Compare The Tochigi Bank, Ltd. with Similar Stocks
Dashboard
1
Poor Management Efficiency with a low ROA of -0.03%
- The bank has been able to generate a Return on Assets (avg) of -0.03% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.47% signifying inadequate buffers against its risk based assets
3
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -265.10%
4
With a growth in Operating Profit of 57.17%, the company declared Outstanding results in Dec 25
Stock DNA
Regional Banks
JPY 107,087 Million (Small Cap)
NA (Loss Making)
NA
0.00%
0.00
-14.06%
0.67
Revenue and Profits:
Net Sales:
9,226 Million
(Quarterly Results - Dec 2025)
Net Profit:
2,766 Million
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-3.91%
0%
-3.91%
6 Months
66.49%
0%
66.49%
1 Year
210.36%
0%
210.36%
2 Years
174.0%
0%
174.0%
3 Years
260.53%
0%
260.53%
4 Years
280.56%
0%
280.56%
5 Years
424.04%
0%
424.04%
The Tochigi Bank, Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
0.40%
EBIT Growth (5y)
-262.25%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.65
EV to EBIT
12.62
EV to EBITDA
13.31
EV to Capital Employed
1.20
EV to Sales
-12.22
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.50%
ROE (Latest)
-14.06%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Standalone) - Jun'06 - QoQ
Jun'06
Jun'05
Change(%)
Interest Earned
9,463.00
9,593.00
-1.36%
Operating Profit (PBDIT)
2,322.00
2,134.00
8.81%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
298.00
87.00
242.53%
Net Profit
1,562.00
1,320.00
18.33%
USD in Million.
Interest Earned
Not Applicable: The company has declared_date for only one period
Net Profit
Not Applicable: The company has declared_date for only one period
Annual Results Snapshot (Standalone) - Mar'06
Mar'06
Mar'05
Change(%)
Interest Earned
39,406.00
38,865.00
1.39%
Operating Profit (PBDIT)
19,825.00
12,614.00
57.17%
% of Net NPAs
49.50%
66.40%
-1.69%
% of Gross NPAs
49.50%
66.40%
-1.69%
Exceptional Items
2,551.00
334.00
663.77%
Net Profit
4,626.00
2,209.00
109.42%
USD in Million.
Interest Earned
YoY Growth in year ended Mar 2006 is 1.39% vs 0.1% in Mar 2005
Net Profit
YoY Growth in year ended Mar 2006 is 109.42% vs -27.86% in Mar 2005
About The Tochigi Bank, Ltd. 
The Tochigi Bank, Ltd.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






