THG Share Price | The Hanover Insurance Group, Inc. Stock Analysis & Recommendation

Q: How big is The Hanover Insurance Group, Inc.?

Market Cap: As of Jun 18, The Hanover Insurance Group, Inc. has a market capitalization of 10,176.39 million, classifying it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, the company reported net sales of 0.00 million and a net profit of 438.00 million.Balance Sheet Snapshot: As of Dec 24, the shareholder's funds amounted to 2,841.80 million, while total assets were reported at 13,420.90 million.

Q: What does The Hanover Insurance Group, Inc. do?

Overview:The Hanover Insurance Group, Inc. is a holding company engaged in providing property and casualty insurance products and services, operating within the insurance industry and classified as a mid-cap company.Financial Snapshot:- Net Profit: 128 Million (Quarterly Results - Mar 2025)- Market Cap: USD 10,176.39 Million (Mid Cap)Key Metrics:- P/E: 24.00- Dividend Yield: 124.73%- Debt Equity: -999,999.00- Return on Equity: 14.39%- Price to Book: 3.34Contact Details:- Address: 440 LINCOLN ST, WORCESTER MA: 1653- Tel: ['1 508 8551000', '1 508 8552063']- Fax: 1 508 8558078- Website: https://www.hanover.com/

Q: Who are in the management team of The Hanover Insurance Group, Inc.?

As of March 2022, the management team of The Hanover Insurance Group, Inc. includes the following individuals:- Mr. P. Kevin Condron, who serves as the Independent Chairman of the Board.- Mr. John Roche, who is the President, Chief Executive Officer, and Director.- Ms. Cynthia Egan, who holds the position of Chairman of the Board.- Mr. Theodore Bunting, who is a Director.- Mr. Kevin Bradicich, who is an Independent Director.- Ms. Jane Carlin, who is also an Independent Director.- Mr. Daniel Henry, who serves as an Independent Director.- Mr. Martin Hughes, who is another Independent Director.In summary, the management team is led by Mr. P. Kevin Condron and Mr. John Roche, with additional members including Ms. Cynthia Egan and several independent directors.

Q: Is The Hanover Insurance Group, Inc. overvalued or undervalued?

As of 30 April 2025, The Hanover Insurance Group, Inc. has moved from an attractive to a fair valuation grade. The company appears to be fairly valued at present. Key valuation ratios include a P/E ratio of 24, a price to book value of 3.50, and a PEG ratio of 0.14, indicating potential growth relative to its price.In comparison to its peers, The Hanover Insurance Group's P/E ratio of 24 is higher than American Financial Group, Inc. at 15.03 but lower than Everest Group Ltd. at 31.11, suggesting a moderate valuation within the industry. The company has also shown a solid dividend yield of 117.50%, which may appeal to income-focused investors. Over the past year, The Hanover Insurance Group has returned 17.37%, slightly outperforming the S&P 500's return of 17.14%, reinforcing its position in the market despite a weaker performance over longer periods.

Q: Is The Hanover Insurance Group, Inc. technically bullish or bearish?

As of 19 August 2025, the technical trend for The Hanover Insurance Group, Inc. has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view: the MACD is bullish on both weekly and monthly time frames, moving averages are bullish on the daily, and both KST and Dow Theory are bullish across weekly and monthly periods. Bollinger Bands indicate a mildly bullish stance weekly and bullish monthly. In terms of performance, the stock has returned 3.43% over the past month compared to the S&P 500's 2.33%, and it has outperformed the index year-to-date with a return of 13.51% versus 12.22%. However, over longer periods, the stock has lagged behind the S&P 500, particularly in the 3-year and 5-year returns. Overall, the current technical indicators suggest a strong bullish momentum for the stock.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

72.42 k

Shareholding (Dec 2025)

FII

7.76%

Held by 139 FIIs

DII

43.3%

Held by 53 DIIs

Promoter

0.00%

How big is The Hanover Insurance Group, Inc.?

22-Jun-2025

As of Jun 18, The Hanover Insurance Group, Inc. has a market capitalization of $10.18 billion, with total assets of $13.42 billion and shareholder's funds of $2.84 billion.

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What does The Hanover Insurance Group, Inc. do?

22-Jun-2025

The Hanover Insurance Group, Inc. is a mid-cap holding company that provides property and casualty insurance products and services. As of March 2025, it has a market cap of approximately $10.18 billion and a net profit of $128 million.

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Who are in the management team of The Hanover Insurance Group, Inc.?

22-Jun-2025

As of March 2022, The Hanover Insurance Group's management team includes Independent Chairman Mr. P. Kevin Condron and CEO Mr. John Roche, along with several independent directors including Ms. Cynthia Egan, Mr. Kevin Bradicich, Ms. Jane Carlin, Mr. Daniel Henry, and Mr. Martin Hughes.

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Is The Hanover Insurance Group, Inc. overvalued or undervalued?

20-Sep-2025

As of April 30, 2025, The Hanover Insurance Group, Inc. is fairly valued with a P/E ratio of 24, a price to book value of 3.50, a PEG ratio of 0.14, a solid dividend yield of 117.50%, and has outperformed the S&P 500 over the past year with a return of 17.37%.

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Is The Hanover Insurance Group, Inc. technically bullish or bearish?

20-Sep-2025

As of August 19, 2025, The Hanover Insurance Group, Inc. shows a strong bullish trend supported by positive technical indicators, outperforming the S&P 500 in the short term, although it has lagged behind over longer periods.

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Compare The Hanover Insurance Group, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.48%

The company has declared Positive results for the last 6 consecutive quarters

With ROE of 14.39%, it has a fair valuation with a 3.50 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 10,640 Million (Small Cap)

P/E

19.00

Industry P/E

Dividend Yield

122.65%

Debt Equity

-999,999.00

Return on Equity

0.00%

Price to Book

0.00

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

197 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-6.37%

6 Months

-3.87%

1 Year

4.21%

2 Years

32.22%

3 Years

36.84%

4 Years

24.31%

5 Years

34.54%

The Hanover Insurance Group, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.44%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.74%

Dividend Payout Ratio

20.11%

Pledged Shares

Institutional Holding

92.81%

ROCE (avg)

ROE (avg)

10.48%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.24

EV to EBIT

EV to EBITDA

EV to Capital Employed

3.07

EV to Sales

1.67

PEG Ratio

0.18

Dividend Yield

123.47%

ROCE (Latest)

ROE (Latest)

17.24%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bearish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 102 Schemes (48.91%)

Foreign Institutions

Held by 139 Foreign Institutions (7.76%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

Interest

14.50

8.50

70.59%

Exceptional Items

0.00

Consolidate Net Profit

197.00

167.30

17.75%

Operating Profit Margin (Excl OI)

162.90%

138.90%

2.40%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 17.75% vs 55.92% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

Interest

43.20

34.10

26.69%

Exceptional Items

0.00

Consolidate Net Profit

660.70

425.30

55.35%

Operating Profit Margin (Excl OI)

134.50%

91.70%

4.28%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 55.35% vs 1,169.55% in Dec 2024

All Annual Results

Company CV

About The Hanover Insurance Group, Inc.

The Hanover Insurance Group, Inc.

Insurance

The Hanover Insurance Group, Inc. is a holding company. The Company is engaged in providing property and casualty insurance products and services. The Company has three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines coverages include commercial multiple peril, commercial automobile coverage, workers' compensation coverage and other commercial lines. The Company's Personal Lines coverages include personal automobile coverage and homeowner’s coverage. The personal automobile coverage insures individuals against losses incurred from personal bodily injury, bodily injury to third parties, property damage to an insured's vehicle, and property damage to other vehicles and other property. The homeowner’s coverage insures individuals for losses to their residences and personal property. The Other segment consists of Opus Investment Management, Inc. (Opus), which provides investment advisory services to affiliates.

Company Coordinates

Company Details

440 LINCOLN ST , WORCESTER MA : 1653

Tel: 1 508 85510001 508 8552063

https://www.hanover.com/

Registrar Details