Is Geojit Fin. Ser. overvalued or undervalued?

As of May 19, 2025, Geojit Financial Services is assessed as very attractive and undervalued, with a PE ratio of 14.33, an EV to EBITDA of 6.47, and a ROE of 20.97%, outperforming peers and the Sensex in recent stock returns.

As of 19 May 2025, the valuation grade for Geojit Financial Services has moved from attractive to very attractive, indicating a significant positive shift in its valuation outlook. The company is currently assessed as undervalued. Key ratios supporting this assessment include a PE ratio of 14.33, an EV to EBITDA of 6.47, and a ROE of 20.97%. <BR><BR>In comparison to its peers, Geojit Fin. Ser. has a more favorable PE ratio than Life Insurance at 12.54 and a significantly lower EV to EBITDA than Bajaj Finance at 19.51, which is categorized as very expensive. The company's strong performance is also reflected in its recent stock returns, outperforming the Sensex over the past week and month, with returns of 7.70% and 25.59%, respectively, compared to the Sensex's 1.41% and 3.86%.

how big is Geojit Fin. Ser.?

As of Jun 06, Geojit Financial Services Ltd has a market capitalization of 2,393.48 Cr, with recent net sales of 747.92 Cr and a net profit of 167.53 Cr. Shareholder's funds are valued at 831.77 Cr, and total assets amount to 2,012.20 Cr.

Market Cap: As of Jun 06, Geojit Financial Services Ltd has a market capitalization of 2,393.48 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported Net Sales of 747.92 Cr and a Net Profit of 167.53 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: This is also on a Consolidated basis for the latest annual period ending in Mar'24. The Shareholder's Funds are valued at 831.77 Cr, while the Total Assets amount to 2,012.20 Cr.

Who are in the management team of Geojit Fin. Ser.?

As of March 2022, the management team of Geojit Fin. Ser. includes C J George (Managing Director & CEO), R Bupathy (Chairman), and several other directors, both executive and independent, totaling 14 members who guide the company's governance and strategy.

As of March 2022, the management team of Geojit Fin. Ser. includes the following members:<BR><BR>1. C J George - Managing Director & CEO<BR>2. R Bupathy - Chairman & Independent Director<BR>3. Mahesh Vyas - Non-Executive & Independent Director<BR>4. Punnoose George - Non-Executive & Non-Independent Director<BR>5. Liju K Johnson - Company Secretary & Compliance Officer<BR>6. Radhakrishnan Nair - Non-Executive & Independent Director<BR>7. A Balakrishnan - Whole-time Director<BR>8. Satish Menon - Whole-time Director<BR>9. Rajan Krishnanath Medhekar - Independent Director<BR>10. Alice Geevarghese Vaidyan - Independent Director<BR>11. M P Vijay Kumar - Independent Director<BR>12. Sebastian Luckose Morris - Independent Director<BR>13. Jones George - Whole-time Director<BR>14. Harikishore Subramanian - Nominee (KSIDC)<BR><BR>This team encompasses a mix of executive, non-executive, and independent directors, contributing to the governance and strategic direction of the company.

When is the next results date for Geojit Fin. Ser.?

No Upcoming Board Meetings

Has Geojit Fin. Ser. declared dividend?

Yes, Geojit Financial Services Ltd has declared a 150% dividend, amounting to ₹1.5 per share, with an ex-date of July 1, 2024. The dividend yield is 1.51%, and total returns have varied across periods, with the highest total return of 363.37% over the last 5 years.

Geojit Financial Services Ltd has declared a 150% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 150%<BR>- Amount per share: 1.5<BR>- Ex-date: 01 Jul 24<BR><BR>Dividend Yield: 1.51%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -33.26%, the dividend return was 0%, resulting in a total return of -33.26%.<BR><BR>Over the past year, the price return was 0.04%, the dividend return was 1.62%, leading to a total return of 1.66%.<BR><BR>In the 2-year period, the price return was 113.77%, the dividend return was 7.33%, culminating in a total return of 121.1%.<BR><BR>For the 3-year period, the price return was 92.46%, the dividend return was 13.84%, which resulted in a total return of 106.3%.<BR><BR>In the last 4 years, the price return was 34.59%, the dividend return was 12.00%, giving a total return of 46.59%.<BR><BR>Over the 5-year period, the price return was 334.34%, the dividend return was 29.03%, leading to a total return of 363.37%.<BR><BR>Overall, Geojit Financial Services Ltd has declared a significant dividend while showing varying total returns across different periods, with the highest total return observed over the 5-year period. The recent dividend declaration indicates a commitment to returning value to shareholders despite fluctuations in price returns.

Who are the peers of the Geojit Fin. Ser.?

Geojit Fin. Ser.'s peers include HDFC AMC, Motil. Oswal Fin., Nippon Life Ind., 360 ONE, and others. Geojit has average management risk and a 1-year return of -1.61%, significantly lower than peers like Indo Thai Sec., which has the highest return at 482.75%.

Peers: The peers of Geojit Fin. Ser. are HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, Indo Thai Sec., Dam Capital Advi, Dolat Algotech, Master Trust, Systematix Corp.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC AMC, Nippon Life Ind., and 360 ONE, while Good management risk is found at Motil.Oswal.Fin. and Dam Capital Advi, and Average management risk is present at Geojit Fin. Ser., Indo Thai Sec., Dolat Algotech, Master Trust, and Systematix Corp. Growth is Excellent at Dam Capital Advi and Master Trust, Good at Geojit Fin. Ser., Motil.Oswal.Fin., Indo Thai Sec., and Dolat Algotech, and Average at HDFC AMC, Nippon Life Ind., 360 ONE, and the rest. Excellent capital structure is noted at HDFC AMC, Nippon Life Ind., 360 ONE, Dam Capital Advi, Dolat Algotech, Master Trust, and the rest, while Average capital structure is found at Geojit Fin. Ser., Indo Thai Sec., and Systematix Corp.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indo Thai Sec. at 482.75%, while Geojit Fin. Ser. has a 1-year return of -1.61%, indicating a significantly lower performance compared to its peers. The peer with the lowest 1-year return is Dolat Algotech at -28.07%. Additionally, the six-month return is negative for Indo Thai Sec., Systematix Corp., and Dolat Algotech.

Are Geojit Fin. Ser. latest results good or bad?

Geojit Financial Services reported disappointing results for Q2 2025, with Profit Before Tax down 34% to Rs 36.50 crore and Net Sales decreasing 18.1% to Rs 153.15 crore, marking the lowest performance in five quarters. Overall, these results indicate a challenging quarter for the company.

Geojit Financial Services has reported disappointing results for the quarter ending June 2025. Key financial metrics indicate a significant decline compared to previous quarters. <BR><BR>Profit Before Tax (PBT) dropped by 34% to Rs 36.50 crore, while Profit After Tax (PAT) fell by 33.9% to Rs 27.69 crore. Net sales also decreased by 18.1%, reaching Rs 153.15 crore, marking the lowest sales in the last five quarters. Operating Profit was reported at Rs 47.56 crore, which is also the lowest in the same timeframe. Additionally, Earnings per Share (EPS) declined to Rs 0.99, reflecting reduced profitability for shareholders.<BR><BR>Overall, these results suggest that the company's performance has not met expectations, indicating a challenging quarter for Geojit Financial Services.

What does Geojit Fin. Ser. do?

Geojit Financial Services Ltd is a Small Cap company in the Capital Markets industry, providing financial services and reporting net sales of 1,532 Cr and a net profit of 277 Cr for June 2025. The company has a market cap of INR 2,173 Cr and key metrics include a P/E of 14.00 and a dividend yield of 1.82%.

Overview: <BR>Geojit Financial Services Ltd operates in the Capital Markets industry and is categorized as a Small Cap company.<BR><BR>History: <BR>Geojit Financial Services Ltd was incorporated on November 24, 1994, originally as 'Geojit Securities Limited'. The company underwent a name change to Geojit Investment Services Ltd on April 2, 2009, following the discontinuation of its main business. The most recent quarterly results reported net sales and net profit for June 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 1,532 Cr (Quarterly Results - Jun 2025) <BR>Net Profit: 277 Cr (Quarterly Results - Jun 2025) <BR>Market Cap: INR 2,173 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 14.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.82% <BR>Debt-Equity: 0.10 <BR>Return on Equity: 16.24% <BR>Price to Book: 1.98 <BR><BR>Contact Details: <BR>Address: 11th Floor 34/659-P, Civil Line Road Padivattom Kochi Kerala : 682024 <BR>Tel: 91-0484-2901000 <BR>Email: mailus@geojit.com <BR>Website: http://www.geojitbnpparibas.com

Who are the top shareholders of the Geojit Fin. Ser.?

The top shareholders of Geojit Financial Services include Bnp Paribas SA with 24.66%, Rekha Jhunjhunwala as the highest public shareholder at 7.2%, and individual investors holding 31.18%. Additionally, 52 Foreign Institutional Investors hold 3.42%, while mutual funds have a minor stake of 0.16%.

The top shareholders of Geojit Financial Services include several key players. The majority shareholders are the promoters, with Bnp Paribas SA holding the highest stake at 24.66%. Additionally, Rekha Jhunjhunwala is the highest public shareholder, owning 7.2%. The company also has individual investors holding a significant portion at 31.18%. In terms of institutional investment, 52 Foreign Institutional Investors (FIIs) collectively hold 3.42%, while mutual funds have a minor stake of 0.16% through one scheme.

How has been the historical performance of Geojit Fin. Ser.?

Geojit Fin. Ser. has shown significant growth from 2021 to 2025, with net sales increasing from 424.99 crore to 747.91 crore, and profit after tax rising to 166.95 crore. The company's total assets grew to 2,027.52 crore, reflecting strong financial performance and operational efficiency.

Answer:<BR>The historical performance of Geojit Fin. Ser. shows significant growth in various financial metrics over the years, particularly from 2021 to 2025.<BR><BR>Breakdown:<BR>Geojit Fin. Ser. has experienced a steady increase in net sales, rising from 424.99 crore in March 2021 to 747.91 crore in March 2025. Total operating income followed a similar trend, reaching 747.91 crore in March 2025, up from 305.35 crore in March 2020. The company's total expenditure also increased, amounting to 463.47 crore in March 2025, compared to 204.41 crore in March 2020. Operating profit, excluding other income, rose to 284.44 crore in March 2025 from 100.94 crore in March 2020, indicating improved operational efficiency. Profit before tax reached 222.69 crore in March 2025, while profit after tax was 166.95 crore, reflecting a robust growth trajectory. The company's earnings per share (EPS) increased to 6.0 in March 2025 from 1.97 in March 2020. On the balance sheet, total assets grew to 2,027.52 crore in March 2025 from 902.67 crore in March 2020, with total liabilities also rising to 2,027.52 crore. Cash flow from operating activities showed a positive trend, with a cash inflow of 166 crore in March 2025, contrasting with a cash outflow of 124 crore in March 2024. Overall, Geojit Fin. Ser. has demonstrated strong financial performance and growth over the years.

Is Geojit Fin. Ser. technically bullish or bearish?

As of December 1, 2025, Geojit Fin. Ser. has shifted to a bearish technical stance, driven by bearish indicators like MACD, Bollinger Bands, and moving averages, despite some mixed signals in the short term.

As of 1 December 2025, the technical trend for Geojit Fin. Ser. has changed from mildly bearish to bearish. The current technical stance is bearish with moderate strength. Key indicators driving this stance include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish moving average on the daily chart. The KST shows a mildly bullish signal on the weekly but remains mildly bearish on the monthly, indicating mixed signals in the short term. Overall, the lack of clear trends in Dow Theory and OBV further supports the bearish outlook.

Should I buy, sell or hold Geojit Fin. Ser.?

Which are the latest news on Geojit Fin. Ser.?

Why is Geojit Fin. Ser. falling/rising?

As of 04-Dec, Geojit Financial Services Ltd's stock price is rising to 71.25 after a trend reversal, but it has significantly underperformed over the long term with a year-to-date decline of 37.83%. Despite strong long-term fundamentals, recent negative financial results and decreased investor participation indicate a concerning overall trend.

As of 04-Dec, Geojit Financial Services Ltd's stock price is rising, currently at 71.25, with a change of 0.63 (0.89%) upward. This increase comes after a trend reversal, as the stock has gained after three consecutive days of decline. Additionally, it has outperformed its sector by 0.77% today. <BR><BR>Despite this short-term rise, the stock has shown significant underperformance over longer periods, with a year-to-date decline of 37.83% and a one-year drop of 43.14%. The stock is currently trading below its moving averages across various time frames, indicating a generally bearish trend. Furthermore, there has been a notable decrease in investor participation, with delivery volume falling by 70.78% compared to the five-day average, which may suggest waning interest among investors.<BR><BR>While the company has strong long-term fundamental strength, as indicated by an average Return on Equity (ROE) of 17.31% and attractive valuation metrics, the recent financial performance has been poor. The company has reported negative results for the last three consecutive quarters, with a significant fall in net sales and a 40.6% decrease in profit after tax compared to the previous four-quarter average. This has contributed to a lack of confidence among institutional investors, who have reduced their stake in the company.<BR><BR>In summary, while Geojit Financial Services Ltd is experiencing a short-term rise in stock price, the overall trend remains concerning due to significant long-term underperformance and declining investor participation.