Dashboard
High Profitability with a Net Interest Margin of 8.03%
The Bank has a high Capital Adequacy Ratio of 16.91% signifying high buffers against its risk based assets
Healthy long term growth as Net profit has grown by an annual rate of 21.14%
Positive results in Jun 25
With ROA of 1.09%, it has a fair valuation with a 2.03 Price to Book Value
Total Returns (Price + Dividend) 
First BanCorp (Puerto Rico) for the last several years.
Risk Adjusted Returns v/s 
News
Is First BanCorp (Puerto Rico) technically bullish or bearish?
As of 24 October 2025, the technical trend for First BanCorp (Puerto Rico) has changed from mildly bullish to sideways. The current stance is neutral, with a mix of indicators showing bearish tendencies. The MACD is mildly bearish on both weekly and monthly time frames, while the KST and Dow Theory also indicate a mildly bearish outlook. The Bollinger Bands present a bearish signal on the weekly chart but are mildly bullish on the monthly chart. Daily moving averages are mildly bullish, providing some support. In terms of performance, the stock has underperformed compared to the S&P 500 over the past week (-1.12% vs. +1.92%) and month (-8.04% vs. +2.32%), but it has shown positive returns year-to-date (9.47% vs. 15.47%) and over the past five years (205.56% vs. 95.99%). Overall, the mixed signals suggest caution in the current market environment....
Read MoreIs First BanCorp (Puerto Rico) technically bullish or bearish?
As of 24 October 2025, the technical trend for First BanCorp (Puerto Rico) has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The MACD is mildly bearish on both weekly and monthly time frames, while the Bollinger Bands show a bearish signal weekly and a mildly bullish signal monthly. The moving averages indicate a mildly bullish trend on the daily chart. Overall, the Dow Theory and KST are both mildly bearish on the weekly and monthly time frames, and the OBV is mildly bearish weekly but bullish monthly. In terms of performance, the stock has underperformed compared to the S&P 500 over the past week and month, with returns of -1.12% and -8.04% respectively, while the S&P 500 returned 1.92% and 2.32%. However, on a year-to-date basis, the stock has returned 9.47%, although this is still below the S&P 500's 15.47%. The longer-term perform...
Read MoreIs First BanCorp (Puerto Rico) technically bullish or bearish?
As of 24 October 2025, the technical trend for First BanCorp (Puerto Rico) has changed from mildly bullish to sideways. The current stance is neutral, with key indicators showing mixed signals. The MACD is mildly bearish on both weekly and monthly time frames, while the Bollinger Bands indicate a bearish weekly outlook but a mildly bullish monthly perspective. Moving averages are mildly bullish on a daily basis, but the KST and Dow Theory are both mildly bearish across weekly and monthly periods. The OBV shows a bullish monthly trend, which contrasts with the overall bearish signals. In terms of performance, the stock has underperformed against the S&P 500 over the past week and month, with returns of -1.12% and -8.04%, respectively, compared to the S&P's gains of 1.92% and 2.32%. However, on a year-to-date basis, the stock has returned 9.47%, though this is still below the S&P 500's 15.47%....
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 84 Schemes (56.03%)
Held by 126 Foreign Institutions (8.61%)






