KMPR Share Price | Kemper Corp. Stock Analysis & Recommendation

Q: How big is Kemper Corp.?

Market Cap: As of Jun 18, Kemper Corp. has a market capitalization of 4,021.44 million, classifying it as a Small Cap company.Recent Quarterly Performance: For the latest four quarters, Kemper Corp. reported net sales of 0.00 million and a consolidated net profit of 339.30 million.Balance Sheet Snapshot: As of Dec'24, the company's shareholder's funds amounted to 2,788.40 million, while total assets were reported at 12,630.40 million.

Q: What does Kemper Corp. do?

Overview:Kemper Corporation is a diversified insurance holding company that operates in the insurance industry and falls within the small-cap market bracket.Financial Snapshot:Net Profit: 97 Million (Quarterly Results - Mar 2025)Market cap: USD 4,021.44 Million (Small Cap)Key Metrics:P/E: 11.00Dividend Yield: 2.01%Debt Equity: -999,999.00Return on Equity: 12.88%Price to Book: 1.38Contact Details:Address: 200 E Randolph St Ste 3300, CHICAGO IL: 60601-6509Tel: ['1 312 6614600', '1 312 6614930']Fax: 1 302 6555049Website: https://www.kemper.com/

Q: Is Kemper Corp. overvalued or undervalued?

As of 6 August 2025, the valuation grade for Kemper Corp. has moved from fair to attractive, indicating a more favorable assessment of its market position. The company appears undervalued, particularly when considering its P/E ratio of 11, which is significantly lower than its peer, Everest Group Ltd., with a P/E of 31.11, and American Financial Group, Inc., at 15.03. Additionally, Kemper's PEG ratio stands out at an impressive 0.01, suggesting strong growth potential relative to its price.In comparison to its peers, Kemper Corp. shows a favorable EV to EBITDA ratio of 78.62, especially when contrasted with RenaissanceRe Holdings Ltd. at 24.62, which indicates that Kemper may be undervalued in terms of earnings potential. Despite the attractive valuation metrics, the stock has underperformed relative to the S&P 500, with a year-to-date return of -20.48% compared to the index's 12.22%. This divergence reinforces the notion that Kemper Corp. is currently undervalued in the market.

Q: Is Kemper Corp. technically bullish or bearish?

As of 10 September 2025, the technical trend for Kemper Corp. has changed from mildly bearish to bearish. The current stance is bearish, with key indicators supporting this view including a bearish MACD on the weekly timeframe, bearish Bollinger Bands on both weekly and monthly timeframes, and bearish daily moving averages. The KST and OBV indicators are also bearish on the weekly timeframe. Despite a bullish RSI on the weekly, the overall technical picture remains negative. In terms of performance, Kemper Corp. has underperformed the S&P 500 across multiple periods, with a year-to-date return of -20.48% compared to the S&P 500's 12.22%, and a one-year return of -13.09% versus the S&P 500's 17.14%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

673.43 k

Shareholding (Sep 2025)

FII

10.09%

Held by 115 FIIs

DII

45.6%

Held by 51 DIIs

Promoter

0.01%

How big is Kemper Corp.?

22-Jun-2025

As of Jun 18, Kemper Corp. has a market capitalization of $4.02 billion, with total assets of $12.63 billion and shareholder's funds of $2.79 billion.

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What does Kemper Corp. do?

22-Jun-2025

Kemper Corporation is a diversified insurance holding company with a market cap of approximately $4.02 billion, reporting a net profit of $97 million for Q1 2025. Key metrics include a P/E ratio of 11.00, a dividend yield of 2.01%, and a return on equity of 12.88%.

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Who are in the management team of Kemper Corp.?

22-Jun-2025

As of March 2022, the management team of Kemper Corp. includes Robert Joyce (Independent Chairman), Joseph Lacher (President and CEO), and several directors, including Stuart Parker, Christopher Sarofim, Teresa Canida, George Cochran, and Kathleen Cronin. The team features a blend of executive leadership and independent directors.

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Is Kemper Corp. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Kemper Corp. is considered undervalued with a favorable P/E ratio of 11 and a PEG ratio of 0.01, despite underperforming the S&P 500 with a year-to-date return of -20.48%.

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Is Kemper Corp. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, Kemper Corp. is in a bearish trend, indicated by negative technical signals and underperformance compared to the S&P 500, with a year-to-date return of -20.48% versus the S&P 500's 12.22%.

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Compare Kemper Corp. with Similar Stocks

The Hanover Insurance Group, Inc.Selective Insurance Group, Inc.American Financial Group, Inc.

Score

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Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Below par performance in long term as well as near term

Along with generating -39.85% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 2,270 Million (Small Cap)

P/E

11.00

Industry P/E

Dividend Yield

3.61%

Debt Equity

-999,999.00

Return on Equity

10.76%

Price to Book

0.83

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

70 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-40.31%

6 Months

-41.94%

1 Year

-34.37%

2 Years

-15.35%

3 Years

-21.6%

4 Years

-46.33%

5 Years

-44.49%

Kemper Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

Kemper Corp. Experiences Revision in Its Stock Evaluation Amid Mixed Market Signals

Kemper Corp., a small-cap insurance company, is experiencing mixed technical indicators amid challenging market conditions. While some metrics suggest short-term bullish momentum, others indicate a cautious outlook. The company has struggled significantly over the past year, with substantial declines compared to the broader S&P 500 index.

Read full news article

Kemper Corp. Stock Hits New 52-Week Low at $43.44

Kemper Corp. recently hit a 52-week low, reflecting a notable decline over the past year compared to the S&P 500. Despite this, the company has reported six consecutive quarters of positive financial results, with strong operating cash flow and net sales, alongside a solid return on equity and high institutional ownership.

Read full news article

Kemper Corp. Stock Hits New 52-Week Low at $43.53

Kemper Corp. has reached a new 52-week low, reflecting a notable decline in its stock performance over the past year. Despite this, the company has reported strong operational results, including high operating cash flow and net sales, while maintaining solid institutional support.

Read full news article

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-0.88%

EBIT Growth (5y)

18.66%

EBIT to Interest (avg)

-2.16

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

19.54%

Dividend Payout Ratio

25.27%

Pledged Shares

Institutional Holding

95.51%

ROCE (avg)

0.03%

ROE (avg)

5.53%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.40

EV to EBIT

4056.57

EV to EBITDA

78.62

EV to Capital Employed

1.41

EV to Sales

0.86

PEG Ratio

0.01

Dividend Yield

1.97%

ROCE (Latest)

ROE (Latest)

12.88%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

Bullish

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 80 Schemes (44.28%)

Foreign Institutions

Held by 115 Foreign Institutions (10.09%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

13.00

12.50

4.00%

Interest

9.00

11.40

-21.05%

Exceptional Items

-7.40

-5.00

-48.00%

Consolidate Net Profit

69.80

97.00

-28.04%

Operating Profit Margin (Excl OI)

84.50%

114.20%

-2.97%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -28.04% vs 1.36% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

53.70

58.60

-8.36%

Interest

56.90

56.10

1.43%

Exceptional Items

-46.10

-171.00

73.04%

Consolidate Net Profit

312.50

-272.30

214.76%

Operating Profit Margin (Excl OI)

112.00%

0.50%

11.15%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 214.76% vs 4.99% in Dec 2023

All Annual Results

Company CV

About Kemper Corp.

Kemper Corp.

Insurance

Kemper Corporation (Kemper) is a diversified insurance holding company. The Company, through its subsidiaries, provides automobile, homeowners, life, health and other insurance products to individuals and businesses. The Company operates through two segments: Property & Casualty Insurance, and Life & Health Insurance. The Property & Casualty Insurance segment's products include personal automobile insurance, both preferred and nonstandard, homeowners insurance, other personal insurance and commercial automobile insurance. These products are distributed primarily through independent agents and brokers. The Life & Health Insurance segment's products are individual life, accident, health and property insurance. These products are distributed by career agents employed by the Company and independent agents and brokers.

Company Coordinates

Company Details

200 E Randolph St Ste 3300 , CHICAGO IL : 60601-6509

Tel: 1 312 66146001 312 6614930

https://www.kemper.com/

Registrar Details

Kemper Corp.

1Day

52 Week

CASH

FII

DII

Promoter

How big is Kemper Corp.?

Watch in Real-Time

What does Kemper Corp. do?

Who are in the management team of Kemper Corp.?

Is Kemper Corp. overvalued or undervalued?

Is Kemper Corp. technically bullish or bearish?

Compare Kemper Corp. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Kemper Corp. Experiences Revision in Its Stock Evaluation Amid Mixed Market Signals

Kemper Corp. Stock Hits New 52-Week Low at $43.44

Kemper Corp. Stock Hits New 52-Week Low at $43.53

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About Kemper Corp.

Company Coordinates