Question 1

How big is First BanCorp (Puerto Rico)?

Accepted Answer

As of Jun 18, First BanCorp (Puerto Rico) has a market capitalization of 3,459.67 million, which categorizes it as a Small Cap company.As of Jun 18, the sum of interest earned for the latest four quarters is 1,103.72 million, while the net profit for the same period is 302.33 million.As of Dec 24, the reporting period shows shareholder's funds of 1,669.24 million and total assets amounting to 19,301.76 million.

Question 2

What does First BanCorp (Puerto Rico) do?

Accepted Answer

Overview:First BanCorp (Puerto Rico) is a financial holding company operating in the Regional Banks industry.Financial Snapshot:Most recent Net Sales: 277 Million (Quarterly Results - Mar 2025)Most recent Net Profit: 77 Million (Quarterly Results - Mar 2025)Market cap: USD 3,459.67 Million (Small Cap)Key Metrics:P/E: 12.00Dividend Yield: 35.04%Debt Equity: 0.00Return on Equity: 16.99%Price to Book: 1.94Contact Details:Address: Piso 9 Pda. 23 Santurce, SAN JUAN None: 00908Tel: ['1 787 7298200', '1 787 7298003']Website: https://www.1firstbank.com/pr/es/

Question 3

Who are in the management team of First BanCorp (Puerto Rico)?

Accepted Answer

As of March 2022, the management team of First BanCorp (Puerto Rico) includes the following individuals:- Mr. Roberto Herencia, who serves as the Independent Chairman of the Board.- Mr. Aurelio Aleman-Bermudez, who is the President, Chief Executive Officer, and a Director.- Mr. Felix Villamil, who is a Director.- Ms. Luz Crespo, who is an Independent Director.- Mrs. Tracey Dedrick, who is an Independent Director.- Mr. Daniel Frye, who is an Independent Director.- Mr. Robert Gormley, who is an Independent Director.In summary, the management team consists of a mix of independent directors and key executives, with Mr. Aurelio Aleman-Bermudez holding the top executive position.

Question 4

Is First BanCorp (Puerto Rico) overvalued or undervalued?

Accepted Answer

As of 17 October 2025, the valuation grade for First BanCorp (Puerto Rico) has moved from fair to expensive. The company appears overvalued based on its current valuation metrics. The P/E ratio stands at 12, while the industry average is higher, indicating a premium valuation. Additionally, the price to book value is 2.03, and the PEG ratio is 2.20, both suggesting that the stock may be overvalued relative to its growth prospects.In comparison to its peers, Glacier Bancorp, Inc. has a significantly higher P/E ratio of 26.08, while Hancock Whitney Corp. is more attractively valued at a P/E of 12.21. This positions First BanCorp in a less favorable light among its competitors. Over the past year, First BanCorp has underperformed the S&P 500, with a return of -4.06% compared to the index's 14.08%, reinforcing the notion that the stock may not be a compelling investment at its current valuation.

Question 5

Is First BanCorp (Puerto Rico) technically bullish or bearish?

Accepted Answer

As of 24 October 2025, the technical trend for First BanCorp (Puerto Rico) has changed from mildly bullish to sideways. The current stance is neutral, with a mix of indicators showing bearish tendencies. The MACD is mildly bearish on both weekly and monthly time frames, while the KST and Dow Theory also indicate a mildly bearish outlook. The Bollinger Bands present a bearish signal on the weekly chart but are mildly bullish on the monthly chart. Daily moving averages are mildly bullish, providing some support. In terms of performance, the stock has underperformed compared to the S&P 500 over the past week (-1.12% vs. +1.92%) and month (-8.04% vs. +2.32%), but it has shown positive returns year-to-date (9.47% vs. 15.47%) and over the past five years (205.56% vs. 95.99%). Overall, the mixed signals suggest caution in the current market environment.

First BanCorp (Puerto Rico)

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How big is First BanCorp (Puerto Rico)?

What does First BanCorp (Puerto Rico) do?

Who are in the management team of First BanCorp (Puerto Rico)?

Is First BanCorp (Puerto Rico) overvalued or undervalued?

Is First BanCorp (Puerto Rico) technically bullish or bearish?

Compare First BanCorp (Puerto Rico) with Similar Stocks

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High Profitability with a Net Interest Margin of 8.03%

The Bank has a high Capital Adequacy Ratio of 16.91% signifying high buffers against its risk based assets

Healthy long term growth as Net profit has grown by an annual rate of 21.14%

Positive results in Jun 25

With ROA of 1.09%, it has a fair valuation with a 2.03 Price to Book Value

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About First BanCorp (Puerto Rico)

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