Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Reinsurance Group of America, Inc. ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Flat results in Jun 25
- ROCE(HY) Lowest at 7.07%
3
With ROE of 6.95%, it has a expensive valuation with a 1.51 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -3.55%, its profits have fallen by -7.8%
4
Below par performance in long term as well as near term
- Along with generating -3.55% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
How much should you buy?
- Overall Portfolio exposure to Reinsurance Group of America, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Reinsurance Group of America, Inc. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Reinsurance Group of America, Inc.
6.48%
-0.03
29.83%
S&P 500
17.99%
0.70
20.15%
Quality key factors
Factor
Value
Sales Growth (5y)
9.89%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.72%
Dividend Payout Ratio
20.58%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
7.63%
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.25
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
1.23
EV to Sales
0.77
PEG Ratio
0.22
Dividend Yield
1.08%
ROCE (Latest)
ROE (Latest)
8.78%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
19What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at USD 6,652 MM
OPERATING PROFIT(Q)
Highest at USD 622 MM
OPERATING PROFIT MARGIN(Q)
Highest at 9.35 %
PRE-TAX PROFIT(Q)
Highest at USD 510 MM
NET PROFIT(Q)
Highest at USD 463 MM
EPS(Q)
Highest at USD 6.97
-4What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 13.34%
INTEREST(Q)
Highest at USD 112 MM
Here's what is working for Reinsurance Group of America, Inc.
Net Profit
At USD 463 MM has Grown at 113.61%
over average net sales of the previous four periods of USD 216.75 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 6,652 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 6,652 MM has Grown at 19.18%
over average net sales of the previous four periods of USD 5,581.25 MMMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 622 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 9.35 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 510 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 510 MM has Grown at 62.55%
over average net sales of the previous four periods of USD 313.75 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 463 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 6.97
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Reinsurance Group of America, Inc.
Interest
At USD 112 MM has Grown at 16.67%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Interest
Highest at USD 112 MM
in the last five periods and Increased by 16.67% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Dividend Payout Ratio
Lowest at 13.34%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)






