Central Bank

Market Cap: Mid Cap
Industry: Public Sector Bank
ISIN: INE483A01010
NSEID: CENTRALBK
BSEID: 532885

INR

36.91

-0.16 (-0.43%)

BSENSE

Dec 05

BSE+NSE Vol: 74.0 lacs

{
  "main_header": {
    "sid": 721368,
    "name": "Central Bank",
    "stock_name": "Central Bank",
    "full_name": "Central Bank of India",
    "name_url": "stocks-analysis/central-bank",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "36.91",
    "chg": -0.16,
    "chgp": "-0.43%",
    "dir": -1,
    "prev_price": "37.07",
    "mcapval": "33,408.72 Cr",
    "mcap": "Mid Cap",
    "scripcode": 532885,
    "symbol": "CENTRALBK",
    "ind_name": "Public Sector Bank",
    "ind_code": 36,
    "indexname": "",
    "isin": "INE483A01010",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "74.0 lacs",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
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    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/central-bank-721368-0&utm_source=Spage_Header_Score",
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  },
  "news": {
    "results": [
      {
        "title": "Why is Central Bank falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-central-bank-fallingrising-3744945",
        "imagepath": "",
        "date": "2025-12-04 00:43:03",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Sector Context</strong></p>\n<p>Central Bank of India’s shares have been under pressure, declining by 3.74% over the past week compared to a modest 0.59% fall in the Sensex. The stock’s one-month performance shows a sharper decline of 6.63%, while the benchmark index has gained 1.34% in the same period. Year-to-date, the bank’s shares have dropped nearly 30%, contrasting with the Sensex’s 8.92% rise. Over the last year, the stock has fallen 34.20%, whereas the Sensex has advanced 5.27%. These figures highlight a significant underperformance relative to the broader market.</p>\n<p>On the day in question, the stock outperformed its sector by 0.32%, yet it still declined by 2.25%. This reflects a broader weakness in the public banking sector, which itself fell by 2.56%. ..."
      },
      {
        "title": "Central Bank of India Sees Shift in Market Assessment Amid Valuation and Financial Trends",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/central-bank-of-india-upgraded-to-hold-on-improved-valuation-and-financial-trends-3727788",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/CentralBankofIn_mojoScore_3727788.png",
        "date": "2025-11-25 08:29:35",
        "description": "Central Bank of India has experienced a notable revision in its market evaluation, influenced by changes across valuation metrics, financial trends, quality indicators, and technical factors. This shift reflects a nuanced view of the bank’s current position within the public sector banking landscape, highlighting both strengths and challenges as investors reassess its prospects."
      },
      {
        "title": "How has been the historical performance of Central Bank?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-central-bank-3726306",
        "imagepath": "",
        "date": "2025-11-24 23:07:13",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Revenue and Income Growth</strong></p>\n<p>Central Bank’s interest earned has shown a robust upward trend, rising from ₹22,638.57 crores in March 2019 to ₹33,665.85 crores by March 2025. This growth is underpinned by a steady increase in income from investments and advances, with interest on advances/bills notably climbing from ₹12,949.75 crores in 2019 to ₹22,339.08 crores in 2025. Other income streams have also contributed positively, with total income reaching ₹39,520.44 crores in the latest fiscal year, up from ₹25,051.51 crores six years prior.</p>\n<p>Net interest income, a critical profitability indicator, has more than doubled over this period, rising from ₹6,772.18 crores in 2019 to ₹13,896.89 crores in 2025, reflecting improved asset utilisation and interest margin management.</p>\n<p..."
      },
      {
        "title": "Central Bank of India Adjusts Valuation Amidst Strong Long-Term Growth Potential",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/central-bank-of-india-stock-downgraded-from-hold-to-sell-by-marketsmojo-3710753",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/CentralBankofIn_mojoScore_3710753.png",
        "date": "2025-11-18 08:28:39",
        "description": "Central Bank of India has recently adjusted its valuation grade, reflecting changes in its financial standing within the public sector banking industry. Key metrics include a PE ratio of 8.04, a price-to-book value of 0.92, and a return on equity of 11.50%, indicating strong long-term growth potential."
      },
      {
        "title": "Is Central Bank overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-central-bank-overvalued-or-undervalued-3709813",
        "imagepath": "",
        "date": "2025-11-18 08:22:00",
        "description": "As of 17 November 2025, the valuation grade for Central Bank has moved from very attractive to attractive. The company is currently considered undervalued based on its financial ratios. The PE ratio stands at 8.04, the Price to Book Value is 0.92, and the PEG ratio is notably low at 0.30, indicating strong growth potential relative to its price.\n\nIn comparison to its peers, Central Bank's PE ratio of 8.04 is lower than Bank of Baroda's 7.74 and Punjab National Bank's 9.03, both of which are also classified as attractive. However, it remains significantly below SBI's PE ratio of 12.58, which is categorized as expensive. Despite recent stock performance showing a decline of 27.12% year-to-date compared to a 8.72% increase in the Sensex, the long-term outlook remains positive with a 5-year return of 231.97%...."
      },
      {
        "title": "Central Bank of India Adjusts Valuation Amidst Competitive Public Sector Banking Landscape",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/central-bank-of-indias-valuation-grade-downgraded-from-very-attractive-to-attractive-3710028",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/CentralBankofIn_valuationdot_3710028.png",
        "date": "2025-11-18 08:01:57",
        "description": "Central Bank of India has recently adjusted its valuation, with its stock price reflecting a modest increase. Over the past year, the bank has seen a significant decline, contrasting with broader market performance. Key financial metrics indicate competitive positioning among public sector banks, with varying asset quality and market perceptions."
      },
      {
        "title": "How has been the historical performance of Central Bank?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-central-bank-3708770",
        "imagepath": "",
        "date": "2025-11-17 23:04:49",
        "description": "Answer:\nThe historical performance of Central Bank shows a significant upward trend in various financial metrics over the years, particularly from March 2021 to March 2025.\n\nBreakdown:\nCentral Bank's interest earned has increased from 22,730.23 Cr in March 2021 to 33,665.85 Cr in March 2025, reflecting a strong growth in income on investments and interest on advances. The total income also rose from 25,845.90 Cr in March 2021 to 39,520.44 Cr in March 2025. Net interest income followed suit, climbing from 8,245.04 Cr in March 2021 to 13,896.89 Cr in March 2025. Despite rising interest expenditure, which increased from 14,485.19 Cr in March 2021 to 19,768.96 Cr in March 2025, the profit before tax improved significantly from a loss of 1,323.61 Cr in March 2021 to a profit of 4,934.27 Cr in March 2025. Profit after tax also turned positive, moving from a loss of 887.58 Cr in March 2021 to a profit of 3,785.26 ..."
      },
      {
        "title": "How has been the historical performance of Central Bank?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-central-bank-3694600",
        "imagepath": "",
        "date": "2025-11-12 23:47:55",
        "description": "Answer:\nThe historical performance of Central Bank shows a significant upward trend in key financial metrics over the past few years, particularly from March 2021 to March 2025.\n\nBreakdown:\nCentral Bank's interest earned increased from 22,730.23 Cr in March 2021 to 33,665.85 Cr in March 2025, reflecting a strong growth trajectory. The net interest income also rose substantially, from 8,245.04 Cr in March 2021 to 13,896.89 Cr in March 2025. Total income followed suit, climbing from 25,845.90 Cr in March 2021 to 39,520.44 Cr in March 2025, while interest expended increased from 14,485.19 Cr to 19,768.96 Cr in the same period. Profit before tax turned positive, moving from a loss of 1,323.61 Cr in March 2021 to a profit of 4,934.27 Cr in March 2025, and profit after tax also improved significantly from a loss of 887.58 Cr to a profit of 3,785.26 Cr. The bank's total assets grew from 3,70,089.58 Cr in March 202..."
      },
      {
        "title": "Central Bank of India Reports Strong Profit Growth Amidst Market Underperformance",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/central-bank-of-india-upgraded-to-hold-following-strong-profit-growth-3691652",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/CentralBankofIn_mojoScore_3691652.png",
        "date": "2025-11-12 08:22:09",
        "description": "Central Bank of India has recently adjusted its evaluation, highlighting strong financial trends. The bank reported a 43.38% increase in net profits for the September 2025 quarter, supported by a 31.34% rise in profit after tax. Its asset quality remains robust, with a low gross NPA ratio of 3.01%."
      }
    ],
    "total": 292,
    "sid": "721368",
    "stock_news_url": "https://www.marketsmojo.com/news/central-bank-of-india-721368"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Change in Management",
      "datetime": "02-Dec-2025",
      "details": "Change in Senior Management Personal of Bank.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Change in Management",
      "datetime": "30-Nov-2025",
      "details": "Retirement of Shri Pravin Keshav Kini General Manager",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Change in Management",
      "datetime": "25-Nov-2025",
      "details": "Appointment of Shri E. Ratan Kumar as Executive Director on the Board of the Bank.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Central Bank of India has declared <strong>2%</strong> dividend, ex-date: 27 Oct 25",
          "dt": "2025-10-27",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "Central Bank of India has announced <strong>3:5</strong> rights issue, ex-date: 17 Mar 11",
          "dt": "2011-03-17",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}

News and Views

Why is Central Bank falling/rising?

2025-12-04 00:43:03

Recent Price Movement and Sector Context

Central Bank of India’s shares have been under pressure, declining by 3.74% over the past week compared to a modest 0.59% fall in the Sensex. The stock’s one-month performance shows a sharper decline of 6.63%, while the benchmark index has gained 1.34% in the same period. Year-to-date, the bank’s shares have dropped nearly 30%, contrasting with the Sensex’s 8.92% rise. Over the last year, the stock has fallen 34.20%, whereas the Sensex has advanced 5.27%. These figures highlight a significant underperformance relative to the broader market.

On the day in question, the stock outperformed its sector by 0.32%, yet it still declined by 2.25%. This reflects a broader weakness in the public banking sector, which itself fell by 2.56%. ...

Central Bank of India Sees Shift in Market Assessment Amid Valuation and Financial Trends

2025-11-25 08:29:35

Central Bank of India has experienced a notable revision in its market evaluation, influenced by changes across valuation metrics, financial trends, quality indicators, and technical factors. This shift reflects a nuanced view of the bank’s current position within the public sector banking landscape, highlighting both strengths and challenges as investors reassess its prospects.

How has been the historical performance of Central Bank?

2025-11-24 23:07:13

Revenue and Income Growth

Central Bank’s interest earned has shown a robust upward trend, rising from ₹22,638.57 crores in March 2019 to ₹33,665.85 crores by March 2025. This growth is underpinned by a steady increase in income from investments and advances, with interest on advances/bills notably climbing from ₹12,949.75 crores in 2019 to ₹22,339.08 crores in 2025. Other income streams have also contributed positively, with total income reaching ₹39,520.44 crores in the latest fiscal year, up from ₹25,051.51 crores six years prior.

Net interest income, a critical profitability indicator, has more than doubled over this period, rising from ₹6,772.18 crores in 2019 to ₹13,896.89 crores in 2025, reflecting improved asset utilisation and interest margin management.

Central Bank of India Adjusts Valuation Amidst Strong Long-Term Growth Potential

2025-11-18 08:28:39

Central Bank of India has recently adjusted its valuation grade, reflecting changes in its financial standing within the public sector banking industry. Key metrics include a PE ratio of 8.04, a price-to-book value of 0.92, and a return on equity of 11.50%, indicating strong long-term growth potential.

Is Central Bank overvalued or undervalued?

2025-11-18 08:22:00

As of 17 November 2025, the valuation grade for Central Bank has moved from very attractive to attractive. The company is currently considered undervalued based on its financial ratios. The PE ratio stands at 8.04, the Price to Book Value is 0.92, and the PEG ratio is notably low at 0.30, indicating strong growth potential relative to its price. In comparison to its peers, Central Bank's PE ratio of 8.04 is lower than Bank of Baroda's 7.74 and Punjab National Bank's 9.03, both of which are also classified as attractive. However, it remains significantly below SBI's PE ratio of 12.58, which is categorized as expensive. Despite recent stock performance showing a decline of 27.12% year-to-date compared to a 8.72% increase in the Sensex, the long-term outlook remains positive with a 5-year return of 231.97%....

Central Bank of India Adjusts Valuation Amidst Competitive Public Sector Banking Landscape

2025-11-18 08:01:57

Central Bank of India has recently adjusted its valuation, with its stock price reflecting a modest increase. Over the past year, the bank has seen a significant decline, contrasting with broader market performance. Key financial metrics indicate competitive positioning among public sector banks, with varying asset quality and market perceptions.

How has been the historical performance of Central Bank?

2025-11-17 23:04:49

Answer: The historical performance of Central Bank shows a significant upward trend in various financial metrics over the years, particularly from March 2021 to March 2025. Breakdown: Central Bank's interest earned has increased from 22,730.23 Cr in March 2021 to 33,665.85 Cr in March 2025, reflecting a strong growth in income on investments and interest on advances. The total income also rose from 25,845.90 Cr in March 2021 to 39,520.44 Cr in March 2025. Net interest income followed suit, climbing from 8,245.04 Cr in March 2021 to 13,896.89 Cr in March 2025. Despite rising interest expenditure, which increased from 14,485.19 Cr in March 2021 to 19,768.96 Cr in March 2025, the profit before tax improved significantly from a loss of 1,323.61 Cr in March 2021 to a profit of 4,934.27 Cr in March 2025. Profit after tax also turned positive, moving from a loss of 887.58 Cr in March 2021 to a profit of 3,785.26 ...

How has been the historical performance of Central Bank?

2025-11-12 23:47:55

Answer: The historical performance of Central Bank shows a significant upward trend in key financial metrics over the past few years, particularly from March 2021 to March 2025. Breakdown: Central Bank's interest earned increased from 22,730.23 Cr in March 2021 to 33,665.85 Cr in March 2025, reflecting a strong growth trajectory. The net interest income also rose substantially, from 8,245.04 Cr in March 2021 to 13,896.89 Cr in March 2025. Total income followed suit, climbing from 25,845.90 Cr in March 2021 to 39,520.44 Cr in March 2025, while interest expended increased from 14,485.19 Cr to 19,768.96 Cr in the same period. Profit before tax turned positive, moving from a loss of 1,323.61 Cr in March 2021 to a profit of 4,934.27 Cr in March 2025, and profit after tax also improved significantly from a loss of 887.58 Cr to a profit of 3,785.26 Cr. The bank's total assets grew from 3,70,089.58 Cr in March 202...

Central Bank of India Reports Strong Profit Growth Amidst Market Underperformance

2025-11-12 08:22:09

Central Bank of India has recently adjusted its evaluation, highlighting strong financial trends. The bank reported a 43.38% increase in net profits for the September 2025 quarter, supported by a 31.34% rise in profit after tax. Its asset quality remains robust, with a low gross NPA ratio of 3.01%.