MFA Share Price | MFA Financial, Inc. Stock Analysis & Recommendation

Q: What does MFA Financial, Inc. do?

Overview:MFA Financial, Inc. is a real estate investment trust company engaged in investing in residential mortgage assets, operating within the Realty industry and classified as a Micro Cap.Financial Snapshot:Most recent Net Sales: 153 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 41 Million (Quarterly Results - Mar 2025) Market-cap: USD 964.94 Million (Micro Cap)Key Metrics:P/E: 7.00 Dividend Yield: 1,489.23% Debt Equity: -999,999.00 Return on Equity: 7.44% Price to Book: 0.52 Contact Details:Address: 350 Park Ave Fl 20, NEW YORK NY: 10022-6054 Tel: 1 212 2076400 Fax: 1 212 2076420 Website: http://www.mfafinancial.com/

Q: Is MFA Financial, Inc. overvalued or undervalued?

As of 22 February 2024, the valuation grade for MFA Financial, Inc. has moved from risky to very attractive, indicating a significant improvement in its perceived value. The company appears undervalued, supported by a P/E ratio of 7, a Price to Book Value of 0.53, and an EV to EBITDA ratio of 0.78, all of which suggest that the stock is trading at a discount compared to its earnings and assets.In comparison to peers, MFA Financial, Inc. has a more favorable valuation profile than The GEO Group, Inc., which has a P/E ratio of 32.63 and is considered expensive, and Global Net Lease, Inc., which is rated risky with a P/E of -16.68. Despite the attractive valuation metrics, MFA has struggled in recent performance, with a one-year return of -26.01% compared to the S&P 500's 17.14%, highlighting the disconnect between its valuation and market performance.

Q: Is MFA Financial, Inc. technically bullish or bearish?

As of 3 October 2025, the technical trend for MFA Financial, Inc. has changed from mildly bearish to bearish. The current stance is bearish with weak strength, as indicated by the bearish MACD readings on both the weekly and monthly time frames, along with bearish Bollinger Bands and daily moving averages. The KST shows a conflicting bullish signal on the weekly but remains bearish monthly, while Dow Theory indicates a mildly bearish weekly and mildly bullish monthly perspective. The stock has underperformed significantly against the S&P 500 across multiple periods, with a 1-year return of -26.68% compared to the S&P 500's 17.82%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

245.74 k

Shareholding (Dec 2025)

FII

3.81%

Held by 74 FIIs

DII

64.41%

Held by 39 DIIs

Promoter

0.01%

How big is MFA Financial, Inc.?

22-Jun-2025

As of Jun 18, MFA Financial, Inc. has a market capitalization of 964.94 million, with net sales of 762.15 million and a net profit of 136.71 million over the latest four quarters. The balance sheet shows shareholder's funds of 1,841.79 million and total assets of 11,409.60 million.

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What does MFA Financial, Inc. do?

22-Jun-2025

MFA Financial, Inc. is a real estate investment trust that invests in residential mortgage assets, with a market cap of approximately $964.94 million. As of March 2025, it reported net sales of $153 million and a net profit of $41 million.

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Who are in the management team of MFA Financial, Inc.?

22-Jun-2025

As of March 2022, the management team of MFA Financial, Inc. includes Non-Executive Independent Chairman Mr. George Krauss, President and CEO Mr. Craig Knutson, and Independent Directors Mr. Stephen Blank, Mr. James Brodsky, Ms. Laurie Goodman, and Ms. Robin Josephs. They oversee the company's strategic direction and governance.

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Is MFA Financial, Inc. overvalued or undervalued?

20-Sep-2025

As of February 22, 2024, MFA Financial, Inc. is rated very attractive due to its undervalued metrics, including a P/E ratio of 7 and a Price to Book Value of 0.53, despite a one-year return of -26.01%, contrasting sharply with the S&P 500's 17.14% gain.

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Is MFA Financial, Inc. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, MFA Financial, Inc. is in a bearish trend with weak strength, indicated by bearish MACD readings and Bollinger Bands, while underperforming the S&P 500 with a 1-year return of -26.68%.

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Compare MFA Financial, Inc. with Similar Stocks

Global Net Lease, Inc.Paramount Group, Inc.Apartment Investment & Management Co.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Flat results in Jun 25

NET PROFIT(9M) At USD 79.78 MM has Grown at -48.51%
OPERATING CASH FLOW(Y) Lowest at USD 124.08 MM
DEBT-EQUITY RATIO (HY) Highest at 494.64 %

With ROE of 7.44%, it has a very attractive valuation with a 0.53 Price to Book Value

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Realty

Market cap

USD 1,015 Million (Small Cap)

P/E

6.00

Industry P/E

Dividend Yield

1,446.17%

Debt Equity

-999,999.00

Return on Equity

9.64%

Price to Book

0.56

Revenue and Profits:

Net Sales:

196 Million

(Quarterly Results - Dec 2025)

Net Profit:

54 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

2.1%

6 Months

11.95%

1 Year

9.08%

2 Years

-4.49%

3 Years

-1.07%

4 Years

-24.98%

5 Years

136.34%

MFA Financial, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

25.30%

EBIT Growth (5y)

53.42%

EBIT to Interest (avg)

1.41

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

110.77%

Pledged Shares

Institutional Holding

63.91%

ROCE (avg)

27.66%

ROE (avg)

6.00%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.56

EV to EBIT

0.90

EV to EBITDA

0.90

EV to Capital Employed

0.44

EV to Sales

0.89

PEG Ratio

0.12

Dividend Yield

1446.17%

ROCE (Latest)

48.24%

ROE (Latest)

9.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Sideways

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 48 Schemes (31.71%)

Foreign Institutions

Held by 74 Foreign Institutions (3.81%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

195.60

182.50

7.18%

Operating Profit (PBDIT) excl Other Income

191.90

177.30

8.23%

Interest

134.90

129.00

4.57%

Exceptional Items

0.00

Consolidate Net Profit

54.10

47.90

12.94%

Operating Profit Margin (Excl OI)

981.30%

968.30%

1.30%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 7.18% vs 7.10% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 12.94% vs 45.15% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

715.10

846.00

-15.47%

Operating Profit (PBDIT) excl Other Income

699.90

639.00

9.53%

Interest

514.00

521.20

-1.38%

Exceptional Items

0.00

Consolidate Net Profit

176.00

118.80

48.15%

Operating Profit Margin (Excl OI)

974.40%

753.90%

22.05%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is -15.47% vs 29.06% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 48.15% vs 48.13% in Dec 2024

All Annual Results

Company CV

About MFA Financial, Inc.

MFA Financial, Inc.

Realty

MFA Financial, Inc. is a real estate investment trust company. The Company is primarily engaged in the business of investing, on a leveraged basis, in residential mortgage assets including residential mortgage-backed securities and residential whole loans. The Company offers residential whole loans, including purchased performing loans, purchased credit impaired, non-performing loans and own residential real estate. The Company's subsidiaries invest in residential mortgage securities including Non-Agency mortgage-backed securities (MBS), Agency MBS and credit risk transfer (CRT) securities.

Company Coordinates

Company Details

350 Park Ave Fl 20 , NEW YORK NY : 10022-6054

Tel: 1 212 2076400

http://www.mfafinancial.com/

Registrar Details