V B Desai Fin.

Why is V B Desai Financial Services Ltd falling/rising?

As of 27-Aug, the stock price of V B Desai Financial Services Ltd is at 19.40, unchanged from the previous day. Despite recent short-term gains, the stock has significantly declined over longer periods, with a year-to-date drop of 19.23% and a 29.86% decrease over the past year, indicating overall downward pressure.

As of 27-Aug, the stock price of V B Desai Financial Services Ltd is currently at 19.40, with no change from the previous day. The stock has shown a mixed performance over various periods. In the past week, it has increased by 2.54%, while over the last month, it has risen by 7.78%. However, year-to-date, the stock is down by 19.23%, and over the past year, it has decreased by 29.86%. <BR><BR>Despite the recent short-term gains, the stock's overall performance indicates a significant decline over longer periods. The stock has underperformed its sector today by 2.57%, and there has been erratic trading, with the stock not trading on one day out of the last 20 days. Additionally, there is a notable decrease in investor participation, as evidenced by a 19.25% drop in delivery volume compared to the five-day average. <BR><BR>While the stock is trading above its shorter-term moving averages (5-day, 20-day, 50-day, and 100-day), it remains below the 200-day moving average, indicating potential weakness in the longer-term trend. Overall, the combination of declining year-to-date performance, reduced trading activity, and underperformance relative to the sector suggests that the stock is facing downward pressure.

Which are the latest news on V B Desai Fin.?

Who are in the management team of V B Desai Fin.?

The management team of V B Desai Fin. includes Pradip R Shroff (Managing Director), Manoj T Shroff, Hemendara J Shroff, Rachana S Vijayakar (Directors), Samir R Dedhia (Chairman & Independent Director), Kamlesh M Gagavani (Company Secretary & Compliance Officer), and several Independent Directors including Nilesh Ramanlal Doshi, Jitendra Ratilal Shroff, and Sanjay Natwarlal Kapadia.

The management team of V B Desai Fin. includes the following members:<BR><BR>1. **Pradip R Shroff** - Managing Director<BR>2. **Manoj T Shroff** - Director<BR>3. **Hemendara J Shroff** - Director<BR>4. **Samir R Dedhia** - Chairman & Independent Director<BR>5. **Rachana S Vijayakar** - Director<BR>6. **Kamlesh M Gagavani** - Company Secretary & Compliance Officer<BR>7. **Nilesh Ramanlal Doshi** - Independent Director<BR>8. **Jitendra Ratilal Shroff** - Independent Director<BR>9. **Sanjay Natwarlal Kapadia** - Independent Director<BR><BR>If you need more specific details about any of the individuals or their roles, feel free to ask!

What does V B Desai Fin. do?

V B Desai Financial Services Ltd is a Non-Banking Financial Company (NBFC) that offers investment banking and financial advisory services. Established in 1985, it reported net sales of 1 Cr and a net profit of 0 Cr for June 2026, with a market cap of INR 8 Cr.

Overview: <BR>V B Desai Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector, providing investment banking and financial advisory services.<BR><BR>History: <BR>The company was incorporated in September 1985 and has established itself in the domestic investment banking and corporate advisory space. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 8 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 7.43% <BR>Price-to-Book: 0.65 <BR><BR>Contact Details: <BR>Address: Cama Building 1st Floor, 24/26 Dalal Street Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-022-40770777 <BR>Email: investor@vbdesai.com <BR>Website: http://www.vbdesai.com

Who are the peers of the V B Desai Fin.?

V B Desai Fin.'s peers include Anjani Finance, Trinity League, BCL Enterprises, Shivansh Finserv, BFL Asset Finves, PS IT Infra, Rich Universe, and ISF. Anjani Finance and BCL Enterprises show excellent management and capital structure, while Shivansh Finserv leads in 1-year returns at 101.52%, compared to V B Desai Fin.'s -29.37%.

Peers: The peers of V B Desai Fin. are Anjani Finance, Trinity League, BCL Enterprises, Shivansh Finserv, BFL Asset Finves, PS IT Infra, Rich Universe, and ISF.<BR><BR>Quality Snapshot: Excellent management risk is observed at Anjani Finance, BCL Enterprises, Rich Universe, V B Desai Fin., and ISF, while Below Average management risk is found at Trinity League, BFL Asset Finves, PS IT Infra, and the rest. Growth is rated as Good for Anjani Finance, while Below Average growth is noted for Trinity League, BCL Enterprises, BFL Asset Finves, and PS IT Infra, with Shivansh Finserv not qualifying. Capital Structure is rated Excellent for Anjani Finance, BCL Enterprises, Rich Universe, V B Desai Fin., and ISF, while Average is noted for Trinity League and BFL Asset Finves, and Below Average for PS IT Infra.<BR><BR>Return Snapshot: Shivansh Finserv has the highest 1-year return at 101.52%, while BFL Asset Finves has the lowest at -42.29%, with V B Desai Fin.'s own 1-year return at -29.37% being higher than BFL Asset Finves but lower than Shivansh Finserv. Additionally, the six-month return is negative for Anjani Finance, BFL Asset Finves, and V B Desai Fin.

How big is V B Desai Fin.?

As of 14th August, V B Desai Financial Services Ltd has a market capitalization of 8.00 Cr, with Net Sales of 2.95 Cr and a Net Profit of 0.96 Cr reported in the latest four quarters. Shareholder's Funds are 12.05 Cr and Total Assets are 12.55 Cr as of March 2025.

As of 14th August, V B Desai Financial Services Ltd has a market capitalization of 8.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 2.95 Cr and a Net Profit of 0.96 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 12.05 Cr and Total Assets totaling 12.55 Cr.

Are V B Desai Financial Services Ltd latest results good or bad?

V B Desai Financial Services Ltd's latest results show a 45% year-on-year increase in net profit and a 12.50% revenue growth, but concerns remain due to a low return on equity of 7.43% and a significant year-to-date stock decline of 27.23%, indicating mixed overall performance. Investors should consider both the improvements and ongoing structural challenges.

V B Desai Financial Services Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹0.29 crores for Q1 FY27, which is a significant 45% increase year-on-year, marking the highest quarterly profit in recent history. Additionally, revenue grew by 12.50% year-on-year, reaching ₹1.08 crores, and the operating margin improved to 13.89%, the highest in seven quarters. <BR><BR>However, despite these positive indicators, there are significant concerns. The company's revenue base remains quite small, and its return on equity (ROE) is low at 7.43%, which is below industry standards. Furthermore, the stock has underperformed considerably, with a year-to-date decline of 27.23%, significantly trailing the broader market.<BR><BR>Overall, while there are some tactical improvements in the latest quarter, the structural challenges, such as limited scale, weak capital efficiency, and severe stock underperformance, suggest that the results may not be entirely favorable in the long term. Investors should weigh these factors carefully.

Should I buy, sell or hold V B Desai Financial Services Ltd?

When is the next results date for V B Desai Financial Services Ltd?

The next results date for V B Desai Financial Services Ltd is 25 May 2026.

The next results date for V B Desai Financial Services Ltd is scheduled for 25 May 2026.

Is V B Desai Fin. overvalued or undervalued?

As of November 17, 2025, V B Desai Fin. is considered undervalued with an attractive valuation grade, a PE ratio of 15.64, and a PEG ratio of 0.26, outperforming the Sensex with a 2.94% return compared to its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for V B Desai Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 15.64, a price to book value of 0.98, and an EV to EBIT ratio of 11.55. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, V B Desai Fin. stands out favorably against Bajaj Finance, which is classified as very expensive with a PE ratio of 34.85, and Life Insurance, which is very attractive with a PE of 11.33. The PEG ratio of V B Desai Fin. at 0.26 further reinforces its undervaluation relative to the market. Notably, the company's stock has outperformed the Sensex over the past week, returning 2.94% compared to the Sensex's 1.69%, highlighting its potential for growth in the current market environment.

How has been the historical performance of V B Desai Fin.?

V B Desai Fin. saw a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, but improved operational efficiency led to increased operating profit and profit after tax. Total assets and liabilities rose, maintaining a debt-free status, while cash flow from operations showed an outflow of 8.00 Cr, offset by positive cash flow from investing activities.

Answer:<BR>The historical performance of V B Desai Fin. shows a fluctuating trend in net sales and profits over the years, with a notable decrease in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. The total operating income followed a similar pattern, declining from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. Operating profit (PBDIT) increased from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, indicating improved operational efficiency despite the drop in sales. Profit before tax also rose from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, leading to a profit after tax increase from 0.47 Cr to 0.56 Cr in the same period. The earnings per share (EPS) improved from 1.04 in Mar'24 to 1.23 in Mar'25, reflecting better profitability per share. On the balance sheet, total assets grew from 12.09 Cr in Mar'24 to 12.55 Cr in Mar'25, while total liabilities increased from 12.09 Cr to 12.55 Cr, indicating a stable financial position with no debt. The cash flow from operating activities showed a significant outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, suggesting active investment despite operational cash challenges.<BR><BR>Breakdown:<BR>V B Desai Fin. experienced a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, while total operating income mirrored this decrease. However, the company managed to increase its operating profit (PBDIT) from 0.62 Cr to 0.77 Cr, indicating improved operational efficiency. Profit before tax also rose from 0.62 Cr to 0.77 Cr, contributing to an increase in profit after tax from 0.47 Cr to 0.56 Cr. The earnings per share (EPS) improved from 1.04 to 1.23, showcasing enhanced profitability per share. On the balance sheet, total assets increased from 12.09 Cr to 12.55 Cr, with total liabilities rising correspondingly, maintaining a debt-free status. The cash flow from operating activities reflected an outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, indicating ongoing investment despite operational cash flow challenges.

What is the technical trend for V B Desai Fin.?

As of May 23, 2025, V B Desai Fin. shows a mildly bullish trend due to positive daily moving averages, despite some caution from mildly bearish weekly MACD and RSI signals, while the monthly MACD remains bullish.

As of 23 May 2025, the technical trend for V B Desai Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a positive trend. However, the weekly MACD and RSI are showing mildly bearish signals, which suggests some caution. The monthly MACD remains bullish, providing a counterbalance to the weaker weekly indicators. Overall, while there are some bearish signals in the weekly timeframe, the strength of the monthly indicators supports a mildly bullish outlook.

Who are the top shareholders of the V B Desai Fin.?

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd. with 17.04%, individual investors with 52.2%, and the highest public shareholder, Dev Ashok Karvat, holding 2.07%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd., which holds the highest promoter stake at 17.04%. Additionally, individual investors collectively hold a significant portion at 52.2%. The highest public shareholder is Dev Ashok Karvat, with a holding of 2.07%. There is also one foreign institutional investor (FII) that holds 0.99% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently holding shares in the company.

Has V B Desai Fin. declared dividend?

No Dividend History Available