Central Bank

Which are the latest news on Central Bank?

Why is Central Bank of India falling/rising?

As of 14-Jun, the stock price of Central Bank of India is rising to 31.03, reflecting a 2.78% increase due to strong fundamentals, a trend reversal, and positive sector performance, despite a decline in investor participation. The stock's attractive valuation and high dividend yield further contribute to its favorable outlook.

As of 14-Jun, the stock price of Central Bank of India is rising, currently at 31.03, reflecting a change of 0.84 or 2.78% increase. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.69%, indicating a relative strength compared to its peers. Additionally, it has experienced a trend reversal, gaining after two consecutive days of decline, which may signal a renewed investor interest.<BR><BR>The performance of the public banking sector, which has gained by 2.08%, also supports the positive movement in Central Bank of India's stock. Furthermore, the company boasts strong fundamentals, including a low Gross NPA ratio of 2.67% and a significant growth in net profits at an annual rate of 47.25%. This strong financial performance is reflected in the company's attractive valuation, with a Price to Book Value of 0.7, suggesting that the stock is trading at a discount compared to its peers.<BR><BR>Moreover, the stock's high dividend yield of 4.31% at the current price may attract income-focused investors, contributing to the rise in stock price. Despite a decline in investor participation, as indicated by a 47.19% drop in delivery volume against the 5-day average, the overall positive indicators and performance metrics suggest a favorable outlook for the stock, leading to its current rise.

How big is Central Bank?

As of 10th June, Central Bank of India has a market capitalization of 28,204.00 Cr, with shareholder's funds of 36,506.08 Cr and total assets of 4,79,288.93 Cr. The company reported a net profit of 4,368.60 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Central Bank of India has a market capitalization of 28,204.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The company reported net sales of 0.00 Cr for the latest quarters, with a net profit of 4,368.60 Cr for the latest four quarters ending in March 2026, December 2025, September 2025, and June 2025.<BR><BR>Balance Sheet Snapshot: The latest annual reporting period is March 2025, with shareholder's funds amounting to 36,506.08 Cr and total assets valued at 4,79,288.93 Cr.

Who are in the management team of Central Bank?

The management team of Central Bank includes Matam Venkata Rao (MD & CEO), Rajeev Puri, Vivek Wahi, and Malladi Venkat Murali Krishna (Executive Directors), along with P J Thomas and Hardik Mukesh Sheth (Nominees), Dinesh Pangtey and Pradip Pranlal Khimani (Non-Executive Directors), and Priavrat Sharma (Non-Official Director), with Chandrakant Bhagwat serving as Company Secretary & Compliance Officer.

The management team of Central Bank includes the following individuals:<BR><BR>1. P J Thomas - Nominee (RBI)<BR>2. Matam Venkata Rao - Managing Director & CEO<BR>3. Rajeev Puri - Executive Director<BR>4. Dinesh Pangtey - Non-Executive & Independent Director<BR>5. Vivek Wahi - Executive Director<BR>6. Pradip Pranlal Khimani - Non-Executive & Independent Director<BR>7. Hardik Mukesh Sheth - Nominee (Govt)<BR>8. Malladi Venkat Murali Krishna - Executive Director<BR>9. Chandrakant Bhagwat - Company Secretary & Compliance Officer<BR>10. Priavrat Sharma - Non-Official Director<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

Who are the peers of the Central Bank?

The peers of the Central Bank include Bank of Baroda, Union Bank (I), Punjab National Bank, Canara Bank, Indian Bank, Bank of India, Bank of Maharashtra, IOB, UCO Bank, and Punjab & Sind Bank. Bank of Maharashtra has the highest 1-year return at 50.08%, while IOB has the lowest at -17.05%, with Central Bank's return at -24.39%.

Peers: The peers of the Central Bank are Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank Of India, I O B, and UCO Bank. Average management risk is noted at Pun. & Sind Bank. All peers exhibit Good growth, except for Pun. & Sind Bank, which has Good growth but Average management risk. In terms of Capital Structure, Bank of Maha has Good, while the rest have Good or Excellent ratings.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bank of Maha at 50.08%, while the peer with the lowest is I O B at -17.05%. Central Bank's 1-year return is -24.39%, which is lower than both extremes. Additionally, UCO Bank, I O B, and Pun. & Sind Bank all have negative six-month returns.

What does Central Bank do?

The Central Bank of India is a public sector bank offering various financial services, with recent net sales of ₹9,660.67 crore and a net profit of ₹724 crore as of March 2026. It has a market capitalization of ₹28,204 crore and a dividend yield of 4.18%.

Overview:<BR>Central Bank of India is a public sector banking institution that provides a wide range of banking and financial services, operating within the small-cap category.<BR><BR>History:<BR>Central Bank of India is one of the oldest and largest commercial banks in India. The latest quarterly results reported are for March 2026, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 9,660.67 Cr (Quarterly Results - Mar 2026)<BR>Most recent Net Profit: 724 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 28,204 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 4.18%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: 9th Floor Chandermukhi, Nariman Point Mumbai Maharashtra : 400021<BR>Phone: 91-22-6638 7818<BR>Email: investors@centralbank.co.in<BR>Website: http://www.centralbankofindia.co.in

Should I buy, sell or hold Central Bank of India?

How has been the historical performance of Central Bank?

Central Bank's historical performance from March 2021 to March 2025 shows significant growth, with interest earned rising from 22,730.23 crore to 33,665.85 crore, and profit before tax improving from a loss of 1,323.61 crore to a profit of 4,934.27 crore. The bank's reserves and capital adequacy ratio also strengthened, indicating a robust recovery and enhanced financial stability.

Answer:<BR>The historical performance of Central Bank shows a significant improvement in various financial metrics over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>Central Bank's interest earned has increased from 22,730.23 crore in March 2021 to 33,665.85 crore in March 2025, reflecting a consistent upward trend. The net interest income also rose significantly, from 8,245.04 crore in March 2021 to 13,896.89 crore in March 2025. Total income followed suit, climbing from 25,845.90 crore in March 2021 to 39,520.44 crore in March 2025. Despite the rise in interest expended, which increased from 14,485.19 crore in March 2021 to 19,768.96 crore in March 2025, the profit before tax improved markedly from a loss of 1,323.61 crore in March 2021 to a profit of 4,934.27 crore in March 2025. The profit after tax also turned positive, moving from a loss of 887.58 crore in March 2021 to a profit of 3,785.26 crore in March 2025. The bank's reserves have grown from 12,037.25 crore in March 2021 to 23,533.05 crore in March 2025, indicating a strengthening financial position. Additionally, the capital adequacy ratio improved from 12.78% in March 2021 to 17.02% in March 2025, showcasing enhanced financial stability. Overall, Central Bank has demonstrated a robust recovery and growth trajectory in its financial performance over the past several years.

Is Central Bank overvalued or undervalued?

As of November 20, 2025, Central Bank is considered a very attractive investment due to its undervaluation, with a PE ratio of 8.00 and strong financial metrics, despite recent stock performance lagging behind the Sensex.

As of 20 November 2025, the valuation grade for Central Bank has moved from attractive to very attractive. The company is currently undervalued, supported by a PE ratio of 8.00, a price-to-book value of 0.92, and a PEG ratio of 0.30. In comparison to peers, Central Bank's valuation is favorable, especially when contrasted with SBI, which is considered expensive with a PE ratio of 12.7, and Punjab National Bank, which has a PEG ratio of 0.53.<BR><BR>The financial metrics indicate strong performance, with a return on equity (ROE) of 11.50% and a net NPA to book value of 3.59%. Despite recent stock performance lagging behind the Sensex on a year-to-date basis, the long-term returns of 230.82% over five years highlight the bank's potential for growth. Overall, Central Bank appears to be a compelling investment opportunity given its current undervaluation relative to its peers.

Are Central Bank latest results good or bad?

The latest results for Central Bank of India show strong profit growth with a net profit increase of 32.47% year-on-year, but concerns remain due to a decline in net interest income and operating profit, along with a significant stock underperformance of 37.32% over the past year. Overall, while there are positive signs, challenges in margin compression and operational performance suggest a cautious outlook.

The latest results for Central Bank of India present a mixed picture. On one hand, the bank reported a net profit of ₹1,219.59 crores for Q2 FY26, which is a significant increase of 32.47% year-on-year. This indicates strong profitability growth. Additionally, interest earned rose by 6.57% year-on-year, reflecting some positive momentum in revenue generation.<BR><BR>However, there are notable concerns. The net interest income (NII) declined sequentially by 2.97%, which suggests margin pressures are impacting the bank's core profitability. Operating profit also fell sharply by 22.46% quarter-on-quarter, raising questions about the sustainability of the bank's earnings. Furthermore, while gross non-performing assets (GNPA) improved to 3.02% from 4.59% a year ago, this level remains elevated compared to some peers in the public sector banking space.<BR><BR>The stock has underperformed significantly, down 37.32% over the past year, which raises concerns about investor sentiment and potential structural issues within the bank. Overall, while there are positive signs in terms of profit growth and improving asset quality, the challenges related to margin compression and operational performance suggest a cautious outlook.

When is the next results date for Central Bank?

The next results date for Central Bank is 17 October 2025.

The next results date for Central Bank is scheduled for 17 October 2025.

Is Central Bank technically bullish or bearish?

As of September 29, 2025, the market trend is mildly bearish, supported by a mildly bullish weekly MACD and bearish monthly MACD, along with bearish signals from moving averages, Bollinger Bands, and KST.

As of 29 September 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, primarily driven by the weekly MACD indicating a mildly bullish signal, while the monthly MACD remains bearish. The moving averages on the daily time frame also reflect a mildly bearish outlook. Additionally, Bollinger Bands and KST both show bearish tendencies on the weekly and monthly time frames. The Dow Theory indicates no trend on the weekly and a mildly bearish stance on the monthly. Overall, the indicators suggest a lack of strong bullish momentum, reinforcing the mildly bearish position.

Who are the top shareholders of the Central Bank?

The top shareholders of the Central Bank include the President of India with 89.27%, the Life Insurance Corporation of India at 3.16%, individual investors at 3.21%, 15 mutual fund schemes with 0.22%, and 63 foreign institutional investors holding 1.27%.

The top shareholders of the Central Bank include the President of India, who holds a significant majority stake of 89.27%. Other notable shareholders are the Life Insurance Corporation of India, which holds 3.16%, and individual investors, who collectively own 3.21%. Additionally, there are 15 mutual fund schemes with a combined holding of 0.22% and 63 foreign institutional investors (FIIs) holding 1.27%.

Has Central Bank declared dividend?

Central Bank of India has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of June 23, 2015. However, the dividend yield is 0%, and total returns have varied significantly, showing negative performance in the short term but positive returns over longer periods.

Central Bank of India has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 23 Jun 15<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -33.41%, the dividend return was 0%, resulting in a total return of -33.41%.<BR><BR>For the 1-year period, the price return was -37.7%, the dividend return was 0%, leading to a total return of -37.7%.<BR><BR>During the 2-year period, the price return was 45.77%, the dividend return was 0%, which resulted in a total return of 45.77%.<BR><BR>In the 3-year period, the price return was 117.07%, the dividend return was 0%, culminating in a total return of 117.07%.<BR><BR>For the 4-year period, the price return was 87.51%, the dividend return was 0%, yielding a total return of 87.51%.<BR><BR>In the 5-year period, the price return was 142.5%, the dividend return was 0%, providing a total return of 142.5%.<BR><BR>Overall, while Central Bank of India declared a dividend, the dividend yield remains at 0%, indicating that the dividend payments have not significantly contributed to returns in recent periods. The total returns show a mixed performance, with positive returns over longer periods despite negative short-term returns.