India Finsec

Which are the latest news on India Finsec?

Why is India Finsec Ltd falling/rising?

As of 05-Sep, India Finsec Ltd's stock price is at 237.00, unchanged from the previous day but down 4.58% today, reaching an intraday low of Rs 216.1. Despite this decline, the stock has performed well over the past week and month, with annual growth of 55.92%, contrasting with the Sensex's decline.

As of 05-Sep, India Finsec Ltd's stock price is currently at 237.00, showing no change from the previous day. However, the stock has experienced a significant decline today, opening down by 4.58% and reaching an intraday low of Rs 216.1, which represents a drop of 9.96%. This performance indicates that the stock is currently falling.<BR><BR>Despite the current decline, the stock has shown strong performance over the past week and month, with returns of +3.95% and +10.75%, respectively, while the benchmark Sensex has declined by 0.97% and 2.44% during the same periods. Over the past year, India Finsec Ltd has risen by an impressive 55.92%, contrasting with the Sensex's decline of 5.21%. <BR><BR>Today's trading activity suggests that the stock is underperforming its sector by 1.45%. The weighted average price indicates that more volume was traded closer to the low price, which may reflect investor caution. However, there has been a rise in investor participation, with delivery volume increasing by 10.07% against the 5-day average, suggesting some interest despite the current price drop.<BR><BR>Overall, while India Finsec Ltd has shown strong historical performance, the recent decline today is attributed to a significant opening loss and intraday low, indicating current selling pressure in the market.

Who are in the management team of India Finsec?

The management team of India Finsec includes Gopal Bansal (Chairman/Executive Director), Mukesh Sharma (Non-Executive Director), and five Independent Non-Executive Directors: Purva Mangal, Himanshi Kashyap, Amit Kumar Agarwal, Devi Dass Agarwal, and Varsha Bharti (Company Secretary & Compliance Officer).

The management team of India Finsec includes the following individuals:<BR><BR>1. **Gopal Bansal** - Chairman / Executive Director<BR>2. **Mukesh Sharma** - Non-Executive Director<BR>3. **Purva Mangal** - Independent Non-Executive Director<BR>4. **Himanshi Kashyap** - Independent Non-Executive Director<BR>5. **Amit Kumar Agarwal** - Independent Non-Executive Director<BR>6. **Devi Dass Agarwal** - Independent Non-Executive Director<BR>7. **Varsha Bharti** - Company Secretary & Compliance Officer<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

What does India Finsec do?

India Finsec Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 29 Cr and a net profit of 5 Cr for June 2026. It has a market cap of INR 666 Cr and key metrics include a P/E ratio of 45.00 and a return on equity of 19.48%.

Overview:<BR>India Finsec Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History:<BR>India Finsec Limited was incorporated as a Private Limited Company in 1994, later changing its status to a Public Limited Company and its name to India Finsec Limited in 2016. The most recent quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 29 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 5 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 666 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 45.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 19.48%<BR>- Price to Book: 8.46<BR><BR>Contact Details:<BR>Address: D-16 1 Flr Above ICICI Bank, Prashant Vihar Sector14 Rohini New Delhi New Delhi : 110085<BR>Tel: 91-11-45805612<BR>Email: indiafinsec@yahoo.com<BR>Website: http://www.indiafinsec.com

Who are the peers of the India Finsec?

India Finsec's peers include Aryaman Fin.Serv, VLS Finance, Welspun Investme, Yogi Ltd, BEML Land Assets, Laxmi India Fin., Manba Finance, Niyogin Fintech, Stellant Secu, and RNFI Services. Key metrics show India Finsec has excellent growth and capital structure, with a 1-year return of 56.61%, while Stellant Secu leads with 791.19%.

Peers: The peers of India Finsec are Aryaman Fin.Serv, VLS Finance, Welspun Investme, Yogi Ltd, BEML Land Assets, Laxmi India Fin., Manba Finance, Niyogin Fintech, Stellant Secu, and RNFI Services.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aryaman Fin.Serv, Yogi Ltd, and Laxmi India Fin., while Average management risk is found at Welspun Investme, Niyogin Fintech, Stellant Secu, and RNFI Services. Below Average management risk is noted for VLS Finance, Manba Finance, and India Finsec, while BEML Land Assets does not qualify. In terms of Growth, Excellent growth is seen at India Finsec, Yogi Ltd, Laxmi India Fin., Manba Finance, Niyogin Fintech, and Stellant Secu, while Average growth is observed at Aryaman Fin.Serv and Good growth at Welspun Investme. Below Average growth is noted for VLS Finance and Yogi Ltd, while BEML Land Assets does not qualify. Capital Structure is Excellent for Aryaman Fin.Serv, VLS Finance, Yogi Ltd, India Finsec, Laxmi India Fin., Manba Finance, and Stellant Secu, while Good capital structure is found at Welspun Investme and Average at RNFI Services.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Stellant Secu at 791.19%, while the lowest is Aryaman Fin.Serv at -35.87%. India Finsec's 1-year return of 56.61% is significantly higher than Aryaman Fin.Serv but lower than Stellant Secu. Additionally, VLS Finance, Yogi Ltd, BEML Land Assets, and Manba Finance have negative six-month returns.

How big is India Finsec?

As of 31st August, India Finsec Ltd has a market capitalization of 666.00 Cr, with recent net sales of 94.72 Cr and a net profit of 16.41 Cr. Shareholder's funds are 113.84 Cr, and total assets amount to 361.52 Cr as of March 2025.

As of 31st August, India Finsec Ltd has a market capitalization of 666.00 Cr, classified as a Micro Cap.<BR><BR>In the latest four quarters, India Finsec reported Net Sales of 94.72 Cr and a Net Profit of 16.41 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 113.84 Cr and Total Assets of 361.52 Cr.

Should I buy, sell or hold India Finsec Ltd?

Are India Finsec Ltd latest results good or bad?

India Finsec Ltd's latest Q1 FY27 results are strong, with a net profit of ₹4.89 crores and revenue growth of 53.66% year-on-year. However, the stock's high P/E ratio of 43.65 raises concerns about its valuation sustainability.

India Finsec Ltd's latest results for Q1 FY27 indicate a strong performance overall. The company reported a consolidated net profit of ₹4.89 crores, which reflects a significant year-on-year growth of 28.68% and a quarter-on-quarter increase of 20.44%. Additionally, the revenue grew impressively by 53.66% year-on-year and 16.96% quarter-on-quarter, reaching ₹28.55 crores.<BR><BR>One of the standout metrics is the operating margin, which reached a record high of 78.98%, showcasing the company's operational efficiency and pricing power. The company's ability to maintain such high margins while scaling operations is a positive sign of its business model.<BR><BR>However, it's important to note that the stock is currently trading at a high valuation, with a P/E ratio of 43.65 times trailing earnings, which is considered "very expensive." This raises questions about the sustainability of such valuations moving forward, especially given the company's rapid growth and the potential challenges of maintaining it.<BR><BR>In summary, while the latest results are strong and demonstrate robust operational momentum, the high valuation may pose risks for investors.

When is the next results date for India Finsec Ltd?

The next results date for India Finsec Ltd is 30 July 2026.

The next results date for India Finsec Ltd is scheduled for 30 July 2026.

Is India Finsec overvalued or undervalued?

As of December 4, 2025, India Finsec is considered expensive and overvalued with a high PE ratio of 38.44, despite a strong 1-year return of 15.62%, outperforming the Sensex's 5.32%.

As of 4 December 2025, the valuation grade for India Finsec has moved from very expensive to expensive, indicating a slight easing in perceived overvaluation. The company is currently assessed as overvalued based on its high PE ratio of 38.44, a price to book value of 4.03, and an EV to EBITDA of 12.93. In comparison to peers, Bajaj Finance, which is categorized as very expensive, has a lower PE ratio of 34.9, while Life Insurance stands out as very attractive with a PE ratio of just 10.85.<BR><BR>Given these metrics, India Finsec appears to be overvalued relative to its peers in the Non-Banking Financial Company (NBFC) sector. The company's recent performance shows a 1-year return of 15.62%, significantly outperforming the Sensex's 5.32% return, which may suggest a temporary market sentiment favoring the stock despite its high valuation ratios.

How has been the historical performance of India Finsec?

India Finsec has shown consistent growth in net sales and profits, with net sales increasing from 18.09 crore in March 2020 to 71.15 crore in March 2025, and profit after tax rising from 2.21 crore to 18.13 crore during the same period, despite facing negative cash flow in recent years. Total assets grew significantly from 97.64 crore to 361.52 crore, while total liabilities also increased.

Answer:<BR>The historical performance of India Finsec shows a consistent growth trend in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>India Finsec's net sales have increased significantly from 18.09 crore in March 2020 to 71.15 crore in March 2025, reflecting a robust growth trajectory. Total operating income has followed a similar pattern, rising from 10.34 crore in March 2019 to 71.15 crore in March 2025. The company's operating profit (PBDIT) has also seen substantial growth, reaching 51.85 crore in March 2025, up from just 3.84 crore in March 2019. Profit before tax has increased from 2.92 crore in March 2019 to 23.98 crore in March 2025, while profit after tax has grown from 2.21 crore to 18.13 crore in the same period. The total assets of the company have expanded from 97.64 crore in March 2020 to 361.52 crore in March 2025, indicating a strong asset base. However, total liabilities have also risen, from 49.40 crore in March 2020 to 250.90 crore in March 2025. The cash flow from operating activities has been negative in recent years, with a cash outflow of 28 crore in March 2025, although the company has managed to maintain a positive net cash inflow of 9 crore by the end of the same period. Overall, India Finsec demonstrates a strong upward trend in revenue and profitability, despite challenges in cash flow management.

Is India Finsec technically bullish or bearish?

As of 27 October 2025, India Finsec's technical trend is bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals on the monthly charts.

As of 27 October 2025, the technical trend has changed from mildly bullish to bullish. The current technical stance for India Finsec is bullish with strong indicators supporting this view. The weekly MACD is bullish, and the Bollinger Bands are also indicating bullish momentum on both weekly and monthly time frames. Daily moving averages confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the recent price action, including a significant return compared to the Sensex, reinforces the bullish outlook.

Who are the top shareholders of the India Finsec?

The top shareholders of India Finsec include Fidelo Foods LLP with 15.54%, Escorp Asset Management Limited with 6.85%, and individual investors holding 26.34%. There are no mutual funds or foreign institutional investors currently holding shares in the company.

The top shareholders of India Finsec include the promoters, who hold a significant portion of the company. The promoter with the highest holding is Fidelo Foods LLP, which owns 15.54% of the shares. Additionally, the highest public shareholder is Escorp Asset Management Limited, with a holding of 6.85%. Individual investors collectively hold 26.34% of the company's shares. It's worth noting that there are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Has India Finsec declared dividend?

No Dividend History Available