ScoreWhy is The Hanover Insurance Group, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.48%
2
The company has declared Positive results for the last 6 consecutive quarters
- PRE-TAX PROFIT(Q) At USD 198.8 MM has Grown at 287.52%
- NET PROFIT(Q) At USD 156.9 MM has Grown at 288.37%
- OPERATING CASH FLOW(Y) Highest at USD 853.7 MM
3
With ROE of 14.39%, it has a fair valuation with a 3.50 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 8.72%, its profits have risen by 172.1% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Hanover Insurance Group, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Hanover Insurance Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The Hanover Insurance Group, Inc.
8.72%
1.68
23.85%
S&P 500
13.22%
0.65
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.15%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.74%
Dividend Payout Ratio
29.48%
Pledged Shares
0
Institutional Holding
93.17%
ROCE (avg)
0
ROE (avg)
10.48%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
3.50
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
3.40
EV to Sales
1.71
PEG Ratio
0.14
Dividend Yield
117.50%
ROCE (Latest)
ROE (Latest)
14.39%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
PRE-TAX PROFIT(Q)
At USD 198.8 MM has Grown at 287.52%
NET PROFIT(Q)
At USD 156.9 MM has Grown at 288.37%
OPERATING CASH FLOW(Y)
Highest at USD 853.7 MM
ROCE(HY)
Highest at 19.23%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 1,654.4 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for The Hanover Insurance Group, Inc.
Pre-Tax Profit
At USD 198.8 MM has Grown at 287.52%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 156.9 MM has Grown at 288.37%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 1,654.4 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 853.7 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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