SALAMA Share Price | Islamic Arab Insurance Co. Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Islamic Arab Insurance Co. with Similar Stocks

Al-Buhaira National Insurance Co.Abu Dhabi National Takaful Co. PJSC Oman Insurance Co.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.28%

Poor long term growth as Operating profit has grown by an annual rate of 0.00%

Poor long term growth as Operating profit has grown by an annual rate of 0.00%

With ROE of 8.25%, it has a attractive valuation with a 1.29 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 384 Million (Micro Cap)

P/E

16.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

8.14%

Price to Book

1.27

Revenue and Profits:

Net Sales:

(Quarterly Results - Sep 2025)

Net Profit:

3 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

90.36%

6 Months

68.92%

1 Year

72.02%

2 Years

72.81%

3 Years

21.36%

4 Years

-1.06%

5 Years

-7.29%

Islamic Arab Insurance Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

Islamic Arab Insurance Co. Faces Valuation Shift Amid Mixed Financial Indicators

Islamic Arab Insurance Co. has experienced an evaluation adjustment, reflecting changes in its financial metrics. Key indicators include a P/E ratio of 16 and a price-to-book value of 1.29. Despite a significant profit increase, the company faces challenges with stagnant operating profit growth and a negative stock return over the past year.

Read full news article

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

5.90%

EBIT Growth (5y)

0.00%

EBIT to Interest (avg)

0.41

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

34.88%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

0.04%

ROE (avg)

7.28%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.29

EV to EBIT

-141.87

EV to EBITDA

-20.34

EV to Capital Employed

0.62

EV to Sales

-0.13

PEG Ratio

0.13

Dividend Yield

ROCE (Latest)

ROE (Latest)

8.25%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Sep 2025 is -64.56% vs 1,875.00% in Jun 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Jun'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.80",
          "val2": "1.80",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2.80",
          "val2": "7.90",
          "chgp": "-64.56%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "10.00%",
          "val2": "36.60%",
          "chgp": "-2.66%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 117.66% vs -493.50% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "7.00",
          "val2": "7.20",
          "chgp": "-2.78%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "4.50",
          "val2": "-45.40",
          "chgp": "109.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "24.60",
          "val2": "-139.30",
          "chgp": "117.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "25.00%",
          "val2": "-67.30%",
          "chgp": "9.23%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ

Sep'25

Jun'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

1.80

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

2.80

7.90

-64.56%

Operating Profit Margin (Excl OI)

10.00%

36.60%

-2.66%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025

Consolidated Net Profit

QoQ Growth in quarter ended Sep 2025 is -64.56% vs 1,875.00% in Jun 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

7.00

7.20

-2.78%

Interest

0.00

Exceptional Items

4.50

-45.40

109.91%

Consolidate Net Profit

24.60

-139.30

117.66%

Operating Profit Margin (Excl OI)

25.00%

-67.30%

9.23%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 117.66% vs -493.50% in Dec 2023

All Annual Results

Company CV

About Islamic Arab Insurance Co.

Islamic Arab Insurance Co.

Insurance

Islamic Arab Insurance Company PSC (Salama) is a United Arab Emirates-based public shareholding company that provides, together with its subsidiaries, all classes of general and family insurance, and reinsurance services in accordance to the Islamic Sharia principles. The Company offers its services through three main segments: Family Takaful includes baity finance protection plan, hemaya family takaful plan, hyat, idikhar saving plan, Iqra child’s future plan, istithmar investment plan, maash retirement plan and momayaz investment plan; Health Takaful offers a range of health insurance solutions, and Family Takaful includes baity finance protection plan, hemaya family takaful plan, hyat, idikhar saving plan, Iqra child’s future plan, istithmar investment plan, maash retirement plan and momayaz investment plan, and General Takaful covers, among others, travel, fire & allied perils, property all risk, business interruption, money insurance, fidelity guarantee and bankers blanket cover.

Company Coordinates

Company Details

4th Floor, Spectrum Building, Sheikh Rashid Road,, P.O.Box 10214, DUBAI None : None

Tel: 971 4 3577000

https://www.salama.ae

Registrar Details