Central Finance Co. Plc (CFIN.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Positive results in Jun 25

OPERATING CASH FLOW(Y) Highest at LKR 40,287.52 MM
ROCE(HY) Highest at 13.72%
RAW MATERIAL COST(Y) Fallen by -9.91% (YoY)

With ROE of 13.30%, it has a very attractive valuation with a 0.87 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

LKR 62,295 Million (Large Cap)

P/E

7.00

Industry P/E

Dividend Yield

0.04%

Debt Equity

-0.01

Return on Equity

13.62%

Price to Book

0.76

Revenue and Profits:

Net Sales:

5,064 Million

(Quarterly Results - Jun 2025)

Net Profit:

2,578 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-1.49%

6 Months

17.05%

1 Year

101.07%

2 Years

164.94%

3 Years

338.47%

4 Years

209.68%

5 Years

229.24%

Central Finance Co. Plc for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-2.16%

EBIT Growth (5y)

-1.76%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.30

Tax Ratio

35.80%

Dividend Payout Ratio

14.89%

Pledged Shares

Institutional Holding

ROCE (avg)

14.77%

ROE (avg)

12.51%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.87

EV to EBIT

7.86

EV to EBITDA

7.24

EV to Capital Employed

0.87

EV to Sales

3.31

PEG Ratio

0.27

Dividend Yield

0.03%

ROCE (Latest)

11.02%

ROE (Latest)

13.30%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 7.23% vs -20.12% in Mar 2025",
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        "Jun'25",
        "Mar'25",
        "Change(%)"
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          "val1": "5,064.30",
          "val2": "4,961.10",
          "chgp": "2.08%",
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          "val1": "2,324.70",
          "val2": "2,042.50",
          "chgp": "13.82%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
          "val1": "2,578.20",
          "val2": "2,404.30",
          "chgp": "7.23%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "493.70%",
          "val2": "517.00%",
          "chgp": "-2.33%",
          "chgp_class": "negative"
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 24.81% vs 8.31% in Mar 2024",
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        "Mar'24",
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          "val1": "8,678.50",
          "val2": "9,239.80",
          "chgp": "-6.07%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "131.40",
          "val2": "100.90",
          "chgp": "30.23%",
          "chgp_class": "negative"
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          "field": "Exceptional Items",
          "val1": "17.00",
          "val2": "12.30",
          "chgp": "38.21%",
          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
          "val1": "10,218.20",
          "val2": "8,186.90",
          "chgp": "24.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "427.90%",
          "val2": "359.40%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

5,064.30

4,961.10

2.08%

Operating Profit (PBDIT) excl Other Income

2,324.70

2,042.50

13.82%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

2,578.20

2,404.30

7.23%

Operating Profit Margin (Excl OI)

493.70%

517.00%

-2.33%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 2.08% vs -9.11% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 7.23% vs -20.12% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

23,055.00

23,813.80

-3.19%

Operating Profit (PBDIT) excl Other Income

8,678.50

9,239.80

-6.07%

Interest

131.40

100.90

30.23%

Exceptional Items

17.00

12.30

38.21%

Consolidate Net Profit

10,218.20

8,186.90

24.81%

Operating Profit Margin (Excl OI)

427.90%

359.40%

6.85%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is -3.19% vs 7.43% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 24.81% vs 8.31% in Mar 2024

All Annual Results

Company CV

About Central Finance Co. Plc

Central Finance Co. Plc

Finance

Central Finance Company PLC is a financial services company. The Company's principal business activities are leasing, hire purchase financing, vehicle hire, deposit mobilization, vehicle trading and provision of other financial services. Its segments include Leasing, hire purchase and other advances; Medical services; Power generation; Manufacturing; Insurance broking; Investments, and Real estate. It provides a range of services, including asset leasing, contract hire, fleet management, micro finance and small and medium enterprise (SME) lending together with a portfolio of savings and deposit products. Its deposit products include CF Term, CF Optima, CF Excel and CF Ultra. It offers saving products, such as CF Savings, CF Senior Citizens and CF super savings. It offers CF Automart, a Web-based marketplace where customers and dealers can buy and sell vehicles online. The Company offers CF grants loans to individuals, as well as members of loan groups under the Navodya scheme.

Company Coordinates

Company Details

84, Raja Veediya, Sri Lanka, Kandy , KANDY None : None

Tel: 94 11 2300555

https://cf.lk/

Registrar Details