Lak. Fin. & Indl

Which are the latest news on Lak. Fin. & Indl?

Why is Lakshmi Finance & Industrial Corporation Ltd falling/rising?

As of 30-Jun, Lakshmi Finance & Industrial Corporation Ltd is experiencing a decline in its stock price, remaining unchanged at 144.21. The stock has underperformed significantly over various time frames, with a year-to-date drop of 15.79% and a yearly decline of 33.91%, indicating weak financial performance and challenges.

As of 30-Jun, Lakshmi Finance & Industrial Corporation Ltd is experiencing a decline in its stock price. The current price remains unchanged at 144.21, reflecting a 0.00% change. Over the past week, the stock has underperformed, showing a decrease of 1.31%, while the benchmark Sensex has increased by 0.17%. In the past month, the stock has also fallen by 0.80%, contrasting with a 1.35% rise in the Sensex.<BR><BR>Year-to-date, the stock has dropped significantly by 15.79%, compared to an 8.66% decline in the Sensex. Over the past year, the stock has seen a substantial decrease of 33.91%, while the Sensex has only fallen by 6.47%. This trend indicates a consistent underperformance relative to the market.<BR><BR>The stock's performance today has underperformed its sector by 0.69%, and there is a notable decline in investor participation, with delivery volume falling by 56.42% against the 5-day average. Although the stock is trading higher than the 50-day and 100-day moving averages, it is below the 5-day, 20-day, and 200-day moving averages, suggesting a lack of upward momentum.<BR><BR>Financially, the company is facing significant challenges, including operating losses and poor long-term growth, with net sales declining at an annual rate of 5.43% and operating profit decreasing by 47.10%. The negative results reported for the nine-month period ending in March show net sales at Rs 5.91 crore, down by 30.63%, and a negative profit after tax of Rs -2.67 crore, also down by 30.63%. The earnings per share have reached a low of Rs -9.23.<BR><BR>Additionally, the company's return on equity (ROE) stands at a mere 1.9, indicating weak fundamental strength, and the stock is considered expensive with a price-to-book value of 0.8, trading at a premium compared to its peers. The significant drop in profits by 70% over the past year further exacerbates the situation. These factors collectively contribute to the stock's decline, leading to its classification as a strong sell.

How big is Lak. Fin. & Indl?

As of 10th June, Lakshmi Finance & Industrial Corporation Ltd has a market capitalization of 43.00 Cr, with recent Net Sales of 11.37 Cr and a Net Profit of 1.07 Cr. Shareholder's Funds are 58.85 Cr and Total Assets amount to 60.50 Cr as of March 2025.

As of 10th June, Lakshmi Finance & Industrial Corporation Ltd has a market capitalization of 43.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 11.37 Cr and a Net Profit of 1.07 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 58.85 Cr and Total Assets of 60.50 Cr.

Who are in the management team of Lak. Fin. & Indl?

The management team of Lak. Fin. & Indl includes K Harishchandra Prasad (Managing Director), R Surender Reddy, Kapil Bhatia, Keshav Bhupal, K Kapil Prasad, Madhurika Nalluri Venkat (all Non-Executive Directors), and Deepa Gusain (Company Secretary & Compliance Officer).

The management team of Lak. Fin. & Indl includes the following members:<BR><BR>1. **K Harishchandra Prasad** - Managing Director<BR>2. **R Surender Reddy** - Non-Executive & Independent Director<BR>3. **Kapil Bhatia** - Non-Executive & Independent Director<BR>4. **Keshav Bhupal** - Non-Executive & Independent Director<BR>5. **K Kapil Prasad** - Non-Executive & Non-Independent Director<BR>6. **Madhurika Nalluri Venkat** - Non-Executive & Independent Director<BR>7. **Deepa Gusain** - Company Secretary & Compliance Officer<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the Lak. Fin. & Indl?

Peers of Lak. Fin. & Indl include MASK INVESTMENTS, Capital Trust, Cont. Securities, Srestha Finvest, Kalyan Capitals, Share Samadhan, Nam Securities, Salem Erode Inv., and Toyam Sports. Cont. Securities shows the highest 1-year return at 0.00%, while Lak. Fin. & Indl has a return of -37.63%.

Peers: The peers of Lak. Fin. & Indl are MASK INVESTMENTS, Capital Trust, Cont. Securities, Srestha Finvest, Kalyan Capitals, Share Samadhan, Nam Securities, Salem Erode Inv., Toyam Sports.<BR><BR>Quality Snapshot: Excellent management risk is observed at MASK INVESTMENTS, Capital Trust, Lak. Fin. & Indl, Cont. Securities, Srestha Finvest, Nam Securities, Salem Erode Inv., and Toyam Sports, while Average management risk is found at Kalyan Capitals and Toyam Sports. Below Average growth is noted at MASK INVESTMENTS, Capital Trust, Lak. Fin. & Indl, Srestha Finvest, and Nam Securities, while Excellent growth is seen at Cont. Securities and Kalyan Capitals. Excellent capital structure is present in MASK INVESTMENTS, Capital Trust, Lak. Fin. & Indl, Cont. Securities, Srestha Finvest, Share Samadhan, Nam Securities, Salem Erode Inv., and Toyam Sports, while Kalyan Capitals has a Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Cont. Securities at 0.00%, while Capital Trust has the lowest at -87.18%. Lak. Fin. & Indl's 1-year return is -37.63%, which is higher than Capital Trust's but lower than Cont. Securities. Additionally, peers with negative six-month returns include Capital Trust and Lak. Fin. & Indl.

What does Lak. Fin. & Indl do?

Lakshmi Finance & Industrial Corporation Ltd is a micro-cap NBFC involved in leasing, hire purchase, bill discounting, and corporate finance. As of March 2026, it reported net sales of 2 Cr and a net loss of 3 Cr, with a market cap of INR 43 Cr.

Overview: <BR>Lakshmi Finance & Industrial Corporation Ltd is a micro-cap company operating in the Non-Banking Financial Company (NBFC) sector, involved in various financial activities such as leasing, hire purchase, bill discounting, and corporate finance.<BR><BR>History: <BR>The company was incorporated as a Public Limited Company in November 1993. Following the nationalization of Andhra Bank on April 15, 1980, it changed its name to Lakshmi Finance & Industrial Corporation Limited. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 2 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: -3 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 43 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 40.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 2.11% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.87% <BR>Price to Book: 0.74<BR><BR>Contact Details: <BR>Address: 1st Floor Suryodaya, 1-10-60/3 Begumpet Hyderabad Telangana : 500016 <BR>Tel: 91-040-27760301/27767794 <BR>Email: lakshmi_lfic@yahoo.com <BR>Website: http://www.lakshmifinance.org

Should I buy, sell or hold Lakshmi Finance & Industrial Corporation Ltd?

Are Lakshmi Finance & Industrial Corporation Ltd latest results good or bad?

Lakshmi Finance & Industrial Corporation Ltd's latest results are concerning, showing a net loss of ₹2.77 crores in Q4 FY26, a 306.72% decline from the previous quarter, and a negative PAT margin of -138.5%. The company is facing significant operational challenges and declining performance metrics, indicating a negative outlook for investors.

The latest results for Lakshmi Finance & Industrial Corporation Ltd are concerning and indicate a significant decline in financial performance. In the fourth quarter of FY26, the company reported a net loss of ₹2.77 crores, which is a drastic drop of 306.72% compared to the previous quarter. Net sales also fell by 18.03% quarter-on-quarter, totaling ₹2.00 crores.<BR><BR>The profitability metrics are alarming, with a PAT margin of -138.5%, down from 54.92% in the previous quarter. The operating profit before depreciation, interest, and tax (PBDIT) was a negative ₹4.68 crores, leading to an operating margin of -234.0%. This marks a severe deterioration in operational stability, as the company has recorded operating losses in four of the last seven quarters.<BR><BR>Overall, the financial trajectory suggests that Lakshmi Finance is facing significant operational challenges and profitability issues, making the latest results decidedly negative. Investors should approach this stock with caution given the persistent losses and declining performance metrics.

Is Lak. Fin. & Indl overvalued or undervalued?

As of December 4, 2025, Lak. Fin. & Indl is considered very expensive and overvalued with a PE ratio of -25.54, an EV to EBITDA ratio of -10.79, and a disappointing year-to-date return of -21.90%, significantly underperforming its peers and the Sensex.

As of 4 December 2025, the valuation grade for Lak. Fin. & Indl has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a price-to-earnings (PE) ratio of -25.54, an EV to EBITDA ratio of -10.79, and a price-to-book value of 0.91. These ratios suggest that the company's financial performance is not only weak but also that its valuation metrics are significantly unfavorable compared to its peers.<BR><BR>In comparison to its industry peers, Lak. Fin. & Indl stands out with a notably low PE ratio, while Bajaj Finance has a PE of 34.9 and Bajaj Finserv at 33.78, both categorized as very expensive. Additionally, Life Insurance is rated very attractive with a PE of 10.85, highlighting the disparity in valuation within the sector. The company's recent stock performance has also been disappointing, with a year-to-date return of -21.90%, significantly underperforming the Sensex's gain of 10.10% during the same period.

How has been the historical performance of Lak. Fin. & Indl?

Lak. Fin. & Indl has experienced significant fluctuations in financial performance, with net sales and profits declining from peaks in Mar'21 to Mar'25, while total assets increased from 32.17 Cr to 60.50 Cr. Despite the growth in assets, operating cash flow remained negative, indicating ongoing challenges.

Answer:<BR>The historical performance of Lak. Fin. & Indl shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Net sales for Lak. Fin. & Indl peaked at 15.03 Cr in Mar'21 but saw a decline to 7.69 Cr by Mar'25, with notable variations in the intervening years. The total operating income followed a similar trend, dropping from 15.03 Cr in Mar'21 to 7.69 Cr in Mar'25. Operating profit, which reached a high of 14.13 Cr in Mar'21, fell to 2.64 Cr in Mar'25, reflecting a decrease in operating profit margin from 90.88% to 33.94% over the same period. Profit before tax also experienced a decline, from 13.99 Cr in Mar'21 to 2.43 Cr in Mar'25, while profit after tax showed a decrease from 9.15 Cr to 3.58 Cr during this timeframe. The company's total assets increased from 32.17 Cr in Mar'20 to 60.50 Cr in Mar'25, indicating growth in asset base despite the fluctuations in profitability. Cash flow from operating activities remained negative at -3.00 Cr in Mar'25, consistent with the previous year, while cash flow from investing activities was positive at 2.00 Cr. Overall, the financial performance of Lak. Fin. & Indl reflects a challenging environment with significant volatility in sales and profits, alongside a growing asset base.

What is the technical trend for Lak. Fin. & Indl?

As of June 2, 2025, Lak. Fin. & Indl shows a mildly bearish trend overall, influenced by daily moving averages and the monthly MACD, despite some mixed signals from the weekly MACD and Bollinger Bands.

As of 2 June 2025, the technical trend for Lak. Fin. & Indl has changed from mildly bullish to mildly bearish. The weekly MACD remains mildly bullish, but the monthly MACD indicates a mildly bearish stance. Daily moving averages are also mildly bearish, suggesting short-term weakness. Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames, which contrasts with the overall bearish sentiment. The KST is mildly bullish weekly but mildly bearish monthly, indicating mixed signals. Dow Theory and OBV show no clear trend in either time frame. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

Who are the top shareholders of the Lak. Fin. & Indl?

The top shareholder of Lak. Fin. & Indl is Unijoly Investments Company Ltd, with a 9.87% stake. Individual investors hold 43.11% of the shares, while there are no foreign institutional investors or significant mutual fund holdings.

The top shareholders of Lak. Fin. & Indl include Unijoly Investments Company Ltd, which holds the highest promoter stake at 9.87%. The majority of the company's shares are held by individual investors, who collectively own 43.11% of the shares. There are no foreign institutional investors (FIIs) holding shares, and mutual funds have a very minimal presence with only 0.03% held by one scheme. Additionally, there are no pledged promoter holdings reported.

When is the next results date for Lak. Fin. & Indl?

No Upcoming Board Meetings

Has Lak. Fin. & Indl declared dividend?

Yes, Lakshmi Finance & Industrial Corporation Ltd has declared a 34% dividend, amounting to ₹3.4 per share, with an ex-date of August 14, 2024. The company has shown strong total returns over the years, with a current dividend yield of 1.87%.

Lakshmi Finance & Industrial Corporation Ltd has declared a 34% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 34%<BR>- Amount per share: 3.4<BR>- Ex-date: 14 Aug 24<BR><BR>Dividend Yield: 1.87%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the company experienced a price return of -13.55%, with no dividend return, resulting in a total return of -13.55%.<BR><BR>Over the past year, the price return was 2.44%, the dividend return was 1.59%, leading to a total return of 4.03%.<BR><BR>In the 2-year period, the price return stood at 60.34%, with a dividend return of 3.90%, culminating in a total return of 64.24%.<BR><BR>For the last 3 years, the price return was 119.41%, the dividend return was 9.37%, resulting in a total return of 128.78%.<BR><BR>In the 4-year period, the price return reached 158.35%, with a dividend return of 14.04%, leading to a total return of 172.39%.<BR><BR>Finally, over the past 5 years, the price return was an impressive 390.98%, with a dividend return of 26.83%, resulting in a total return of 417.81%.<BR><BR>Overall, Lakshmi Finance & Industrial Corporation Ltd has shown a strong performance in total returns over the years, with a recent dividend declaration indicating a commitment to returning value to shareholders. The dividend yield of 1.87% further highlights the company's efforts to provide returns alongside capital appreciation.