Bank Of Baroda

Why is Bank Of Baroda falling/rising?

As of 09-Aug, the stock price of Bank Of Baroda is stable at 250.00, but it has underperformed year-to-date with a decline of 15.50%. Despite strong fundamentals and increased investor interest, recent negative financial results raise concerns about its future performance.

As of 09-Aug, the stock price of Bank Of Baroda is currently stable at 250.00, showing no change (0.00%). Despite this stability, the stock has demonstrated mixed performance indicators that suggest underlying volatility. Over the past week, the stock has risen by 3.05%, outperforming the Sensex, which increased by only 0.52%. However, on a year-to-date basis, the stock has declined by 15.50%, while the Sensex has only fallen by 7.89%, indicating a significant underperformance relative to the broader market.<BR><BR>Today's performance shows that the stock underperformed its sector by 0.68%. While it is trading above its 5-day and 20-day moving averages, it remains below its 50-day, 100-day, and 200-day moving averages, suggesting a potential bearish trend in the longer term. Despite these challenges, there has been a rise in investor participation, with delivery volume increasing by 23.52% compared to the 5-day average, which may indicate growing interest among investors.<BR><BR>Positive factors for the stock include strong lending practices, evidenced by a low Gross NPA ratio of 1.99%, and a robust long-term fundamental strength with a compound annual growth rate (CAGR) of 48.25% in net profits. The stock also boasts a high dividend yield of 3.4%, which can attract income-focused investors. Furthermore, the company is trading at a discount compared to its peers, with a price-to-book value of 0.8, and has high institutional holdings at 28.56%, suggesting confidence from larger investors.<BR><BR>Conversely, negative results reported for the quarter ending June 26 have raised concerns, with a significant drop in profit before tax (PBT) and profit after tax (PAT) compared to previous quarters. The PBT fell by 171.3%, and the PAT decreased by 74.5%, which could be contributing to the stock's overall decline in sentiment.<BR><BR>In summary, while Bank Of Baroda's stock price is stable at present, the combination of strong fundamentals, rising investor interest, and concerning financial results creates a complex picture that influences its performance in the market.

Which are the latest news on Bank Of Baroda?

Are Bank Of Baroda latest results good or bad?

Bank of Baroda's latest results show strong year-on-year profit growth of 16.79% but a 5.56% decline from the previous quarter, alongside rising NPAs and margin compression, indicating mixed performance with significant challenges ahead. Investors may find value, but caution is advised due to these headwinds.

Bank of Baroda's latest results present a mixed picture. On one hand, the bank reported a net profit of ₹5,303.66 crore for Q1 FY27, which reflects a strong year-on-year growth of 16.79%. This indicates that the bank's profitability is improving compared to the same quarter last year. Additionally, net interest income grew by 9.54% year-on-year, showcasing solid operational performance in core lending activities.<BR><BR>However, there are notable concerns as well. The net profit decreased by 5.56% compared to the previous quarter, primarily due to increased operating expenses and normalized tax provisions. Furthermore, the net interest margin (NIM) contracted to 2.77%, down from 2.89% in the previous quarter, indicating pressure on profitability from rising funding costs and competitive deposit rates.<BR><BR>Asset quality metrics also showed a deterioration, with the gross non-performing asset (NPA) ratio rising to 1.99% from 1.89% in the previous quarter. This reversal in asset quality trend raises concerns, especially as the banking sector generally aims for improving metrics.<BR><BR>In summary, while Bank of Baroda's year-on-year profit growth is a positive sign, the sequential decline in profit, margin compression, and rising NPAs suggest that the bank is facing significant challenges. Investors may find the valuation attractive, but the near-term headwinds could warrant caution.

Should I buy, sell or hold Bank Of Baroda?

How big is Bank Of Baroda?

As of 10th June, Bank Of Baroda has a market capitalization of 141,618.00 Cr and reported a net profit of 20,021.06 Cr for the latest four quarters, with total assets of 20,18,535.53 Cr.

As of 10th June, <BR><BR>Market Cap: Bank Of Baroda has a market capitalization of 141,618.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The company reported Net Sales of 0.00 Cr for the latest quarters, indicating no valid data found for summing. The Net Profit for the latest 4 quarters is 20,021.06 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2026. Shareholder's Funds stand at 1,53,208.79 Cr, while Total Assets amount to 20,18,535.53 Cr.

Who are in the management team of Bank Of Baroda?

The management team of Bank of Baroda includes Sanjiv Chadha (MD & CEO), Ajay K Khurana, Debadatta Chand, Joydeep Dutta Roy, Lalit Tyagi (all Executive Directors), along with several directors and key officials, such as Hasmukh Adhia (Chairman) and Mukesh Kumar Bansal (Govt Nominee). This team is responsible for guiding the bank's operations and strategy.

The management team of Bank of Baroda includes the following key members:<BR><BR>1. **Sanjiv Chadha** - Managing Director & CEO<BR>2. **Ajay K Khurana** - Executive Director<BR>3. **Debadatta Chand** - Executive Director<BR>4. **Joydeep Dutta Roy** - Executive Director<BR>5. **Lalit Tyagi** - Executive Director<BR>6. **Prashant K Agarwal** - Company Secretary<BR>7. **Hasmukh Adhia** - Chairman (Non-Executive)<BR>8. **Soundara Kumar** - Director (Shareholders)<BR>9. **Srinivasan Sridhar** - Director (Shareholders)<BR>10. **Parvathy V Sundaram** - Director<BR>11. **Alok Vajpeyi** - Director (Shareholder)<BR>12. **Ajay Singhal** - Non Official Director<BR>13. **Mukesh Kumar Bansal** - Nominee (Govt)<BR><BR>This diverse team plays a crucial role in steering the bank's operations and strategic direction.

Who are the peers of the Bank Of Baroda?

Peers of Bank Of Baroda include SBI, Union Bank, Punjab National Bank, Canara Bank, Indian Bank, Bank of India, Bank of Maharashtra, IOB, UCO Bank, and Central Bank. Bank of Maharashtra shows the best growth and management ratings, while Bank Of Baroda has a 1-year return of 9.24%.

Peers: The peers of Bank Of Baroda are SBI, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at SBI, Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank Of India, I O B, and UCO Bank, and the rest. All peers exhibit Good growth, except for Bank of Maha, which has Excellent growth. The Capital Structure is rated Good across all peers except for Bank of Maha, which has an Excellent rating.<BR><BR>Return Snapshot: Bank of Maha has the highest 1-year return at 50.08%, while I O B has the lowest at -17.05%. Bank Of Baroda's 1-year return of 9.24% is lower than the highest but higher than the lowest. Additionally, the six-month return is negative for Bank Of Baroda, Punjab Natl.Bank, Canara Bank, I O B, UCO Bank, and Central Bank.

What does Bank Of Baroda do?

Bank of Baroda is a leading public sector bank in India, with a recent net sales of ₹32,641.84 crore and a net profit of ₹5,616 crore as of March 2026. It has a market capitalization of ₹141,618 crore and offers a dividend yield of 3.10%.

Overview:<BR>Bank of Baroda is one of the leading commercial public sector banks in India, operating within the large-cap category.<BR><BR>History:<BR>Bank of Baroda was incorporated in an unspecified year and has maintained its status as a public sector bank. The latest quarterly results reported are for March 2026, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 32,641.84 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 5,616 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 141,618 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 3.10% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: Baroda House, Mandvi Vadodara Gujarat : 390006 <BR>Phone: 91-0265-2361724 <BR>Email: investorservices@bankofbaroda.com <BR>Website: http://www.bankofbaroda.com

When is the next results date for Bank Of Baroda?

The next results date for Bank Of Baroda is 08 May 2026.

The next results date for Bank Of Baroda is scheduled for 08 May 2026.

How has been the historical performance of Bank Of Baroda?

Bank Of Baroda has shown consistent growth from March 2022 to March 2025, with significant increases in interest earned, net interest income, total income, and profits, alongside a rise in total assets and liabilities. Overall, the bank has demonstrated robust performance in earnings and asset management.

Answer:<BR>The historical performance of Bank Of Baroda shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>Bank Of Baroda's interest earned has increased significantly from INR 69,880.78 crore in March 2022 to INR 1,22,300.61 crore in March 2025, reflecting a strong upward trend. The net interest income also rose from INR 32,621.34 crore in March 2022 to INR 46,517.65 crore in March 2025. Total income followed suit, growing from INR 81,364.73 crore in March 2022 to INR 1,38,088.97 crore in March 2025. Profit before tax surged from INR 9,386.44 crore in March 2022 to INR 26,454.38 crore in March 2025, while profit after tax increased from INR 7,272.28 crore to INR 19,581.15 crore in the same period. The bank's total assets rose from INR 12,77,999.84 crore in March 2022 to INR 17,90,325.04 crore in March 2025, and total liabilities also increased from INR 12,77,999.84 crore to INR 17,90,325.02 crore. Cash and cash equivalents saw a notable increase, closing at INR 125,849 crore in March 2025, up from INR 122,654 crore in March 2022. Overall, Bank Of Baroda has demonstrated robust growth in earnings, profitability, and asset management over the years.

Is Bank Of Baroda technically bullish or bearish?

As of October 3, 2025, Bank of Baroda's technical trend has shifted to bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals on the monthly indicators.

As of 3 October 2025, the technical trend for Bank Of Baroda has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating positive price momentum. Daily moving averages also confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the positive performance relative to the Sensex over various time frames reinforces the bullish outlook.

Is Bank Of Baroda overvalued or undervalued?

As of October 1, 2025, Bank of Baroda is considered attractive and undervalued with a PE ratio of 6.83, outperforming the Sensex with an 8.02% year-to-date return, while its valuation compares favorably to peers like State Bank of India and Punjab National Bank.

As of 1 October 2025, the valuation grade for Bank of Baroda has moved from very attractive to attractive. The company is currently considered undervalued based on its financial metrics. The price-to-earnings (PE) ratio stands at 6.83, while the price-to-book value is 0.95, and the PEG ratio is 0.83, indicating strong earnings growth relative to its price.<BR><BR>In comparison to its peers, Bank of Baroda's valuation appears favorable. For instance, State Bank of India is categorized as expensive with a PE ratio of 10.92, while Punjab National Bank is rated very attractive with a PE of 8.59. Additionally, Canara Bank, also attractive, has a PE of 6.28. Notably, Bank of Baroda has outperformed the Sensex in various time frames, including a year-to-date return of 8.02% compared to the Sensex's 3.64%, reinforcing its undervaluation narrative.

Who are the top shareholders of the Bank Of Baroda?

The top shareholders of Bank of Baroda include the President of India with 63.97%, mutual funds at 9.17%, foreign institutional investors at 8.98%, and individual investors holding about 7.47%. The largest public shareholder is the LIC New Endowment Plus Growth Fund with a 6.9% stake.

The top shareholders of Bank Of Baroda include the President of India, who holds the largest stake at 63.97%. Other significant shareholders are mutual funds, which collectively hold 9.17% through 38 different schemes, and foreign institutional investors (FIIs), who own 8.98% through 670 entities. The highest public shareholder is the LIC New Endowment Plus Growth Fund, with a holding of 6.9%. Additionally, individual investors hold about 7.47% of the shares.

Has Bank Of Baroda declared dividend?

Yes, Bank Of Baroda has declared a 417% dividend with an ex-date of June 6, 2025. The dividend yield is 3.03%, and the bank has shown strong total returns over the past 5 years, totaling 472.46%.

Bank Of Baroda has declared a 417% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 417%<BR>- Ex-date: 06 Jun 25<BR><BR>Dividend Yield: 3.03%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -7.64%, the dividend return was 3.17%, resulting in a total return of -4.47%.<BR><BR>Over the past year, the price return was -9.12%, the dividend return was 5.80%, leading to a total return of -3.32%.<BR><BR>In the 2-year period, the price return was 31.85%, the dividend return was 11.07%, culminating in a total return of 42.92%.<BR><BR>For the 3-year period, the price return was 139.34%, the dividend return was 22.47%, resulting in a total return of 161.81%.<BR><BR>In the last 4 years, the price return was 198.41%, the dividend return was 27.65%, leading to a total return of 226.06%.<BR><BR>Over the past 5 years, the price return was 425.27%, the dividend return was 47.19%, resulting in a total return of 472.46%.<BR><BR>Overall, Bank Of Baroda has declared a significant dividend and demonstrated strong total returns over longer periods, particularly in the last 5 years, indicating a positive trend in shareholder value.