Lak. Fin. & Indl

Who are the top shareholders of the Lak. Fin. & Indl?

The top shareholder of Lak. Fin. & Indl is Unijoly Investments Company Ltd, with a 9.87% stake. Individual investors hold 43.11% of the shares, while there are no foreign institutional investors or significant mutual fund holdings.

The top shareholders of Lak. Fin. & Indl include Unijoly Investments Company Ltd, which holds the highest promoter stake at 9.87%. The majority of the company's shares are held by individual investors, who collectively own 43.11% of the shares. There are no foreign institutional investors (FIIs) holding shares, and mutual funds have a very minimal presence with only 0.03% held by one scheme. Additionally, there are no pledged promoter holdings reported.

how big is Lak. Fin. & Indl?

As of Jun 06, Lakshmi Finance & Industrial Corporation Ltd has a market capitalization of 63.27 Cr, categorizing it as a Micro Cap company, with recent net sales of 15.28 Cr and net profit of 3.57 Cr over the last four quarters.

Market Cap: As of Jun 06, Lakshmi Finance & Industrial Corporation Ltd has a market capitalization of 63.27 Cr, which categorizes it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes data from Mar'25, Dec'24, Sep'24, and Jun'24, is 15.28 Cr. The sum of Net Profit for the same period is 3.57 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 56.51 Cr, while the Total Assets amount to 59.72 Cr.

When is the next results date for Lak. Fin. & Indl?

No Upcoming Board Meetings

Has Lak. Fin. & Indl declared dividend?

Yes, Lakshmi Finance & Industrial Corporation Ltd has declared a 34% dividend, amounting to ₹3.4 per share, with an ex-date of August 14, 2024. The company has shown strong total returns over the years, with a current dividend yield of 1.87%.

Lakshmi Finance & Industrial Corporation Ltd has declared a 34% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 34%<BR>- Amount per share: 3.4<BR>- Ex-date: 14 Aug 24<BR><BR>Dividend Yield: 1.87%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the company experienced a price return of -13.55%, with no dividend return, resulting in a total return of -13.55%.<BR><BR>Over the past year, the price return was 2.44%, the dividend return was 1.59%, leading to a total return of 4.03%.<BR><BR>In the 2-year period, the price return stood at 60.34%, with a dividend return of 3.90%, culminating in a total return of 64.24%.<BR><BR>For the last 3 years, the price return was 119.41%, the dividend return was 9.37%, resulting in a total return of 128.78%.<BR><BR>In the 4-year period, the price return reached 158.35%, with a dividend return of 14.04%, leading to a total return of 172.39%.<BR><BR>Finally, over the past 5 years, the price return was an impressive 390.98%, with a dividend return of 26.83%, resulting in a total return of 417.81%.<BR><BR>Overall, Lakshmi Finance & Industrial Corporation Ltd has shown a strong performance in total returns over the years, with a recent dividend declaration indicating a commitment to returning value to shareholders. The dividend yield of 1.87% further highlights the company's efforts to provide returns alongside capital appreciation.

Who are the peers of the Lak. Fin. & Indl?

Peers of Lak. Fin. & Indl include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Arunis Abode, Elixir Capital, Biogen Pharma, and BAMPSL Sec. Key metrics show varying management risks, growth rates, and capital structures, with Arunis Abode leading in 1-year returns at 365.82% and Jio Financial at -20.28%.

Peers: The peers of Lak. Fin. & Indl are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Arunis Abode, Elixir Capital, Biogen Pharma, BAMPSL Sec.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Elixir Capital, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Arunis Abode, Biogen Pharma, and BAMPSL Sec. Growth is Excellent at Jio Financial, Arunis Abode, and Elixir Capital, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, while Average growth is seen at Muthoot Finance, Arunis Abode, and the rest. Below Average growth is noted at Biogen Pharma. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Arunis Abode, BAMPSL Sec., while Good is seen at Cholaman.Inv.&Fn and Below Average at Biogen Pharma.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Arunis Abode at 365.82%, while the lowest is Jio Financial at -20.28%. Lak. Fin. & Indl has a 1-year return of 0.00%, which is lower than both extremes. Additionally, Elixir Capital and Biogen Pharma have negative six-month returns.

What is the technical trend for Lak. Fin. & Indl?

As of June 2, 2025, Lak. Fin. & Indl shows a mildly bearish trend overall, influenced by daily moving averages and the monthly MACD, despite some mixed signals from the weekly MACD and Bollinger Bands.

As of 2 June 2025, the technical trend for Lak. Fin. & Indl has changed from mildly bullish to mildly bearish. The weekly MACD remains mildly bullish, but the monthly MACD indicates a mildly bearish stance. Daily moving averages are also mildly bearish, suggesting short-term weakness. Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames, which contrasts with the overall bearish sentiment. The KST is mildly bullish weekly but mildly bearish monthly, indicating mixed signals. Dow Theory and OBV show no clear trend in either time frame. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

Who are in the management team of Lak. Fin. & Indl?

As of March 2023, the management team of Lak. Fin. & Indl includes R Surender Reddy, Kapil Bhatia, K Harishchandra Prasad, Keshav Bhupal, K Kapil Prasad, Madhurika Nalluri Venkat, and Deepa Gusain, who serve in various director and compliance roles.

As of March 2023, the management team of Lak. Fin. & Indl includes the following individuals:<BR><BR>1. R Surender Reddy - Non-Executive & Independent Director<BR>2. Kapil Bhatia - Non-Executive & Independent Director<BR>3. K Harishchandra Prasad - Managing Director<BR>4. Keshav Bhupal - Non-Executive & Independent Director<BR>5. K Kapil Prasad - Non-Executive & Non-Independent Director<BR>6. Madhurika Nalluri Venkat - Non-Executive & Independent Director<BR>7. Deepa Gusain - Company Secretary & Compliance Officer<BR><BR>These individuals play various roles within the company, contributing to its governance and operational management.

What does Lak. Fin. & Indl do?

Lakshmi Finance & Industrial Corporation Ltd is a Micro Cap NBFC established in 1993, focusing on various financial activities. As of March 2025, it reported net sales of ₹17 Cr and a net loss of ₹26 Cr, with a market cap of ₹66 Cr.

Overview:<BR>Lakshmi Finance & Industrial Corporation Ltd operates in the Non Banking Financial Company (NBFC) sector and is categorized as a Micro Cap company.<BR><BR>History:<BR>The company was incorporated in November 1993 and was formerly known as 'The Andhra Bank Limited'. Following the nationalization of Andhra Bank on April 15, 1980, the company changed its name and has since engaged in various financial activities. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 17 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -26 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 66 Cr (Micro Cap) <BR><BR>Key Metrics:<BR>P/E: 18.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.85% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.07% <BR>Price to Book: 1.10 <BR><BR>Contact Details:<BR>Address: 1st Floor Suryodaya, 1-10-60/3 Begumpet Hyderabad Telangana : 500016 <BR>Tel: 91-040-27760301/27767794 <BR>Email: lakshmi_lfic@yahoo.com <BR>Website: http://www.lakshmifinance.org

How has been the historical performance of Lak. Fin. & Indl?

Lak. Fin. & Indl has experienced significant fluctuations in financial performance, with net sales and profits declining from peaks in Mar'21 to Mar'25, while total assets increased from 32.17 Cr to 60.50 Cr. Despite the growth in assets, operating cash flow remained negative, indicating ongoing challenges.

Answer:<BR>The historical performance of Lak. Fin. & Indl shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Net sales for Lak. Fin. & Indl peaked at 15.03 Cr in Mar'21 but saw a decline to 7.69 Cr by Mar'25, with notable variations in the intervening years. The total operating income followed a similar trend, dropping from 15.03 Cr in Mar'21 to 7.69 Cr in Mar'25. Operating profit, which reached a high of 14.13 Cr in Mar'21, fell to 2.64 Cr in Mar'25, reflecting a decrease in operating profit margin from 90.88% to 33.94% over the same period. Profit before tax also experienced a decline, from 13.99 Cr in Mar'21 to 2.43 Cr in Mar'25, while profit after tax showed a decrease from 9.15 Cr to 3.58 Cr during this timeframe. The company's total assets increased from 32.17 Cr in Mar'20 to 60.50 Cr in Mar'25, indicating growth in asset base despite the fluctuations in profitability. Cash flow from operating activities remained negative at -3.00 Cr in Mar'25, consistent with the previous year, while cash flow from investing activities was positive at 2.00 Cr. Overall, the financial performance of Lak. Fin. & Indl reflects a challenging environment with significant volatility in sales and profits, alongside a growing asset base.

Is Lak. Fin. & Indl overvalued or undervalued?

As of December 4, 2025, Lak. Fin. & Indl is considered very expensive and overvalued with a PE ratio of -25.54, an EV to EBITDA ratio of -10.79, and a disappointing year-to-date return of -21.90%, significantly underperforming its peers and the Sensex.

As of 4 December 2025, the valuation grade for Lak. Fin. & Indl has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a price-to-earnings (PE) ratio of -25.54, an EV to EBITDA ratio of -10.79, and a price-to-book value of 0.91. These ratios suggest that the company's financial performance is not only weak but also that its valuation metrics are significantly unfavorable compared to its peers.<BR><BR>In comparison to its industry peers, Lak. Fin. & Indl stands out with a notably low PE ratio, while Bajaj Finance has a PE of 34.9 and Bajaj Finserv at 33.78, both categorized as very expensive. Additionally, Life Insurance is rated very attractive with a PE of 10.85, highlighting the disparity in valuation within the sector. The company's recent stock performance has also been disappointing, with a year-to-date return of -21.90%, significantly underperforming the Sensex's gain of 10.10% during the same period.

Are Lakshmi Finance & Industrial Corporation Ltd latest results good or bad?

Lakshmi Finance & Industrial Corporation Ltd's latest results show a significant recovery in Q3 FY26 with a 348.1% increase in net profit, but overall performance remains concerning, with a 31.05% year-on-year revenue decline and a "Strong Sell" advisory due to structural issues and poor stock performance.

Lakshmi Finance & Industrial Corporation Ltd's latest results present a mixed picture. On one hand, the company reported a significant recovery in Q3 FY26, with net profit rising to ₹1.34 crore, a remarkable increase of 348.1% compared to the previous quarter. Revenue also saw a substantial quarter-on-quarter growth of 65.99%, reaching ₹2.44 crore. The profit after tax margin improved to 54.92%, a stark contrast to the negative margins in the previous quarter.<BR><BR>However, when looking at the broader context, the nine-month performance for FY26 reveals significant challenges. Revenue has declined 31.05% year-on-year, and net profit is down 38.16% compared to the same period last year. This indicates underlying structural issues in the company's core lending operations.<BR><BR>Moreover, the stock has underperformed significantly over the past year, declining 23.13%, while the NBFC sector has gained 26.99%. The company's Mojo Score is low at 12 out of 100, leading to a "Strong Sell" advisory. Technical indicators are also bearish, reflecting a trend reversal since December 2025.<BR><BR>In summary, while there are signs of recovery in the most recent quarter, the overall performance and outlook suggest that the company is facing substantial challenges, making the latest results more concerning than promising.

Should I buy, sell or hold Lakshmi Finance & Industrial Corporation Ltd?

Why is Lakshmi Finance & Industrial Corporation Ltd falling/rising?

As of 18-Apr, the stock price of Lakshmi Finance & Industrial Corporation Ltd is at 147.32, reflecting a long-term decline of 13.97% year-to-date and 16.27% over the past year, despite recent short-term gains. The company's weak fundamentals, high valuation, and significant underperformance compared to the broader market contribute to its downward pressure.

As of 18-Apr, the stock price of Lakshmi Finance & Industrial Corporation Ltd is currently at 147.32, reflecting a decrease of 0.67 or 0.45%. The stock has shown a significant underperformance in the long term, with a year-to-date decline of 13.97% and a one-year drop of 16.27%, while the broader market, represented by the Sensex, has increased by 2.10% over the same period. <BR><BR>Despite a recent positive trend in shorter time frames, such as a 9.48% increase over the past week and a 19.28% rise over the past month, the stock's overall performance is hindered by weak long-term fundamentals. The company has reported a negative annual growth rate in net sales of -4.71% and a substantial decline in operating profit of -33.20%. Additionally, the net sales for the last nine months have decreased by 31.05%, and the profit after tax has fallen by 38.16%. <BR><BR>The stock's valuation appears expensive compared to its peers, with a price-to-book value of 0.7 and a low return on equity (ROE) of 12.14%. This combination of poor financial performance and high valuation relative to historical averages contributes to the stock's downward pressure. Furthermore, the stock has underperformed the market significantly, generating negative returns while the broader market has seen positive growth. <BR><BR>In summary, the decline in Lakshmi Finance & Industrial Corporation Ltd's stock price can be attributed to its weak long-term financial performance, high valuation, and significant underperformance relative to the market.

Which are the latest news on Lak. Fin. & Indl?