The Tochigi Bank, Ltd.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: JP3627800000
JPY
850.00
-84 (-8.99%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -265.10%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.46% signifying inadequate buffers against its risk based assets
2

The company declared very negative results in Mar'25 after positive results in Dec'24

3

Risky - Negative EBITDA

4

Market Beating performance in long term as well as near term

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

JPY 95,140 Million (Small Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

-14.19%

stock-summary
Price to Book

0.60

Revenue and Profits:
Net Sales:
9,226 Million
(Quarterly Results - Dec 2025)
Net Profit:
2,766 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
17.24%
0%
17.24%
6 Months
80.08%
0%
80.08%
1 Year
202.49%
0%
202.49%
2 Years
147.81%
0%
147.81%
3 Years
147.09%
0%
147.09%
4 Years
299.06%
0%
299.06%
5 Years
382.95%
0%
382.95%

The Tochigi Bank, Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
0.40%
EBIT Growth (5y)
-257.84%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.28
EV to EBIT
27.35
EV to EBITDA
29.10
EV to Capital Employed
1.21
EV to Sales
-23.09
PEG Ratio
NA
Dividend Yield
0.13%
ROCE (Latest)
4.43%
ROE (Latest)
-14.74%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Jun'06 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Jun'06",
        "Jun'05",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "9,463.00",
          "val2": "9,593.00",
          "chgp": "-1.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,322.00",
          "val2": "2,134.00",
          "chgp": "8.81%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "298.00",
          "val2": "87.00",
          "chgp": "242.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Net Profit",
          "val1": "1,562.00",
          "val2": "1,320.00",
          "chgp": "18.33%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'06",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2006 is 1.39% vs 0.1% in Mar 2005",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2006 is 109.42% vs -27.86% in Mar 2005",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'06",
        "Mar'05",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "39,406.00",
          "val2": "38,865.00",
          "chgp": "1.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "19,825.00",
          "val2": "12,614.00",
          "chgp": "57.17%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "49.50%",
          "val2": "66.40%",
          "chgp": "-1.69%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "49.50%",
          "val2": "66.40%",
          "chgp": "-1.69%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "2,551.00",
          "val2": "334.00",
          "chgp": "663.77%",
          "chgp_class": "positive"
        },
        {
          "field": "Net Profit",
          "val1": "4,626.00",
          "val2": "2,209.00",
          "chgp": "109.42%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Jun'06 - QoQstock-summary

Jun'06
Jun'05
Change(%)
Interest Earned
9,463.00
9,593.00
-1.36%
Operating Profit (PBDIT)
2,322.00
2,134.00
8.81%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
298.00
87.00
242.53%
Net Profit
1,562.00
1,320.00
18.33%
USD in Million.
Interest Earned

Not Applicable: The company has declared_date for only one period

Net Profit

Not Applicable: The company has declared_date for only one period

Annual Results Snapshot (Standalone) - Mar'06stock-summary

Mar'06
Mar'05
Change(%)
Interest Earned
39,406.00
38,865.00
1.39%
Operating Profit (PBDIT)
19,825.00
12,614.00
57.17%
% of Net NPAs
49.50%
66.40%
-1.69%
% of Gross NPAs
49.50%
66.40%
-1.69%
Exceptional Items
2,551.00
334.00
663.77%
Net Profit
4,626.00
2,209.00
109.42%
USD in Million.
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2006 is 1.39% vs 0.1% in Mar 2005

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2006 is 109.42% vs -27.86% in Mar 2005

stock-summaryCompany CV
About The Tochigi Bank, Ltd. stock-summary
stock-summary
The Tochigi Bank, Ltd.
Regional Banks
No Details Available.
Company Coordinates stock-summary
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No Company Details Available