{
  "main_header": {
    "sid": 757983,
    "name": "India Finsec",
    "stock_name": "India Finsec",
    "full_name": "India Finsec Ltd",
    "name_url": "stocks-analysis/india-finsec",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "170.00",
    "chg": 2.35,
    "chgp": "1.4%",
    "dir": 1,
    "prev_price": "167.65",
    "mcapval": "489.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 535667,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE474O01010",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "179 ",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/india-finsec-757983-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "India Finsec’s Evaluation Revised Amid Mixed Financial and Market Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/india-finsec-downgraded-to-sell-by-marketsmojo-amid-valuation-and-quality-concerns-3737975",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/IndiaFinsec_mojoScore_3737975.png",
        "date": "2025-12-01 10:09:36",
        "description": "India Finsec, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting a nuanced shift in its financial and technical outlook. This adjustment comes amid a backdrop of mixed performance indicators and valuation concerns, prompting investors to reassess the company’s positioning within the sector."
      },
      {
        "title": "Why is India Finsec falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-india-finsec-fallingrising-3734336",
        "imagepath": "",
        "date": "2025-11-28 00:35:30",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Market Context</strong></p>\n<p>India Finsec’s share price has been under pressure over the past week, declining by 2.33%, while the Sensex managed a slight gain of 0.10% during the same period. The one-month performance further emphasises this trend, with the stock falling 8.32% compared to the Sensex’s 1.11% rise. Despite these short-term setbacks, the stock has delivered a year-to-date return of 10.57%, marginally outperforming the Sensex’s 9.70% gain. Over longer horizons, India Finsec has demonstrated exceptional growth, with a three-year return of 296.65% and an impressive five-year return exceeding 1,000%, far outpacing the benchmark indices.</p>\n<p><strong>Intraday and Recent Trading Dynamics</strong></p>\n<p>On 27-Nov, the stock opened sharply lower, reflecti..."
      },
      {
        "title": "Is India Finsec overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-india-finsec-overvalued-or-undervalued-3716773",
        "imagepath": "",
        "date": "2025-11-20 08:07:07",
        "description": "As of 19 November 2025, the valuation grade for India Finsec has moved from expensive to very expensive. This indicates a significant increase in perceived valuation, suggesting that the company is currently overvalued. The key ratios reflect this assessment, with a PE ratio of 41.28, an EV to EBITDA ratio of 13.58, and a PEG ratio of 22.42, all of which are considerably higher than industry norms.\n\nWhen compared to peers, India Finsec's valuation stands out as particularly high. For instance, Bajaj Finance has a PE ratio of 34.23 and an EV to EBITDA of 19.39, while Life Insurance operates at a much lower PE of 11.32 and EV to EBITDA of 9.35, highlighting the disparity in valuations within the sector. Additionally, India Finsec's recent stock performance, with a year-to-date return of 20.04% compared to the Sensex's 9.02%, may suggest speculative interest, but it does not justify the current high valuation ..."
      },
      {
        "title": "Why is India Finsec falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-india-finsec-fallingrising-3716428",
        "imagepath": "",
        "date": "2025-11-19 23:26:26",
        "description": "As of 19-Nov, India Finsec Ltd's stock price is rising, currently at Rs 180.00, reflecting an increase of Rs 11.95 or 7.11%. The stock opened with a gain of 7.11% today and has maintained this price level throughout the trading session. It has outperformed its sector by 7.28%. In terms of returns, India Finsec has shown a year-to-date increase of 20.04% and a remarkable 357.43% increase over the past three years, indicating strong long-term performance. However, there has been a notable decline in investor participation, with delivery volume falling by 68.83% against the 5-day average, which could signal potential caution among investors.\n\nIn the broader market context, India Finsec's short-term performance over the past week shows a decline of 1.48%, while the benchmark Sensex has increased by 0.85%. This suggests that despite the current rise in stock price, the company has underperformed relative to the ..."
      },
      {
        "title": "Is India Finsec overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-india-finsec-overvalued-or-undervalued-3713632",
        "imagepath": "",
        "date": "2025-11-19 08:09:51",
        "description": "As of 18 November 2025, the valuation grade for India Finsec has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of 38.98, an EV to EBITDA ratio of 12.16, and a PEG ratio of 21.17, which are significantly higher than many peers in the industry. For instance, Bajaj Finance has a PE ratio of 34.46 and an EV to EBITDA of 19.47, while Life Insurance boasts a much lower EV to EBITDA of 9.36, indicating a more attractive valuation.\n\nIn comparison to its peers, India Finsec's valuation metrics suggest that it is trading at a premium, particularly when looking at the EV to EBIT ratio of 12.80. The company's recent stock performance has shown a decline of 7.61% over the past week, contrasting with a positive YTD return of 13.37%, which outperformed the Sensex's 8.36% during the same period. Overall, the data indicates that India Finsec is overvalu..."
      },
      {
        "title": "Why is India Finsec falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-india-finsec-fallingrising-3713319",
        "imagepath": "",
        "date": "2025-11-18 23:15:45",
        "description": "As of 18-Nov, India Finsec Ltd's stock price is currently at Rs 170.00, reflecting a decline of Rs 12.1 or 6.64%. The stock has underperformed its sector by 5.86% today, with an intraday low of Rs 166.1, indicating a significant drop of 8.79%. Despite the stock's strong performance over the longer term, with a year-to-date increase of 13.37% and a remarkable 332.02% rise over three years, the recent short-term trends show a 7.61% decline over the past week and a 3.38% drop over the past month. The stock's moving averages indicate it is currently lower than the 5-day and 20-day averages, which may suggest a bearish trend. Additionally, while there has been a notable increase in investor participation, with delivery volume rising by over 2361.54% against the 5-day average, the overall negative sentiment appears to be weighing on the stock.\n\nIn the broader market context, the Sensex has shown a positive return..."
      },
      {
        "title": "Is India Finsec overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-india-finsec-overvalued-or-undervalued-3709925",
        "imagepath": "",
        "date": "2025-11-18 08:24:47",
        "description": "As of 17 November 2025, India Finsec's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived valuation. The company is currently considered overvalued. Key ratios include a PE ratio of 43.34, an EV to EBITDA of 13.15, and a PEG ratio of 23.54, all of which are substantially higher than many peers in the industry.\n\nIn comparison, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance boasts a much lower PE ratio of 11.33 and an EV to EBITDA of 9.36. This highlights that India Finsec's valuation metrics are considerably elevated compared to its peers. Additionally, India Finsec has outperformed the Sensex significantly over various timeframes, with a year-to-date return of 26.04% compared to the Sensex's 8.72%, reinforcing the notion of its current overvaluation...."
      },
      {
        "title": "Why is India Finsec falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-india-finsec-fallingrising-3708926",
        "imagepath": "",
        "date": "2025-11-17 23:11:39",
        "description": "As of 17-Nov, India Finsec Ltd's stock price is currently at Rs 189.00, reflecting an increase of Rs 24.7 or 15.03%. The stock has shown a significant performance today, having outperformed its sector by 14.61%. After experiencing eight consecutive days of decline, it has gained momentum, opening with a 7.73% increase. The stock reached an intraday high of Rs 191, marking a 16.25% rise, although it also experienced a low of Rs 156, indicating high volatility with an intraday fluctuation of 10.09%. Furthermore, India Finsec has demonstrated strong returns over various periods, including a year-to-date increase of 26.04% compared to the Sensex's 8.72%. However, there has been a notable decline in investor participation, with delivery volume dropping by 43.08% against the five-day average, which could impact future price movements.\n\nIn the broader market context, India Finsec's short-term return of 2.72% over ..."
      },
      {
        "title": "Is India Finsec overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-india-finsec-overvalued-or-undervalued-3706098",
        "imagepath": "",
        "date": "2025-11-17 08:11:08",
        "description": "As of 14 November 2025, the valuation grade for India Finsec has moved from very expensive to expensive. The company is currently considered overvalued based on its high valuation ratios. The PE ratio stands at 37.66, while the EV to EBITDA ratio is 11.86, and the PEG ratio is 20.46, all of which are significantly higher than many of its peers.\n\nIn comparison, Bajaj Finance, another player in the non-banking financial company (NBFC) sector, has a PE ratio of 34.62, and Bajaj Finserv has a PE ratio of 34.07, both indicating that India Finsec's valuation is on the higher end. Additionally, Life Insurance, which is categorized as very attractive, shows a much lower PE ratio of 11.25, highlighting the disparity in valuation within the sector. Despite a strong historical performance, including a 315.82% return over three years, the current valuation metrics suggest that India Finsec is overvalued relative to its..."
      }
    ],
    "total": 286,
    "sid": "757983",
    "stock_news_url": "https://www.marketsmojo.com/news/india-finsec-757983"
  },
  "announcements": [
    {
      "caption": "Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations 2011.",
      "datetime": "01-Dec-2025",
      "details": "The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations 2011 on November 29 2025 for Ganga Devi Bansal",
      "source": "BSE"
    },
    {
      "caption": "Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations 2011.",
      "datetime": "01-Dec-2025",
      "details": "The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 on November 29 2025 for Ganga Devi Bansal",
      "source": "BSE"
    },
    {
      "caption": "Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations 2011.",
      "datetime": "01-Dec-2025",
      "details": "The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 on November 29 2025 for Gopal Bansal LLP",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

India Finsec’s Evaluation Revised Amid Mixed Financial and Market Signals

2025-12-01 10:09:36

India Finsec, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting a nuanced shift in its financial and technical outlook. This adjustment comes amid a backdrop of mixed performance indicators and valuation concerns, prompting investors to reassess the company’s positioning within the sector.

Read More

Why is India Finsec falling/rising?

2025-11-28 00:35:30

Recent Price Movement and Market Context

India Finsec’s share price has been under pressure over the past week, declining by 2.33%, while the Sensex managed a slight gain of 0.10% during the same period. The one-month performance further emphasises this trend, with the stock falling 8.32% compared to the Sensex’s 1.11% rise. Despite these short-term setbacks, the stock has delivered a year-to-date return of 10.57%, marginally outperforming the Sensex’s 9.70% gain. Over longer horizons, India Finsec has demonstrated exceptional growth, with a three-year return of 296.65% and an impressive five-year return exceeding 1,000%, far outpacing the benchmark indices.

Intraday and Recent Trading Dynamics

On 27-Nov, the stock opened sharply lower, reflecti...

Read More

Is India Finsec overvalued or undervalued?

2025-11-20 08:07:07

As of 19 November 2025, the valuation grade for India Finsec has moved from expensive to very expensive. This indicates a significant increase in perceived valuation, suggesting that the company is currently overvalued. The key ratios reflect this assessment, with a PE ratio of 41.28, an EV to EBITDA ratio of 13.58, and a PEG ratio of 22.42, all of which are considerably higher than industry norms. When compared to peers, India Finsec's valuation stands out as particularly high. For instance, Bajaj Finance has a PE ratio of 34.23 and an EV to EBITDA of 19.39, while Life Insurance operates at a much lower PE of 11.32 and EV to EBITDA of 9.35, highlighting the disparity in valuations within the sector. Additionally, India Finsec's recent stock performance, with a year-to-date return of 20.04% compared to the Sensex's 9.02%, may suggest speculative interest, but it does not justify the current high valuation ...

Read More

Why is India Finsec falling/rising?

2025-11-19 23:26:26

As of 19-Nov, India Finsec Ltd's stock price is rising, currently at Rs 180.00, reflecting an increase of Rs 11.95 or 7.11%. The stock opened with a gain of 7.11% today and has maintained this price level throughout the trading session. It has outperformed its sector by 7.28%. In terms of returns, India Finsec has shown a year-to-date increase of 20.04% and a remarkable 357.43% increase over the past three years, indicating strong long-term performance. However, there has been a notable decline in investor participation, with delivery volume falling by 68.83% against the 5-day average, which could signal potential caution among investors. In the broader market context, India Finsec's short-term performance over the past week shows a decline of 1.48%, while the benchmark Sensex has increased by 0.85%. This suggests that despite the current rise in stock price, the company has underperformed relative to the ...

Read More

Is India Finsec overvalued or undervalued?

2025-11-19 08:09:51

As of 18 November 2025, the valuation grade for India Finsec has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of 38.98, an EV to EBITDA ratio of 12.16, and a PEG ratio of 21.17, which are significantly higher than many peers in the industry. For instance, Bajaj Finance has a PE ratio of 34.46 and an EV to EBITDA of 19.47, while Life Insurance boasts a much lower EV to EBITDA of 9.36, indicating a more attractive valuation. In comparison to its peers, India Finsec's valuation metrics suggest that it is trading at a premium, particularly when looking at the EV to EBIT ratio of 12.80. The company's recent stock performance has shown a decline of 7.61% over the past week, contrasting with a positive YTD return of 13.37%, which outperformed the Sensex's 8.36% during the same period. Overall, the data indicates that India Finsec is overvalu...

Read More

Why is India Finsec falling/rising?

2025-11-18 23:15:45

As of 18-Nov, India Finsec Ltd's stock price is currently at Rs 170.00, reflecting a decline of Rs 12.1 or 6.64%. The stock has underperformed its sector by 5.86% today, with an intraday low of Rs 166.1, indicating a significant drop of 8.79%. Despite the stock's strong performance over the longer term, with a year-to-date increase of 13.37% and a remarkable 332.02% rise over three years, the recent short-term trends show a 7.61% decline over the past week and a 3.38% drop over the past month. The stock's moving averages indicate it is currently lower than the 5-day and 20-day averages, which may suggest a bearish trend. Additionally, while there has been a notable increase in investor participation, with delivery volume rising by over 2361.54% against the 5-day average, the overall negative sentiment appears to be weighing on the stock. In the broader market context, the Sensex has shown a positive return...

Read More

Is India Finsec overvalued or undervalued?

2025-11-18 08:24:47

As of 17 November 2025, India Finsec's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived valuation. The company is currently considered overvalued. Key ratios include a PE ratio of 43.34, an EV to EBITDA of 13.15, and a PEG ratio of 23.54, all of which are substantially higher than many peers in the industry. In comparison, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance boasts a much lower PE ratio of 11.33 and an EV to EBITDA of 9.36. This highlights that India Finsec's valuation metrics are considerably elevated compared to its peers. Additionally, India Finsec has outperformed the Sensex significantly over various timeframes, with a year-to-date return of 26.04% compared to the Sensex's 8.72%, reinforcing the notion of its current overvaluation....

Read More

Why is India Finsec falling/rising?

2025-11-17 23:11:39

As of 17-Nov, India Finsec Ltd's stock price is currently at Rs 189.00, reflecting an increase of Rs 24.7 or 15.03%. The stock has shown a significant performance today, having outperformed its sector by 14.61%. After experiencing eight consecutive days of decline, it has gained momentum, opening with a 7.73% increase. The stock reached an intraday high of Rs 191, marking a 16.25% rise, although it also experienced a low of Rs 156, indicating high volatility with an intraday fluctuation of 10.09%. Furthermore, India Finsec has demonstrated strong returns over various periods, including a year-to-date increase of 26.04% compared to the Sensex's 8.72%. However, there has been a notable decline in investor participation, with delivery volume dropping by 43.08% against the five-day average, which could impact future price movements. In the broader market context, India Finsec's short-term return of 2.72% over ...

Read More

Is India Finsec overvalued or undervalued?

2025-11-17 08:11:08

As of 14 November 2025, the valuation grade for India Finsec has moved from very expensive to expensive. The company is currently considered overvalued based on its high valuation ratios. The PE ratio stands at 37.66, while the EV to EBITDA ratio is 11.86, and the PEG ratio is 20.46, all of which are significantly higher than many of its peers. In comparison, Bajaj Finance, another player in the non-banking financial company (NBFC) sector, has a PE ratio of 34.62, and Bajaj Finserv has a PE ratio of 34.07, both indicating that India Finsec's valuation is on the higher end. Additionally, Life Insurance, which is categorized as very attractive, shows a much lower PE ratio of 11.25, highlighting the disparity in valuation within the sector. Despite a strong historical performance, including a 315.82% return over three years, the current valuation metrics suggest that India Finsec is overvalued relative to its...

Read More

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