Central Finance Co. Plc

  • Market Cap: Large Cap
  • Industry: Finance
  • ISIN: LK0023N00008
LKR
226.50
-0.75 (-0.33%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

With ROE of 12.42%, it has a very attractive valuation with a 0.61 Price to Book Value

  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -21.16%, its profits have risen by 3.7% ; the PEG ratio of the company is 1.3
stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

LKR 51,666 Million (Large Cap)

stock-summary
P/E

5.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

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Debt Equity

-0.02

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Return on Equity

12.63%

stock-summary
Price to Book

0.60

Revenue and Profits:
Net Sales:
6,704 Million
(Quarterly Results - Jun 2026)
Net Profit:
2,895 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-2.48%
0%
-2.48%
6 Months
-14.85%
0%
-14.85%
1 Year
-21.49%
0%
-21.49%
2 Years
112.18%
0%
112.18%
3 Years
83.03%
0%
83.03%
4 Years
240.6%
0%
240.6%
5 Years
171.91%
0%
171.91%

Central Finance Co. Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
0.32%
EBIT Growth (5y)
0.04%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.28
Tax Ratio
34.78%
Dividend Payout Ratio
14.42%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
13.33%
ROE (avg)
12.51%

Valuation key factors

Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.61
EV to EBIT
5.67
EV to EBITDA
5.19
EV to Capital Employed
0.61
EV to Sales
2.28
PEG Ratio
1.33
Dividend Yield
NA
ROCE (Latest)
10.71%
ROE (Latest)
12.42%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'26 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2026 is 9.25% vs 9.28% in Mar 2026",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2026 is 17.03% vs 4.02% in Mar 2026",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'26",
        "Mar'26",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6,704.20",
          "val2": "6,136.70",
          "chgp": "9.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,867.90",
          "val2": "2,444.60",
          "chgp": "17.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,894.90",
          "val2": "2,473.60",
          "chgp": "17.03%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "421.70%",
          "val2": "395.50%",
          "chgp": "2.62%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'26",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2026 is 15.67% vs -3.19% in Mar 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2026 is 3.69% vs 24.81% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "26,667.30",
          "val2": "23,055.00",
          "chgp": "15.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "10,502.80",
          "val2": "8,678.50",
          "chgp": "21.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "766.20",
          "val2": "131.40",
          "chgp": "483.11%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "36.60",
          "val2": "17.00",
          "chgp": "115.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "10,595.60",
          "val2": "10,218.20",
          "chgp": "3.69%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "397.70%",
          "val2": "427.90%",
          "chgp": "-3.02%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'26 - QoQstock-summary

Jun'26
Mar'26
Change(%)
Net Sales
6,704.20
6,136.70
9.25%
Operating Profit (PBDIT) excl Other Income
2,867.90
2,444.60
17.32%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
2,894.90
2,473.60
17.03%
Operating Profit Margin (Excl OI)
421.70%
395.50%
2.62%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2026 is 9.25% vs 9.28% in Mar 2026

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2026 is 17.03% vs 4.02% in Mar 2026

Annual Results Snapshot (Consolidated) - Mar'26stock-summary

Mar'26
Mar'25
Change(%)
Net Sales
26,667.30
23,055.00
15.67%
Operating Profit (PBDIT) excl Other Income
10,502.80
8,678.50
21.02%
Interest
766.20
131.40
483.11%
Exceptional Items
36.60
17.00
115.29%
Consolidate Net Profit
10,595.60
10,218.20
3.69%
Operating Profit Margin (Excl OI)
397.70%
427.90%
-3.02%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 15.67% vs -3.19% in Mar 2025

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 3.69% vs 24.81% in Mar 2025

stock-summaryCompany CV
About Central Finance Co. Plc stock-summary
stock-summary
Central Finance Co. Plc
Finance
Central Finance Company PLC is a financial services company. The Company's principal business activities are leasing, hire purchase financing, vehicle hire, deposit mobilization, vehicle trading and provision of other financial services. Its segments include Leasing, hire purchase and other advances; Medical services; Power generation; Manufacturing; Insurance broking; Investments, and Real estate. It provides a range of services, including asset leasing, contract hire, fleet management, micro finance and small and medium enterprise (SME) lending together with a portfolio of savings and deposit products. Its deposit products include CF Term, CF Optima, CF Excel and CF Ultra. It offers saving products, such as CF Savings, CF Senior Citizens and CF super savings. It offers CF Automart, a Web-based marketplace where customers and dealers can buy and sell vehicles online. The Company offers CF grants loans to individuals, as well as members of loan groups under the Navodya scheme.
Company Coordinates stock-summary
Company Details
84, Raja Veediya, Sri Lanka, Kandy , KANDY None : None
stock-summary
Tel: 94 11 2300555
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Registrar Details