Compare The Tochigi Bank, Ltd. with Similar Stocks
Dashboard
1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -265.10%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.46% signifying inadequate buffers against its risk based assets
2
The company declared very negative results in Mar'25 after positive results in Dec'24
3
Risky - Negative EBITDA
4
Market Beating performance in long term as well as near term
Stock DNA
Regional Banks
JPY 95,140 Million (Small Cap)
NA (Loss Making)
NA
0.00%
0.00
-14.19%
0.60
Revenue and Profits:
Net Sales:
9,226 Million
(Quarterly Results - Dec 2025)
Net Profit:
2,766 Million
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
17.24%
0%
17.24%
6 Months
80.08%
0%
80.08%
1 Year
202.49%
0%
202.49%
2 Years
147.81%
0%
147.81%
3 Years
147.09%
0%
147.09%
4 Years
299.06%
0%
299.06%
5 Years
382.95%
0%
382.95%
The Tochigi Bank, Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
0.40%
EBIT Growth (5y)
-257.84%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.28
EV to EBIT
27.35
EV to EBITDA
29.10
EV to Capital Employed
1.21
EV to Sales
-23.09
PEG Ratio
NA
Dividend Yield
0.13%
ROCE (Latest)
4.43%
ROE (Latest)
-14.74%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bearish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Standalone) - Jun'06 - QoQ
Jun'06
Jun'05
Change(%)
Interest Earned
9,463.00
9,593.00
-1.36%
Operating Profit (PBDIT)
2,322.00
2,134.00
8.81%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
298.00
87.00
242.53%
Net Profit
1,562.00
1,320.00
18.33%
USD in Million.
Interest Earned
Not Applicable: The company has declared_date for only one period
Net Profit
Not Applicable: The company has declared_date for only one period
Annual Results Snapshot (Standalone) - Mar'06
Mar'06
Mar'05
Change(%)
Interest Earned
39,406.00
38,865.00
1.39%
Operating Profit (PBDIT)
19,825.00
12,614.00
57.17%
% of Net NPAs
49.50%
66.40%
-1.69%
% of Gross NPAs
49.50%
66.40%
-1.69%
Exceptional Items
2,551.00
334.00
663.77%
Net Profit
4,626.00
2,209.00
109.42%
USD in Million.
Interest Earned
YoY Growth in year ended Mar 2006 is 1.39% vs 0.1% in Mar 2005
Net Profit
YoY Growth in year ended Mar 2006 is 109.42% vs -27.86% in Mar 2005
About The Tochigi Bank, Ltd. 
The Tochigi Bank, Ltd.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






