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Bank Of Baroda

  • Market Cap: Large Cap
  • Industry: Public Sector Bank
  • ISIN: INE028A01039
  • NSEID: BANKBARODA
  • BSEID: 532134
  • View on NSE | View on BSE
INR
268.85
3.05 (1.15%)
BSENSE

Jun 03, 03:30 PM

BSE+NSE Vol: 1.83 cr

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stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
94,351.81
90,814.74
83,022.54
63,731.86
51,707.17
53,810.54
57,285.21
Income On Investments
18,958.74
19,527.34
18,558.67
16,098.99
12,850.62
12,943.64
13,633.59
Interest On Balances With Rbi Other Inter Bank Funds
1,957.24
1,191.93
1,356.55
1,004.40
762.79
1,223.49
1,340.13
Interest / Discount On Advances / Bills
71,197.10
69,529.09
62,337.92
44,978.64
36,443.34
38,303.62
40,823.95
Others
2,238.73
566.38
769.40
1,649.83
1,650.42
1,339.79
1,487.54
Other Income
11,789.88
11,422.38
10,303.90
6,559.78
8,961.66
8,116.55
7,482.68
Total Income
1,06,141.69
1,02,237.12
93,326.44
70,291.64
60,668.83
61,927.09
64,767.89
Interest Expended
59,163.02
56,160.57
50,093.84
33,900.70
27,697.50
32,108.14
36,632.11
Net Interest Income
35,188.79
34,654.17
32,928.70
29,831.16
24,009.67
21,702.40
20,653.10
Total Expenditure (Excl Depreciation)
23,789.13
21,774.04
20,373.48
17,600.28
16,217.62
14,854.25
13,565.16
Employee Cost
12,479.60
12,260.40
11,269.29
9,576.63
9,276.47
8,320.62
6,815.07
Other Operating Expenses
11,309.53
9,513.64
9,104.19
8,023.65
6,941.15
6,533.63
6,750.09
Operating Profit Before Provisions and Contingencies
23,189.54
24,302.51
22,859.12
18,790.66
16,753.71
14,964.70
14,570.62
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,998.34
4,428.74
4,773.67
5,716.19
9,266.03
12,088.27
14,649.46
Profit Before Tax
19,191.20
19,873.77
18,085.45
13,074.47
7,487.68
2,876.43
-78.84
Tax
4,785.82
5,340.35
5,183.16
3,740.18
1,994.17
1,000.98
-118.44
Profit After Tax
14,405.38
14,533.42
12,902.29
9,334.29
5,493.51
1,875.45
39.60
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
14,405.38
14,533.42
12,902.29
9,334.29
5,493.51
1,875.45
39.60
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
74.79%
76.02%
75.46%
72.38%
68.64%
72.4%
76.32%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
15.27%
16.0%
15.54%
14.65%
10.62%
3.49%
0.07%
Net Interest Margin
2.79%
3.04%
3.1%
3.37%
3.13%
2.77%
2.8%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
38.45%
39.33%
40.69%
41.63%
41.98%
37.93%
35.74%
CASA Amount
5,02,560.00
4,62,618.00
4,34,337.00
4,17,812.00
3,88,169.00
3,43,937.00
3,20,264.00
Capital Adequacy Ratio (Total)
15.29%
15.96%
14.72%
14.93%
15.47%
12.93%
13.48%
Capital Adequacy Ratio (Tier 1)
13.1%
13.44%
12.67%
12.62%
13.24%
10.57%
11.45%
Provision Coverage Ratio (%)
92.73%
93.51%
93.39%
92.34%
85.95%
85.46%
77.77%
Amount of Gross NPAs
27,399.44
28,471.22
32,317.56
41,857.50
55,996.77
63,181.55
73,139.70
Amount of Net NPAs
7,614.96
6,825.06
7,208.31
8,853.82
16,464.93
16,667.71
26,504.00
% of Net NPAs
0.57%
0.59%
0.7%
0.99%
2.25%
2.39%
4.05%
% of Gross NPAs
2.04%
2.43%
3.08%
4.53%
7.25%
8.48%
10.43%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
9529.0
9182.0
0.0
0.0
0.0
0.0
13161.0
Number of Branches
0.0
0.0
0.0
8178.0
0.0
0.0
9470.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2025 is 3.89% vs 9.39% in Dec 2024

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2025 is -0.88% vs 12.64% in Dec 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2025 is -4.58% vs 6.31% in Dec 2024

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2025 is -0.02% vs -0.11% in Dec 2024

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2025 is -0.39% vs -0.65% in Dec 2024

Compare Nine Monthly Results Of Bank Of Baroda With
Markets Mojo
Figures in Cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
94,351.81
3,60,002.16
-2,65,650.35
-73.79%
Income On Investments
18,958.74
84,455.44
-65,496.70
-77.55%
Interest On Balances With Rbi Other Inter Bank Funds
1,957.24
4,820.86
-2,863.62
-59.4%
Interest / Discount On Advances / Bills
71,197.10
2,60,634.45
-1,89,437.35
-72.68%
Others
2,238.73
10,091.41
-7,852.68
-77.82%
Other Income
11,789.88
55,826.74
-44,036.86
-78.88%
Total Income
1,06,141.69
4,15,828.90
-3,09,687.21
-74.47%
Interest Expended
59,163.02
2,30,959.02
-1,71,796.00
-74.38%
Net Interest Income
35,188.79
1,29,043.14
-93,854.35
-72.73%
Total Expenditure (Excl Depreciation)
23,789.13
89,558.88
-65,769.75
-73.44%
Employee Cost
12,479.60
49,508.53
-37,028.93
-74.79%
Other Operating Expenses
11,309.53
40,050.35
-28,740.82
-71.76%
Operating Profit Before Provisions and Contingencies
23,189.54
90,717.78
-67,528.24
-74.44%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,998.34
14,666.24
-10,667.90
-72.74%
Profit Before Tax
19,191.20
80,644.76
-61,453.56
-76.2%
Tax
4,785.82
20,296.50
-15,510.68
-76.42%
Profit After Tax
14,405.38
60,348.26
-45,942.88
-76.13%
Extraordinary Items
0.00
3,453.98
-3,453.98
-100.0%
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
14,405.38
56,894.28
-42,488.90
-74.68%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
15.27%
16.76%
0.00
-1.49%
Net Interest Margin
2.79%
2.98%
-0.19
-0.19%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
38.45%
39.13%
-0.68
-0.68%
CASA Amount
5,02,560.00
21,39,726.00
-16,37,166.00
-76.51%
Capital Adequacy Ratio (Total)
15.29%
14.04%
1.25
1.25%
Capital Adequacy Ratio (Tier 1)
13.10%
12.07%
1.03
1.03%
Provision Coverage Ratio (%)
92.73%
75.54%
17.19
17.19%
Amount of Gross NPAs
27,399.44
73,636.76
-46,237.32
-62.79%
Amount of Net NPAs
7,614.96
18,012.10
-10,397.14
-57.72%
% of Net NPAs
0.57%
0.39%
0.18
0.18%
% of Gross NPAs
2.04%
1.57%
0.47
0.47%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
9,529.00
0.00
9,529.00
Number of Branches
0.00
0.00
0.00
Nine Monthly - Interest Earned
Interest Earned 94351.81 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 3.89% vs 9.39% in Dec 2024

Nine Monthly - Net Profit
Net Profit 14,405.38 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.88% vs 12.64% in Dec 2024

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 23,189.54 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -4.58% vs 6.31% in Dec 2024

Nine Monthly - % of Net NPAs
% of Net NPAs 0.57%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.02% vs -0.11% in Dec 2024

Nine Monthly - % of Gross NPAs
% of Gross NPAs 2.04%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 is -0.39% vs -0.65% in Dec 2024

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