RGA Share Price | Reinsurance Group of America, Inc. Stock Analysis & Recommendation

Q: Is Reinsurance Group of America, Inc. technically bullish or bearish?

As of 31 October 2025, the technical trend for Reinsurance Group of America, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a weak strength indicated by the weekly MACD and Bollinger Bands both showing bearish signals. The daily moving averages also confirm a bearish trend. The KST presents a mildly bullish signal on the weekly but is mildly bearish on the monthly, suggesting some divergence. There are no signals from the RSI, and Dow Theory indicates no trend on both weekly and monthly time frames. In terms of performance, the stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -12.63% compared to the S&P 500's 16.30%, and a one-year return of -13.23% versus 19.89%.

Q: Is Reinsurance Group of America, Inc. overvalued or undervalued?

As of 2 May 2024, the valuation grade for Reinsurance Group of America, Inc. has moved from fair to expensive, indicating that the stock is overvalued. The company exhibits a P/E ratio of 22, a price to book value of 1.51, and an EV to capital employed ratio of 1.62, all of which suggest a premium valuation relative to its peers. For comparison, CNA Financial Corp. has a P/E of 14.82 and Unum Group boasts a more attractive P/E of 13.25, highlighting the relative overvaluation of Reinsurance Group of America.In terms of recent performance, the company has underperformed against the S&P 500, with a year-to-date return of -11.72% compared to the index's 12.22%. This trend is further emphasized by a one-year return of -13.68% versus the S&P 500's 17.14%, reinforcing the notion that the stock may not justify its current valuation.

Q: What does Reinsurance Group of America, Inc. do?

Overview:Reinsurance Group of America, Inc. is an insurance holding company that provides traditional life and health reinsurance and financial solutions, operating in the insurance industry with a mid-cap market capitalization.Financial Snapshot:- Most recent Net Profit: 288 Million (Quarterly Results - Mar 2025)- Market-cap: USD 16,342.88 Million (Mid Cap)Key Metrics:- P/E: 22.00- Dividend Yield: 1.44%- Debt Equity: -999,999.00- Return on Equity: 6.95%- Price to Book: 1.43Contact Details:- Address: 16600 Swingley Ridge Rd, CHESTERFIELD MO: 63017-1706- Tel: 1 636 7367000, 1 636 7362068- Fax: 1 636 7367100- Website: http://www.rgare.com/

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

100.36 k

Shareholding (Jun 2026)

FII

15.07%

Held by 244 FIIs

DII

84.92%

Held by 53 DIIs

Promoter

0.00%

Is Reinsurance Group of America, Inc. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, Reinsurance Group of America, Inc. is in a bearish trend with weak strength indicators, underperforming the S&P 500 with year-to-date and one-year returns of -12.63% and -13.23%, respectively.

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Is Reinsurance Group of America, Inc. overvalued or undervalued?

20-Sep-2025

As of May 2, 2024, Reinsurance Group of America, Inc. is considered overvalued with a valuation grade of expensive, reflected in its high P/E ratio of 22 and poor performance, showing a year-to-date return of -11.72% compared to the S&P 500's 12.22%.

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How big is Reinsurance Group of America, Inc.?

22-Jun-2025

As of Jun 18, Reinsurance Group of America, Inc. has a market capitalization of $16.34 billion, with net profit of $800 million and total assets of $113.14 billion.

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What does Reinsurance Group of America, Inc. do?

22-Jun-2025

Reinsurance Group of America, Inc. is an insurance holding company specializing in life and health reinsurance and financial solutions, with a market capitalization of approximately $16.34 billion. As of March 2025, it reported a net profit of $288 million and has a P/E ratio of 22.00.

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Who are in the management team of Reinsurance Group of America, Inc.?

22-Jun-2025

As of March 2022, the management team of Reinsurance Group of America, Inc. includes CEO Anna Manning, Independent Chairman J. Cliff Eason, and several directors, including Keng Hooi Ng, Stephen O'Hearn, Pina Albo, Christine Detrick, and John Gauthier.

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Compare Reinsurance Group of America, Inc. with Similar Stocks

Unum Group CNA Financial Corp.Cincinnati Financial Corp.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor long term growth as Operating profit has grown by an annual rate of 0%

Flat results in Jun 25

With ROE of 6.95%, it has a expensive valuation with a 1.51 Price to Book Value

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 16,557 Million (Small Cap)

P/E

14.00

Industry P/E

Dividend Yield

1.10%

Debt Equity

-999,999.00

Return on Equity

8.78%

Price to Book

1.23

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2026)

Net Profit:

464 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

16.53%

6 Months

22.74%

1 Year

31.31%

2 Years

12.03%

3 Years

66.09%

4 Years

100.27%

5 Years

123.14%

Reinsurance Group of America, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.19%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

25.72%

Dividend Payout Ratio

20.57%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

7.63%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.23

EV to EBIT

EV to EBITDA

EV to Capital Employed

1.26

EV to Sales

0.64

PEG Ratio

0.21

Dividend Yield

1.10%

ROCE (Latest)

ROE (Latest)

8.78%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Jun 2026

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 125 Schemes (43.0%)

Foreign Institutions

Held by 244 Foreign Institutions (15.07%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "chgp": "18.73%",
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Quarterly Results Snapshot (Consolidated) - Jun'26 - QoQ

Jun'26

Mar'26

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

Interest

103.00

100.00

3.00%

Exceptional Items

0.00

Consolidate Net Profit

464.00

331.00

40.18%

Operating Profit Margin (Excl OI)

106.20%

83.60%

2.26%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2026 is 0.00% vs 0.00% in Mar 2026

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2026 is 40.18% vs -28.82% in Mar 2026

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

43.00

46.00

-6.52%

Interest

374.00

315.00

18.73%

Exceptional Items

0.00

Consolidate Net Profit

1,189.00

724.00

64.23%

Operating Profit Margin (Excl OI)

80.80%

58.40%

2.24%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 64.23% vs -20.35% in Dec 2024

All Annual Results

Company CV

About Reinsurance Group of America, Inc.

Reinsurance Group of America, Inc.

Insurance

Reinsurance Group of America, Incorporated (RGA) is an insurance holding company. The Company provides traditional life and health reinsurance and financial solutions with operations in the United States, Latin America, Canada, Europe, Africa, Asia and Australia. It has geographic-based and business-based operational segments, including U.S. and Latin America; Canada; Europe, Middle East and Africa; Asia Pacific, and Corporate and Other. Its geographic-based operations are further segmented into traditional and financial solutions businesses. The Company's subsidiaries include Reinsurance Company of Missouri, Incorporated, RGA Americas Reinsurance Company, Ltd., RGA Reinsurance Company (Barbados) Ltd., Manor Reinsurance, Ltd., RGA Reinsurance Company of South Africa, Limited, Aurora National Life Assurance Company, and RGA Reinsurance Company of Australia Limited. Traditional reinsurance includes individual and group life and health, disability, and critical illness reinsurance.

Company Coordinates

Company Details

16600 Swingley Ridge Rd , CHESTERFIELD MO : 63017-1706

Tel: 1 636 73670001 636 7362068

http://www.rgare.com/

Registrar Details

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