The Hanover Insurance Group, Inc.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US4108671052
USD
169.49
-2.2 (-1.28%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
The Allstate Corp.
Selective Insurance Group, Inc.
The Hanover Insurance Group, Inc.
Erie Indemnity Co.
W.R. Berkley Corp.
Chubb Ltd.
Loews Corp.
American Financial Group, Inc.
RenaissanceRe Holdings Ltd.
Markel Group, Inc.
Everest Group Ltd.

Why is The Hanover Insurance Group, Inc. ?

1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.48%
2
The company has declared Positive results for the last 6 consecutive quarters
  • PRE-TAX PROFIT(Q) At USD 198.8 MM has Grown at 287.52%
  • NET PROFIT(Q) At USD 156.9 MM has Grown at 288.37%
  • OPERATING CASH FLOW(Y) Highest at USD 853.7 MM
3
With ROE of 14.39%, it has a fair valuation with a 3.50 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 18.27%, its profits have risen by 172.1% ; the PEG ratio of the company is 0.1
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to The Hanover Insurance Group, Inc. should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Hanover Insurance Group, Inc. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
The Hanover Insurance Group, Inc.
10.45%
1.90
23.70%
S&P 500
13.02%
0.70
20.15%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
6.15%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.74%
Dividend Payout Ratio
29.48%
Pledged Shares
0
Institutional Holding
93.45%
ROCE (avg)
0
ROE (avg)
10.48%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
3.50
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
3.40
EV to Sales
1.71
PEG Ratio
0.14
Dividend Yield
117.50%
ROCE (Latest)
ROE (Latest)
14.39%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

20What is working for the Company
PRE-TAX PROFIT(Q)

At USD 198.8 MM has Grown at 287.52%

NET PROFIT(Q)

At USD 156.9 MM has Grown at 288.37%

OPERATING CASH FLOW(Y)

Highest at USD 853.7 MM

ROCE(HY)

Highest at 19.23%

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET SALES(Q)

Highest at USD 1,654.4 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

0What is not working for the Company
Icon
NO KEY NEGATIVE TRIGGERS

Here's what is working for The Hanover Insurance Group, Inc.

Pre-Tax Profit
At USD 198.8 MM has Grown at 287.52%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit
At USD 156.9 MM has Grown at 288.37%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (USD MM)

Net Sales
Highest at USD 1,654.4 MM and Grown
In each period in the last five periods
MOJO Watch
Near term sales trend is very positive

Net Sales (USD MM)

Dividend per share
Highest at USD 0 and Grown
In each year in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Operating Cash Flow
Highest at USD 853.7 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales