Baid Finserv

Which are the latest news on Baid Finserv?

Why is Baid Finserv Ltd falling/rising?

As of 05-Sep, Baid Finserv Ltd's stock price is at 10.12, unchanged from the previous session. Despite recent short-term gains, the stock has underperformed against benchmarks and shows signs of declining investor interest, indicating potential challenges ahead.

As of 05-Sep, Baid Finserv Ltd's stock price is currently at 10.12, showing no change from the previous trading session. The stock has experienced a mixed performance over different periods. In the past week, it has risen by 3.27%, while in the last month, it has increased by 1.81%. However, year-to-date, the stock is down by 9.56%, and over the past year, it has decreased by 10.36%. <BR><BR>Despite the recent short-term gains, the stock has significantly underperformed against the benchmark Sensex, which has seen a decline of 0.97% over the past week and 2.44% over the past month. Additionally, the stock's performance today has underperformed its sector by 1.18%. <BR><BR>Investor participation appears to be declining, as evidenced by a drop in delivery volume by 10.47% compared to the 5-day average. Furthermore, while the stock is trading above its 5-day, 20-day, and 50-day moving averages, it remains below its 100-day and 200-day moving averages, indicating potential weakness in the stock's momentum. <BR><BR>Overall, the combination of declining investor participation, underperformance relative to the sector and benchmark, and the mixed performance over longer periods suggests that Baid Finserv Ltd is facing challenges that may contribute to its falling stock price.

Who are in the management team of Baid Finserv?

The management team of Baid Finserv includes Pannalal Baid (Chairman & Managing Director), Aman Baid (Whole-time Director), and several independent directors, including Monu Jain, Mudit Singhi, Anurag Patni, Chaitnya Sharma, and Surendra Kumar, along with Alpana Baid (Director) and Surbhi Rawat (Company Secretary & Compliance Officer).

The management team of Baid Finserv includes the following individuals:<BR><BR>1. **Pannalal Baid** - Chairman & Managing Director<BR>2. **Monu Jain** - Independent Director<BR>3. **Aman Baid** - Whole-time Director<BR>4. **Alpana Baid** - Director<BR>5. **Mudit Singhi** - Independent Director<BR>6. **Anurag Patni** - Independent Director<BR>7. **Surbhi Rawat** - Company Secretary & Compliance Officer<BR>8. **Chaitnya Sharma** - Independent Director<BR>9. **Surendra Kumar** - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Baid Finserv do?

Baid Finserv Ltd is a Non-Banking Financial Company (NBFC) focused on the micro cap market, offering financial services since 1991. As of June 2026, it reported net sales of ₹22 Cr and a net profit of ₹4 Cr, with a market cap of ₹159 Cr.

Overview:<BR>Baid Finserv Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>Baid Finserv Ltd was incorporated on December 20, 1991, and received its Certificate of Commencement of Business on December 1, 1992. The company was previously known as Baid Leasing and Finance Company Limited and was renamed to Baid Finserv Limited on July 08, 2022. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 22 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 4 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 159 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.79%<BR>- Debt Equity: 1.23<BR>- Return on Equity: 6.57%<BR>- Price to Book: 0.65<BR><BR>Contact Details:<BR>- Address: Baid House 2nd Floor, 1, Tara Nagar, Ajmer Road, Jaipur, Rajasthan: 302006<BR>- Tel: 9214018855<BR>- Email: baidfinance@baidgroup.in<BR>- Website: http://www.baidfinserv.com

Who are the peers of the Baid Finserv?

Baid Finserv's peers include Delphi World, Available Fin., Paul Merchants, Upsurge Invest., Maha Rashtra Apx, Reliable Data, IBL Finance, and Beacon Trust. Baid Finserv has below average management risk and growth, with a 1-year return of -7.08%, better than Delphi World's -50.08% but worse than VIRAT LEASING's 72.82%.

Peers: The peers of Baid Finserv are Delphi World, Available Fin., Paul Merchants, Upsurge Invest., Maha Rashtra Apx, Reliable Data, IBL Finance, and Beacon Trust.<BR><BR>Quality Snapshot: Excellent management risk is observed at Delphi World, IBL Finance, and Beacon Trust, while Below Average management risk is found at Baid Finserv, Paul Merchants, and the rest. Average management risk is present at Upsurge Invest., Maha Rashtra Apx, and Reliable Data. Growth is Excellent at Delphi World and IBL Finance, while Below Average growth is seen at Baid Finserv, Paul Merchants, Upsurge Invest., and the rest. Capital Structure is Excellent at Baid Finserv, Delphi World, Paul Merchants, Upsurge Invest., Maha Rashtra Apx, IBL Finance, and Beacon Trust, while Average Capital Structure is found at Reliable Data.<BR><BR>Return Snapshot: The peer with the highest 1-year return is VIRAT LEASING at 72.82%, while the lowest is Delphi World at -50.08%. Baid Finserv's 1-year return of -7.08% is better than Delphi World's but worse than VIRAT LEASING's. Additionally, peers such as Delphi World, Paul Merchants, Upsurge Invest., and Reliable Data have negative six-month returns.

How big is Baid Finserv?

As of 31st August, Baid Finserv Ltd has a market capitalization of 159.00 Cr, with net sales of 95.12 Cr and a net profit of 15.30 Cr reported in the latest four quarters. Shareholder's funds are 232.79 Cr and total assets amount to 539.08 Cr as of March 2026.

As of 31st August, Baid Finserv Ltd has a market capitalization of 159.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Baid Finserv reported Net Sales of 95.12 Cr and a Net Profit of 15.30 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026, with Shareholder's Funds amounting to 232.79 Cr and Total Assets of 539.08 Cr.

Should I buy, sell or hold Baid Finserv Ltd?

When is the next results date for Baid Finserv Ltd?

The next results date for Baid Finserv Ltd is 13 August 2026.

The next results date for Baid Finserv Ltd is scheduled for 13 August 2026.

Are Baid Finserv Ltd latest results good or bad?

Baid Finserv Ltd's latest results show a 13.12% revenue growth year-on-year, but a concerning 54.38% drop in net profit and a significant decline in profit margins indicate serious operational challenges. While revenue growth is positive, the profitability issues suggest caution for investors.

Baid Finserv Ltd's latest results present a mixed picture. On one hand, the company achieved a year-on-year revenue growth of 13.12%, with net sales reaching ₹25.01 crores in Q4 FY26. This marks the seventh consecutive quarter of revenue growth, indicating some level of business momentum.<BR><BR>However, the profitability metrics are concerning. The net profit for the quarter plummeted by 54.38% year-on-year to ₹1.66 crores, and the profit after tax (PAT) margin fell sharply to 6.64% from 19.29% in the previous quarter. This dramatic decline in profitability, coupled with a significant drop in operating margins to 38.58%, highlights serious challenges in translating revenue growth into bottom-line performance.<BR><BR>Overall, while the revenue growth is a positive sign, the severe decline in net profit and margins suggests that the company is facing significant operational difficulties. Investors should be cautious, as these profitability issues overshadow the revenue gains and indicate a need for management to address underlying challenges effectively.

How has been the historical performance of Baid Finserv?

Baid Finserv has shown steady growth in net sales and profits from Mar'22 to Mar'25, with net sales increasing from 49.92 Cr to 81.94 Cr and profit after tax rising to 13.45 Cr. However, total liabilities surged from 317.78 Cr to 454.05 Cr, and cash flow from operating activities declined significantly to 1.00 Cr in Mar'25, indicating potential financial challenges.

Answer:<BR>The historical performance of Baid Finserv shows a steady increase in net sales and profit over the years, with net sales rising from 49.92 Cr in Mar'22 to 81.94 Cr in Mar'25. Total operating income also grew from 49.95 Cr in Mar'22 to 81.98 Cr in Mar'25. The operating profit (PBDIT) increased from 12.45 Cr in Mar'22 to 18.86 Cr in Mar'25, indicating improved operational efficiency despite fluctuations in other income. Profit before tax showed a consistent upward trend, reaching 18.14 Cr in Mar'25, while profit after tax rose to 13.45 Cr in the same period. The company maintained a stable equity capital of 24.01 Cr from Mar'22 to Mar'25, with reserves increasing significantly from 133.71 Cr in Mar'22 to 155.02 Cr in Mar'25. However, total liabilities also rose from 317.78 Cr in Mar'22 to 454.05 Cr in Mar'25, primarily driven by an increase in short-term borrowings. Cash flow from operating activities fluctuated, with a notable decline to 1.00 Cr in Mar'25 from 34.00 Cr in Mar'22, resulting in a net cash outflow of 21.00 Cr in Mar'25.<BR><BR>Breakdown:<BR>Baid Finserv's financial trajectory from Mar'19 to Mar'25 reveals a pattern of growth in net sales, which increased from 57.97 Cr to 81.94 Cr, and total operating income, which rose from 58.15 Cr to 81.98 Cr. Operating profit (PBDIT) also showed improvement, climbing from 11.18 Cr in Mar'19 to 18.86 Cr in Mar'25, while profit before tax increased from 10.81 Cr to 18.14 Cr over the same period. Profit after tax followed suit, growing from 7.85 Cr in Mar'19 to 13.45 Cr in Mar'25. Despite these gains, total liabilities surged from 341.07 Cr in Mar'23 to 454.05 Cr in Mar'25, largely due to rising short-term borrowings, which reached 255.36 Cr. The company's cash flow from operating activities experienced volatility, culminating in a cash inflow of only 1.00 Cr in Mar'25, contrasting sharply with previous years. Overall, while Baid Finserv has demonstrated revenue growth and profitability, the increasing liabilities and fluctuating cash flow present challenges that need to be addressed.

Is Baid Finserv overvalued or undervalued?

As of February 13, 2025, Baid Finserv is considered very attractive due to its undervaluation with a PE ratio of 9.91, a price to book value of 0.74, and an EV to EBITDA ratio of 7.83, indicating strong potential for recovery and growth despite recent stock performance lagging behind the Sensex.

As of 13 February 2025, Baid Finserv's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, with a PE ratio of 9.91, a price to book value of 0.74, and an EV to EBITDA ratio of 7.83. These metrics suggest that Baid Finserv is trading at a discount compared to its peers.<BR><BR>In comparison to its industry, Baid Finserv stands out with a much lower PE ratio than Life Insurance at 12.54 and Bajaj Finance, which is considered very expensive at 35.01. Additionally, the company's ROCE of 11.20% and ROE of 7.51% further support its strong financial position relative to its peers. Despite recent stock performance lagging behind the Sensex over the past year, the long-term returns of 383.23% over five years highlight its potential for recovery and growth, reinforcing the undervaluation narrative.

What is the technical trend for Baid Finserv?

As of May 19, 2025, Baid Finserv's technical trend is mildly bearish, with mixed signals from the MACD and moving averages indicating short-term weakness despite some bullish signs on the weekly Bollinger Bands.

As of 19 May 2025, the technical trend for Baid Finserv has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The daily moving averages are mildly bearish, suggesting short-term weakness. The Bollinger Bands show a bullish signal on the weekly chart but are mildly bearish on the monthly chart. The KST is mildly bullish weekly but bearish monthly, indicating mixed signals. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

Who are the top shareholders of the Baid Finserv?

The top shareholders of Baid Finserv include Niranjana Prime Developers Private Limited with 7.46%, promoter Mahendra Kumar Baid with 4.43%, and individual investors holding 33.42%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Baid Finserv include a mix of individual and institutional investors. The largest public shareholder is Niranjana Prime Developers Private Limited, holding 7.46%. Among the promoters, Mahendra Kumar Baid has the highest stake at 4.43%. Additionally, individual investors collectively hold 33.42% of the shares. The company also has some foreign institutional investors, with four FIIs holding a total of 0.28%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

What is the bonus history of the Baid Finserv?

Baid Finserv announced a 1:1 bonus issue on June 20, 2022, with a record date of June 21, 2022, allowing shareholders to double their holdings by receiving an additional share for each share held.

Baid Finserv has a bonus history that includes a notable 1:1 bonus issue announced with an ex-date of June 20, 2022. The record date for this bonus was June 21, 2022. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time. If you have any more questions about Baid Finserv or its financial activities, feel free to ask!

Has Baid Finserv declared dividend?

Baid Finserv Ltd has declared a 5% dividend, amounting to 0.1 per share, with an ex-date of July 9, 2024. Despite this, the company has experienced significant price declines in the short term, with total returns showing volatility across different periods.

Baid Finserv Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.1<BR>- Ex-date: 09 Jul 24<BR><BR>Dividend Yield: 0.9%<BR><BR>Total Returns by Period:<BR>In the last 6 months, Baid Finserv experienced a price return of -32.37%, with no dividend return, resulting in a total return of -32.37%.<BR><BR>Over the past year, the price return was -44.59%, with a dividend return of 0.49%, leading to a total return of -44.1%.<BR><BR>In the 2-year period, the price return was -69.56%, while the dividend return was 0.45%, culminating in a total return of -69.11%.<BR><BR>For the 3-year period, Baid Finserv saw a price return of -43.17% and a dividend return of 1.44%, resulting in a total return of -41.73%.<BR><BR>In the last 4 years, the company achieved a remarkable price return of 304.78%, with a dividend return of 19.28%, leading to a total return of 324.06%.<BR><BR>Over the 5-year period, the price return was 338.65%, and the dividend return was 31.25%, resulting in an impressive total return of 369.9%.<BR><BR>Overall, while Baid Finserv has declared a dividend, the total returns over various periods show significant volatility, with substantial losses in the shorter terms but strong gains over the longer term.