Central Bank

Which are the latest news on Central Bank?

Why is Central Bank of India falling/rising?

As of 05-Sep, the stock price of Central Bank of India is rising due to consecutive gains, increased investor participation, and strong fundamentals, currently trading at 31.07 with a 0.94% increase. Factors such as a low Gross NPA ratio, high net profit growth, and an attractive Price to Book Value further enhance its investment appeal.

As of 05-Sep, the stock price of Central Bank of India is rising, currently at 31.07, with a change of 0.29 (0.94%) upward. This upward movement can be attributed to several factors. Firstly, the stock has been on a consecutive gain for the last four days, accumulating a total return of 2.68% during this period. Additionally, it has outperformed its sector by 0.99% today, indicating strong relative performance.<BR><BR>Investor participation has also increased, as evidenced by a significant rise in delivery volume, which was 49.01 lacs on September 3, marking a 54.19% increase compared to the five-day average. This suggests growing interest and confidence among investors in the stock.<BR><BR>Moreover, the company demonstrates strong fundamentals, with a low Gross NPA ratio of 2.60% and a robust growth in net profits at a compound annual growth rate (CAGR) of 49.76%. The stock is trading at a discount compared to its peers, with a Price to Book Value of 0.7, which makes it an attractive investment option. The high dividend yield of 3.25% at the current price further enhances its appeal to investors.<BR><BR>Overall, the combination of positive performance metrics, increased investor participation, and strong fundamental indicators contributes to the rising stock price of Central Bank of India.

Who are in the management team of Central Bank?

The management team of Central Bank includes P J Thomas (Nominee, RBI), Matam Venkata Rao (Managing Director & CEO), Rajeev Puri, Dinesh Pangtey, Vivek Wahi, Pradip Pranlal Khimani, Hardik Mukesh Sheth (Nominee, Govt), Malladi Venkat Murali Krishna, Chandrakant Bhagwat (Company Secretary), and Priavrat Sharma (Non-Official Director).

The management team of Central Bank includes the following individuals:<BR><BR>1. **P J Thomas** - Nominee (RBI)<BR>2. **Matam Venkata Rao** - Managing Director & CEO<BR>3. **Rajeev Puri** - Executive Director<BR>4. **Dinesh Pangtey** - Non-Executive & Independent Director<BR>5. **Vivek Wahi** - Executive Director<BR>6. **Pradip Pranlal Khimani** - Non-Executive & Independent Director<BR>7. **Hardik Mukesh Sheth** - Nominee (Govt)<BR>8. **Malladi Venkat Murali Krishna** - Executive Director<BR>9. **Chandrakant Bhagwat** - Company Secretary & Compliance Officer<BR>10. **Priavrat Sharma** - Non-Official Director<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Central Bank do?

The Central Bank of India, established in 1911, is a public sector bank offering various banking services, with a recent net sales of ₹9,690.90 Cr and a net profit of ₹1,324 Cr as of June 2026. It has a market capitalization of ₹27,408 Cr and a dividend yield of 3.27%.

Overview:<BR>Central Bank of India is a public sector bank operating in the small-cap category, providing a range of banking and financial services.<BR><BR>History:<BR>Central Bank of India was incorporated on December 21, 1911. It established a subsidiary, The Central Bank Executor and Trustee Company Limited, on May 1, 1929, to handle trustee and executor services. The latest quarterly results reported sales and profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 9,690.90 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1,324 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 27,408 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 3.27% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: 9th Floor Chandermukhi, Nariman Point Mumbai Maharashtra : 400021 <BR>Phone: 91-22-6638 7818 <BR>Email: investors@centralbank.co.in <BR>Website: http://www.centralbankofindia.co.in

Who are the peers of the Central Bank?

The peers of the Central Bank include Union Bank (I), Punjab National Bank, Bank of Baroda, Indian Bank, Canara Bank, Bank of India, Bank of Maharashtra, Indian Overseas Bank, UCO Bank, and Punjab & Sind Bank. Bank of Maharashtra shows the highest 1-year return at 58.09%, while Indian Overseas Bank has the lowest at -14.81%, with the Central Bank's return at -12.36%.

Peers: The peers of the Central Bank are Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank. Excellent growth is noted at Bank of Maha, while Good growth is seen at Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank. Excellent capital structure is present at Union Bank (I), while Good capital structure is found at Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, UCO Bank, and Pun. & Sind Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bank of Maha at 58.09%, while the peer with the lowest is I O B at -14.81%. The Central Bank's 1-year return is -12.36%, which is higher than I O B's but lower than the others. Additionally, several peers, including Bank Of Baroda, Canara Bank, I O B, UCO Bank, and Pun. & Sind Bank, have negative six-month returns.

How big is Central Bank?

As of 31st August, Central Bank of India has a market capitalization of 27,408.00 Cr, categorizing it as a Small Cap company. The latest balance sheet shows Shareholder's Funds at 38,470.55 Cr and Total Assets at 5,50,074.63 Cr, with no valid data for Net Sales reported.

As of 31st August, Central Bank of India has a market capitalization of 27,408.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the same period was 4,523.61 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2026. Shareholder's Funds stood at 38,470.55 Cr, while Total Assets were valued at 5,50,074.63 Cr.

Are Central Bank of India latest results good or bad?

The latest results for Central Bank of India show a significant net profit increase of ₹1,323.70 crores, but concerns about declining net interest margins, reliance on non-operating income, and flat net NPA ratios suggest underlying operational challenges. Investors should approach these results with caution.

The latest results for Central Bank of India present a mixed picture. On one hand, the bank reported a significant net profit of ₹1,323.70 crores for Q1 FY27, reflecting an impressive 82.72% increase quarter-on-quarter and a 13.26% increase year-on-year. This profit surge was largely driven by a substantial reduction in tax expenses, which raises questions about the sustainability of such earnings growth in the future.<BR><BR>However, there are concerning trends that overshadow this profit increase. The net interest margin (NIM) has contracted to 3.06%, down 19 basis points from the previous quarter and 10 basis points year-on-year. This decline indicates pressure on the bank's core profitability due to rising interest expenses that outpaced income growth. Additionally, while the gross non-performing asset (NPA) ratio improved to 2.60%, the net NPA ratio remained flat at 0.49%, suggesting potential issues with the quality of existing stressed assets.<BR><BR>Moreover, the bank's reliance on non-operating income, which constituted over half of its profit before tax, raises concerns about the sustainability of its earnings. The CASA ratio has also declined, indicating challenges in low-cost deposit mobilization.<BR><BR>In summary, while the profit figures may seem strong at first glance, the underlying operational challenges and concerns about earnings quality suggest that the results are not entirely positive. Investors should remain cautious and monitor the bank's performance closely in the coming quarters.

Should I buy, sell or hold Central Bank of India?

How has been the historical performance of Central Bank?

Central Bank's historical performance from March 2021 to March 2025 shows significant growth, with interest earned rising from 22,730.23 crore to 33,665.85 crore, and profit before tax improving from a loss of 1,323.61 crore to a profit of 4,934.27 crore. The bank's reserves and capital adequacy ratio also strengthened, indicating a robust recovery and enhanced financial stability.

Answer:<BR>The historical performance of Central Bank shows a significant improvement in various financial metrics over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>Central Bank's interest earned has increased from 22,730.23 crore in March 2021 to 33,665.85 crore in March 2025, reflecting a consistent upward trend. The net interest income also rose significantly, from 8,245.04 crore in March 2021 to 13,896.89 crore in March 2025. Total income followed suit, climbing from 25,845.90 crore in March 2021 to 39,520.44 crore in March 2025. Despite the rise in interest expended, which increased from 14,485.19 crore in March 2021 to 19,768.96 crore in March 2025, the profit before tax improved markedly from a loss of 1,323.61 crore in March 2021 to a profit of 4,934.27 crore in March 2025. The profit after tax also turned positive, moving from a loss of 887.58 crore in March 2021 to a profit of 3,785.26 crore in March 2025. The bank's reserves have grown from 12,037.25 crore in March 2021 to 23,533.05 crore in March 2025, indicating a strengthening financial position. Additionally, the capital adequacy ratio improved from 12.78% in March 2021 to 17.02% in March 2025, showcasing enhanced financial stability. Overall, Central Bank has demonstrated a robust recovery and growth trajectory in its financial performance over the past several years.

Is Central Bank overvalued or undervalued?

As of November 20, 2025, Central Bank is considered a very attractive investment due to its undervaluation, with a PE ratio of 8.00 and strong financial metrics, despite recent stock performance lagging behind the Sensex.

As of 20 November 2025, the valuation grade for Central Bank has moved from attractive to very attractive. The company is currently undervalued, supported by a PE ratio of 8.00, a price-to-book value of 0.92, and a PEG ratio of 0.30. In comparison to peers, Central Bank's valuation is favorable, especially when contrasted with SBI, which is considered expensive with a PE ratio of 12.7, and Punjab National Bank, which has a PEG ratio of 0.53.<BR><BR>The financial metrics indicate strong performance, with a return on equity (ROE) of 11.50% and a net NPA to book value of 3.59%. Despite recent stock performance lagging behind the Sensex on a year-to-date basis, the long-term returns of 230.82% over five years highlight the bank's potential for growth. Overall, Central Bank appears to be a compelling investment opportunity given its current undervaluation relative to its peers.

When is the next results date for Central Bank?

The next results date for Central Bank is 17 October 2025.

The next results date for Central Bank is scheduled for 17 October 2025.

Is Central Bank technically bullish or bearish?

As of September 29, 2025, the market trend is mildly bearish, supported by a mildly bullish weekly MACD and bearish monthly MACD, along with bearish signals from moving averages, Bollinger Bands, and KST.

As of 29 September 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, primarily driven by the weekly MACD indicating a mildly bullish signal, while the monthly MACD remains bearish. The moving averages on the daily time frame also reflect a mildly bearish outlook. Additionally, Bollinger Bands and KST both show bearish tendencies on the weekly and monthly time frames. The Dow Theory indicates no trend on the weekly and a mildly bearish stance on the monthly. Overall, the indicators suggest a lack of strong bullish momentum, reinforcing the mildly bearish position.

Who are the top shareholders of the Central Bank?

The top shareholders of the Central Bank include the President of India with 89.27%, the Life Insurance Corporation of India at 3.16%, individual investors at 3.21%, 15 mutual fund schemes with 0.22%, and 63 foreign institutional investors holding 1.27%.

The top shareholders of the Central Bank include the President of India, who holds a significant majority stake of 89.27%. Other notable shareholders are the Life Insurance Corporation of India, which holds 3.16%, and individual investors, who collectively own 3.21%. Additionally, there are 15 mutual fund schemes with a combined holding of 0.22% and 63 foreign institutional investors (FIIs) holding 1.27%.

Has Central Bank declared dividend?

Central Bank of India has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of June 23, 2015. However, the dividend yield is 0%, and total returns have varied significantly, showing negative performance in the short term but positive returns over longer periods.

Central Bank of India has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 23 Jun 15<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -33.41%, the dividend return was 0%, resulting in a total return of -33.41%.<BR><BR>For the 1-year period, the price return was -37.7%, the dividend return was 0%, leading to a total return of -37.7%.<BR><BR>During the 2-year period, the price return was 45.77%, the dividend return was 0%, which resulted in a total return of 45.77%.<BR><BR>In the 3-year period, the price return was 117.07%, the dividend return was 0%, culminating in a total return of 117.07%.<BR><BR>For the 4-year period, the price return was 87.51%, the dividend return was 0%, yielding a total return of 87.51%.<BR><BR>In the 5-year period, the price return was 142.5%, the dividend return was 0%, providing a total return of 142.5%.<BR><BR>Overall, while Central Bank of India declared a dividend, the dividend yield remains at 0%, indicating that the dividend payments have not significantly contributed to returns in recent periods. The total returns show a mixed performance, with positive returns over longer periods despite negative short-term returns.