Baid Finserv

Who are the top shareholders of the Baid Finserv?

The top shareholders of Baid Finserv include Niranjana Prime Developers Private Limited with 7.46%, promoter Mahendra Kumar Baid with 4.43%, and individual investors holding 33.42%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Baid Finserv include a mix of individual and institutional investors. The largest public shareholder is Niranjana Prime Developers Private Limited, holding 7.46%. Among the promoters, Mahendra Kumar Baid has the highest stake at 4.43%. Additionally, individual investors collectively hold 33.42% of the shares. The company also has some foreign institutional investors, with four FIIs holding a total of 0.28%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

how big is Baid Finserv?

As of Jun 06, Baid Finserv Ltd has a market capitalization of 132.00 Cr, with net sales of 81.95 Cr and a net profit of 13.45 Cr over the latest four quarters. The standalone balance sheet shows shareholder's funds of 166.78 Cr and total assets of 426.12 Cr.

As of Jun 06, Baid Finserv Ltd has a market capitalization of 132.00 Cr, categorizing it as a Micro Cap company.<BR><BR>As of Jun 06, the company reported a sum of Net Sales for the latest 4 quarters amounting to 81.95 Cr and a sum of Net Profit of 13.45 Cr. This data is based on Standalone financials.<BR><BR>As of Mar 24, the Standalone balance sheet shows Shareholder's Funds of 166.78 Cr and Total Assets of 426.12 Cr.

Who are in the management team of Baid Finserv?

As of March 2023, the management team of Baid Finserv includes Pannalal Baid (Chairman & Managing Director), Aman Baid (Whole-time Director), and several independent directors, including Monu Jain and Mudit Singhi, among others. This diverse team oversees the company's governance and management.

As of March 2023, the management team of Baid Finserv includes the following individuals:<BR><BR>1. Pannalal Baid - Chairman & Managing Director<BR>2. Monu Jain - Independent Director<BR>3. Aman Baid - Whole-time Director<BR>4. Alpana Baid - Director<BR>5. Mudit Singhi - Independent Director<BR>6. Anurag Patni - Independent Director<BR>7. Surbhi Rawat - Company Secretary & Compliance Officer<BR>8. Chaitnya Sharma - Independent Director<BR>9. Surendra Kumar - Independent Director<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and management of the company.

What is the bonus history of the Baid Finserv?

Baid Finserv announced a 1:1 bonus issue on June 20, 2022, with a record date of June 21, 2022, allowing shareholders to double their holdings by receiving an additional share for each share held.

Baid Finserv has a bonus history that includes a notable 1:1 bonus issue announced with an ex-date of June 20, 2022. The record date for this bonus was June 21, 2022. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time. If you have any more questions about Baid Finserv or its financial activities, feel free to ask!

Has Baid Finserv declared dividend?

Baid Finserv Ltd has declared a 5% dividend, amounting to 0.1 per share, with an ex-date of July 9, 2024. Despite this, the company has experienced significant price declines in the short term, with total returns showing volatility across different periods.

Baid Finserv Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.1<BR>- Ex-date: 09 Jul 24<BR><BR>Dividend Yield: 0.9%<BR><BR>Total Returns by Period:<BR>In the last 6 months, Baid Finserv experienced a price return of -32.37%, with no dividend return, resulting in a total return of -32.37%.<BR><BR>Over the past year, the price return was -44.59%, with a dividend return of 0.49%, leading to a total return of -44.1%.<BR><BR>In the 2-year period, the price return was -69.56%, while the dividend return was 0.45%, culminating in a total return of -69.11%.<BR><BR>For the 3-year period, Baid Finserv saw a price return of -43.17% and a dividend return of 1.44%, resulting in a total return of -41.73%.<BR><BR>In the last 4 years, the company achieved a remarkable price return of 304.78%, with a dividend return of 19.28%, leading to a total return of 324.06%.<BR><BR>Over the 5-year period, the price return was 338.65%, and the dividend return was 31.25%, resulting in an impressive total return of 369.9%.<BR><BR>Overall, while Baid Finserv has declared a dividend, the total returns over various periods show significant volatility, with substantial losses in the shorter terms but strong gains over the longer term.

Who are the peers of the Baid Finserv?

Baid Finserv's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Indian Infotech, Credent Global, Som Datt Finance, and Beacon Trust. Baid Finserv has below-average management risk and growth, with a 1-year return of -44.74%, significantly lower than its peers, particularly Bajaj Finance, which has the highest return at 30.39%.

Peers: The peers of Baid Finserv are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Indian Infotech, Credent Global, Som Datt Finance, and Beacon Trust.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Beacon Trust, while Average management risk is found at Jio Financial and Som Datt Finance. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Baid Finserv, Indian Infotech, and Credent Global. Growth is Excellent for Jio Financial and Good for Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Som Datt Finance, while Average growth is noted at Muthoot Finance and Below Average growth is seen at Baid Finserv, Indian Infotech, and Credent Global. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Som Datt Finance, and Beacon Trust, while Good capital structure is noted at Indian Infotech and Below Average at Cholaman.Inv.&Fn, Baid Finserv, and Credent Global.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the peer with the lowest is Baid Finserv at -44.74%, indicating that Baid Finserv's return is significantly lower than its peers. Additionally, Jio Financial, Indian Infotech, Credent Global, and Som Datt Finance all have negative six-month returns.

Is Baid Finserv overvalued or undervalued?

As of February 13, 2025, Baid Finserv is considered very attractive due to its undervaluation with a PE ratio of 9.91, a price to book value of 0.74, and an EV to EBITDA ratio of 7.83, indicating strong potential for recovery and growth despite recent stock performance lagging behind the Sensex.

As of 13 February 2025, Baid Finserv's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, with a PE ratio of 9.91, a price to book value of 0.74, and an EV to EBITDA ratio of 7.83. These metrics suggest that Baid Finserv is trading at a discount compared to its peers.<BR><BR>In comparison to its industry, Baid Finserv stands out with a much lower PE ratio than Life Insurance at 12.54 and Bajaj Finance, which is considered very expensive at 35.01. Additionally, the company's ROCE of 11.20% and ROE of 7.51% further support its strong financial position relative to its peers. Despite recent stock performance lagging behind the Sensex over the past year, the long-term returns of 383.23% over five years highlight its potential for recovery and growth, reinforcing the undervaluation narrative.

What is the technical trend for Baid Finserv?

As of May 19, 2025, Baid Finserv's technical trend is mildly bearish, with mixed signals from the MACD and moving averages indicating short-term weakness despite some bullish signs on the weekly Bollinger Bands.

As of 19 May 2025, the technical trend for Baid Finserv has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The daily moving averages are mildly bearish, suggesting short-term weakness. The Bollinger Bands show a bullish signal on the weekly chart but are mildly bearish on the monthly chart. The KST is mildly bullish weekly but bearish monthly, indicating mixed signals. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

What does Baid Finserv do?

Baid Finserv Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, offering financial services since its incorporation in 1991. As of March 2025, it reported net sales of ₹221 Cr and a net profit of ₹36 Cr, with a market cap of ₹152 Cr.

Overview:<BR>Baid Finserv Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was incorporated in 1991 and was initially known as Baid Leasing and Finance Company Limited. It received its Certificate of Commencement of Business on December 1, 1992. The company was renamed to Baid Finserv Limited on July 8, 2022. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 221 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 36 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 152 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 1.43<BR>- Return on Equity: 7.51%<BR>- Price to Book: 0.83<BR><BR>Contact Details:<BR>- Address: Baid House 2nd Floor, 1, Tara Nagar, Ajmer Road Jaipur Rajasthan : 302006<BR>- Tel: 9214018855<BR>- Email: baidfinance@baidgroup.in<BR>- Website: http://www.baidfinserv.com

How has been the historical performance of Baid Finserv?

Baid Finserv has shown steady growth in net sales and profits from Mar'22 to Mar'25, with net sales increasing from 49.92 Cr to 81.94 Cr and profit after tax rising to 13.45 Cr. However, total liabilities surged from 317.78 Cr to 454.05 Cr, and cash flow from operating activities declined significantly to 1.00 Cr in Mar'25, indicating potential financial challenges.

Answer:<BR>The historical performance of Baid Finserv shows a steady increase in net sales and profit over the years, with net sales rising from 49.92 Cr in Mar'22 to 81.94 Cr in Mar'25. Total operating income also grew from 49.95 Cr in Mar'22 to 81.98 Cr in Mar'25. The operating profit (PBDIT) increased from 12.45 Cr in Mar'22 to 18.86 Cr in Mar'25, indicating improved operational efficiency despite fluctuations in other income. Profit before tax showed a consistent upward trend, reaching 18.14 Cr in Mar'25, while profit after tax rose to 13.45 Cr in the same period. The company maintained a stable equity capital of 24.01 Cr from Mar'22 to Mar'25, with reserves increasing significantly from 133.71 Cr in Mar'22 to 155.02 Cr in Mar'25. However, total liabilities also rose from 317.78 Cr in Mar'22 to 454.05 Cr in Mar'25, primarily driven by an increase in short-term borrowings. Cash flow from operating activities fluctuated, with a notable decline to 1.00 Cr in Mar'25 from 34.00 Cr in Mar'22, resulting in a net cash outflow of 21.00 Cr in Mar'25.<BR><BR>Breakdown:<BR>Baid Finserv's financial trajectory from Mar'19 to Mar'25 reveals a pattern of growth in net sales, which increased from 57.97 Cr to 81.94 Cr, and total operating income, which rose from 58.15 Cr to 81.98 Cr. Operating profit (PBDIT) also showed improvement, climbing from 11.18 Cr in Mar'19 to 18.86 Cr in Mar'25, while profit before tax increased from 10.81 Cr to 18.14 Cr over the same period. Profit after tax followed suit, growing from 7.85 Cr in Mar'19 to 13.45 Cr in Mar'25. Despite these gains, total liabilities surged from 341.07 Cr in Mar'23 to 454.05 Cr in Mar'25, largely due to rising short-term borrowings, which reached 255.36 Cr. The company's cash flow from operating activities experienced volatility, culminating in a cash inflow of only 1.00 Cr in Mar'25, contrasting sharply with previous years. Overall, while Baid Finserv has demonstrated revenue growth and profitability, the increasing liabilities and fluctuating cash flow present challenges that need to be addressed.

When is the next results date for Baid Finserv Ltd?

The next results date for Baid Finserv Ltd is 15 May 2026.

The next results date for Baid Finserv Ltd is scheduled for 15 May 2026.

Are Baid Finserv Ltd latest results good or bad?

Baid Finserv Ltd's latest results show a 13.12% revenue growth year-on-year, but a concerning 54.38% drop in net profit and a significant decline in profit margins indicate serious operational challenges. While revenue growth is positive, the profitability issues suggest caution for investors.

Baid Finserv Ltd's latest results present a mixed picture. On one hand, the company achieved a year-on-year revenue growth of 13.12%, with net sales reaching ₹25.01 crores in Q4 FY26. This marks the seventh consecutive quarter of revenue growth, indicating some level of business momentum.<BR><BR>However, the profitability metrics are concerning. The net profit for the quarter plummeted by 54.38% year-on-year to ₹1.66 crores, and the profit after tax (PAT) margin fell sharply to 6.64% from 19.29% in the previous quarter. This dramatic decline in profitability, coupled with a significant drop in operating margins to 38.58%, highlights serious challenges in translating revenue growth into bottom-line performance.<BR><BR>Overall, while the revenue growth is a positive sign, the severe decline in net profit and margins suggests that the company is facing significant operational difficulties. Investors should be cautious, as these profitability issues overshadow the revenue gains and indicate a need for management to address underlying challenges effectively.

Should I buy, sell or hold Baid Finserv Ltd?

Why is Baid Finserv Ltd falling/rising?

As of 31-May, Baid Finserv Ltd's stock price is at 10.34, down 1.43%. The stock has underperformed the market with a 10.01% drop over the past month, despite signs of increased investor interest.

As of 31-May, Baid Finserv Ltd's stock price is currently at 10.34, reflecting a decrease of 0.15, or 1.43%. This decline can be attributed to several factors highlighted in the provided data. <BR><BR>Over the past month, the stock has experienced a significant drop of 10.01%, while the benchmark Sensex has only fallen by 3.51%. This indicates that Baid Finserv Ltd is underperforming relative to the broader market. Additionally, the year-to-date performance shows a decline of 7.60%, which is also better than the Sensex's drop of 12.26%, suggesting that while the stock is falling, it is doing so at a slower rate compared to the benchmark.<BR><BR>Despite the current price drop, there are signs of rising investor participation, as evidenced by a delivery volume increase of 104.68% on 27 May compared to the 5-day average. However, the stock's moving averages indicate mixed performance; it is higher than the 5-day moving average but lower than the 20-day, 50-day, 100-day, and 200-day moving averages, suggesting that the stock may be struggling to maintain upward momentum over longer periods.<BR><BR>Overall, the combination of recent price declines, underperformance relative to the market, and mixed moving average signals contribute to the current downward trend in Baid Finserv Ltd's stock price.

Which are the latest news on Baid Finserv?