Islamic Arab Insurance Co. (SALAMA) Stock Analysis | Price, Returns, Financials & Key Metrics

Mojo Score Change: Islamic Arab Insurance Co. has changed its score on 05 Dec 2025. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.28%

Poor long term growth as Operating profit has grown by an annual rate of 0.00%

Poor long term growth as Operating profit has grown by an annual rate of 0.00%

With ROE of 8.25%, it has a attractive valuation with a 1.29 Price to Book Value

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 373 Million (Micro Cap)

P/E

16.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

8.25%

Price to Book

1.25

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

8 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-2.44%

6 Months

3.37%

1 Year

-2.68%

2 Years

-26.79%

3 Years

-25.28%

4 Years

-50.68%

5 Years

-53.06%

Islamic Arab Insurance Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

Islamic Arab Insurance Co. Adjusts Valuation Amid Shifts in Financial Metrics and Market Sentiment

Islamic Arab Insurance Co. has experienced a recent evaluation adjustment, reflecting changes in its financial metrics and market position. The company's valuation grade has shifted, and key indicators such as P/E ratio, price-to-book value, and return on equity highlight its current financial standing amidst market sentiment changes.

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

5.90%

EBIT Growth (5y)

0.00%

EBIT to Interest (avg)

0.41

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

34.88%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

0.04%

ROE (avg)

7.28%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.29

EV to EBIT

-141.87

EV to EBITDA

-20.34

EV to Capital Employed

0.62

EV to Sales

-0.13

PEG Ratio

0.13

Dividend Yield

ROCE (Latest)

ROE (Latest)

8.25%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Sideways

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bullish

Dow Theory

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 1,875.00% vs 106.90% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.80",
          "val2": "1.80",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "7.90",
          "val2": "0.40",
          "chgp": "1,875.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "36.60%",
          "val2": "11.70%",
          "chgp": "2.49%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 117.66% vs -493.50% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "7.00",
          "val2": "7.20",
          "chgp": "-2.78%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "4.50",
          "val2": "-45.40",
          "chgp": "109.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "24.60",
          "val2": "-139.30",
          "chgp": "117.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "25.00%",
          "val2": "-67.30%",
          "chgp": "9.23%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

1.80

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

7.90

0.40

1,875.00%

Operating Profit Margin (Excl OI)

36.60%

11.70%

2.49%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 1,875.00% vs 106.90% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

7.00

7.20

-2.78%

Interest

0.00

Exceptional Items

4.50

-45.40

109.91%

Consolidate Net Profit

24.60

-139.30

117.66%

Operating Profit Margin (Excl OI)

25.00%

-67.30%

9.23%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 117.66% vs -493.50% in Dec 2023

All Annual Results

Company CV

About Islamic Arab Insurance Co.

Islamic Arab Insurance Co.

Insurance

Islamic Arab Insurance Company PSC (Salama) is a United Arab Emirates-based public shareholding company that provides, together with its subsidiaries, all classes of general and family insurance, and reinsurance services in accordance to the Islamic Sharia principles. The Company offers its services through three main segments: Family Takaful includes baity finance protection plan, hemaya family takaful plan, hyat, idikhar saving plan, Iqra child’s future plan, istithmar investment plan, maash retirement plan and momayaz investment plan; Health Takaful offers a range of health insurance solutions, and Family Takaful includes baity finance protection plan, hemaya family takaful plan, hyat, idikhar saving plan, Iqra child’s future plan, istithmar investment plan, maash retirement plan and momayaz investment plan, and General Takaful covers, among others, travel, fire & allied perils, property all risk, business interruption, money insurance, fidelity guarantee and bankers blanket cover.

Company Coordinates

Company Details

4th Floor, Spectrum Building, Sheikh Rashid Road,, P.O.Box 10214, DUBAI None : None

Tel: 971 4 3577000

https://www.salama.ae

Registrar Details

Islamic Arab Insurance Co.

1Day

52 Week

CASH

FII

DII

Promoter

MarketsMojo — Loved in India, Now Global

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.28%

Poor long term growth as Operating profit has grown by an annual rate of 0.00%

With ROE of 8.25%, it has a attractive valuation with a 1.29 Price to Book Value

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Islamic Arab Insurance Co. Adjusts Valuation Amid Shifts in Financial Metrics and Market Sentiment

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About Islamic Arab Insurance Co.

Company Coordinates