ORI Share Price | Old Republic International Corp. Stock Analysis & Recommendation

Q: What does Old Republic International Corp. do?

Overview:Old Republic International Corporation is a holding company engaged in insurance underwriting and related services, operating within the insurance industry and classified as a mid-cap company.Financial Snapshot:- Most recent Net Profit: 246 Million (Quarterly Results - Mar 2025)- Market cap: USD 9,112.92 Million (Mid Cap)Key Metrics:- P/E: 12.00- Dividend Yield: 9.71%- Debt Equity: -999,999.00- Return on Equity: 13.19%- Price to Book: 1.54Contact Details:- Address: 307 N MICHIGAN AVE, CHICAGO IL: 60601-5311- Tel: 1 312 3468100- Website: http://www.oldrepublic.com/

Q: Is Old Republic International Corp. overvalued or undervalued?

As of 24 July 2025, the valuation grade for Old Republic International Corp. has moved from fair to attractive, indicating a more favorable assessment of its stock. The company appears undervalued, supported by a P/E ratio of 12, a PEG ratio of 0.57, and a price-to-book value of 1.57. In comparison to peers, First American Financial Corp. is considered very expensive with a P/E of 36.75, while Essent Group Ltd. has a fair valuation with a P/E of 8.80, highlighting Old Republic's relative attractiveness in the insurance sector.Despite recent underperformance over the past week with a return of -2.05% compared to the S&P 500's 1.05%, the company has shown resilience with a YTD return of 9.81% versus the S&P 500's 12.22%. This performance, combined with its strong dividend yield of 9.56%, reinforces the view that Old Republic International Corp. is a compelling investment opportunity.

Q: Is Old Republic International Corp. technically bullish or bearish?

As of 24 October 2025, the technical trend for Old Republic International Corp. has changed from bullish to mildly bullish. The weekly MACD is bullish, and the monthly MACD is also bullish, supporting a positive outlook. The daily moving averages indicate a mildly bullish stance, while the Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames. However, the KST is bullish weekly but mildly bearish monthly, and Dow Theory indicates a mildly bearish stance weekly but bullish monthly. In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -2.36% and -1.98% compared to the S&P 500's 1.92% and 2.32%, respectively. However, it has outperformed the benchmark on a year-to-date basis (11.94% vs. 15.47%) and over the past five years (139.99% vs. 95.99%). Overall, the current technical stance is mildly bullish, with mixed signals from various indicators.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

616.77 k

Shareholding (Dec 2025)

FII

6.70%

Held by 177 FIIs

DII

55.67%

Held by 59 DIIs

Promoter

0.04%

How big is Old Republic International Corp.?

22-Jun-2025

As of Jun 18, Old Republic International Corp. has a market capitalization of $9.11 billion, with net profit of $781.90 million and total assets of $21.24 billion.

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What does Old Republic International Corp. do?

22-Jun-2025

Old Republic International Corporation is a mid-cap holding company focused on insurance underwriting and related services, with a recent net profit of $246 million and a market cap of approximately $9.11 billion. Key metrics include a P/E ratio of 12.00 and a dividend yield of 9.71%.

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Who are in the management team of Old Republic International Corp.?

22-Jun-2025

As of March 2022, the management team of Old Republic International Corp. includes Chairman Aldo Zucaro, CEO Craig Smiddy, Lead Independent Director Arnold Steiner, and several Independent Directors: Steven Bateman, Harrington Bischof, Jimmy Dew, and John Dixon. They are responsible for the company's governance and strategic direction.

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Is Old Republic International Corp. overvalued or undervalued?

20-Sep-2025

As of July 24, 2025, Old Republic International Corp. is considered an attractive investment due to its undervalued status reflected in a P/E ratio of 12, a PEG ratio of 0.57, a strong dividend yield of 9.56%, and a year-to-date return of 9.81%, despite recent underperformance compared to the S&P 500.

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Is Old Republic International Corp. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, Old Republic International Corp. shows a mildly bullish technical trend with mixed signals from indicators, having underperformed the S&P 500 recently but outperformed it year-to-date and over the past five years.

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Compare Old Republic International Corp. with Similar Stocks

Fidelity National Financial, Inc.First American Financial Corp.Essent Group Ltd.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.84%

Positive results in Jun 25

Market Beating performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 9,918 Million (Small Cap)

P/E

11.00

Industry P/E

Dividend Yield

10.58%

Debt Equity

-999,999.00

Return on Equity

15.81%

Price to Book

1.68

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

207 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-15.57%

6 Months

-4.49%

1 Year

2.31%

2 Years

31.59%

3 Years

63.93%

4 Years

49.71%

5 Years

78.26%

Old Republic International Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

4.98%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.08%

Dividend Payout Ratio

31.18%

Pledged Shares

Institutional Holding

78.93%

ROCE (avg)

ROE (avg)

15.84%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.68

EV to EBIT

EV to EBITDA

EV to Capital Employed

1.71

EV to Sales

1.05

PEG Ratio

0.85

Dividend Yield

10.58%

ROCE (Latest)

ROE (Latest)

15.81%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

Mildly Bullish

OBV

Mildly Bullish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 100 Schemes (37.09%)

Foreign Institutions

Held by 177 Foreign Institutions (6.7%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "field": "Interest",
          "val1": "17.60",
          "val2": "17.20",
          "chgp": "2.33%",
          "chgp_class": "negative"
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          "val1": "0.00",
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          "field": "Consolidate Net Profit",
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          "val2": "105.10",
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        {
          "field": "Operating Profit Margin (Excl OI)",
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        "Dec'25",
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          "val1": "70.50",
          "val2": "77.40",
          "chgp": "-8.91%",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

Interest

17.60

17.20

2.33%

Exceptional Items

0.00

Consolidate Net Profit

207.20

105.10

97.15%

Operating Profit Margin (Excl OI)

117.50%

73.90%

4.36%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 97.15% vs -44.86% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

35.40

39.30

-9.92%

Interest

70.50

77.40

-8.91%

Exceptional Items

0.00

Consolidate Net Profit

941.90

852.70

10.46%

Operating Profit Margin (Excl OI)

137.30%

139.40%

-0.21%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 10.46% vs 42.45% in Dec 2024

All Annual Results

Company CV

About Old Republic International Corp.

Old Republic International Corp.

Insurance

Old Republic International Corporation is a holding company. The Company is engaged in business of insurance underwriting and related services. The Company conducts its operations through various regulated insurance company subsidiaries, which are organized into three segments: General Insurance Group, Title Insurance Group and the Republic Financial Indemnity Group (RFIG) Run-off Business. The Company's General Insurance segment consists of property and liability insurance, and offers coverages to businesses, government and other institutions. The Company's Title Insurance Group business consists of the issuance of policies to real estate purchasers and investors based upon searches of the public records, which contain information concerning interests in real property. The Company's RFIG run-off business consists of its mortgage guaranty and consumer credit indemnity (CCI) operations.

Company Coordinates

Company Details

307 N MICHIGAN AVE , CHICAGO IL : 60601-5311

Tel: 1 312 3468100

http://www.oldrepublic.com/

Registrar Details