IBL Finance

How has been the historical performance of the IBL Finance?

IBL Finance has shown consistent growth over the past four years, with net sales rising from Rs 1.13 crore in March 2021 to Rs 14.12 crore in March 2024, and profitability improving significantly, including a profit after tax of Rs 2.28 crore. Total assets also grew from Rs 3.39 crore to Rs 66.24 crore during this period.

Answer:<BR>The historical performance of IBL Finance shows a consistent growth trend in net sales and profitability over the past four years.<BR><BR>Breakdown:<BR>IBL Finance's net sales increased from Rs 1.13 crore in March 2021 to Rs 14.12 crore in March 2024, reflecting a significant upward trajectory. The total operating income followed a similar pattern, rising from Rs 1.13 crore in March 2021 to Rs 14.12 crore in March 2024. Operating profit, excluding other income, also improved markedly, moving from a loss of Rs 0.03 crore in March 2021 to a profit of Rs 3.18 crore in March 2024. The profit before tax showed a positive trend, increasing from a loss of Rs 0.09 crore in March 2021 to Rs 3.04 crore in March 2024, while the profit after tax rose from a loss of Rs 0.10 crore to Rs 2.28 crore in the same period. The company's earnings per share (EPS) improved from a loss of Rs 0.14 in March 2021 to Rs 0.92 in March 2024. On the balance sheet, total assets grew significantly from Rs 3.39 crore in March 2021 to Rs 66.24 crore in March 2024, with total liabilities also increasing from Rs 3.39 crore to Rs 66.24 crore. Cash flow from operating activities remained negative but improved from Rs -13 crore in March 2024 compared to previous years, while cash flow from financing activities surged to Rs 36 crore in March 2024, contributing to a net cash inflow of Rs 4 crore. Overall, IBL Finance has demonstrated robust growth in sales and profitability, alongside a significant increase in assets and cash flow management.

When is the next results date for IBL Finance?

No Upcoming Board Meetings

Has IBL Finance declared dividend?

No Dividend History Available

What is the technical trend for IBL Finance?

As of June 6, 2025, IBL Finance shows a mildly bullish trend based on weekly indicators like the MACD and Bollinger Bands, despite some short-term weakness indicated by daily moving averages.

As of 6 June 2025, the technical trend for IBL Finance has changed from sideways to mildly bullish. The weekly MACD is bullish, supporting the positive outlook, while the Bollinger Bands also indicate a bullish stance. The KST and OBV on a weekly basis are mildly bullish, reinforcing the upward momentum. However, the daily moving averages are mildly bearish, suggesting some short-term weakness. The Dow Theory shows a mildly bullish trend on the weekly chart, but no trend is observed on the monthly. Overall, the current technical stance is mildly bullish, driven primarily by the weekly indicators.

Who are the peers of the IBL Finance?

IBL Finance's peers include Capital Trust, Times Guaranty, Maha Rashtra Apx, Baid Finserv, and others. IBL Finance has average management risk and excellent growth, with a 1-year return of 20.68%, lower than Times Guaranty's 24.99% but higher than Capital Trust's -36.95%.

Peers: The peers of IBL Finance are Capital Trust, Times Guaranty, Maha Rashtra Apx, Baid Finserv, Sonal Mercantile, Landmarc Leisur., PMC Fincorp, Tilak Ventures, Std. Capital Mkt, and Optimus Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Capital Trust, Maha Rashtra Apx, and the rest. Average management risk is found at IBL Finance, while Below Average management risk is noted for Times Guaranty, Baid Finserv, Sonal Mercantile, Landmarc Leisur., PMC Fincorp, Tilak Ventures, Std. Capital Mkt, and Optimus Finance. Growth is Excellent at IBL Finance, Std. Capital Mkt, and Optimus Finance, while Good growth is seen at Sonal Mercantile and PMC Fincorp, Average growth is found at Maha Rashtra Apx and Tilak Ventures, and Below Average growth is noted for Capital Trust, Times Guaranty, Baid Finserv, and Landmarc Leisur.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Times Guaranty at 24.99%, while the peer with the lowest is Capital Trust at -36.95%. IBL Finance's 1-year return of 20.68% is higher than that of Capital Trust but lower than Times Guaranty. Additionally, the six-month return is negative for Maha Rashtra Apx, Capital Trust, and Baid Finserv.

What does IBL Finance do?

IBL Finance Ltd is a Non Banking Financial Company (NBFC) that operates in the micro cap market segment, having transitioned from a private to a public company in May 2023. It currently has no reported sales or profits, with a market cap of INR 152 Cr.

Overview:<BR>IBL Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro cap market segment.<BR><BR>History:<BR>IBL Finance Ltd was originally incorporated in 2017 as a Private Company under the name "IBL Finance Private Limited." It was converted into a Public Limited Company in May 2023, at which point its name changed to "IBL Finance Limited." There is no sales or profit data reported for the latest quarter.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: N/A<BR>Market-cap value: INR 152 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 67.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 4.19%<BR>Price-to-Book: 2.70<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Who are the top shareholders of the IBL Finance?

The top shareholders of IBL Finance include promoter Piyush Mansukhbhai Patel with 11.81% ownership, individual investors at 31.48%, and public shareholder Jagdish Babulal Valani with 2.69%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of IBL Finance primarily consist of promoters, with Piyush Mansukhbhai Patel being the promoter with the highest holding at 11.81%. Additionally, individual investors hold a significant portion of the shares, accounting for 31.48%. The highest public shareholder is Jagdish Babulal Valani, who holds 2.69%. There is also one foreign institutional investor (FII) that holds a very small stake of 0.01%. Notably, there are no pledged promoter holdings and no mutual funds involved in the shareholding.

How big is IBL Finance?

As of 24th July, IBL Finance Ltd has a market capitalization of 155.00 Cr, classifying it as a Micro Cap company. Recent financial data, including Net Sales and Net Profit, is unavailable, with Shareholder's Funds at 56.30 Cr and Total Assets at 66.24 Cr as of March 2024.

As of 24th July, IBL Finance Ltd has a market capitalization of 155.00 Cr, categorizing it as a Micro Cap company.<BR><BR>There is no valid financial data available for the latest quarterly performance, including Net Sales and Net Profit for the latest four quarters.<BR><BR>The reporting period for the balance sheet is March 2024, with Shareholder's Funds amounting to 56.30 Cr and Total Assets totaling 66.24 Cr.

Is IBL Finance overvalued or undervalued?

As of September 1, 2025, IBL Finance is considered very expensive and overvalued, with a PE ratio of 70.73 and significantly higher valuation metrics compared to peers like Bajaj Finance and Life Insurance, despite a strong year-to-date stock return of 24.7%.

As of 1 September 2025, the valuation grade for IBL Finance has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently deemed overvalued. Key ratios reflect this assessment, with a PE ratio of 70.73, an EV to EBITDA of 48.12, and a PEG ratio of 20.16, all of which are considerably higher than industry norms.<BR><BR>In comparison to its peers, IBL Finance's valuation appears excessive; for instance, Bajaj Finance has a PE ratio of 31.81, while Life Insurance boasts a much lower PE of 11.16. This stark contrast highlights IBL Finance's overvaluation relative to its competitors. Additionally, despite a recent stock return of 24.7% year-to-date, which outperformed the Sensex's 4.15%, the elevated valuation metrics suggest caution for potential investors.

Why is IBL Finance Ltd falling/rising?

As of 16-Mar, IBL Finance Ltd's stock price is at 46.15, down 4.85%, with significant declines over various periods and trading below all moving averages, indicating a bearish trend. The stock is near its 52-week low and has underperformed its sector despite increased investor participation.

As of 16-Mar, IBL Finance Ltd's stock price is falling, currently at 46.15, which reflects a decrease of 2.35 or 4.85%. This decline is evident in the stock's performance over various periods, with a 1-week drop of 4.65% and a 1-month decrease of 3.45%. Year-to-date, the stock has fallen significantly by 24.34%, compared to a 10.41% decline in the benchmark Sensex. <BR><BR>Additionally, the stock is trading lower than its moving averages across all time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. The stock is also close to its 52-week low, being only 2.93% away from the low of Rs 44.8. Furthermore, despite a rise in investor participation with a 130.77% increase in delivery volume on 13 March, the stock has underperformed its sector by 5.64% today, contributing to the overall negative sentiment surrounding it.

Which are the latest news on IBL Finance?