ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Reinsurance Group of America, Inc. ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Flat results in Jun 25
- ROCE(HY) Lowest at 7.07%
3
With ROE of 6.95%, it has a expensive valuation with a 1.51 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -3.55%, its profits have fallen by -7.8%
4
Below par performance in long term as well as near term
- Along with generating -3.55% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Reinsurance Group of America, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Reinsurance Group of America, Inc. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Reinsurance Group of America, Inc.
31.31%
-0.03
29.83%
S&P 500
15.76%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.19%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.72%
Dividend Payout Ratio
20.57%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
7.63%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.23
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
1.26
EV to Sales
0.64
PEG Ratio
0.21
Dividend Yield
1.10%
ROCE (Latest)
ROE (Latest)
8.78%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
ROCE(HY)
Highest at 11.71%
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at USD 6,665 MM
OPERATING PROFIT(Q)
Highest at USD 708 MM
OPERATING PROFIT MARGIN(Q)
Highest at 10.62 %
PRE-TAX PROFIT(Q)
Highest at USD 605 MM
NET PROFIT(Q)
At USD 462 MM has Grown at 50.73%
EPS(Q)
Highest at USD 7
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 4,715 MM
DIVIDEND PAYOUT RATIO(Y)
Lowest at 13.29%
Here's what is working for Reinsurance Group of America, Inc.
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 6,665 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 708 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 10.62 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 605 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 605 MM has Grown at 50.12%
over average net sales of the previous four periods of USD 403 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 462 MM has Grown at 50.73%
over average net sales of the previous four periods of USD 306.5 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 7
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Reinsurance Group of America, Inc.
Operating Cash Flow
Lowest at USD 4,715 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Dividend Payout Ratio
Lowest at 13.29%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
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