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Mercury General Corp.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US5894001008
USD
85.49
19.86 (30.26%)

Jan 23

NYS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

84.3886.38

52 Week

47.0696.50
Valuation
Technical
Day's Volume

CASH

71.76 k

Shareholding (Sep 2025)

FII

4.73%

Held by 111 FIIs

DII

73.19%

Held by 27 DIIs

Promoter

0.02%

How big is Mercury General Corp.?

22-Jun-2025

As of Jun 18, Mercury General Corp. has a market capitalization of $3,561.49 million, with shareholder's funds of $1,946.52 million and total assets of $8,380.03 million.

Market Cap: As of Jun 18, Mercury General Corp. has a market capitalization of 3,561.49 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Mercury General Corp. reported net sales of 0.00 million and a net profit of 286.17 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company reported shareholder's funds of 1,946.52 million and total assets of 8,380.03 million.

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What does Mercury General Corp. do?

22-Jun-2025

Mercury General Corporation is an insurance holding company that primarily writes personal automobile insurance and other insurance products. As of March 2025, it has a market cap of approximately $3.56 billion and reported a net profit loss of $108 million.

Overview:<BR>Mercury General Corporation is an insurance holding company engaged in writing personal automobile insurance and other insurance products, primarily in the insurance industry and classified as a small-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: -108 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 3,561.49 Million (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 13.00<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 15.72%<BR>- Price to Book: 1.96<BR><BR>Contact Details:<BR>- Address: 4484 WILSHIRE BLVD, LOS ANGELES CA: 90010<BR>- Tel: 1 213 9371060<BR>- Website: https://www.mercuryinsurance.com/

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Who are in the management team of Mercury General Corp.?

22-Jun-2025

As of March 2022, the management team of Mercury General Corp. includes Chairman George Joseph, CEO Gabriel Tirador, Lead Independent Director Martha Marcon, and Independent Directors George Braunegg, Ramona Cappello, James Ellis, and Joshua Little. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Mercury General Corp. includes the following individuals:<BR><BR>- Mr. George Joseph, who serves as the Chairman of the Board.<BR>- Mr. Gabriel Tirador, who is the President, Chief Executive Officer, and a Director.<BR>- Ms. Martha Marcon, who holds the position of Lead Independent Director.<BR>- Mr. George Braunegg, an Independent Director.<BR>- Ms. Ramona Cappello, also an Independent Director.<BR>- Mr. James Ellis, who is an Independent Director.<BR>- Mr. Joshua Little, another Independent Director.<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is Mercury General Corp. overvalued or undervalued?

20-Sep-2025

As of July 29, 2025, Mercury General Corp. is considered an attractive investment due to its undervalued P/E ratio of 13 compared to peers, a favorable PEG ratio of 0.38, and strong performance, outperforming the S&P 500 with a year-to-date return of 19.30%.

As of 29 July 2025, Mercury General Corp. has moved from fair to attractive in its valuation grade, indicating an improvement in its investment appeal. The company appears undervalued, particularly when considering its P/E ratio of 13, which is significantly lower than the peer average of 15.03 for American Financial Group, Inc. and 19.44 for The Hanover Insurance Group, Inc. Additionally, the PEG ratio of 0.38 suggests that the stock is priced favorably relative to its growth potential.<BR><BR>In comparison to its peers, Mercury General Corp. shows a compelling valuation with an EV to EBITDA of 36.90, which, while high, is offset by its attractive P/E ratio. The company has outperformed the S&P 500 in various time frames, with a year-to-date return of 19.30% compared to the S&P 500's 12.22%, and a one-year return of 33.14% versus 17.14%. This performance reinforces the notion that the stock is currently undervalued relative to its growth prospects and market performance.

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Is Mercury General Corp. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, Mercury General Corp. shows a mildly bullish trend with positive momentum indicators, despite recent underperformance against the S&P 500, while maintaining a bullish monthly outlook according to Dow Theory.

As of 24 October 2025, the technical trend for Mercury General Corp. has changed from bullish to mildly bullish. The weekly MACD is bullish, and the monthly MACD is also bullish, indicating positive momentum. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, while the daily moving averages are mildly bullish as well. However, the KST shows a mixed signal with a bullish weekly reading and a mildly bearish monthly reading. The Dow Theory indicates a bullish monthly trend but no trend on the weekly basis. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -0.65% and -3.15% compared to 1.92% and 2.32% for the index, respectively. However, it has outperformed the S&P 500 year-to-date and over the last three years. Overall, the current technical stance is mildly bullish, driven by positive momentum indicators despite some mixed signals.

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Compare Mercury General Corp. with Similar Stocks

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Strong Sell
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Dashboard

1

Poor long term growth as Operating profit has grown by an annual rate of 0%

 
2

The company declared negative results in Mar'25 after positive results in Dec'24

3

With ROE of 15.72%, it has a attractive valuation with a 1.99 Price to Book Value

4

Market Beating performance in long term as well as near term

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Insurance

stock-summary
Market cap

USD 4,907 Million (Small Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

19.69%

stock-summary
Price to Book

2.20

Revenue and Profits:
Net Sales:
(Quarterly Results - Sep 2025)
Net Profit:
280 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
58.58%
0%
58.58%
6 Months
18.69%
0%
18.69%
1 Year
58.93%
0%
58.93%
2 Years
187.07%
0%
187.07%
3 Years
81.47%
0%
81.47%
4 Years
42.29%
0%
42.29%
5 Years
105.01%
0%
105.01%

Mercury General Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Is Mercury General Corp. technically bullish or bearish?

As of 24 October 2025, the technical trend for Mercury General Corp. has changed from bullish to mildly bullish. The weekly MACD is bullish, and the monthly MACD is also bullish, indicating positive momentum. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, while the daily moving averages are mildly bullish as well. However, the KST shows a mixed signal with a bullish weekly reading and a mildly bearish monthly reading. The Dow Theory indicates a bullish monthly trend but no trend on the weekly basis. In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -0.65% and -3.15% compared to 1.92% and 2.32% for the index, respectively. However, it has outperformed the S&P 500 year-to-date and over the last three years. Overall, the current technical stance is mildly bullish, driven by positive momentum indicators despite some ...

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Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
9.35%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
16.66%
Dividend Payout Ratio
15.03%
Pledged Shares
0
Institutional Holding
53.21%
ROCE (avg)
0
ROE (avg)
11.73%

Valuation key factors

Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.99
EV to EBIT
NA
EV to EBITDA
36.90
EV to Capital Employed
3.00
EV to Sales
0.48
PEG Ratio
0.38
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
15.72%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bullish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 66 Schemes (22.02%)

Foreign Institutions

Held by 111 Foreign Institutions (4.73%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY",
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        "suffix": "YoY Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Sep 2024",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is 21.44% vs 2,915.85% in Sep 2024",
        "dir": -1
      }
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    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "18.80",
          "val2": "19.10",
          "chgp": "-1.57%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "7.20",
          "val2": "7.70",
          "chgp": "-6.49%",
          "chgp_class": "positive"
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "280.40",
          "val2": "230.90",
          "chgp": "21.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "225.60%",
          "val2": "192.60%",
          "chgp": "3.30%",
          "chgp_class": "positive"
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      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 385.98% vs 118.78% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
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        },
        {
          "field": "Interest",
          "val1": "30.80",
          "val2": "24.20",
          "chgp": "27.27%",
          "chgp_class": "negative"
        },
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          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Consolidate Net Profit",
          "val1": "468.00",
          "val2": "96.30",
          "chgp": "385.98%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "110.60%",
          "val2": "26.70%",
          "chgp": "8.39%",
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]

Quarterly Results Snapshot (Consolidated) - Sep'25 - YoYstock-summary

Sep'25
Sep'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
18.80
19.10
-1.57%
Interest
7.20
7.70
-6.49%
Exceptional Items
0.00
0.00
Consolidate Net Profit
280.40
230.90
21.44%
Operating Profit Margin (Excl OI)
225.60%
192.60%
3.30%
USD in Million.
stock-summary Compare with Peers
Net Sales

YoY Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Sep 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Sep 2025 is 21.44% vs 2,915.85% in Sep 2024

All Quarterly Resultsstock-summary

Annual Results Snapshot (Consolidated) - Dec'24stock-summary

Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
73.40
72.20
1.66%
Interest
30.80
24.20
27.27%
Exceptional Items
0.00
0.00
Consolidate Net Profit
468.00
96.30
385.98%
Operating Profit Margin (Excl OI)
110.60%
26.70%
8.39%
USD in Million.
stock-summary Compare with Peers
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 385.98% vs 118.78% in Dec 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Mercury General Corp. stock-summary
stock-summary
Mercury General Corp.
Insurance
Mercury General Corporation is an insurance holding company. As of December 31, 2016, the Company and its subsidiaries were engaged in writing personal automobile insurance through 14 insurance subsidiaries in 11 states, principally California. Its segments include Property and Casualty Lines, and Other Lines. Its Property and Casualty segment offers various insurance products to its individual customers and small business customers. Its Other segment offers automobile mechanical breakdown warranties, which are sold through automobile dealerships and credit unions. It also writes homeowners, commercial automobile, commercial property, mechanical breakdown and umbrella insurance. Its insurance policies are sold through independent agents. As of December 31, 2016, it sold its policies through approximately 9,700 independent agents, its owned insurance agencies, Auto Insurance Specialists LLC and PoliSeek AIS Insurance Solutions, Inc., and directly through Internet sales portals.
Company Coordinates stock-summary
Company Details
4484 WILSHIRE BLVD , LOS ANGELES CA : 90010
stock-summary
Tel: 1 213 9371060
stock-summary
https://www.mercuryinsurance.com/
stock-summary
Registrar Details
Stock List
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