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Horace Mann Educators Corp.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US4403271046
USD
44.56
-0.09 (-0.2%)

Dec 04

NYS

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  • Price Points
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  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

44.3545.20

52 Week

36.2048.33
Valuation
Technical
Day's Volume

CASH

206.6 k

Shareholding (Mar 2025)

FII

5.57%

Held by 90 FIIs

DII

28.56%

Held by 72 DIIs

Promoter

0.00%

How big is Horace Mann Educators Corp.?

22-Jun-2025

As of Jun 18, Horace Mann Educators Corp. has a market capitalization of $2.76 billion and reported net sales of $0 million with a net profit of $114.5 million over the latest four quarters. The company's shareholder's funds are $1.29 billion, and total assets amount to $12.17 billion.

Market Cap: As of Jun 18, Horace Mann Educators Corp. has a market capitalization of 2,761.82 million, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported net sales of 0.00 million and a net profit of 114.50 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company's shareholder's funds amounted to 1,287.50 million, while total assets were reported at 12,171.50 million.

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What does Horace Mann Educators Corp. do?

22-Jun-2025

Horace Mann Educators Corporation is an insurance holding company specializing in personal property and casualty insurance, retirement annuities, and life insurance, with a market cap of approximately $2.76 billion. As of March 2025, it reported a net profit of $38 million and has a P/E ratio of 25.00.

Overview: <BR>Horace Mann Educators Corporation (HMEC) is an insurance holding company that operates in the insurance industry, specifically focusing on personal lines of property and casualty insurance, retirement annuities, and life insurance. It falls within the small-cap market segment.<BR><BR>Financial Snapshot: <BR>Net Profit: 38 Million (Quarterly Results - Mar 2025) <BR>Market Cap: USD 2,761.82 Million (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 25.00 <BR>Dividend Yield: 2.04% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 8.53% <BR>Price to Book: 2.06<BR><BR>Contact Details: <BR>Address: 1 HORACE MANN PLZ, SPRINGFIELD IL: 62715-0001 <BR>Tel: ['1 217 7892500', '1 217 7885144'] <BR>Fax: 1 217 7885798 <BR>Website: http://www.horacemann.com/

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Who are in the management team of Horace Mann Educators Corp.?

22-Jun-2025

As of March 2022, the management team of Horace Mann Educators Corp. includes H. Wade Reece as Independent Chairman and Marita Zuraitis as President and CEO, along with several Independent Directors on the Board.

As of March 2022, the management team of Horace Mann Educators Corp. includes the following individuals:<BR><BR>- Mr. H. Wade Reece, who serves as the Independent Chairman of the Board.<BR>- Ms. Marita Zuraitis, who is the President, Chief Executive Officer, and Director.<BR><BR>Additionally, the Board of Directors features several Independent Directors: Mr. Mark Casady, Dr. Daniel Domenech, Mr. Stephen Hasenmiller, Mr. Perry Hines, and Mr. Mark Konen.

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Is Horace Mann Educators Corp. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Horace Mann Educators Corp. is fairly valued with a P/E ratio of 25 and a PEG ratio of 0.33, despite having a higher P/E than American Financial Group and a more favorable PEG than Selective Insurance Group, while showing mixed performance against the S&P 500.

As of 6 August 2025, the valuation grade for Horace Mann Educators Corp. has moved from expensive to fair. Based on the current metrics, the company appears fairly valued. Key valuation ratios include a P/E ratio of 25, a Price to Book Value of 2.15, and a PEG Ratio of 0.33, which suggests that the stock is reasonably priced relative to its growth potential.<BR><BR>In comparison to its peers, Horace Mann's P/E ratio of 21.74 is higher than that of American Financial Group, which stands at 15.03, indicating a premium valuation, while its PEG ratio is more favorable than that of Selective Insurance Group at 0.34. Despite recent underperformance against the S&P 500 over the 1-week and 3-year periods, where it returned -2.61% and 28.20% respectively, the company has outperformed the index on a year-to-date and 1-year basis, with returns of 18.10% and 35.35%.

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Is Horace Mann Educators Corp. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Horace Mann Educators Corp. shows a mildly bullish trend with mixed technical indicators, having underperformed the S&P 500 recently but outperformed it over the past year.

As of 3 October 2025, the technical trend for Horace Mann Educators Corp. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the monthly MACD is also bullish, indicating some strength. However, the monthly RSI is bearish, suggesting potential weakness. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, and the daily moving averages are mildly bullish as well. Dow Theory shows a mixed stance with weekly being mildly bearish and monthly mildly bullish. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -1.40% and -4.30% compared to the S&P's 1.09% and 4.15%, respectively. However, it has outperformed the benchmark over the year with a return of 23.44% versus 17.82%. Overall, the current technical stance is mildly bullish, but with caution due to mixed signals.

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iScoreScore
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Strong Sell
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Dashboard
1

With a growth in Net Sales of 1.3%, the company declared Very Positive results in Jun 25

  • The company has declared positive results for the last 3 consecutive quarters
  • OPERATING CASH FLOW(Y) Highest at USD 609.5 MM
  • NET PROFIT(HY) At USD 67.6 MM has Grown at 123.1%
  • ROCE(HY) Highest at 10.91%
2

With ROE of 8.53%, it has a expensive valuation with a 2.15 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 3,046 Million (Small Cap)

stock-summary
P/E

25.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

1.85%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

10.30%

stock-summary
Price to Book

2.24

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
29 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-5.11%
0%
-5.11%
6 Months
3.63%
0%
3.63%
1 Year
8.02%
0%
8.02%
2 Years
32.34%
0%
32.34%
3 Years
17.11%
0%
17.11%
4 Years
18.48%
0%
18.48%
5 Years
8.74%
0%
8.74%

Horace Mann Educators Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics

Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics

Horace Mann Educators Corp., a small-cap insurance company, has seen a stock price of $44.29, reflecting recent market evaluations. Over the past year, it achieved a 23.44% return, surpassing the S&P 500. However, its longer-term performance indicates a need for strategic adjustments to improve competitiveness.

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Is Horace Mann Educators Corp. technically bullish or bearish?

As of 3 October 2025, the technical trend for Horace Mann Educators Corp. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the monthly MACD is also bullish, indicating some strength. However, the monthly RSI is bearish, suggesting potential weakness. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, and the daily moving averages are mildly bullish as well. Dow Theory shows a mixed stance with weekly being mildly bearish and monthly mildly bullish. In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -1.40% and -4.30% compared to the S&P's 1.09% and 4.15%, respectively. However, it has outperformed the benchmark over the year with a return of 23.44% versus 17.82%. Overall, the current technical stance is mildly bullish, but with caution due to mixed signals....

Read More

Is Horace Mann Educators Corp. technically bullish or bearish?

As of 3 October 2025, the technical trend for Horace Mann Educators Corp. has changed from bullish to mildly bullish. The weekly MACD and KST are bullish, while the monthly MACD is also bullish, indicating some positive momentum. However, the monthly RSI is bearish, suggesting potential weakness. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, and the daily moving averages are mildly bullish as well. Dow Theory shows a mixed stance with weekly being mildly bearish and monthly mildly bullish. In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -3.03% and -3.81% compared to the S&P 500's 1.09% and 4.15%, respectively. However, it has outperformed the S&P 500 year-to-date and over the past year, with returns of 13.20% versus 14.18% and 26.42% versus 17.82%, respectively. Overall, the current technical stance is mildly ...

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Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
5.07%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.99%
Dividend Payout Ratio
54.90%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
6.23%
Valuation key factors
Factor
Value
P/E Ratio
25
Industry P/E
Price to Book Value
2.15
EV to EBIT
NA
EV to EBITDA
118.37
EV to Capital Employed
1.95
EV to Sales
1.95
PEG Ratio
0.33
Dividend Yield
1.94%
ROCE (Latest)
ROE (Latest)
8.53%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bullish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 73 Schemes (65.76%)

Foreign Institutions

Held by 90 Foreign Institutions (5.57%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -23.04% vs 0.00% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
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        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6.60",
          "val2": "7.00",
          "chgp": "-5.71%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "8.60",
          "val2": "8.90",
          "chgp": "-3.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "29.40",
          "val2": "38.20",
          "chgp": "-23.04%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "109.50%",
          "val2": "135.40%",
          "chgp": "-2.59%",
          "chgp_class": "negative"
        }
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    }
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    "link": "annual",
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    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 128.44% vs 127.27% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "26.40",
          "val2": "26.20",
          "chgp": "0.76%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "34.60",
          "val2": "29.70",
          "chgp": "16.50%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "102.80",
          "val2": "45.00",
          "chgp": "128.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "102.30%",
          "val2": "55.60%",
          "chgp": "4.67%",
          "chgp_class": "positive"
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      ]
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
6.60
7.00
-5.71%
Interest
8.60
8.90
-3.37%
Exceptional Items
0.00
0.00
Consolidate Net Profit
29.40
38.20
-23.04%
Operating Profit Margin (Excl OI)
109.50%
135.40%
-2.59%
USD in Million.
stock-summary Compare with Peers
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -23.04% vs 0.00% in Mar 2025

All Quarterly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
26.40
26.20
0.76%
Interest
34.60
29.70
16.50%
Exceptional Items
0.00
0.00
Consolidate Net Profit
102.80
45.00
128.44%
Operating Profit Margin (Excl OI)
102.30%
55.60%
4.67%
USD in Million.
stock-summary Compare with Peers
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 128.44% vs 127.27% in Dec 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Horace Mann Educators Corp. stock-summary
stock-summary
Horace Mann Educators Corp.
Insurance
Horace Mann Educators Corporation (HMEC) is an insurance holding company. Through its subsidiaries, HMEC markets and underwrites personal lines of property and casualty (primarily personal lines automobile and homeowners) insurance, retirement annuities (primarily tax-qualified products) and life insurance in the United States. The Company's operating segments include Property and Casualty segment, comprising primarily personal lines automobile and homeowners products; Retirement segment, comprising primarily tax-qualified fixed and variable annuities; Life segment life insurance, and Corporate and Other. It markets and services its products through a sales force of full-time agents supported by its Customer Contact Center. These agents sell HMEC's products and limited additional third-party vendor products. As of December 31, 2016, its property and casualty subsidiaries and its life insurance subsidiary were licensed to write business in over 48 states and the District of Columbia.
Company Coordinates stock-summary
Company Details
1 HORACE MANN PLZ , SPRINGFIELD IL : 62715-0001
stock-summary
Tel: 1 217 78925001 217 7885144
stock-summary
http://www.horacemann.com/
stock-summary
Registrar Details
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