% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently holding shares in the company.

What does V B Desai Fin. do?

V B Desai Financial Services Ltd is a Non-Banking Financial Company (NBFC) that offers investment banking and financial advisory services. Established in 1985, it reported net sales of 1 Cr and a net profit of 0 Cr for March 2025, with a market cap of Rs 15 Cr.

Overview: <BR>V B Desai Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector, providing investment banking and financial advisory services.<BR><BR>History: <BR>Incorporated in September 1985, V B Desai Financial Services has established itself in the domestic investment banking and corporate advisory space. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 15 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 14.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 4.56% <BR>Price to Book: 1.15 <BR><BR>Contact Details: <BR>Address: Cama Building 1st Floor, 24/26 Dalal Street Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-022-40770777 <BR>Email: investor@vbdesai.com <BR>Website: http://www.vbdesai.com

Who are in the management team of V B Desai Fin.?

As of March 2022, the management team of V B Desai Fin. includes Pradip R Shroff (Managing Director), Manoj T Shroff, Hemendara J Shroff, Rachana S Vijayakar (Directors), Samir R Dedhia (Chairman & Independent Director), Kamlesh M Gagavani (Company Secretary), and several Independent Directors including Nilesh Ramanlal Doshi, Jitendra Ratilal Shroff, and Sanjay Natwarlal Kapadia. Each member contributes to the company's governance and management.

As of March 2022, the management team of V B Desai Fin. includes the following members:<BR><BR>1. Pradip R Shroff - Managing Director<BR>2. Manoj T Shroff - Director<BR>3. Hemendara J Shroff - Director<BR>4. Samir R Dedhia - Chairman & Independent Director<BR>5. Rachana S Vijayakar - Director<BR>6. Kamlesh M Gagavani - Company Secretary & Compliance Officer<BR>7. Nilesh Ramanlal Doshi - Independent Director<BR>8. Jitendra Ratilal Shroff - Independent Director<BR>9. Sanjay Natwarlal Kapadia - Independent Director<BR><BR>Each member plays a vital role in the governance and management of the company.

Has V B Desai Fin. declared dividend?

No Dividend History Available

Who are the peers of the V B Desai Fin.?

V B Desai Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Lease Dev., Vani Commercials, Jackson Invest, and Beryl Securities. V B Desai Fin. has the highest 1-year return at 76.65%, while Jio Financial has the lowest at -20.18%.

Peers: The peers of V B Desai Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Lease Dev., Vani Commercials, Jackson Invest, and Beryl Securities.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Vani Commercials, V B Desai Fin., Beryl Securities, and Stellar Capital. Growth ratings show Excellent growth at Jio Financial, Good growth at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Vani Commercials, while Below Average growth is present at V B Desai Fin. and Beryl Securities. Capital Structure is Excellent for Bajaj Finance, Shriram Finance, Muthoot Finance, Vani Commercials, V B Desai Fin., Beryl Securities, and Stellar Capital, while Good is seen at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is V B Desai Fin. at 76.65%, while Jio Financial has the lowest at -20.18%. V B Desai Fin.'s return is significantly higher than Jio Financial's. Additionally, India Lease Dev., Jackson Invest, and Stellar Capital have negative six-month returns.

What is the technical trend for V B Desai Fin.?

As of May 23, 2025, V B Desai Fin. shows a mildly bullish trend due to positive daily moving averages, despite some caution from mildly bearish weekly MACD and RSI signals, while the monthly MACD remains bullish.

As of 23 May 2025, the technical trend for V B Desai Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a positive trend. However, the weekly MACD and RSI are showing mildly bearish signals, which suggests some caution. The monthly MACD remains bullish, providing a counterbalance to the weaker weekly indicators. Overall, while there are some bearish signals in the weekly timeframe, the strength of the monthly indicators supports a mildly bullish outlook.

How big is V B Desai Fin.?

As of 24th July, V B Desai Financial Services Ltd has a market capitalization of 13.00 Cr, with Net Sales of 3.02 Cr and a Net Profit of 0.63 Cr reported in the latest four quarters. Shareholder's Funds are 11.49 Cr and Total Assets are valued at 12.09 Cr as of March 2024.

As of 24th July, V B Desai Financial Services Ltd has a market capitalization of 13.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 3.02 Cr and a Net Profit of 0.63 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 11.49 Cr and Total Assets valued at 12.09 Cr.

When is the next results date for V B Desai Fin.?

V B Desai Fin. will declare its results on 05 November 2025.

V B Desai Fin. will declare its results on 05 November 2025.

Are V B Desai Fin. latest results good or bad?

V B Desai Financial Services' latest results show a mixed performance: while net profit increased by 20% quarter-on-quarter and 166.67% year-on-year, revenue fell sharply by 29.17% from the previous quarter, raising concerns about the sustainability of profitability due to reliance on non-core income. Overall, the results indicate potential challenges ahead for the company's core operations.

The latest results for V B Desai Financial Services present a mixed picture. On one hand, the company reported a net profit of ₹0.24 crores for Q2 FY26, which is a positive increase of 20% compared to the previous quarter and a significant 166.67% increase year-on-year. This improvement in profitability is reflected in a strong PAT margin of 35.29%, which is a notable rise from previous quarters.<BR><BR>However, the revenue figures tell a different story. The company experienced a sharp decline in revenue, with a 29.17% drop from the previous quarter, bringing total revenue down to ₹0.68 crores. This also represents a year-on-year decrease of 6.85%, marking one of the weakest quarterly performances in recent times. The reliance on other income, which accounted for a substantial portion of total revenue, raises concerns about the sustainability of this profitability.<BR><BR>Overall, while the profit growth is commendable, the significant revenue decline and dependency on non-core income highlight underlying challenges in the company's core operations. Therefore, the results can be viewed as concerning, indicating potential volatility and uncertainty in the business's future performance.

How has been the historical performance of V B Desai Fin.?

V B Desai Fin. saw a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, but improved operational efficiency led to increased operating profit and profit after tax. Total assets and liabilities rose, maintaining a debt-free status, while cash flow from operations showed an outflow of 8.00 Cr, offset by positive cash flow from investing activities.

Answer:<BR>The historical performance of V B Desai Fin. shows a fluctuating trend in net sales and profits over the years, with a notable decrease in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. The total operating income followed a similar pattern, declining from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. Operating profit (PBDIT) increased from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, indicating improved operational efficiency despite the drop in sales. Profit before tax also rose from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, leading to a profit after tax increase from 0.47 Cr to 0.56 Cr in the same period. The earnings per share (EPS) improved from 1.04 in Mar'24 to 1.23 in Mar'25, reflecting better profitability per share. On the balance sheet, total assets grew from 12.09 Cr in Mar'24 to 12.55 Cr in Mar'25, while total liabilities increased from 12.09 Cr to 12.55 Cr, indicating a stable financial position with no debt. The cash flow from operating activities showed a significant outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, suggesting active investment despite operational cash challenges.<BR><BR>Breakdown:<BR>V B Desai Fin. experienced a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, while total operating income mirrored this decrease. However, the company managed to increase its operating profit (PBDIT) from 0.62 Cr to 0.77 Cr, indicating improved operational efficiency. Profit before tax also rose from 0.62 Cr to 0.77 Cr, contributing to an increase in profit after tax from 0.47 Cr to 0.56 Cr. The earnings per share (EPS) improved from 1.04 to 1.23, showcasing enhanced profitability per share. On the balance sheet, total assets increased from 12.09 Cr to 12.55 Cr, with total liabilities rising correspondingly, maintaining a debt-free status. The cash flow from operating activities reflected an outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, indicating ongoing investment despite operational cash flow challenges.

Is V B Desai Fin. overvalued or undervalued?

As of November 17, 2025, V B Desai Fin. is considered undervalued with an attractive valuation grade, a PE ratio of 15.64, and a PEG ratio of 0.26, outperforming the Sensex with a 2.94% return compared to its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for V B Desai Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 15.64, a price to book value of 0.98, and an EV to EBIT ratio of 11.55. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, V B Desai Fin. stands out favorably against Bajaj Finance, which is classified as very expensive with a PE ratio of 34.85, and Life Insurance, which is very attractive with a PE of 11.33. The PEG ratio of V B Desai Fin. at 0.26 further reinforces its undervaluation relative to the market. Notably, the company's stock has outperformed the Sensex over the past week, returning 2.94% compared to the Sensex's 1.69%, highlighting its potential for growth in the current market environment.

Should I buy, sell or hold V B Desai Financial Services Ltd?

Why is V B Desai Financial Services Ltd falling/rising?

As of 02-Feb, V B Desai Financial Services Ltd's stock price is Rs 18.40, down 6.74%, significantly underperforming the Sensex. The stock has seen a 29.04% decline over the past month and is trading below all major moving averages, indicating a bearish trend.

As of 02-Feb, V B Desai Financial Services Ltd's stock price is falling, currently at Rs 18.40, which reflects a decrease of Rs 1.33 or 6.74%. The stock has underperformed significantly compared to the benchmark Sensex, with a one-week decline of 9.45% while the Sensex gained 0.16%. Over the past month, the stock has dropped 29.04%, contrasting with a 4.78% decline in the Sensex. Year-to-date, the stock is down 23.40%, compared to a 4.17% drop in the Sensex, and it has experienced a substantial 50.92% decline over the past year, while the Sensex has increased by 5.37%.<BR><BR>Today's performance indicates that the stock is close to its 52-week low, being only 4.89% above the low of Rs 17.5. The stock reached an intraday low of Rs 18.3, marking a 7.25% decrease during the trading day. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend. There has also been a notable decline in investor participation, with delivery volume falling by 52.74% compared to the 5-day average. Overall, these factors contribute to the stock's current downward trajectory.

Which are the latest news on V B Desai Fin.?